Jacksonville, Florida (FL) Savings Rates - March 2026
Brian McKay
Brian McKay
Founder & Data Architect- Automated Online Rate Data Aggregation
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The best savings rates for Jacksonville, Florida and the surrounding area include Together Credit UnionTogether Credit Union155 Busch Dr, Jacksonville, FL 32218 5546A+5.0 ★Texas Ratio: 5.65% Accelerate It Savings at 5.00% APY, Mayo Employees Federal Credit UnionMayo Employees Federal Credit Union4500 San Pablo Rd S, Jacksonville, FL 32224 1865A+5.0 ★Texas Ratio: 0.10% Premium Money Market Savings at 3.40% APY, PNC BankPNC Bank3740 Beach Blvd Ste 101, Jacksonville, FL 32207A5.0 ★Texas Ratio: 6.83% PNC High Yield Savings® at 3.25% APY, Hancock Whitney BankHancock Whitney Bank8195 Point Meadows Way, Jacksonville, FL 32256A+5.0 ★Texas Ratio: 2.59% Freestyle Savings Account at 2.75% APY, and JM Associates Federal Credit UnionJM Associates Federal Credit Union9987 Pritchard Rd, Jacksonville, FL 32219 2894A+5.0 ★Texas Ratio: 4.72% Super Savings at 1.81% APY. Savings rates as of March 25, 2026 according to verified data from MonitorBankRates.
To see how these savings rates in Jacksonville, Florida, and the surrounding area, compare, use our comprehensive tables below for side-by-side comparisons to find the best savings rates available. Rates in Jacksonville, Florida (FL) are continually updated — we recommend checking back frequently.
Savings rates reflect recent market quotes and representative offers available to depositors in Jacksonville, Florida and the surrounding area. Last Updated and Verified: March 25, 2026
Compare the Best Savings Rates in Jacksonville, Florida & Surrounding Communities
Qualifying balance up to $5,000.00
Qualifying balance up to $2,500.00
Rate may change after account is opened.
Rate may change after account is opened.
Rate may change after account is opened.
Balance cap: $100,000
Balance cap: $25,000
Balance cap: $2,500
Rate may change after account is opened.
Rate may change after account is opened.
Qualifications Required: Make 15 debit card purchases that post and settle during the monthly qualification cycle; Be enrolled in eStatements; Qualifying balance up to $5,000.00; Links to Simply Rewards Checking to build savings quickly
Fee for withdrawing between 11/1 through 10/31
No minimum balance; Available for minors under 18
No maintenance charge for average daily balances of $10,000 or more
Great for balances over $10k; No maintenance charge for average daily balances of $10,000 or more
Avoid the $12 monthly service fee with a $3,500 minimum daily balance each fee period.; $25 minimum opening deposit
Avoid the $12 monthly service fee with a $3,500 minimum daily balance each fee period.; $25 minimum opening deposit
Comes with a card for ATM withdrawals; No maintenance charge for average daily balances of $300 or more
$25 minimum opening deposit
Avoid the $12 monthly service fee with a $3,500 minimum daily balance each fee period.; $25 minimum opening deposit
Qualifying balance up to $500.00
Banks and Credit Unions: If you identify an incorrect rate or wish to request the removal of your institution’s data, please contact us here.
Jacksonville, FL Savings Rate Trends
Compare local Jacksonville, FL savings rate quotes against the statewide average
Weekly savings rate averages tracked across our database of 8,500+ banks and credit unions — updated every evening.
Florida high-yield savings rates fell 3.729 points this week to 0.652% APY, down from 4.382% last week.
Florida standard savings rates fell 0.663 points this week to 0.777% APY, down from 1.440% last week.
Methodology & Data Sources
Direct-Sourced & Verified Savings Rate Data: We aggregate savings account rates for Jacksonville, Florida directly from the official websites of banks and credit unions using our proprietary rate aggregation technology and a dedicated team of rate updaters. Every savings rate displayed on MonitorBankRates.com is highly accurate and trustworthy.
Local, Regional, and National Coverage: Our systems constantly monitor the market to provide a complete picture of available yields in Jacksonville, Florida. We feature a comprehensive mix of institutions — from neighborhood credit unions and competitive regional banks to large national institutions available to savers in FL.
Daily Updates & Time-Stamped Accuracy: Our rate updaters verify and update savings rates daily. Because savings account yields can fluctuate rapidly, every product listed features its own specific “last updated” date, giving you complete transparency.
Frequently Asked Questions about Savings Accounts in Jacksonville, Florida
What is a High-Yield Savings Account (HYSA)?
Are savings accounts in Jacksonville, Florida safe?
How often do savings rates change in Jacksonville, Florida?
Do I need a minimum deposit to open a savings account?
What is the difference between a Savings Account and a Money Market Account?
Are online banks better than local banks in Jacksonville, Florida?
How do I open a savings account in Jacksonville, Florida?
Best Savings Rates in Jacksonville, Florida
- Together Credit Union
Accelerate It Savings — 5.00% APY - Mayo Employees Federal Credit Union
Premium Money Market Savings — 3.40% APY - PNC Bank
PNC High Yield Savings® — 3.25% APY - Hancock Whitney Bank
Freestyle Savings Account — 2.75% APY - JM Associates Federal Credit Union
Super Savings — 1.81% APY
