Long Island City, New York (NY) Savings Rates - April 2026
Brian McKay
Brian McKay
Founder & Data Architect- Automated Online Rate Data Aggregation
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The best savings rates for Long Island City, New York and the surrounding area include United Nations Federal Credit UnionUnited Nations Federal Credit Union2401 44th Rd, Long Island City, NY 11101A+5.0 ★Texas Ratio: 3.07% High-Yield Savings at 1.40% APY, URBAN UPBOUNDURBAN UPBOUND1303B 40th Ave, Long Island City, NY 11101A+5.0 ★Texas Ratio: 4.46% Regular Share Account at 0.25% APY, Wells FargoWells Fargo2540 Jackson Ave, Long Island City, NY 11101A5.0 ★Texas Ratio: 7.44% Platinum Savings at 0.05% APY, Greater Metro Federal Credit UnionGreater Metro Federal Credit Union3110 37th Ave, Long Island City, NY 11101 2128A+5.0 ★Texas Ratio: 4.93% Savings Club at 0.05% APY, and Dime Community BankDime Community Bank4514 46th St, Long Island City, NY 11104A+5.0 ★Texas Ratio: 1.70% Aspire Statement Savings at 0.01% APY.
Long Island City has 20 local institutions in our database, with savings rates as high as 1.40% APY from United Nations Federal Credit Union at 2401 44th Rd, Long Island City, NY 11101. Use the table below to compare all available offers, including options from institutions serving the broader New York area. Rates are continually updated — we recommend checking back frequently.
Savings rates reflect recent market quotes and representative offers available to depositors in Long Island City, New York and the surrounding area. Last Updated and Verified: April 13, 2026
Compare the Best Savings Rates in Long Island City, New York & Surrounding Communities
Avoid the $12 monthly service fee with a $3,500 minimum daily balance each fee period.; $25 minimum opening deposit
Sub-Accounts 009-010; Daily balance at and above $25.00
Sub-Accounts 000-008; Daily balance at and above $500.00
Avoid the $12 monthly service fee with a $3,500 minimum daily balance each fee period.; $25 minimum opening deposit
Avoid the $12 monthly service fee with a $3,500 minimum daily balance each fee period.; $25 minimum opening deposit
$25 minimum opening deposit
Monthly cycle service charge of $5.00 if the average account balance falls below $500
Sub-Accounts 009-010; Daily balance below $25.00
Sub-Accounts 000-008; Daily balance below $500.00
Qualifying balance up to $6000.00
Qualifying balance up to $10,000.00
Qualifying balance up to $2,500.00
Earn a great rate, plus get $25 when balance reaches $1,000.
Qualifying balance up to $1,000.00
Qualifying balance up to $5,000.00
Qualifying balance up to $10,000.00
Qualifying balance up to $499.99
Qualifying balance up to $500.00
Qualifying balance up to $100.00
Qualifying balance up to $500.00
Qualifying balance up to $500.00
Qualifying balance up to $100.00
Qualifying balance up to $500.00
Qualifying balance up to $1,000.00
Qualifying balance up to $10,000.00; For ages up to 25.
Qualifying balance up to $10,000.00
Qualifying balance up to $10,000.00
Qualifying balance up to $1,000.00
Qualifying balance up to $1,000.00
Qualifying balance up to $1,000.00
UP TO AGE 21
As high as
Qualifying balance up to $1,000.00
Balances $0.00 - $1,000.00
Qualifying balance up to $1,000
Boosted Rate: 4.00% for 6 months ($0+)
New Money Only
introductory promo for new customers*
Direct Deposit to a new or existing Justice Federal Checking Account
Qualifying balance up to $25,000.00
New account APY3; This account is not available to open through our financial centers; it can only be opened online or by calling our client solutions team.
Banks and Credit Unions: If you identify an incorrect rate or wish to request the removal of your institution’s data, please contact us here.
Long Island City, NY Savings Rate Trends
Compare local Long Island City, NY savings rate quotes against the statewide average
Daily savings rate averages tracked across our database of 8,500+ banks and credit unions — updated every evening.
New York high-yield savings rates rose 0.261 points over the past 7 days to 2.257% APY, up from 1.996%.
New York standard savings rates currently average 1.331% APY based on data from institutions in our monitoring network.
Methodology & Data Sources
Direct-Sourced & Verified Savings Rate Data: We aggregate savings account rates for Long Island City, New York directly from the official websites of banks and credit unions using our proprietary rate aggregation technology and a dedicated team of rate updaters. Every savings rate displayed on MonitorBankRates.com is highly accurate and trustworthy.
Local, Regional, and National Coverage: Our systems constantly monitor the market to provide a complete picture of available yields in Long Island City, New York. We feature a comprehensive mix of institutions — from neighborhood credit unions and competitive regional banks to large national institutions available to savers in NY.
Daily Updates & Time-Stamped Accuracy: Our rate updaters verify and update savings rates daily. Because savings account yields can fluctuate rapidly, every product listed features its own specific “last updated” date, giving you complete transparency.
Frequently Asked Questions about Savings Accounts in Long Island City, New York
What is a High-Yield Savings Account (HYSA)?
Are savings accounts in Long Island City, New York safe?
How often do savings rates change in Long Island City, New York?
Do I need a minimum deposit to open a savings account?
What is the difference between a Savings Account and a Money Market Account?
Are online banks better than local banks in Long Island City, New York?
How do I open a savings account in Long Island City, New York?
Best Savings Rates in Long Island City, New York
- United Nations Federal Credit Union
High-Yield Savings — 1.40% APY - URBAN UPBOUND
Regular Share Account — 0.25% APY - Wells Fargo
Platinum Savings — 0.05% APY - Greater Metro Federal Credit Union
Savings Club — 0.05% APY - Dime Community Bank
Aspire Statement Savings — 0.01% APY
Long Island City, New York Rates & Resources
