Best Personal Loan Rates in Wapato, Washington (WA) - April 2026
Brian McKay
Brian McKay
Founder & Data Architect- Automated Online Rate Data Aggregation
- Location-Based Rate Tables
- Bank & Credit Union Health Safety Ratings
- Bank & Credit Union Star Ratings
- Finance Calculators
Current personal loan options available to borrowers in Wapato, Washington include: Qualstar Credit UnionQualstar Credit UnionA+5.0 ★Texas Ratio: 5.04% offering Advantage Equity Loan (fixed) at 4.74% APR, Firefighters First Federal Credit UnionFirefighters First Federal Credit UnionA+5.0 ★Texas Ratio: 1.58% offering Fire Station Loan at 4.99% APR, Governmental Employees Credit UnionGovernmental Employees Credit UnionA5.0 ★Texas Ratio: 6.65% offering Construction Loan at 4.99% APR, Progressions Credit UnionProgressions Credit UnionA+5.0 ★Texas Ratio: 1.02% offering WEALTH BUILDER LOANS at 5.49% APR, and Rolling F Credit UnionRolling F Credit UnionA+5.0 ★Texas Ratio: 2.00% offering HOLIDAY/VACATION LOAN - Max. at 5.69% APR. Personal loan rates as of April 5, 2026 according to verified data from MonitorBankRates.
Wapato borrowers have access to 61 lenders serving the Washington area, with personal loan rates as low as 4.74% APR from Qualstar Credit Union. Use the tabs below to compare all available personal loan types. Rates are continually updated — we recommend checking back frequently.
We empower borrowers with transparent, proprietary financial health metrics—including A-F Safety Grades, verified Star Ratings, and Texas Ratios—so you can confidently borrow from a stable, highly-rated institution in Wapato, Washington.
Personal loan rates reflect recent market quotes and representative offers available to borrowers in Wapato, Washington. Rates shown are typically “as low as” APRs for borrowers with excellent credit. Your final approved rate will depend on your credit history, credit score, income, and loan amount. Personal Loan Rates Last Updated and Verified: April 5, 2026
As Low As
No additional details available.
As Low As
Available up to 30 months OAC
$2,500; As Low As
As Low As
As Low As
Fixed 120 Months
As Low As
flexible repayment
No additional details available.
Fixed rate, terms from 12 to 24 months on loan amounts of $500 to $2,500.
No additional details available.
Snohomish County; Available in Snohomish County; Maximum loan amount up to $50,000.00*
As Low As; 5-Year fixed rate
Available Statewide; Maximum loan amount up to $80,000.00*
APR Range: 6.50%-12.25%
APR Range: 6.50%-12.25%
No additional details available.
As Low As
As Low As; *up to 180 months
$100,000; As Low As
As Low As
As Low As
As Low As
Unimproved Land, Origination Fees Apply. 50% Tax Asmnt to $50k, 70% of appraisal to $150k.
Up to $5,000. Great for taxes, emergencies & vacations.
No additional details available.
Amortized over 15 years with a balloon due in 60 months
Amortized over 15 years with a balloon due in 60 months
No additional details available.
No additional details available.
As Low As
No additional details available.
Draw Period: 12 months; Maximum Amount: $50,000
As Low As
No additional details available.
As Low As; Land Loans available in Washington State only
No additional details available.
$100,000 Max
No additional details available.
Amortized over 15 years with a balloon due in 60 months
Amortized over 15 years with a balloon due in 60 months
No additional details available.
As Low As
Up to $40,000
No additional details available.
Maximum loan amount up to $50,000.00*
As Low As; Olympia Credit Union automatically approved unsecured loan rates as of September 8, 2023 range from 8.50% APR - 18.00% APR up to a 36 month term based on applicants credit score of 680 or higher and other underwriting guidelines. Maximum loan amount is $3000.00. Rate may decrease by 0.25% with checking account and direct deposit. Must have timely pay history with Olympia Credit Union for 18 months and steady employment for 24 months. Restrictions apply. Rates subject to change without notice. Existing loans with Olympia Credit Union not eligible. Contact Olympia Credit Union for details.
Land Loans available in Washington State only
As Low As; Fixed Rates from 8.60% to 8.70% APR*
No additional details available.
$250,000 Max
As Low As; Fixed Rates from 8.60% to 8.70% APR*
As Low As
No additional details available.
No additional details available.
Available up to 24 months OAC
As Low As
As Low As; Up to 60 months & $10,000 max per member
As Low As; up to 48 months
As Low As
As Low As
No additional details available.
No additional details available.
No additional details available.
As Low As
As Low As
No additional details available.
As Low As
As Low As
No additional details available.
As Low As; On approval of credit, restrictions apply.
As Low As
As Low As
As Low As
As Low As
No additional details available.
As Low As; Personal loans up to $10,000
No additional details available.
As Low As
Up to $7,500; As Low As; Lowest APR
Up to $7,500
Land Loans available in Washington State only
Up to $25,000 limit
No additional details available.
No additional details available.
Up to a 72-month term.
No additional details available.
$10,000; As Low As
As Low As; Make great things happen. Secure the funds you need quickly and easily for home repairs, a family vacation, education expenses, or debt consolidation.
As Low As; up to 60 months (minimum loan amount of $5,000)
No additional details available.
No additional details available.
No additional details available.
No additional details available.
No additional details available.
Call for current Promotional Rates.
As Low As
No additional details available.
As Low As
No additional details available.
As Low As; *up to 60 months
No additional details available.
Land Loans available in Washington State only
No additional details available.
As Low As; Olympia Credit Union automatically approved unsecured loan rates as of September 8, 2023 range from 10.00% APR - 18.00% APR up to a 36 month term based on applicants credit score of 650 to 679 and other underwriting guidelines. Maximum loan amount is $3000.00. Rate may decrease by 0.25% with checking account and direct deposit. Must have timely pay history with Olympia Credit Union for 18 months and steady employment for 24 months. Restrictions apply. Rates subject to change without notice. Existing loans with Olympia Credit Union not eligible. Contact Olympia Credit Union for details.
As Low As
As Low As; *The annual percentage rates (APR) listed are our best rates. Your rate and/or term may vary depending on credit history and underwriting criteria. Rates updated daily.
As Low As
As Low As
No additional details available.
Available up to 60 months OAC; Regular APR: 21.49%
No additional details available.
As Low As
No additional details available.
As Low As
Credit Score: 739 - 700
No additional details available.
No additional details available.
As Low As; Loan Amount $7,501 to $15,000
$7,501
$7,501; As Low As; Lowest APR
As Low As
(e.g.) Jet Skis, Motorcycles, Snowmobiles, Personal Computer, Personal Loans
No additional details available.
As Low As; *The annual percentage rates (APR) listed are our best rates. Your rate and/or term may vary depending on credit history and underwriting criteria. Rates updated daily.
No additional details available.
As Low As; up to 72 months (minimum loan amount of $7,500)
As Low As
No additional details available.
As Low As
No additional details available.
No additional details available.
No additional details available.
Up to $10,000; As Low As
As Low As
As Low As
No additional details available.
fixed rate
(e.g.) Jet Skis, Motorcycles, Snowmobiles, Personal Computer, Personal Loans
No additional details available.
No additional details available.
As Low As
As Low As; On approval of credit, restrictions apply.
As Low As
As Low As
As Low As
No additional details available.
No additional details available.
As Low As
As Low As
No additional details available.
No additional details available.
As Low As
No additional details available.
As Low As
Available up to 24 months OAC
As Low As; up to 48 months
As Low As
As Low As
No additional details available.
No additional details available.
No additional details available.
As Low As
No additional details available.
No additional details available.
$10,000; As Low As
As Low As; Make great things happen. Secure the funds you need quickly and easily for home repairs, a family vacation, education expenses, or debt consolidation.
As Low As; up to 60 months (minimum loan amount of $5,000)
As Low As
Call for current Promotional Rates.
No additional details available.
As Low As
As Low As
No additional details available.
As Low As
No additional details available.
Credit Score: 739 - 700
No additional details available.
As Low As
(e.g.) Jet Skis, Motorcycles, Snowmobiles, Personal Computer, Personal Loans
As Low As; up to 72 months (minimum loan amount of $7,500)
As Low As
As Low As
Up to $10,000; As Low As
No additional details available.
No additional details available.
As Low As
No additional details available.
fixed rate
(e.g.) Jet Skis, Motorcycles, Snowmobiles, Personal Computer, Personal Loans
No additional details available.
No additional details available.
No additional details available.
No additional details available.
No additional details available.
No additional details available.
Up to $5,000. Great for taxes, emergencies & vacations.
No additional details available.
No additional details available.
No additional details available.
No additional details available.
Up to $40,000
No additional details available.
As Low As; Olympia Credit Union automatically approved unsecured loan rates as of September 8, 2023 range from 8.50% APR - 18.00% APR up to a 36 month term based on applicants credit score of 680 or higher and other underwriting guidelines. Maximum loan amount is $3000.00. Rate may decrease by 0.25% with checking account and direct deposit. Must have timely pay history with Olympia Credit Union for 18 months and steady employment for 24 months. Restrictions apply. Rates subject to change without notice. Existing loans with Olympia Credit Union not eligible. Contact Olympia Credit Union for details.
No additional details available.
No additional details available.
As Low As; Up to 60 months & $10,000 max per member
No additional details available.
No additional details available.
As Low As
As Low As
As Low As; On approval of credit, restrictions apply.
Up to $25,000 limit
No additional details available.
Up to a 72-month term.
No additional details available.
No additional details available.
No additional details available.
As Low As; Olympia Credit Union automatically approved unsecured loan rates as of September 8, 2023 range from 10.00% APR - 18.00% APR up to a 36 month term based on applicants credit score of 650 to 679 and other underwriting guidelines. Maximum loan amount is $3000.00. Rate may decrease by 0.25% with checking account and direct deposit. Must have timely pay history with Olympia Credit Union for 18 months and steady employment for 24 months. Restrictions apply. Rates subject to change without notice. Existing loans with Olympia Credit Union not eligible. Contact Olympia Credit Union for details.
As Low As; *up to 60 months
No additional details available.
As Low As; *The annual percentage rates (APR) listed are our best rates. Your rate and/or term may vary depending on credit history and underwriting criteria. Rates updated daily.
As Low As
No additional details available.
No additional details available.
As Low As; *The annual percentage rates (APR) listed are our best rates. Your rate and/or term may vary depending on credit history and underwriting criteria. Rates updated daily.
No additional details available.
As Low As
No additional details available.
As Low As
As Low As
No additional details available.
Wapato, WA Personal Loan Rate Trends
Compare local Wapato, WA personal loan rates against the statewide average
Daily personal loan rate averages tracked across our database of 8,500+ banks and credit unions — updated every evening.
Washington personal loan rates fell 0.381 points over the past 7 days to 10.929% APR.
Washington signature loan rates rose 0.003 points over the past 7 days to 10.719% APR.
Frequently Asked Questions
What credit score do I need for a personal loan in Washington?
What is the difference between secured and unsecured personal loans?
Can I use a personal loan for debt consolidation in Washington?
Are credit unions or banks better for personal loans in Wapato, Washington?
What are the best personal loan rates in Wapato, Washington?
- Qualstar Credit Union: 4.74% (Advantage Equity Loan (fixed))
- Firefighters First Federal Credit Union: 4.99% (Fire Station Loan)
- Governmental Employees Credit Union: 4.99% (Construction Loan)
- Progressions Credit Union: 5.49% (WEALTH BUILDER LOANS)
- Rolling F Credit Union: 5.69% (HOLIDAY/VACATION LOAN - Max.)
Personal Loan Calculators
