Jacksonville, Florida Best CD Rates August 2026

Relationship APY 0.06%

Relationship APY 0.06%

Relationship Interest Rate 0.06%

Available for current 3-Month CD clients only

SPECIAL OFFER THRU 9/30/26

Penalty for early withdrawal: 3 Months Dividends

FL

(purchased through Raymond James brokerage account)

(90 to 179 days)

Penalty may be imposed for early withdrawal. Fees could reduce the earnings on the account. Penalty waived on a one-time withdrawal, up to the full amount of the CD, after the account has been open for 7 calendar days. Additional withdrawals will be assessed a 30 day interest penalty.

New money only. Offer available for a limited time. Membership eligibility required. Other terms and restrictions may apply.

Last updated 08/26/2026

Disclosure

Relationship APY

Relationship APY 0.06%

Relationship APY 0.06%

Relationship Interest Rate 0.05%

No additional deposits allowed. No penalty for early withdrawals. The account matures in 6 months and will automatically renew for the same term unless funds are withdrawn within 10 days after maturity, during which withdrawals may be made without penalty. Withdrawals will reduce earnings.

(purchased through Raymond James brokerage account)

1

New money deposits required. Special 6-Month Fixed Rate will be fixed for a term of 6-months only. The CD will automatically renew at the then-prevailing published 6-month standard rate and APY at the time of renewal and every renewal period thereafter. Offer Eligibility Requirements: Client must request the Special 6-Month Fixed Rate at account opening. Available only on a new City National Bank Personal CD or City National Bank Business CD. New money is defined as incoming deposits from RBC Rochdale, RBC Securities, or from another financial institution (e.g. via ATM, check, wire transfer, ACH or Zelle), deposited to City National Bank deposit accounts owned by the same client opening the CD, within the previous 30 calendar days prior to CD account opening. Incoming deposits can only be used once for the rate offer and cannot subsequently be counted towards the new money of another Special 6-Month Fixed Rate CD. Offer is available to new and existing personal and business clients only. Large Corporate clients and public fund accounts are not eligible for this Special 6-Month Fixed Rate.

Relationship APY

(purchased through Raymond James brokerage account)

The 18-month Market Watch is currently unavailable for new issuances, renewals from other certificate terms, or term changes. The rate shown applies only to Market Watch Certificates originally opened prior to 01/01/2017. This is a variable rate certificate. The rate is adjusted on the first of each month and is calculated by using the 24-month Treasury Bill rate in effect on the 10th day of the previous month plus 0.25% (25 basis points). At maturity, the certificate automatically renews.

The 18-month Market Watch is currently unavailable for new issuances, renewals from other certificate terms, or term changes. The rate shown applies only to Market Watch Certificates originally opened prior to 01/01/2017. This is a variable rate certificate. The rate is adjusted on the first of each month and is calculated by using the 24-month Treasury Bill rate in effect on the 10th day of the previous month plus 0.25% (25 basis points). At maturity, the certificate automatically renews.

Rates listed are current from 08/21/2026 - 08/27/2026. There is a penalty for early withdrawal.