CD Rates Springfield, Ohio (OH) for March 2026
Content reviewed by
Brian McKay
iEditorial Disclosure
Brian McKay
Brian McKay
Founder & Data ArchitectExpertise
- Automated Online Rate Data Aggregation
- Location-Based Rate Tables
- Bank & Credit Union Health Safety Ratings
- Bank & Credit Union Star Ratings
- Finance Calculators
Brian is the Founder of MonitorBankRates.com. For over 18 years, he has utilized his background in enterprise infrastructure to engineer proprietary systems that track rates from over 8,000 financial institutions.
Read Full Bio →
Editorial Disclosure
The rates displayed are actual, verified rates sourced directly from the official websites of banks and credit unions. Our editorial content is independent of any advertiser relationships.
Current Springfield, Ohio CD rates include Pathways Financial Credit UnionPathways Financial Credit Union5665 N Hamilton Rd, Columbus, OH 43230A5.0 ★Texas Ratio: 6.58% offering 12 Month Certificate at 4.45% APY, ih Credit Unionih Credit Union5000 Urbana Rd, Springfield, OH 45502 9069A5.0 ★Texas Ratio: 6.59% offering IRA Certificates 60 month certificate at 3.09% APY, GLASS CITYGLASS CITY1340 Arrowhead Dr, Maumee, OH 43537A+5.0 ★Texas Ratio: 2.83% offering 12 Month Youth CD at 5.00% APY, Third Federal Savings and LoanThird Federal Savings and Loan7007 Broadway Ave, Cleveland, OH 44105A+5.0 ★Texas Ratio: 1.96% offering 6 Month Bonus CD at 4.75% APY, and Fasson Employees Federal Credit UnionFasson Employees Federal Credit Union250 Chester St # 1 E, Painesville, OH 44077 4118A+5.0 ★Texas Ratio: 1.77% offering 12 Month Maturity Certificate Accounts at 4.50% APY.
To help you find the best CD rates in Springfield, Ohio, and the surrounding area,, use our comprehensive rate tables for side-by-side comparisons across all 8 CD terms from local and national banks and credit unions, to ensure you find the best CD rates available.
The Annual Percentage Yields (APYs) displayed reflect actual verified offers from top-rated institutions. Rates are subject to change at the institution's discretion without notice and may depend on your initial funding amount. A substantial penalty may be imposed for early withdrawal, which could reduce earnings on the account. CD Rates Last Updated and Verified: March 20, 2026
Springfield, OH CD Rate Trends
Compare local Springfield, OH CD rate quotes against the statewide average
Weekly CD rate averages tracked across our database of 8,500+ banks and credit unions — updated every evening.
12-Month CD — OH Avg
2.912%
▼ 0.196 from last week
Ohio 12-month CD rates fell 0.196 points this week to 2.912% APY, down from 3.108% last week.
6-Month CD — OH Avg
2.485%
▼ 0.037 from last week
Ohio 6-month CD rates fell 0.037 points this week to 2.485% APY, down from 2.522% last week.
As of Mar 20, 2026 • Rate data sourced from 8,500+ monitored institutions
Powered by MonitorBankRates
Compare Best CD Rates in Springfield, Ohio & the Surrounding Area
Source: Verified CD Rate Data provided by MonitorBankRates
Institution
Product
Min Deposit
APY
Profile
Community Savings Bank Bethel, OH
Institution Rating:
A+5.0 ★Texas Ratio: 0.99%
503 W Plane St, Bethel, OH 45106
3 Month *Special* Certificates of Deposits & Individual Retirement Accounts (IRAs)
$25,000
4.00%
▼
Rate3.94%
Min Deposit$25,000
Min Balance—
UpdatedMar 18, 2026
Details
Community Savings Bank Bethel, OH
Institution Rating:
A+5.0 ★Texas Ratio: 0.99%
503 W Plane St, Bethel, OH 45106
3 MONTH CD
$0
4.00%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMar 18, 2026
Details
Limited time offer
Austin Capital Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.43%
3305 Steck Ave Ste 275, Austin, TX 78757
3 Month Certificate of Deposit
$0
3.91%
▼
Rate3.85%
Min Deposit$0
Min Balance—
UpdatedMar 17, 2026
Details
Source: Verified CD Rate Data provided by MonitorBankRates
Institution
Product
Min Deposit
APY
Profile
Pathways Financial Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.58%
5665 N Hamilton Rd, Columbus, OH 43230
6 Month Certificate
$100,000
4.10%
▼
Rate—
Min Deposit$100,000
Min Balance—
UpdatedMar 17, 2026
Details
Pathways Financial Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.58%
5665 N Hamilton Rd, Columbus, OH 43230
6 Month Certificate
$500
4.00%
▼
Rate—
Min Deposit$500
Min Balance—
UpdatedMar 17, 2026
Details
Pathways Financial Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.58%
5665 N Hamilton Rd, Columbus, OH 43230
6 Month Certificate
$100,000
3.35%
▼
Rate—
Min Deposit$100,000
Min Balance—
UpdatedMar 17, 2026
Details
Pathways Financial Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.58%
5665 N Hamilton Rd, Columbus, OH 43230
6 Month Certificate
$500
3.30%
▼
Rate—
Min Deposit$500
Min Balance—
UpdatedMar 17, 2026
Details
ih Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.59%
5000 Urbana Rd, Springfield, OH 45502 9069
6 month certificate
$0
2.00%
▼
Rate1.98%
Min Deposit$0
Min Balance—
UpdatedMar 20, 2026
Details
ih Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.59%
5000 Urbana Rd, Springfield, OH 45502 9069
Share Certificates 6 month certificate
$0
2.00%
▼
Rate1.98%
Min Deposit$0
Min Balance—
UpdatedMar 20, 2026
Details
Third Federal Savings and Loan
Institution Rating:
A+5.0 ★Texas Ratio: 1.96%
7007 Broadway Ave, Cleveland, OH 44105
6 Month Bonus CD
$500
4.75%
▼
Rate—
Min Deposit$500
Min Balance—
UpdatedMar 15, 2026
Details
Month 1 APY
LCE Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.16%
77 N Saint Clair St, Painesville, OH 44077
6 Month Share Certificate
$0
4.16%
▼
Rate4.10%
Min Deposit$0
Min Balance—
UpdatedMar 20, 2026
Details
CF Bank
Institution Rating:
A+5.0 ★Texas Ratio: 2.42%
4960 E Dublin Granville Rd, Columbus, OH 43081
6 Month term
$0
4.00%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMar 18, 2026
Details
Together Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.65%
3805 Union Rd, Saint Louis, MO 63125 4320
6 Month Certificate of Deposit (IRA)
$0
3.95%
▼
Rate3.88%
Min Deposit$0
Min Balance—
UpdatedMar 15, 2026
Details
Together Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.65%
3805 Union Rd, Saint Louis, MO 63125 4320
Member Merits (Gold1) 6 Month Certificate of Deposit
$0
3.95%
▼
Rate3.88%
Min Deposit$0
Min Balance—
UpdatedMar 15, 2026
Details
The Baltic State Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.28%
101 E Main St, Baltic, OH 43804
6 Month CD
$500
3.92%
▼
Rate3.85%
Min Deposit$500
Min Balance—
UpdatedMar 17, 2026
Details
Together Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.65%
3805 Union Rd, Saint Louis, MO 63125 4320
6 Month Certificate
$0
3.90%
▼
Rate3.83%
Min Deposit$0
Min Balance—
UpdatedMar 15, 2026
Details
GLASS CITY
Institution Rating:
A+5.0 ★Texas Ratio: 2.83%
1340 Arrowhead Dr, Maumee, OH 43537
6 Month CD
$500
3.90%
▼
Rate3.84%
Min Deposit$500
Min Balance—
UpdatedMar 16, 2026
Details
First Commonwealth Bank
Institution Rating:
A+5.0 ★Texas Ratio: 4.20%
709 Hannah St, Houtzdale, PA 16651
180 Day Certificate of Deposit
$10,000
3.80%
▼
Rate3.74%
Min Deposit$10,000
Min Balance—
UpdatedMar 18, 2026
Details
Source: Verified CD Rate Data provided by MonitorBankRates
Institution
Product
Min Deposit
APY
Profile
Pathways Financial Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.58%
5665 N Hamilton Rd, Columbus, OH 43230
12 Month Certificate
$100,000
4.45%
▼
Rate—
Min Deposit$100,000
Min Balance—
UpdatedMar 17, 2026
Details
Pathways Financial Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.58%
5665 N Hamilton Rd, Columbus, OH 43230
12 Month Certificate
$500
4.35%
▼
Rate—
Min Deposit$500
Min Balance—
UpdatedMar 17, 2026
Details
Pathways Financial Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.58%
5665 N Hamilton Rd, Columbus, OH 43230
12 Month Certificate
$100,000
3.55%
▼
Rate—
Min Deposit$100,000
Min Balance—
UpdatedMar 17, 2026
Details
Pathways Financial Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.58%
5665 N Hamilton Rd, Columbus, OH 43230
12 Month Certificate
$500
3.45%
▼
Rate—
Min Deposit$500
Min Balance—
UpdatedMar 17, 2026
Details
ih Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.59%
5000 Urbana Rd, Springfield, OH 45502 9069
12 month certificate
$0
2.73%
▼
Rate2.70%
Min Deposit$0
Min Balance—
UpdatedMar 20, 2026
Details
ih Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.59%
5000 Urbana Rd, Springfield, OH 45502 9069
IRA Certificates 12 month certificate
$0
2.73%
▼
Rate2.70%
Min Deposit$0
Min Balance—
UpdatedMar 20, 2026
Details
ih Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.59%
5000 Urbana Rd, Springfield, OH 45502 9069
Share Certificates 12 month certificate
$0
2.73%
▼
Rate2.70%
Min Deposit$0
Min Balance—
UpdatedMar 20, 2026
Details
GLASS CITY
Institution Rating:
A+5.0 ★Texas Ratio: 2.83%
1340 Arrowhead Dr, Maumee, OH 43537
12 Month Youth CD
$100
5.00%
▼
Rate4.91%
Min Deposit$100
Min Balance—
UpdatedMar 16, 2026
Details
Fasson Employees Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.77%
250 Chester St # 1 E, Painesville, OH 44077 4118
12 Month Maturity Certificate Accounts
$1,000
4.50%
▼
Rate4.50%
Min Deposit$1,000
Min Balance—
UpdatedMar 16, 2026
Details
Materion Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.28%
14710 W Portage River South Rd, Elmore, OH 43416
12 Month Certificate
$500
4.50%
▼
Rate4.43%
Min Deposit$500
Min Balance—
UpdatedMar 17, 2026
Details
OUCU Financial Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.65%
944 E State St, Athens, OH 45701
Easy Save IRA Certificate 12 month
$0
4.00%
▼
Rate3.94%
Min Deposit$0
Min Balance—
UpdatedMar 15, 2026
Details
Partners 1st Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.82%
6210 W Jefferson Blvd, Fort Wayne, IN 46804 3073
12-Month Promotional Savings Certificate
$500
4.00%
▼
Rate—
Min Deposit$500
Min Balance—
UpdatedMar 15, 2026
Details
United Midwest Savings Bank
Institution Rating:
A5.0 ★Texas Ratio: 7.26%
101 N Main St, West Manchester, OH 45382
12 Month CD
$0
4.00%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMar 15, 2026
Details
TruPartner Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.65%
1800 Vine St, Cincinnati, OH 45202
12 Month Savings Builder Certificate
$0
4.00%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMar 17, 2026
Details
Maximum deposit $100 per week
TruPartner Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.65%
1800 Vine St, Cincinnati, OH 45202
12 Month Youth Savers Certificate
$0
4.00%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMar 17, 2026
Details
Deposit limits are a minimum of $250 and a maximum of $1,000 .
Source: Verified CD Rate Data provided by MonitorBankRates
Institution
Product
Min Deposit
APY
Profile
Pathways Financial Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.58%
5665 N Hamilton Rd, Columbus, OH 43230
18 Month Certificate
$100,000
4.35%
▼
Rate—
Min Deposit$100,000
Min Balance—
UpdatedMar 17, 2026
Details
Pathways Financial Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.58%
5665 N Hamilton Rd, Columbus, OH 43230
18 Month Certificate
$500
4.25%
▼
Rate—
Min Deposit$500
Min Balance—
UpdatedMar 17, 2026
Details
Pathways Financial Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.58%
5665 N Hamilton Rd, Columbus, OH 43230
18 Month Certificate
$100,000
3.45%
▼
Rate—
Min Deposit$100,000
Min Balance—
UpdatedMar 17, 2026
Details
Pathways Financial Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.58%
5665 N Hamilton Rd, Columbus, OH 43230
18 Month Certificate
$500
3.35%
▼
Rate—
Min Deposit$500
Min Balance—
UpdatedMar 17, 2026
Details
ih Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.59%
5000 Urbana Rd, Springfield, OH 45502 9069
18 month certificate
$0
2.73%
▼
Rate2.70%
Min Deposit$0
Min Balance—
UpdatedMar 20, 2026
Details
ih Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.59%
5000 Urbana Rd, Springfield, OH 45502 9069
IRA Certificates 18 month certificate
$0
2.73%
▼
Rate2.70%
Min Deposit$0
Min Balance—
UpdatedMar 20, 2026
Details
ih Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.59%
5000 Urbana Rd, Springfield, OH 45502 9069
Share Certificates 18 month certificate
$0
2.73%
▼
Rate2.70%
Min Deposit$0
Min Balance—
UpdatedMar 20, 2026
Details
Eaton Family Credit Union
Institution Rating:
A-4.9 ★Texas Ratio: 16.33%
28954 Chardon Rd, Willoughby Hills, OH 44092
Certificate of Deposit 18 month
$0
3.80%
▼
Rate3.75%
Min Deposit$0
Min Balance—
UpdatedMar 13, 2026
Details
Source: Verified CD Rate Data provided by MonitorBankRates
Institution
Product
Min Deposit
APY
Profile
Pathways Financial Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.58%
5665 N Hamilton Rd, Columbus, OH 43230
24 Month Certificate
$100,000
4.15%
▼
Rate—
Min Deposit$100,000
Min Balance—
UpdatedMar 17, 2026
Details
Pathways Financial Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.58%
5665 N Hamilton Rd, Columbus, OH 43230
24 Month Certificate
$500
4.05%
▼
Rate—
Min Deposit$500
Min Balance—
UpdatedMar 17, 2026
Details
Pathways Financial Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.58%
5665 N Hamilton Rd, Columbus, OH 43230
24 Month Certificate
$100,000
3.45%
▼
Rate—
Min Deposit$100,000
Min Balance—
UpdatedMar 17, 2026
Details
Pathways Financial Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.58%
5665 N Hamilton Rd, Columbus, OH 43230
24 Month Certificate
$500
3.35%
▼
Rate—
Min Deposit$500
Min Balance—
UpdatedMar 17, 2026
Details
ih Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.59%
5000 Urbana Rd, Springfield, OH 45502 9069
24 month certificate
$0
2.84%
▼
Rate2.80%
Min Deposit$0
Min Balance—
UpdatedMar 20, 2026
Details
ih Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.59%
5000 Urbana Rd, Springfield, OH 45502 9069
IRA Certificates 24 month certificate
$0
2.84%
▼
Rate2.80%
Min Deposit$0
Min Balance—
UpdatedMar 20, 2026
Details
ih Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.59%
5000 Urbana Rd, Springfield, OH 45502 9069
Share Certificates 24 month certificate
$0
2.84%
▼
Rate2.80%
Min Deposit$0
Min Balance—
UpdatedMar 20, 2026
Details
Middletown Area Schools Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.59%
1730 Central Ave, Middletown, OH 45044 4140
24-Month Certificates
$0
4.00%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMar 20, 2026
Details
Educational Community Alliance Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.66%
3845 Angola Rd, Toledo, OH 43615
24-Month IRA Certificate
$0
3.80%
▼
Rate3.75%
Min Deposit$0
Min Balance—
UpdatedMar 13, 2026
Details
Educational Community Alliance Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.66%
3845 Angola Rd, Toledo, OH 43615
24-Month Share Certificate
$0
3.80%
▼
Rate3.75%
Min Deposit$0
Min Balance—
UpdatedMar 13, 2026
Details
Source: Verified CD Rate Data provided by MonitorBankRates
Institution
Product
Min Deposit
APY
Profile
Pathways Financial Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.58%
5665 N Hamilton Rd, Columbus, OH 43230
36 Month Certificate
$100,000
4.00%
▼
Rate—
Min Deposit$100,000
Min Balance—
UpdatedMar 17, 2026
Details
Pathways Financial Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.58%
5665 N Hamilton Rd, Columbus, OH 43230
36 Month Certificate
$500
3.90%
▼
Rate—
Min Deposit$500
Min Balance—
UpdatedMar 17, 2026
Details
Pathways Financial Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.58%
5665 N Hamilton Rd, Columbus, OH 43230
36 Month Certificate
$100,000
3.35%
▼
Rate—
Min Deposit$100,000
Min Balance—
UpdatedMar 17, 2026
Details
Pathways Financial Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.58%
5665 N Hamilton Rd, Columbus, OH 43230
36 Month Certificate
$500
3.25%
▼
Rate—
Min Deposit$500
Min Balance—
UpdatedMar 17, 2026
Details
ih Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.59%
5000 Urbana Rd, Springfield, OH 45502 9069
36 month certificate
$0
3.00%
▼
Rate2.96%
Min Deposit$0
Min Balance—
UpdatedMar 20, 2026
Details
ih Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.59%
5000 Urbana Rd, Springfield, OH 45502 9069
IRA Certificates 36 month certificate
$0
3.00%
▼
Rate2.96%
Min Deposit$0
Min Balance—
UpdatedMar 20, 2026
Details
ih Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.59%
5000 Urbana Rd, Springfield, OH 45502 9069
Share Certificates 36 month certificate
$0
3.00%
▼
Rate2.96%
Min Deposit$0
Min Balance—
UpdatedMar 20, 2026
Details
Educational Community Alliance Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.66%
3845 Angola Rd, Toledo, OH 43615
36-Month IRA Certificate
$0
3.80%
▼
Rate3.75%
Min Deposit$0
Min Balance—
UpdatedMar 13, 2026
Details
Educational Community Alliance Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.66%
3845 Angola Rd, Toledo, OH 43615
36-Month Share Certificate
$0
3.80%
▼
Rate3.75%
Min Deposit$0
Min Balance—
UpdatedMar 13, 2026
Details
Source: Verified CD Rate Data provided by MonitorBankRates
Institution
Product
Min Deposit
APY
Profile
Pathways Financial Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.58%
5665 N Hamilton Rd, Columbus, OH 43230
48 Month Certificate
$100,000
3.95%
▼
Rate—
Min Deposit$100,000
Min Balance—
UpdatedMar 17, 2026
Details
Pathways Financial Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.58%
5665 N Hamilton Rd, Columbus, OH 43230
48 Month Certificate
$500
3.80%
▼
Rate—
Min Deposit$500
Min Balance—
UpdatedMar 17, 2026
Details
Pathways Financial Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.58%
5665 N Hamilton Rd, Columbus, OH 43230
48 Month Certificate
$100,000
3.25%
▼
Rate—
Min Deposit$100,000
Min Balance—
UpdatedMar 17, 2026
Details
Pathways Financial Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.58%
5665 N Hamilton Rd, Columbus, OH 43230
48 Month Certificate
$500
3.15%
▼
Rate—
Min Deposit$500
Min Balance—
UpdatedMar 17, 2026
Details
ih Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.59%
5000 Urbana Rd, Springfield, OH 45502 9069
48 month certificate
$0
3.04%
▼
Rate3.00%
Min Deposit$0
Min Balance—
UpdatedMar 20, 2026
Details
ih Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.59%
5000 Urbana Rd, Springfield, OH 45502 9069
IRA Certificates 48 month certificate
$0
3.04%
▼
Rate3.00%
Min Deposit$0
Min Balance—
UpdatedMar 20, 2026
Details
ih Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.59%
5000 Urbana Rd, Springfield, OH 45502 9069
Share Certificates 48 month certificate
$0
3.04%
▼
Rate3.00%
Min Deposit$0
Min Balance—
UpdatedMar 20, 2026
Details
Materion Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.28%
14710 W Portage River South Rd, Elmore, OH 43416
48 Month Certificate
$500
4.00%
▼
Rate3.94%
Min Deposit$500
Min Balance—
UpdatedMar 17, 2026
Details
Fremont Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.63%
315 Croghan St, Fremont, OH 43420 3013
48 Month Regular/IRA Share Certificate
$0
3.82%
▼
Rate3.75%
Min Deposit$0
Min Balance—
UpdatedMar 20, 2026
Details
Educational Community Alliance Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.66%
3845 Angola Rd, Toledo, OH 43615
48-Month IRA Certificate
$0
3.80%
▼
Rate3.75%
Min Deposit$0
Min Balance—
UpdatedMar 13, 2026
Details
Educational Community Alliance Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.66%
3845 Angola Rd, Toledo, OH 43615
48-Month Share Certificate
$0
3.80%
▼
Rate3.75%
Min Deposit$0
Min Balance—
UpdatedMar 13, 2026
Details
Source: Verified CD Rate Data provided by MonitorBankRates
Institution
Product
Min Deposit
APY
Profile
Pathways Financial Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.58%
5665 N Hamilton Rd, Columbus, OH 43230
60 Month Certificate
$100,000
4.00%
▼
Rate—
Min Deposit$100,000
Min Balance—
UpdatedMar 17, 2026
Details
Pathways Financial Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.58%
5665 N Hamilton Rd, Columbus, OH 43230
60 Month Certificate
$500
3.85%
▼
Rate—
Min Deposit$500
Min Balance—
UpdatedMar 17, 2026
Details
Pathways Financial Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.58%
5665 N Hamilton Rd, Columbus, OH 43230
60 Month Certificate
$100,000
3.25%
▼
Rate—
Min Deposit$100,000
Min Balance—
UpdatedMar 17, 2026
Details
Pathways Financial Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.58%
5665 N Hamilton Rd, Columbus, OH 43230
60 Month Certificate
$500
3.15%
▼
Rate—
Min Deposit$500
Min Balance—
UpdatedMar 17, 2026
Details
ih Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.59%
5000 Urbana Rd, Springfield, OH 45502 9069
60 month certificate
$0
3.09%
▼
Rate3.05%
Min Deposit$0
Min Balance—
UpdatedMar 20, 2026
Details
ih Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.59%
5000 Urbana Rd, Springfield, OH 45502 9069
IRA Certificates 60 month certificate
$0
3.09%
▼
Rate3.05%
Min Deposit$0
Min Balance—
UpdatedMar 20, 2026
Details
ih Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.59%
5000 Urbana Rd, Springfield, OH 45502 9069
Share Certificates 60 month certificate
$0
3.09%
▼
Rate3.05%
Min Deposit$0
Min Balance—
UpdatedMar 20, 2026
Details
Materion Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.28%
14710 W Portage River South Rd, Elmore, OH 43416
60 Month Certificate
$500
4.25%
▼
Rate4.18%
Min Deposit$500
Min Balance—
UpdatedMar 17, 2026
Details
Fremont Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.63%
315 Croghan St, Fremont, OH 43420 3013
60 Month Regular/IRA Share Certificate
$0
3.87%
▼
Rate3.80%
Min Deposit$0
Min Balance—
UpdatedMar 20, 2026
Details
Sun Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.22%
1627 Holland Rd, Maumee, OH 43537
IRA Certificates 60 Month
$1,000
3.80%
▼
Rate3.74%
Min Deposit$1,000
Min Balance—
UpdatedMar 15, 2026
Details
Powered by
MonitorBankRates
The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. The “Min Deposit” indicates the minimum amount required to earn the stated APY.
Banks and Credit Unions: If you identify an incorrect rate or wish to request removal from MonitorBankRates.com, please contact us here.
Banks and Credit Unions: If you identify an incorrect rate or wish to request removal from MonitorBankRates.com, please contact us here.
Frequently Asked Questions about CD Rates in Springfield, Ohio
Are CD rates in Springfield, Ohio FDIC insured?
Yes, most established banks in Springfield, Ohio are insured by the FDIC up to $250,000 per depositor. Credit unions carry equivalent protection through the NCUA.
Do I have to pay state taxes on CD interest in Springfield, Ohio?
Yes, interest earned on CDs is generally taxable income at both the federal and state levels. We recommend consulting a local tax professional regarding your specific obligations in Springfield, Ohio.
Can I withdraw my money early from a CD?
You can, but most institutions charge an Early Withdrawal Penalty — typically a number of months of interest (e.g., 3 or 6 months). The exact amount varies by institution and CD term.
What is the difference between a Jumbo CD and a regular CD?
Jumbo CDs require a higher minimum deposit — traditionally $100,000 or more. In exchange, banks in Springfield, Ohio may offer slightly higher APYs compared to standard CDs.
Are fixed-rate CDs better than variable-rate CDs?
Fixed-rate CDs lock in your APY for the full term, protecting you if rates drop. Variable-rate CDs allow your rate to rise with the market but may start with a lower initial yield.
What is a CD ladder?
A CD ladder involves opening multiple CDs with staggered maturity dates — for example 3-month, 6-month, 1-year, and 2-year. As each matures, you reinvest at the longest term, maximizing yield while maintaining regular access to a portion of your savings.
Best CD rates in Springfield, Ohio?
Here are recent top rates found for this area:
- GLASS CITY: 5.00% APY (12 Month Youth CD)
- Third Federal Savings and Loan: 4.75% APY (6 Month Bonus CD)
- Fasson Employees Federal Credit Union: 4.50% APY (12 Month Maturity Certificate Accounts)
- Materion Federal Credit Union: 4.50% APY (12 Month Certificate)
- Pathways Financial Credit Union: 4.45% APY (12 Month Certificate)
- LCE Federal Credit Union: 4.16% APY (6 Month Share Certificate)
- Community Savings Bank Bethel, OH: 4.00% APY (3 MONTH CD)
- TruPartner Credit Union: 4.00% APY (12 Month Youth Savers Certificate)
- Partners 1st Federal Credit Union: 4.00% APY (12-Month Promotional Savings Certificate)
- United Midwest Savings Bank: 4.00% APY (12 Month CD)
Rates reflect recent verified offers available in Springfield, Ohio. Last Updated: March 20, 2026
CD Calculators
Methodology & Data Sources
Direct-Sourced & Verified CD Rate Data: We aggregate certificate of deposit (CD) rates for Springfield, Ohio directly from the official websites of banks and credit unions using our proprietary rate aggregation technology and a dedicated team of rate updaters. By pulling data straight from the institutions' own digital properties and manually verifying yields daily, every rate on MonitorBankRates.com is highly accurate and trustworthy.
Local, Regional, and National Coverage: Our systems constantly monitor the market to provide a complete picture of available yields in Springfield, Ohio. We feature a comprehensive mix of institutions — from neighborhood credit unions and competitive regional banks to high-yield CDs from large national institutions available to savers in OH.
Daily Updates & Time-Stamped Accuracy: Our rate updaters verify and update CD rates daily. Because yields can fluctuate rapidly, every CD product listed features its own specific “last updated” date for full transparency.
Disclaimer: Interest rates are variable and subject to change without notice. Verify current offers directly with the institution's official website. Last Updated and Verified: March 20, 2026
