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Ohio Savings Rate Trends

Willard, Ohio (OH) Savings Rates - March 2026

The best savings rates for Willard, Ohio and the surrounding area include PNC BankPNC Bank1025 S Main St, Willard, OH 44890A5.0 ★Texas Ratio: 6.83% PNC High Yield SavingsĀ® at 3.25% APY, The Huntington National BankThe Huntington National Bank501 Fort Ball Rd, Willard, OH 44890A+5.0 ★Texas Ratio: 4.60% High-Yield Savings at 2.98% APY, Sutton BankSutton Bank301 E Walton St, Willard, OH 44890A+5.0 ★Texas Ratio: 0.52% Kasasa Cash* Savings at 2.78% APY, Directions Credit UnionDirections Credit Union1 N Myrtle Ave, Willard, OH 44890A+5.0 ★Texas Ratio: 3.50% High Yield Savings at 2.53% APY, and Century Federal Credit UnionCentury Federal Credit Union28251 Lorain Rd, North Olmsted, OH 44070A+5.0 ★Texas Ratio: 4.21% Savings Jar at 10.47% APY.

To see how these savings rates in Willard, Ohio, and the surrounding area, compare, use our comprehensive tables below for side-by-side comparisons to find the best savings rates available. Rates in Willard, Ohio (OH) are continually updated — we recommend checking back frequently.

Savings rates reflect recent market quotes and representative offers available to depositors in Willard, Ohio and the surrounding area. Last Updated and Verified: March 21, 2026

Willard, OH Savings Rate Trends

Compare local Willard, OH savings rate quotes against the statewide average

Weekly savings rate averages tracked across our database of 8,500+ banks and credit unions — updated every evening.

View Full Ohio Savings Trends →
High-Yield Savings — OH Avg
2.763%

Ohio high-yield savings rates currently average 2.763% APY based on data from institutions in our monitoring network.

Standard Savings — OH Avg
0.620%

Ohio standard savings rates currently average 0.620% APY based on data from institutions in our monitoring network.

As of Mar 21, 2026 • Rate data sourced from 8,500+ monitored institutions Powered by MonitorBankRates

Compare the Best Savings Rates in Willard, Ohio & Surrounding Communities

Source: Verified Savings Rate Data provided by MonitorBankRates
Institution
Product
APY
Min Deposit
Profile
PNC Bank
Institution Rating:
A5.0 ★Texas Ratio: 6.83%
1025 S Main St, Willard, OH 44890
PNC High Yield SavingsĀ®
3.25%
$0
Rate3.20%
Min Deposit$0
Min Balance
UpdatedMar 21, 2026
Details

The Huntington National Bank
Institution Rating:
A+5.0 ★Texas Ratio: 4.60%
501 Fort Ball Rd, Willard, OH 44890
High-Yield Savings
2.98%
$5,000
Rate0.00%
Min Deposit$5,000
Min Balance
UpdatedMar 20, 2026
Details

Minimum of $5,000 not currently deposited at Huntington.

Sutton Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.52%
301 E Walton St, Willard, OH 44890
Kasasa Cash* Savings
2.78%
$100
Rate2.75%
Min Deposit$100
Min Balance
UpdatedMar 15, 2026
Details

Minimum balance to earn interest: $0.00 to 15,000.00

Sutton Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.52%
301 E Walton St, Willard, OH 44890
Kasasa Cash* Statement Savings Account
2.78%
$100
Rate2.75%
Min Deposit$100
Min Balance
UpdatedMar 15, 2026
Details

Minimum balance to earn interest: $0.00 to 15,000.00

Directions Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.50%
1 N Myrtle Ave, Willard, OH 44890
High Yield Savings
2.53%
$0
Rate2.50%
Min Deposit$0
Min Balance
UpdatedMar 16, 2026
Details

Sutton Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.52%
301 E Walton St, Willard, OH 44890
Statement Savings Account
1.26%
$100
Rate1.25%
Min Deposit$100
Min Balance
UpdatedMar 15, 2026
Details

Sutton Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.52%
301 E Walton St, Willard, OH 44890
Kasasa Cash* Savings
1.00%
$100
Rate1.00%
Min Deposit$100
Min Balance
UpdatedMar 15, 2026
Details

Minimum balance to earn interest: Over 15,000.00

Sutton Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.52%
301 E Walton St, Willard, OH 44890
Rewards Savings
1.00%
$50
Rate1.00%
Min Deposit$50
Min Balance
UpdatedMar 15, 2026
Details

Minimum to avoid monthly fees: $0.00

Sutton Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.52%
301 E Walton St, Willard, OH 44890
Kasasa Cash* Statement Savings Account
1.00%
$100
Rate1.00%
Min Deposit$100
Min Balance
UpdatedMar 15, 2026
Details

Minimum balance to earn interest: Over 15,000.00

Sutton Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.52%
301 E Walton St, Willard, OH 44890
Rewards Savings
0.90%
$50
Rate0.90%
Min Deposit$50
Min Balance
UpdatedMar 15, 2026
Details

Sutton Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.52%
301 E Walton St, Willard, OH 44890
Rewards Savings*
0.90%
$50
Rate0.90%
Min Deposit$50
Min Balance
UpdatedMar 15, 2026
Details

Sutton Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.52%
301 E Walton St, Willard, OH 44890
Statement Savings Account
0.90%
$100
Rate0.90%
Min Deposit$100
Min Balance
UpdatedMar 15, 2026
Details

Directions Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.50%
1 N Myrtle Ave, Willard, OH 44890
IRA Share Savings
0.40%
$5
Rate0.40%
Min Deposit$5
Min Balance
UpdatedMar 16, 2026
Details

Sutton Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.52%
301 E Walton St, Willard, OH 44890
Health Savings Accounts
0.25%
$50
Rate0.25%
Min Deposit$50
Min Balance
UpdatedMar 15, 2026
Details

Minimum to avoid monthly fees: $1,500.00

Sutton Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.52%
301 E Walton St, Willard, OH 44890
Health Savings Account
0.20%
$50
Rate0.20%
Min Deposit$50
Min Balance
UpdatedMar 15, 2026
Details

Sutton Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.52%
301 E Walton St, Willard, OH 44890
Health Savings Accounts
0.20%
$50
Rate0.20%
Min Deposit$50
Min Balance
UpdatedMar 15, 2026
Details

Minimum to avoid monthly fees: $1,500.00

Directions Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.50%
1 N Myrtle Ave, Willard, OH 44890
Youth Goal Savings
0.10%
$5
Rate0.10%
Min Deposit$5
Min Balance
UpdatedMar 16, 2026
Details

$25.00 to obtain APY

Directions Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.50%
1 N Myrtle Ave, Willard, OH 44890
Primary Share Savings
0.10%
$5
Rate0.10%
Min Deposit$5
Min Balance
UpdatedMar 16, 2026
Details

$25.00 to obtain APY

Sutton Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.52%
301 E Walton St, Willard, OH 44890
Health Savings Account
0.10%
$50
Rate0.10%
Min Deposit$50
Min Balance
UpdatedMar 15, 2026
Details

Sutton Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.52%
301 E Walton St, Willard, OH 44890
Statement Savings
0.10%
$50
Rate0.10%
Min Deposit$50
Min Balance
UpdatedMar 15, 2026
Details

Sutton Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.52%
301 E Walton St, Willard, OH 44890
Statement Savings
0.05%
$50
Rate0.05%
Min Deposit$50
Min Balance
UpdatedMar 15, 2026
Details

Minimum to avoid monthly fees: $300.00; Compounding Frequency: Quarterly

Sutton Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.52%
301 E Walton St, Willard, OH 44890
Health Savings Accounts
0.05%
$50
Rate0.05%
Min Deposit$50
Min Balance
UpdatedMar 15, 2026
Details

Minimum to avoid monthly fees: $1,500.00

Sutton Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.52%
301 E Walton St, Willard, OH 44890
Super Savings
0.05%
$5,000
Rate0.05%
Min Deposit$5,000
Min Balance
UpdatedMar 15, 2026
Details

Minimum to avoid monthly fees: $5,000.00

Sutton Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.52%
301 E Walton St, Willard, OH 44890
Health Savings Account
0.05%
$50
Rate0.05%
Min Deposit$50
Min Balance
UpdatedMar 15, 2026
Details

PNC Bank
Institution Rating:
A5.0 ★Texas Ratio: 6.83%
1025 S Main St, Willard, OH 44890
Standard Savings
0.03%
$0
Rate0.03%
Min Deposit$0
Min Balance
UpdatedMar 21, 2026
Details

PNC Bank
Institution Rating:
A5.0 ★Texas Ratio: 6.83%
1025 S Main St, Willard, OH 44890
Standard Savings
0.02%
$0
Rate0.02%
Min Deposit$0
Min Balance
UpdatedMar 21, 2026
Details

Sutton Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.52%
301 E Walton St, Willard, OH 44890
Health Savings Account
0.01%
$50
Rate0.01%
Min Deposit$50
Min Balance
UpdatedMar 15, 2026
Details

Sutton Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.52%
301 E Walton St, Willard, OH 44890
Health Savings Accounts
0.01%
$50
Rate0.01%
Min Deposit$50
Min Balance
UpdatedMar 15, 2026
Details

Minimum to avoid monthly fees: $1,500.00

Century Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.21%
28251 Lorain Rd, North Olmsted, OH 44070
Savings Jar
10.47%
$0
Rate0.00%
Min Deposit$0
Min Balance
UpdatedMar 18, 2026
Details

Pathways Financial Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.58%
5665 N Hamilton Rd, Columbus, OH 43230
Owner Rewards Savings
10.00%
$0
Rate0.00%
Min Deposit$0
Min Balance
UpdatedMar 17, 2026
Details

Qualifying balance up to $5,000.00

Seven Seventeen Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.83%
3181 Larchmont Ave NE, Warren, OH 44483 2435
Youth Startup Savings Account
7.17%
$0
Rate6.99%
Min Deposit$0
Min Balance
UpdatedMar 17, 2026
Details

Ohio State Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
2106 E Main St, Bexley, OH 43209
OSB Jump Start Savings for Kids
7.00%
$0
Rate6.78%
Min Deposit$0
Min Balance
UpdatedMar 17, 2026
Details

Qualifying balance up to $1500.00

Ohio State Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
2106 E Main St, Bexley, OH 43209
Jump Start Savings for Kids!
7.00%
$25
Rate0.00%
Min Deposit$25
Min Balance
UpdatedMar 17, 2026
Details

Qualifying balance up to $1500.00

Ohio State Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
2106 E Main St, Bexley, OH 43209
Jump Start Savings for Kids
7.00%
$25
Rate0.00%
Min Deposit$25
Min Balance
UpdatedMar 17, 2026
Details

Qualifying balance up to $1500.00

Kemba Financial Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.84%
555 Officenter Pl, Gahanna, OH 43230 5314
Ohio Homebuyer Plus Savings Account
6.25%
$500
Rate0.00%
Min Deposit$500
Min Balance
UpdatedMar 20, 2026
Details

KEMBA Advantage APY

Kemba Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.17%
8763 Union Centre Blvd, West Chester, OH 45069
Ohio Homebuyer Plus Savings
6.25%
$0
Rate6.08%
Min Deposit$0
Min Balance
UpdatedMar 20, 2026
Details

River Valley Credit Union Miamisburg, OH
Institution Rating:
A+5.0 ★Texas Ratio: 3.99%
505 Earl Blvd, Miamisburg, OH 45342
Sweet Savings Youth Account Tier 1
6.17%
$0
Rate6.00%
Min Deposit$0
Min Balance
UpdatedMar 21, 2026
Details

River Valley Credit Union Miamisburg, OH
Institution Rating:
A+5.0 ★Texas Ratio: 3.99%
505 Earl Blvd, Miamisburg, OH 45342
Sweet Savings
6.17%
$5
Rate6.00%
Min Deposit$5
Min Balance
UpdatedMar 21, 2026
Details

Qualifications Required: account must have e-statements; Qualifying balance up to $1,000.00

First Federal S&L of Lakewood
Institution Rating:
A+5.0 ★Texas Ratio: 2.73%
5659 Broadview Rd, Parma, OH 44134
Ohio Homebuyer Plus Savings Account
6.17%
$0
Rate0.00%
Min Deposit$0
Min Balance
UpdatedMar 15, 2026
Details

Qualifying balance up to $1,000.00

Superior Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.36%
1205 E Kibby St, Lima, OH 45804
Ohio Homebuyer Plus Savings Account
6.00%
$0
Rate5.84%
Min Deposit$0
Min Balance
UpdatedMar 15, 2026
Details

1st National Bank OH
Institution Rating:
A5.0 ★Texas Ratio: 9.28%
1000 E Main St, Lebanon, OH 45036
Ohio Homebuyer Plus Savings Account
6.00%
$500
Rate5.83%
Min Deposit$500
Min Balance
UpdatedMar 18, 2026
Details

APY = Annual Percentage Yield. Terms apply.

Kemba Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.17%
8763 Union Centre Blvd, West Chester, OH 45069
Ohio Homebuyer Plus Savings
5.25%
$0
Rate5.13%
Min Deposit$0
Min Balance
UpdatedMar 20, 2026
Details

MyUSA Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.93%
3600 Towne Blvd, Middletown, OH 45005 5543
Student Savings
5.13%
$0
Rate5.00%
Min Deposit$0
Min Balance
UpdatedMar 15, 2026
Details

(ages 0-17 or older with current Student ID)

Together Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.65%
690 Schrock Rd, Columbus, OH 43229 1123
Accelerate It Savings
5.00%
$0
Rate4.89%
Min Deposit$0
Min Balance
UpdatedMar 15, 2026
Details

Qualifying balance up to $5,000.00

CINCINNATI OHIO POLICE
Institution Rating:
A5.0 ★Texas Ratio: 7.25%
959 W 8th St, Cincinnati, OH 45203
Youth Savings
5.00%
$0
Rate4.89%
Min Deposit$0
Min Balance
UpdatedMar 16, 2026
Details

Everence Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.68%
4136 Kidron Rd, Dalton, OH 44618
Youth savings
5.00%
$0
Rate0.00%
Min Deposit$0
Min Balance
UpdatedMar 13, 2026
Details

Qualifying balance up to $1,000.00

Riverview Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.99%
403 Main St, Belpre, OH 45714 1615
Youth Savings (Prime Savers)
5.00%
$0
Rate0.00%
Min Deposit$0
Min Balance
UpdatedMar 17, 2026
Details

Qualifying balance up to $1,000.00

Kemba Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.17%
8763 Union Centre Blvd, West Chester, OH 45069
Ohio Homebuyer Plus Savings
4.25%
$0
Rate4.17%
Min Deposit$0
Min Balance
UpdatedMar 20, 2026
Details

River Valley Credit Union Miamisburg, OH
Institution Rating:
A+5.0 ★Texas Ratio: 3.99%
505 Earl Blvd, Miamisburg, OH 45342
Cap & Gown College Savings Age 0 - 8
4.12%
$0
Rate4.04%
Min Deposit$0
Min Balance
UpdatedMar 21, 2026
Details

OUCU Financial Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.65%
944 E State St, Athens, OH 45701
IRA High Yield Savings
4.00%
$0
Rate3.94%
Min Deposit$0
Min Balance
UpdatedMar 21, 2026
Details

Ukrainian Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 10.45%
5602 State Rd, Cleveland, OH 44134
High Dividend Share Draft
4.00%
$0
Rate0.00%
Min Deposit$0
Min Balance
UpdatedMar 17, 2026
Details

Qualifying balance up to $25,000.00

Ukrainian Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 10.45%
5602 State Rd, Cleveland, OH 44134
Personal Share Draft
4.00%
$0
Rate0.00%
Min Deposit$0
Min Balance
UpdatedMar 17, 2026
Details

Qualifying balance up to $25,000.00

Bridge Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.02%
1980 W Broad St, Columbus, OH 43223
Coverdell Education Savings
3.75%
$0
Rate0.00%
Min Deposit$0
Min Balance
UpdatedMar 18, 2026
Details

$250 Minimum / 12 Months; ConnectMORE APY*

Corporate America Family Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.64%
136 McMahan Blvd, Marion, OH 43302
Business Prosperity Savings
3.75%
$1,000
Rate0.00%
Min Deposit$1,000
Min Balance
UpdatedMar 18, 2026
Details

Intro rate subject to change

Wright-Patt Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.66%
1506 N Fairfield Rd, Beavercreek, OH 45432 2737
Business Share ertifiates Minimum
3.72%
$0
Rate0.00%
Min Deposit$0
Min Balance
UpdatedMar 15, 2026
Details

$500; Month

Bridge Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.02%
1980 W Broad St, Columbus, OH 43223
Coverdell Education Savings
3.65%
$0
Rate0.00%
Min Deposit$0
Min Balance
UpdatedMar 18, 2026
Details

$250 Minimum / 12 Months; Everyday APY*

Wright-Patt Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.66%
1506 N Fairfield Rd, Beavercreek, OH 45432 2737
Business Share ertifiates Minimum
3.62%
$0
Rate0.00%
Min Deposit$0
Min Balance
UpdatedMar 15, 2026
Details

$500; Month

River Valley Credit Union Miamisburg, OH
Institution Rating:
A+5.0 ★Texas Ratio: 3.99%
505 Earl Blvd, Miamisburg, OH 45342
Cap & Gown College Savings Age 9 - 14
3.60%
$0
Rate3.54%
Min Deposit$0
Min Balance
UpdatedMar 21, 2026
Details

Wright-Patt Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.66%
1506 N Fairfield Rd, Beavercreek, OH 45432 2737
Business Share ertifiates Minimum
3.57%
$0
Rate0.00%
Min Deposit$0
Min Balance
UpdatedMar 15, 2026
Details

$500; Month

Wright-Patt Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.66%
1506 N Fairfield Rd, Beavercreek, OH 45432 2737
Business Share ertifiates Minimum
3.55%
$0
Rate0.00%
Min Deposit$0
Min Balance
UpdatedMar 15, 2026
Details

$500; Month

The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice.

Banks and Credit Unions: If you identify an incorrect rate or wish to request the removal of your institution’s data, please contact us here.

Methodology & Data Sources

Direct-Sourced & Verified Savings Rate Data: We aggregate savings account rates for Willard, Ohio directly from the official websites of banks and credit unions using our proprietary rate aggregation technology and a dedicated team of rate updaters. Every savings rate displayed on MonitorBankRates.com is highly accurate and trustworthy.

Local, Regional, and National Coverage: Our systems constantly monitor the market to provide a complete picture of available yields in Willard, Ohio. We feature a comprehensive mix of institutions — from neighborhood credit unions and competitive regional banks to large national institutions available to savers in OH.

Daily Updates & Time-Stamped Accuracy: Our rate updaters verify and update savings rates daily. Because savings account yields can fluctuate rapidly, every product listed features its own specific “last updated” date, giving you complete transparency.

Frequently Asked Questions about Savings Accounts in Willard, Ohio

What is a High-Yield Savings Account (HYSA)?

A High-Yield Savings Account (HYSA) typically pays significantly higher interest than standard accounts at national brick-and-mortar banks. These accounts, often found at online banks or local credit unions in Ohio, help your money grow faster through a higher APY.

Are savings accounts in Willard, Ohio safe?

Yes, as long as the institution is FDIC insured (for banks) or NCUA insured (for credit unions). This provides federal protection for your deposits in Ohio up to $250,000 per depositor, per institution.

How often do savings rates change in Willard, Ohio?

Savings rates are variable and can change at any time based on market conditions and Federal Reserve decisions. We update our local Ohio rate tables daily to ensure you see the most current high-yield options.

Do I need a minimum deposit to open a savings account?

It depends on the bank. Many online high-yield savings accounts have no minimum deposit requirement, while some traditional banks in Willard, Ohio may require $25–$100 to open an account.

What is the difference between a Savings Account and a Money Market Account?

Both pay interest and are federally insured. Money Market Accounts (MMAs) often come with check-writing privileges or a debit card, making them more flexible, whereas standard savings accounts typically do not.

Are online banks better than local banks in Willard, Ohio?

Online banks often offer higher APYs because they have lower overhead costs. However, local banks in Willard, Ohio offer in-person customer service, which some customers prefer.

How do I open a savings account in Willard, Ohio?

You can open a savings account online or in-person. You will generally need a government-issued ID, your Social Security number, and an initial deposit to get started.

Best Savings Rates in Willard, Ohio

Here are recent savings rates observed in Willard, Ohio and the surrounding area:
  • PNC Bank
    PNC High Yield SavingsĀ® — 3.25% APY
  • The Huntington National Bank
    High-Yield Savings — 2.98% APY
  • Sutton Bank
    Kasasa Cash* Savings — 2.78% APY
  • Directions Credit Union
    High Yield Savings — 2.53% APY
  • Century Federal Credit Union
    Savings Jar — 10.47% APY
Savings Rates reflect actual verified offers from banks and credit unions actively accepting deposits in Willard, Ohio. Your final available rate may depend on deposit amount and daily market movements. Last Updated and Verified: March 21, 2026