Springfield, Ohio (OH) Savings Rates - March 2026
Brian McKay
Brian McKay
Founder & Data Architect- Automated Online Rate Data Aggregation
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The best savings rates for Springfield, Ohio and the surrounding area include Pathways Financial Credit UnionPathways Financial Credit Union1850 S Limestone St, Springfield, OH 45505A5.0 ★Texas Ratio: 6.58% Owner Rewards Savings at 10.00% APY, Wright-Patt Credit UnionWright-Patt Credit Union2097 N Bechtle Ave, Springfield, OH 45504 1583A5.0 ★Texas Ratio: 7.66% Health Savings Aount at 7.00% APY, Bridge Credit UnionBridge Credit Union420 York St Ste B, Springfield, OH 45505 2143A+5.0 ★Texas Ratio: 2.02% Ohio Homebuyer Plus Savings Account at 6.25% APY, MyUSA Credit UnionMyUSA Credit Union1620 Upper Valley Pike, Springfield, OH 45504A+5.0 ★Texas Ratio: 5.93% Student Savings at 5.13% APY, and NCF Savings BankNCF Savings Bank833 Villa Rd, Springfield, OH 45503A+5.0 ★Texas Ratio: 4.12% Community Builder Savings at 3.50% APY. Savings rates as of March 25, 2026 according to verified data from MonitorBankRates.
To see how these savings rates in Springfield, Ohio, and the surrounding area, compare, use our comprehensive tables below for side-by-side comparisons to find the best savings rates available. Rates in Springfield, Ohio (OH) are continually updated — we recommend checking back frequently.
Savings rates reflect recent market quotes and representative offers available to depositors in Springfield, Ohio and the surrounding area. Last Updated and Verified: March 25, 2026
Compare the Best Savings Rates in Springfield, Ohio & Surrounding Communities
Qualifying balance up to $5,000.00
Qualifying balance up to $1,000.00
Everyday APY
(ages 0-17 or older with current Student ID)
ConnectMORE APY
$500; Month
Everyday APY
$500; Month
$500; Month
$500; Month
$500; Month
Everyday APY
Minimum of $5,000 not currently deposited at Huntington.
APYs disclosed effective as of 5/16/2025 and may change after account is opened. APY will be paid only on the portion of your average daily balance that is greater than $100,000. The portion of your average daily balance $25,000 - $99,999 earns 2.70% and balances up to $24,999 will earn 0.07%. There is no minimum balance to open a Premier Savings account, but you must meet membership eligibility and maintain a Main Share Membership Savings Account with a balance of $5.00 to open a Premier Savings Account. If the balance falls below $2,000 at any time during the month a fee will be charged. A balance of $0.01 is required to earn dividends; fees may reduce earnings. For additional account information, speak to a MyUSA Associate for details.
$100.00 to $2,499.99
$100,000 +
$25,000 - $99,999
ConnectMORE APY
Everyday APY
ConnectMORE APY
ConnectMORE APY; Qualifying balance up to $500.00
Everyday APY
Everyday APY; Qualifying balance up to $500.00
Qualifying balance up to $24,999.99
Qualifying balance up to $1500.00
Qualifying balance up to $1500.00
APY = Annual Percentage Yield. Terms apply.
Any Amount
over current rate account is earning
Rate based on current balance
Monthly compounding; Requires active Sher-Advantage Checking
Banks and Credit Unions: If you identify an incorrect rate or wish to request the removal of your institution’s data, please contact us here.
Springfield, OH Savings Rate Trends
Compare local Springfield, OH savings rate quotes against the statewide average
Weekly savings rate averages tracked across our database of 8,500+ banks and credit unions — updated every evening.
Ohio high-yield savings rates rose 1.192 points this week to 2.750% APY, up from 1.558% last week.
Ohio standard savings rates fell 0.035 points this week to 0.682% APY, down from 0.717% last week.
Methodology & Data Sources
Direct-Sourced & Verified Savings Rate Data: We aggregate savings account rates for Springfield, Ohio directly from the official websites of banks and credit unions using our proprietary rate aggregation technology and a dedicated team of rate updaters. Every savings rate displayed on MonitorBankRates.com is highly accurate and trustworthy.
Local, Regional, and National Coverage: Our systems constantly monitor the market to provide a complete picture of available yields in Springfield, Ohio. We feature a comprehensive mix of institutions — from neighborhood credit unions and competitive regional banks to large national institutions available to savers in OH.
Daily Updates & Time-Stamped Accuracy: Our rate updaters verify and update savings rates daily. Because savings account yields can fluctuate rapidly, every product listed features its own specific “last updated” date, giving you complete transparency.
Frequently Asked Questions about Savings Accounts in Springfield, Ohio
What is a High-Yield Savings Account (HYSA)?
Are savings accounts in Springfield, Ohio safe?
How often do savings rates change in Springfield, Ohio?
Do I need a minimum deposit to open a savings account?
What is the difference between a Savings Account and a Money Market Account?
Are online banks better than local banks in Springfield, Ohio?
How do I open a savings account in Springfield, Ohio?
Best Savings Rates in Springfield, Ohio
- Pathways Financial Credit Union
Owner Rewards Savings — 10.00% APY - Wright-Patt Credit Union
Health Savings Aount — 7.00% APY - Bridge Credit Union
Ohio Homebuyer Plus Savings Account — 6.25% APY - MyUSA Credit Union
Student Savings — 5.13% APY - NCF Savings Bank
Community Builder Savings — 3.50% APY
