Best Personal Loan Rates in Jacksonville, Florida (FL) - May 2026
Brian McKay
Brian McKay
Founder & Data Architect- Automated Online Rate Data Aggregation
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Current personal loan options available to borrowers in Jacksonville, Florida include: Alive Credit UnionAlive Credit Union9790 Touchton Rd, Jacksonville, FL, 32246A+5.0 ★Texas Ratio: 4.30% offering Tactical Loan at 5.00% APR, Self-Help Credit UnionSelf-Help Credit Union9580 Hutchinson Park Dr, Jacksonville, FL, 32225 7201A5.0 ★Texas Ratio: 7.18% offering Energy Saver Loans at 5.75% APR, Publix Employees Federal Credit UnionPublix Employees Federal Credit Union9730 Hutchinson Park Dr, Jacksonville, FL, 32225A+5.0 ★Texas Ratio: 1.34% offering LAND LOAN 20 YR at 6.17% APR, Coastline Federal Credit UnionCoastline Federal Credit Union4651 Emerson St, Jacksonville, FL, 32207A+5.0 ★Texas Ratio: 2.48% offering Residential Lot Loan at 7.16% APR, and Mayo Employees Federal Credit UnionMayo Employees Federal Credit Union4500 San Pablo Rd S, Jacksonville, FL, 32224 1865A+5.0 ★Texas Ratio: 0.10% offering Solar Loan at 7.99% APR. Personal loan rates as of May 7, 2026 according to verified data from MonitorBankRates.
Jacksonville has 12 local institutions in our database, with personal loan rates as low as 5.00% APR from Alive Credit Union at 9790 Touchton Rd, Jacksonville, FL, 32246. Use the tabs below to compare all available personal loan types. Rates are continually updated — we recommend checking back frequently.
We empower borrowers with transparent, proprietary financial health metrics—including A-F Safety Grades, verified Star Ratings, and Texas Ratios—so you can confidently borrow from a stable, highly-rated institution in Jacksonville, Florida.
Personal loan rates reflect recent market quotes and representative offers available to borrowers in Jacksonville, Florida. Rates shown are typically “as low as” APRs for borrowers with excellent credit. Your final approved rate will depend on your credit history, credit score, income, and loan amount. Personal Loan Rates Last Updated and Verified: May 7, 2026
As Low As
up to 180 months
up to 240 months
No additional details available.
No additional details available.
As Low As
As Low As; Rates effective as of 04-27-2026
No additional details available.
As Low As
As Low As; Simplify your finances by consolidating your loans into one easy monthly payment.
As Low As
As Low As; *Annual Percentage Rate based on creditworthiness
As Low As
As Low As
As Low As; Up to $15,000
As Low As
As Low As
As Low As; Maximum Loan Amount: $100,000
As Low As
No additional details available.
As Low As
No additional details available.
As Low As
As Low As; $15,000 -$25,000
No additional details available.
No additional details available.
up to 48 months
As Low As
As Low As; $25,000 or more
No additional details available.
up to 48 months
As Low As
As Low As
As Low As
No additional details available.
No additional details available.
No additional details available.
As Low As
No additional details available.
As Low As
No additional details available.
As Low As; with auto-pay
This APR will vary with the market based on the dividend rate.
As Low As; without auto payment/transfer
As Low As
As Low As; Emergency Loan
No additional details available.
No additional details available.
No additional details available.
up to 12 months**
No additional details available.
As Low As
As Low As; Borrow up to $25,000
No additional details available.
up to 84 months
As Low As; Maximum loan amount $3,000 with a maximum term of 12 months. Payment sample: 12 monthly payments of $86.63/$1,000 borrowed.
Rates as low as:
As Low As
No additional details available.
No additional details available.
No additional details available.
36 months at 8.500% (7.250% APR) for a $10,000 loan would result in a monthly payment of $309.92.
No additional details available.
No additional details available.
No additional details available.
No additional details available.
48 months at 8.800% (7.750% APR) for a $10,000 loan would result in a monthly payment of $242.96.
As Low As
As Low As; Signature Loan
As Low As; Personal Loan
As Low As
No additional details available.
As Low As
No additional details available.
No additional details available.
As Low As; The "as low as" rates are based on 0.25% payroll deduction discount, 0.25% direct deposit discount.
As Low As; The "as low as" rates are based on 0.25% payroll deduction discount, 0.25% direct deposit discount.
As Low As
As Low As; The "as low as" rates are based on 0.25% payroll deduction discount, 0.25% direct deposit discount.
Refinance
As Low As; The "as low as" rates are based on 0.25% payroll deduction discount, 0.25% direct deposit discount.
Purchase
up to 24 months
up to 12 months
No additional details available.
As Low As
As Low As; Loan Amount $500-$40,000
As Low As
As Low As
No additional details available.
As Low As; Terms from 6 to 60 months
As Low As; Maximum Loan amount is $20,000.00, term is based on amount borrowed.
As Low As; The "as low as" rates are based on 0.25% payroll deduction discount, 0.25% direct deposit discount.
up to $7.500.00; As Low As
No additional details available.
As Low As; The "as low as" rates are based on 0.25% payroll deduction discount, 0.25% direct deposit discount.
No additional details available.
As Low As
As Low As
As Low As
No additional details available.
No additional details available.
No additional details available.
As Low As
As Low As; The "as low as" rates are based on 0.25% payroll deduction discount, 0.25% direct deposit discount.
As Low As
No additional details available.
No additional details available.
60 months at 9.500% (9.750% APR) for a $10,000 loan would result in a monthly payment of $211.24.
Rates as low as:
As Low As
As Low As; Agreement available here. Addendum available here.
As Low As
As Low As
As Low As
(Perfect for enhancing your lifestyle)
No additional details available.
As Low As
No additional details available.
As Low As; *The above annual percentage rates (APR) are the lowest rates offered to applicants with direct deposit of net pay and a checking account. Applicants who are not approved at these rates or terms may be offered credit at a higher rate and/or different terms. All loan requests and rates are subject to credit approval.
As Low As
As Low As; Borrow up to $15,000
No additional details available.
As Low As; Apply now
As Low As
As Low As
(Available April - September)
As Low As
up to $15,000.00; As Low As
As Low As
$3,001
As Low As
As Low As
As Low As
As Low As
As Low As; Unsecured
No additional details available.
As Low As; APR* up to 36 months. Max 60 months*.
No additional details available.
No additional details available.
As Low As
No additional details available.
No additional details available.
As Low As
As Low As
No additional details available.
As Low As
As Low As
No additional details available.
As Low As
Up to 36 Months
No additional details available.
As Low As; Unsecured
No additional details available.
37 to 60 Months
No additional details available.
As Low As; Simplify your finances by consolidating your loans into one easy monthly payment.
As Low As
As Low As
As Low As; *Annual Percentage Rate based on creditworthiness
As Low As
As Low As; Up to $15,000
As Low As; Maximum Loan Amount: $100,000
As Low As
No additional details available.
No additional details available.
As Low As; $15,000 -$25,000
No additional details available.
No additional details available.
As Low As
As Low As; $25,000 or more
As Low As
No additional details available.
As Low As
As Low As
As Low As
As Low As; Personal Loan
As Low As
As Low As; The "as low as" rates are based on 0.25% payroll deduction discount, 0.25% direct deposit discount.
As Low As; The "as low as" rates are based on 0.25% payroll deduction discount, 0.25% direct deposit discount.
As Low As
As Low As; The "as low as" rates are based on 0.25% payroll deduction discount, 0.25% direct deposit discount.
As Low As; The "as low as" rates are based on 0.25% payroll deduction discount, 0.25% direct deposit discount.
As Low As
As Low As; Loan Amount $500-$40,000
As Low As
As Low As
As Low As; The "as low as" rates are based on 0.25% payroll deduction discount, 0.25% direct deposit discount.
As Low As; Maximum Loan amount is $20,000.00, term is based on amount borrowed.
As Low As; Terms from 6 to 60 months
No additional details available.
up to $7.500.00; As Low As
As Low As; The "as low as" rates are based on 0.25% payroll deduction discount, 0.25% direct deposit discount.
As Low As
As Low As
No additional details available.
As Low As; The "as low as" rates are based on 0.25% payroll deduction discount, 0.25% direct deposit discount.
No additional details available.
As Low As
As Low As
As Low As; Borrow up to $15,000
As Low As; Apply now
As Low As
No additional details available.
up to $15,000.00; As Low As
As Low As
$3,001
As Low As
As Low As
As Low As
As Low As; Unsecured
No additional details available.
No additional details available.
As Low As
No additional details available.
No additional details available.
As Low As
As Low As
Up to 36 Months
No additional details available.
As Low As; Unsecured
No additional details available.
37 to 60 Months
As Low As
As Low As; *The above annual percentage rates (APR) are the lowest rates offered to applicants with direct deposit of net pay and a checking account. Applicants who are not approved at these rates or terms may be offered credit at a higher rate and/or different terms. All loan requests and rates are subject to credit approval.
17.99%
No additional details available.
As Low As
No additional details available.
As Low As
up to 48 months
up to 48 months
As Low As
No additional details available.
As Low As; Maximum loan amount $3,000 with a maximum term of 12 months. Payment sample: 12 monthly payments of $86.63/$1,000 borrowed.
As Low As; Signature Loan
No additional details available.
No additional details available.
No additional details available.
As Low As
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As Low As
As Low As
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As Low As
As Low As; APR* up to 36 months. Max 60 months*.
No additional details available.
No additional details available.
As Low As
Jacksonville, FL Personal Loan Rate Trends
Compare local Jacksonville, FL personal loan rates against the statewide average
Daily personal loan rate averages tracked across our database of 8,500+ banks and credit unions — updated every evening.
Florida personal loan rates rose 0.083 points over the past 7 days to 11.419% APR.
Florida signature loan rates fell 0.118 points over the past 7 days to 10.889% APR.
Frequently Asked Questions
What credit score do I need for a personal loan in Florida?
What is the difference between secured and unsecured personal loans?
Can I use a personal loan for debt consolidation in Florida?
Are credit unions or banks better for personal loans in Jacksonville, Florida?
What are the best personal loan rates in Jacksonville, Florida?
- Alive Credit Union: 5.00% (Tactical Loan)
- Self-Help Credit Union: 5.75% (Energy Saver Loans)
- Publix Employees Federal Credit Union: 6.17% (LAND LOAN 20 YR)
- Coastline Federal Credit Union: 7.16% (Residential Lot Loan)
- Mayo Employees Federal Credit Union: 7.99% (Solar Loan)
Personal Loan Calculators
