Holly Ridge, North Carolina (NC) Savings Rates - April 2026
Brian McKay
Brian McKay
Founder & Data Architect- Automated Online Rate Data Aggregation
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The best savings rates for Holly Ridge, North Carolina and the surrounding area include Marine Federal Credit UnionMarine Federal Credit Union467 Hwy 210, Holly Ridge, NC 28445A5.0 ★Texas Ratio: 8.48% Simply Smart Savings, Gunny, Little Gunny, Business, Organization at 0.10% APY, FsnbFsnbA5.0 ★Texas Ratio: 12.00% Cents-able Savings at 7.00% APY, Acclaim Federal Credit UnionAcclaim Federal Credit UnionA+5.0 ★Texas Ratio: 3.93% Teen Connect Savings at 6.00% APY, Excite Credit UnionExcite Credit UnionA5.0 ★Texas Ratio: 11.89% Go Savings at 5.00% APY, and Ukrainian Federal Credit UnionUkrainian Federal Credit UnionA5.0 ★Texas Ratio: 10.45% Personal Share Draft at 4.00% APY.
Holly Ridge has 2 local institutions in our database, with savings rates as high as 0.10% APY from Marine Federal Credit Union at 467 Hwy 210, Holly Ridge, NC 28445. Use the table below to compare all available offers, including options from institutions serving the broader North Carolina area. Rates are continually updated — we recommend checking back frequently.
Savings rates reflect recent market quotes and representative offers available to depositors in Holly Ridge, North Carolina and the surrounding area. Last Updated and Verified: April 4, 2026
Compare the Best Savings Rates in Holly Ridge, North Carolina & Surrounding Communities
The par value is not considered available for withdraw; and does not show in your available funds.
Christmas Club maturity date is 11/1 of each calendar year, deposited to Primary Savings only.
Qualifying balance up to $3,000.00
Qualifying balance up to $3,000.00
Qualifying balance up to $2,500.00
Qualifying balance up to $25,000.00
Qualifications Required: recurring monthly transfer totaling $50.00 or more from the FirstBank personal checking or FirstBank personal money market; Qualifying balance up to $25,000.00
Plus, earn a $200 cash bonus for a limited-time.
Intro rate subject to change
Minimum of $5,000 not currently deposited at Huntington.
Qualifying balance up to $2,500.00
Qualifications Required: $500+ in monthly deposits from sources outside Truliant; Primary account ownership of both the checking and savings accounts; 10+ withdrawals per month; Qualifying balance up to $25,000.00
Qualifying balance up to $25,000
Qualifications Required: Have an open Movement Rewards Checking Account or; Minimum daily balance of $15,000 in the Movement Rewards Savings account; Digital statements must be activated; Qualifying balance up to $50,000.00
Average Daily Balances of $10,000 or more
Average Daily Balances of $10,000 or more
Minimum of $5,000 not currently deposited at Huntington.
$5 minimum balance to open
Qualifications Required: Have at least 20 debit card purchases post and clear each monthly statement cycle; Have at least 1 automatic payment, bill pay, or direct deposit post and clear each monthly statement cycle; Access Online Banking or Mobile Banking once each monthly statement cycle; Receive e-statements; Qualifying balance up to $10,000.00
Banks and Credit Unions: If you identify an incorrect rate or wish to request the removal of your institution’s data, please contact us here.
Holly Ridge, NC Savings Rate Trends
Compare local Holly Ridge, NC savings rate quotes against the statewide average
Daily savings rate averages tracked across our database of 8,500+ banks and credit unions — updated every evening.
North Carolina high-yield savings rates rose 0.616 points over the past 7 days to 1.999% APY, up from 1.383%.
North Carolina standard savings rates fell 0.867 points over the past 7 days to 0.710% APY, down from 1.577%.
Methodology & Data Sources
Direct-Sourced & Verified Savings Rate Data: We aggregate savings account rates for Holly Ridge, North Carolina directly from the official websites of banks and credit unions using our proprietary rate aggregation technology and a dedicated team of rate updaters. Every savings rate displayed on MonitorBankRates.com is highly accurate and trustworthy.
Local, Regional, and National Coverage: Our systems constantly monitor the market to provide a complete picture of available yields in Holly Ridge, North Carolina. We feature a comprehensive mix of institutions — from neighborhood credit unions and competitive regional banks to large national institutions available to savers in NC.
Daily Updates & Time-Stamped Accuracy: Our rate updaters verify and update savings rates daily. Because savings account yields can fluctuate rapidly, every product listed features its own specific “last updated” date, giving you complete transparency.
Frequently Asked Questions about Savings Accounts in Holly Ridge, North Carolina
What is a High-Yield Savings Account (HYSA)?
Are savings accounts in Holly Ridge, North Carolina safe?
How often do savings rates change in Holly Ridge, North Carolina?
Do I need a minimum deposit to open a savings account?
What is the difference between a Savings Account and a Money Market Account?
Are online banks better than local banks in Holly Ridge, North Carolina?
How do I open a savings account in Holly Ridge, North Carolina?
Best Savings Rates in Holly Ridge, North Carolina
- Marine Federal Credit Union
Simply Smart Savings, Gunny, Little Gunny, Business, Organization — 0.10% APY - Fsnb
Cents-able Savings — 7.00% APY - Acclaim Federal Credit Union
Teen Connect Savings — 6.00% APY - Excite Credit Union
Go Savings — 5.00% APY - Ukrainian Federal Credit Union
Personal Share Draft — 4.00% APY
Holly Ridge, North Carolina Rates & Resources
