Athol, Massachusetts (MA) Savings Rates - April 2026
Brian McKay
Brian McKay
Founder & Data Architect- Automated Online Rate Data Aggregation
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The best savings rates for Athol, Massachusetts and the surrounding area include Workers Federal Credit UnionWorkers Federal Credit Union107 Tower Rd, Athol, MA 01331 9823A5.0 ★Texas Ratio: 9.04% Advantage Savings at 3.00% APY, Cornerstone Bank Spencer, MACornerstone Bank Spencer, MA388 Main St, Athol, MA 01331A+5.0 ★Texas Ratio: 5.59% Moola Savings at 2.50% APY, Hometown Bank Oxford, MAHometown Bank Oxford, MA90 Exchange St, Athol, MA 01331A+5.0 ★Texas Ratio: 3.60% Club Savings at 0.05% APY, ACU Athol Credit UnionACU Athol Credit Union513 Main St, Athol, MA 01331 1825A+5.0 ★Texas Ratio: 4.75% Statement Savings at 0.05% APY, and Service Federal Credit UnionService Federal Credit UnionA5.0 ★Texas Ratio: 11.03% Deployed Warrior Savings at 10.00% APY.
Athol has 15 local institutions in our database, with savings rates as high as 3.00% APY from Workers Federal Credit Union at 107 Tower Rd, Athol, MA 01331 9823. Use the table below to compare all available offers, including options from institutions serving the broader Massachusetts area. Rates are continually updated — we recommend checking back frequently.
Savings rates reflect recent market quotes and representative offers available to depositors in Athol, Massachusetts and the surrounding area. Last Updated and Verified: April 11, 2026
Compare the Best Savings Rates in Athol, Massachusetts & Surrounding Communities
Qualifying balance up to $100,000.00
Qualifying balance up to $500.00
Qualifying balance up to $2,000.00
Qualifying balance up to $1,000.00
Qualifying balance up to $9,999.99
Qualifications Required: receive a minimum of $1,000 in direct deposits; enroll in eStatements; have three (3) electronic withdrawal debit transactions posted and cleared (excluding internal transfers); Qualifying balance up to $250,000
Earn 10x the National Average2
Qualifying balance up to $10,000.00
Qualifying balance up to $25,000.00
Qualifying balance up to $10,000
Qualifications Required; Qualifying balance up to $25,000.00
SCU Direct account offers a higher dividend rate to members who save systematically with a preauthorized weekly or monthly transfer from a SCU Checking Account. Unlimited withdrawals only when made in person. Online transfer available. Premium tiered variable dividend rate and APY. $10.00 minimum preauthorized transfer amount to open from your SCU Checking Account. $10,000 maximum opening deposit. Subsequent deposits to this account may be made only by means of a preauthorized weekly or monthly transfer from your qualifying checking account. Changing your transfer amount or frequency to this account can be done at any of our branch locations or by calling the contact center at 781-784-7725 or toll free at 877-661-3300
SCU Direct account offers a higher dividend rate to members who save systematically with a preauthorized weekly or monthly transfer from a SCU Checking Account. Unlimited withdrawals only when made in person. Online transfer available. Premium tiered variable dividend rate and APY. $10.00 minimum preauthorized transfer amount to open from your SCU Checking Account. $10,000 maximum opening deposit. Subsequent deposits to this account may be made only by means of a preauthorized weekly or monthly transfer from your qualifying checking account. Changing your transfer amount or frequency to this account can be done at any of our branch locations or by calling the contact center at 781-784-7725 or toll free at 877-661-3300
An extra-large balance deserves an extra-large rate! Earn a top-of-market APY on balances of $25,000 and up.
Balances $100,000 -$500,000
Qualifying balance up to $500.00
As High As
$1,000 is required to open the account.; Online account opening only. Applicable for consumers only. Rate may change at any time without notice. Fees could reduce earnings.
Qualifications Required: at least two monthly ACH credits (such as direct deposits or between-bank transfers) of at least $250 each; Qualifying balance up to $1,000.00
Available to consumers only. New money is welcome but not required.
SCU Direct account offers a higher dividend rate to members who save systematically with a preauthorized weekly or monthly transfer from a SCU Checking Account. Unlimited withdrawals only when made in person. Online transfer available. Premium tiered variable dividend rate and APY. $10.00 minimum preauthorized transfer amount to open from your SCU Checking Account. $10,000 maximum opening deposit. Subsequent deposits to this account may be made only by means of a preauthorized weekly or monthly transfer from your qualifying checking account. Changing your transfer amount or frequency to this account can be done at any of our branch locations or by calling the contact center at 781-784-7725 or toll free at 877-661-3300
Banks and Credit Unions: If you identify an incorrect rate or wish to request the removal of your institution’s data, please contact us here.
Athol, MA Savings Rate Trends
Compare local Athol, MA savings rate quotes against the statewide average
Daily savings rate averages tracked across our database of 8,500+ banks and credit unions — updated every evening.
Massachusetts high-yield savings rates fell 0.535 points over the past 7 days to 2.101% APY, down from 2.636%.
Massachusetts standard savings rates rose 0.147 points over the past 7 days to 0.685% APY, up from 0.538%.
Methodology & Data Sources
Direct-Sourced & Verified Savings Rate Data: We aggregate savings account rates for Athol, Massachusetts directly from the official websites of banks and credit unions using our proprietary rate aggregation technology and a dedicated team of rate updaters. Every savings rate displayed on MonitorBankRates.com is highly accurate and trustworthy.
Local, Regional, and National Coverage: Our systems constantly monitor the market to provide a complete picture of available yields in Athol, Massachusetts. We feature a comprehensive mix of institutions — from neighborhood credit unions and competitive regional banks to large national institutions available to savers in MA.
Daily Updates & Time-Stamped Accuracy: Our rate updaters verify and update savings rates daily. Because savings account yields can fluctuate rapidly, every product listed features its own specific “last updated” date, giving you complete transparency.
Frequently Asked Questions about Savings Accounts in Athol, Massachusetts
What is a High-Yield Savings Account (HYSA)?
Are savings accounts in Athol, Massachusetts safe?
How often do savings rates change in Athol, Massachusetts?
Do I need a minimum deposit to open a savings account?
What is the difference between a Savings Account and a Money Market Account?
Are online banks better than local banks in Athol, Massachusetts?
How do I open a savings account in Athol, Massachusetts?
Best Savings Rates in Athol, Massachusetts
- Workers Federal Credit Union
Advantage Savings — 3.00% APY - Cornerstone Bank Spencer, MA
Moola Savings — 2.50% APY - Hometown Bank Oxford, MA
Club Savings — 0.05% APY - ACU Athol Credit Union
Statement Savings — 0.05% APY - Service Federal Credit Union
Deployed Warrior Savings — 10.00% APY
