Plattsburgh, New York (NY) Savings Rates - March 2026
Brian McKay
Brian McKay
Founder & Data Architect- Automated Online Rate Data Aggregation
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The best savings rates for Plattsburgh, New York and the surrounding area include North Country Savings BankNorth Country Savings Bank1 Broad Street, Plattsburgh, NY 12901A+5.0 ★Texas Ratio: 2.08% NCSB Premium Rewards/ Cashback Rewards Savings- Qualified at 3.56% APY, Adirondack Regional Federal Credit UnionAdirondack Regional Federal Credit Union672 State Route 3, Plattsburgh, NY 12901A+5.0 ★Texas Ratio: 3.52% High Yield Savings at 1.25% APY, Plattsburgh City School District Federal Credit UnionPlattsburgh City School District Federal Credit Union49 Broad St Ste 101, Plattsburgh, NY 12901 3311A+5.0 ★Texas Ratio: 1.50% Share Savings at 0.45% APY, UFirst Federal Credit UnionUFirst Federal Credit Union274 Rugar St, Plattsburgh, NY 12901A+5.0 ★Texas Ratio: 4.10% Share IRA Accounts at 0.35% APY, and NBT BankNBT Bank482 Route 3, Plattsburgh, NY 12901A+5.0 ★Texas Ratio: 1.76% Health Savings Accounts at 0.30% APY. Savings rates as of March 29, 2026 according to verified data from MonitorBankRates.
To see how these savings rates in Plattsburgh, New York, and the surrounding area, compare, use our comprehensive tables below for side-by-side comparisons to find the best savings rates available. Rates in Plattsburgh, New York (NY) are continually updated — we recommend checking back frequently.
Savings rates reflect recent market quotes and representative offers available to depositors in Plattsburgh, New York and the surrounding area. Last Updated and Verified: March 29, 2026
Compare the Best Savings Rates in Plattsburgh, New York & Surrounding Communities
Tier 4 - Average daily balance $50,000 +
Tier 3 - Average daily balance $25,000 < $50,000
Tier 2 - Average daily balance $2,500 < $25,000
Tier 1 - Average daily balance $0.01 < $2,500
Average daily balance $2,500 < $10,000
Average daily balance is $10,000 +
Tier 1 - Average daily balance is $25 +
Average daily balance $100 < $2,500
Qualifying balance up to $6000
Qualifying balance up to $10,000.00
plus get $25 when balance reaches $1,000
Qualifying balance up to $2,500.00
Qualifying balance up to $1,000.00
Qualifying balance up to $5,000.00
Qualifying balance up to $500.00
Qualifying balance up to $1,000.00
UP TO AGE 21
Qualifying balance up to $10,000
Qualifying balance up to $1,000.00
Qualifying balance up to $500.00
Qualifying balance up to $1,000.00
Balances $0.00 - $1,000.00
Qualifying balance up to $500.00
Qualifying balance up to $100.00
Qualifying balance up to $500.00
Direct Deposit to a new or existing Justice Federal Checking Account.
Qualifying balance up to $25,000.00
Qualifying balance up to $25,000.00
The current dividend rate is 3.69% for balances $10,000 and over. APY and rate may change after account is opened and any fees could reduce earnings. There is no minimum balance to open or maintain HighMarq Savings. The minimum average daily balance to earn the advertised APY is $10,000. There are no monthly fees as long as you register for and maintain e-Statements. If you choose to receive paper statements, there will be a $10 monthly fee.
Banks and Credit Unions: If you identify an incorrect rate or wish to request the removal of your institution’s data, please contact us here.
Plattsburgh, NY Savings Rate Trends
Compare local Plattsburgh, NY savings rate quotes against the statewide average
Weekly savings rate averages tracked across our database of 8,500+ banks and credit unions — updated every evening.
New York high-yield savings rates fell 0.200 points this week to 1.560% APY, down from 1.760% last week.
New York standard savings rates rose 0.157 points this week to 0.810% APY, up from 0.653% last week.
Methodology & Data Sources
Direct-Sourced & Verified Savings Rate Data: We aggregate savings account rates for Plattsburgh, New York directly from the official websites of banks and credit unions using our proprietary rate aggregation technology and a dedicated team of rate updaters. Every savings rate displayed on MonitorBankRates.com is highly accurate and trustworthy.
Local, Regional, and National Coverage: Our systems constantly monitor the market to provide a complete picture of available yields in Plattsburgh, New York. We feature a comprehensive mix of institutions — from neighborhood credit unions and competitive regional banks to large national institutions available to savers in NY.
Daily Updates & Time-Stamped Accuracy: Our rate updaters verify and update savings rates daily. Because savings account yields can fluctuate rapidly, every product listed features its own specific “last updated” date, giving you complete transparency.
Frequently Asked Questions about Savings Accounts in Plattsburgh, New York
What is a High-Yield Savings Account (HYSA)?
Are savings accounts in Plattsburgh, New York safe?
How often do savings rates change in Plattsburgh, New York?
Do I need a minimum deposit to open a savings account?
What is the difference between a Savings Account and a Money Market Account?
Are online banks better than local banks in Plattsburgh, New York?
How do I open a savings account in Plattsburgh, New York?
Best Savings Rates in Plattsburgh, New York
- North Country Savings Bank
NCSB Premium Rewards/ Cashback Rewards Savings- Qualified — 3.56% APY - Adirondack Regional Federal Credit Union
High Yield Savings — 1.25% APY - Plattsburgh City School District Federal Credit Union
Share Savings — 0.45% APY - UFirst Federal Credit Union
Share IRA Accounts — 0.35% APY - NBT Bank
Health Savings Accounts — 0.30% APY
