MonitorBankRates
☰
Home › Personal Loans › Texas › Austin iAdvertiser Disclosure
Advertiser Disclosure Some of the institutions listed may have a business relationship with MonitorBankRates. However, our editorial team independently verifies all rates and data displayed. Advertiser relationships do not influence our health rating, star rankings, Texas Ratio calculation, or the rates shown.

Best Personal Loan Rates in Austin, Texas (TX) - March 2026

Content reviewed by
Brian McKay Brian McKay
Brian McKay

Brian McKay

Founder & Data Architect
Expertise
  • Automated Online Rate Data Aggregation
  • Location-Based Rate Tables
  • Bank & Credit Union Health Safety Ratings
  • Bank & Credit Union Star Ratings
  • Finance Calculators
Brian is the Founder of MonitorBankRates.com. For over 18 years, he has utilized his background in enterprise infrastructure to engineer proprietary systems that track rates from over 8,000 financial institutions.
Read Full Bio →
| i Editorial Disclosure
Editorial Disclosure The rates displayed are actual, verified rates sourced directly from the official websites of local and national lenders actively lending to Texas borrowers. Note that your final approved personal loan rate will depend on your specific credit profile, loan amount, and loan term.
| ✓Fact Checked | Personal Loan Rates — Last Updated and Verified: March 22, 2026

Current personal loan options available to borrowers in Austin, Texas include: Members Choice Credit UnionMembers Choice Credit Union4100 Smith School Rd # 1, Austin, TX, 78744 3205A5.0 ★Texas Ratio: 8.54% offering Consumer Loan at 3.99% APR, Star Of Texas Credit UnionStar Of Texas Credit Union114 E huntland dr, austin, TX, 78752A+5.0 ★Texas Ratio: 2.44% offering Used & Refinanced Loans at 5.24% APR, Austin Federal Credit UnionAustin Federal Credit Union1900 Woodward St, Austin, TX, 78741A+5.0 ★Texas Ratio: 5.39% offering Holiday Loan at 5.90% APR, Texas DPS Credit UnionTexas DPS Credit Union621 W Saint Johns Ave, Austin, TX, 78752 2315A+5.0 ★Texas Ratio: 3.51% offering Credit (Re)Builder Loan at 6.00% APR, and Capitol Credit UnionCapitol Credit Union11920 Alterra Pkwy, Austin, TX, 78758A+5.0 ★Texas Ratio: 1.34% offering Other Collateralized Loan at 6.59% APR.

Whether you need to consolidate high-interest debt, fund a home improvement project, or cover an unexpected expense, comparing personal loan rates across top-rated lenders in Austin, Texas can save you significantly over the life of your loan.

We empower borrowers with transparent, proprietary financial health metrics—including A-F Safety Grades, verified Star Ratings, and Texas Ratios—so you can confidently borrow from a stable, highly-rated institution in Austin, Texas.

Personal loan rates reflect recent market quotes and representative offers available to borrowers in Austin, Texas. Rates shown are typically “as low as” APRs for borrowers with excellent credit. Your final approved rate will depend on your credit history, credit score, income, and loan amount. Personal Loan Rates Last Updated and Verified: March 22, 2026

Source: Verified Personal Loan Rate Data provided by MonitorBankRates
Institution
Loan Product
APR
Profile
Members Choice Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.54%
4100 Smith School Rd # 1, Austin, TX, 78744 3205
Consumer Loan
3.99%
View
▼
APR3.99%
Last UpdatedMarch 22, 2026
Details

As Low As

Members Choice Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.54%
4100 Smith School Rd # 1, Austin, TX, 78744 3205
Consumer Loan
4.99%
View
▼
APR4.99%
Last UpdatedMarch 22, 2026
Details

As Low As

Star Of Texas Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.44%
114 E huntland dr, austin, TX, 78752
Used & Refinanced Loans
5.24%
View
▼
APR5.24%
Last UpdatedMarch 22, 2026
Details

As Low As; Subject to credit approval

Members Choice Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.54%
4100 Smith School Rd # 1, Austin, TX, 78744 3205
Consumer Loan
5.49%
View
▼
APR5.49%
Last UpdatedMarch 22, 2026
Details

As Low As

Austin Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.39%
1900 Woodward St, Austin, TX, 78741
Holiday Loan
5.90%
View
▼
APR5.90%
Last UpdatedMarch 22, 2026
Details

As Low As; To sweeten the deal, every holiday loan comes with an entry to a raffle to WIN $500! *APR is Annual Percentage Rate. One $500 prize for loans booked before December 24th and one for those booked between December 29th through January 30th. Minimum holiday loan amount $350, maximum determined by credit qualifications up to $15,000.

Members Choice Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.54%
4100 Smith School Rd # 1, Austin, TX, 78744 3205
Consumer Loan
5.99%
View
▼
APR5.99%
Last UpdatedMarch 22, 2026
Details

As Low As

Members Choice Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.54%
4100 Smith School Rd # 1, Austin, TX, 78744 3205
Loans
5.99%
View
▼
APR5.99%
Last UpdatedMarch 22, 2026
Details

As Low As; For Loans over $50,000

Texas DPS Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.51%
621 W Saint Johns Ave, Austin, TX, 78752 2315
Credit (Re)Builder Loan
6.00%
View
▼
APR6.00%
Last UpdatedMarch 22, 2026
Details

Loan rate of 6% is effective January 1, 2021. Must have an open established Membership Savings Account in good standing. Must be able to provide two paystubs and have at least 1-year of job history.

Members Choice Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.54%
4100 Smith School Rd # 1, Austin, TX, 78744 3205
Consumer Loan
6.24%
View
▼
APR6.24%
Last UpdatedMarch 22, 2026
Details

As Low As

Capitol Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.34%
11920 Alterra Pkwy, Austin, TX, 78758
Other Collateralized Loan
6.59%
View
▼
APR6.59%
Last UpdatedMarch 22, 2026
Details

As Low As

Members Choice Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.54%
4100 Smith School Rd # 1, Austin, TX, 78744 3205
Debt Consolidation Loan
6.99%
View
▼
APR6.99%
Last UpdatedMarch 22, 2026
Details

As Low As; No-fee, fixed-rate Debt Consolidation Loan

Members Choice Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.54%
4100 Smith School Rd # 1, Austin, TX, 78744 3205
Debt Consolidation Loans
6.99%
View
▼
APR6.99%
Last UpdatedMarch 22, 2026
Details

As Low As; Other terms available.

Members Choice Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.54%
4100 Smith School Rd # 1, Austin, TX, 78744 3205
Debt Consolidation Unsecured Personal
6.99%
View
▼
APR6.99%
Last UpdatedMarch 22, 2026
Details

As Low As

Capitol Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.34%
11920 Alterra Pkwy, Austin, TX, 78758
Other Collateralized Loan
7.09%
View
▼
APR7.09%
Last UpdatedMarch 22, 2026
Details

As Low As

Members Choice Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.54%
4100 Smith School Rd # 1, Austin, TX, 78744 3205
Unsecured Signature Loans
7.24%
View
▼
APR7.24%
Last UpdatedMarch 22, 2026
Details

As Low As

Members Choice Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.54%
4100 Smith School Rd # 1, Austin, TX, 78744 3205
Unsecured / Signature Personal
7.24%
View
▼
APR7.24%
Last UpdatedMarch 22, 2026
Details

As Low As

Members Choice Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.54%
4100 Smith School Rd # 1, Austin, TX, 78744 3205
Loans
7.24%
View
▼
APR7.24%
Last UpdatedMarch 22, 2026
Details

As Low As; For Loans over $80,000

Nizari Progressive Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.18%
12730 Research Blvd, Austin, TX, 78759
Personal /Signature Loan
7.25%
View
▼
APR7.25%
Last UpdatedMarch 22, 2026
Details

As Low As; from $1,001 to $75,000

Capitol Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.34%
11920 Alterra Pkwy, Austin, TX, 78758
Other Collateralized Loan
7.59%
View
▼
APR7.59%
Last UpdatedMarch 22, 2026
Details

As Low As

Nizari Progressive Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.18%
12730 Research Blvd, Austin, TX, 78759
Premier Loan
7.75%
View
▼
APR7.75%
Last UpdatedMarch 22, 2026
Details

As Low As; from $75,001 to $250,000

Members Choice Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.54%
4100 Smith School Rd # 1, Austin, TX, 78744 3205
Debt Consolidation Unsecured Personal
7.99%
View
▼
APR7.99%
Last UpdatedMarch 22, 2026
Details

As Low As

Capitol Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.34%
11920 Alterra Pkwy, Austin, TX, 78758
Other Collateralized Loan
8.09%
View
▼
APR8.09%
Last UpdatedMarch 22, 2026
Details

As Low As

Members Choice Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.54%
4100 Smith School Rd # 1, Austin, TX, 78744 3205
Unsecured / Signature Personal
8.24%
View
▼
APR8.24%
Last UpdatedMarch 22, 2026
Details

As Low As

University Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.47%
13860 N Highway 183, Austin, TX, 78750
Equipment Loans 12 to 36 Months
8.25%
View
▼
APR8.25%
Last UpdatedMarch 22, 2026
Details

A loan documentation fee of $175 will be assessed at closing. Term restrictions may apply.

Capitol Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.34%
11920 Alterra Pkwy, Austin, TX, 78758
Other Collateralized Loan
8.59%
View
▼
APR8.59%
Last UpdatedMarch 22, 2026
Details

As Low As

Technology Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.60%
823 Congress Ave Ste 300, Austin, TX, 78701 2448
Solar mart Personal Loan
8.63%
View
▼
APR8.63%
Last UpdatedMarch 22, 2026
Details

No additional details available.

University Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.47%
13860 N Highway 183, Austin, TX, 78750
Equipment Loans 37 to 60 Months
8.75%
View
▼
APR8.75%
Last UpdatedMarch 22, 2026
Details

A loan documentation fee of $175 will be assessed at closing. Term restrictions may apply.

Texas DPS Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.51%
621 W Saint Johns Ave, Austin, TX, 78752 2315
Signature Loan
8.99%
View
▼
APR8.99%
Last UpdatedMarch 22, 2026
Details

As Low As; Protect your loan with [Debt Protection]; Refinance a loan from another financial institution for greater savings

Nizari Progressive Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.18%
12730 Research Blvd, Austin, TX, 78759
Low Doc Loan
8.99%
View
▼
APR8.99%
Last UpdatedMarch 22, 2026
Details

Flat Rate -Up to $25,000

Members Choice Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.54%
4100 Smith School Rd # 1, Austin, TX, 78744 3205
Debt Consolidation Unsecured Personal
8.99%
View
▼
APR8.99%
Last UpdatedMarch 22, 2026
Details

As Low As

University Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.47%
13860 N Highway 183, Austin, TX, 78750
Equipment Loans 12 to 36 Months
9.00%
View
▼
APR9.00%
Last UpdatedMarch 22, 2026
Details

A loan documentation fee of $175 will be assessed at closing. Term restrictions may apply.

Members Choice Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.54%
4100 Smith School Rd # 1, Austin, TX, 78744 3205
Unsecured / Signature Personal
9.24%
View
▼
APR9.24%
Last UpdatedMarch 22, 2026
Details

As Low As

A+ Federal Credit Union
Institution Rating:
A-5.0 ★Texas Ratio: 14.18%
1402 W Stassney LN, Austin, TX, 78745 2948
A+ Personal Loan
9.49%
View
▼
APR9.49%
Last UpdatedMarch 22, 2026
Details

As Low As

Public Employees Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.12%
306 E 10th St, Austin, TX, 78701
Signature Loan
9.49%
View
▼
APR9.49%
Last UpdatedMarch 22, 2026
Details

As Low As

Public Employees Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.12%
306 E 10th St, Austin, TX, 78701
Signature Loans
9.49%
View
▼
APR9.49%
Last UpdatedMarch 22, 2026
Details

As Low As

Travis County Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.80%
1101 N Interstate 35, Austin, TX, 78702 1901
AAA Loan
9.49%
View
▼
APR9.49%
Last UpdatedMarch 22, 2026
Details

No additional details available.

Travis County Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.80%
1101 N Interstate 35, Austin, TX, 78702 1901
Signature
9.49%
View
▼
APR9.49%
Last UpdatedMarch 22, 2026
Details

As Low As

University Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.47%
13860 N Highway 183, Austin, TX, 78750
Equipment Loans 37 to 60 Months
9.50%
View
▼
APR9.50%
Last UpdatedMarch 22, 2026
Details

A loan documentation fee of $175 will be assessed at closing. Term restrictions may apply.

Randolph Brooks FCU
Institution Rating:
A+5.0 ★
205 W Ben White Blvd, Austin, TX, 78704 7154
Signature
9.70%
View
▼
APR9.70%
Last UpdatedMarch 22, 2026
Details

As Low As

University Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.47%
13860 N Highway 183, Austin, TX, 78750
Working Capital Loan
9.75%
View
▼
APR9.75%
Last UpdatedMarch 22, 2026
Details

A loan documentation fee of $175 will be assessed at closing.

Austin Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.39%
1900 Woodward St, Austin, TX, 78741
Personal Loans
9.90%
View
▼
APR9.90%
Last UpdatedMarch 22, 2026
Details

As Low As

Austin Telco Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.16%
8929 Shoal Creek Blvd, Austin, TX, 78757
Signature
9.90%
View
▼
APR9.90%
Last UpdatedMarch 22, 2026
Details

As Low As; Up to 60 Months

Guaranty Bank & Trust
Institution Rating:
A+5.0 ★Texas Ratio: 0.78%
601 W 5th St, Austin, TX, 78701
Credit Builder Loan Program
9.99%
View
▼
APR9.99%
Last UpdatedMarch 22, 2026
Details

No additional details available.

Public Employees Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.12%
306 E 10th St, Austin, TX, 78701
Signature Loan
9.99%
View
▼
APR9.99%
Last UpdatedMarch 22, 2026
Details

As Low As

Public Employees Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.12%
306 E 10th St, Austin, TX, 78701
Signature Loans
9.99%
View
▼
APR9.99%
Last UpdatedMarch 22, 2026
Details

As Low As

Members Choice Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.54%
4100 Smith School Rd # 1, Austin, TX, 78744 3205
Debt Consolidation Unsecured Personal
9.99%
View
▼
APR9.99%
Last UpdatedMarch 22, 2026
Details

As Low As

Texas DPS Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.51%
621 W Saint Johns Ave, Austin, TX, 78752 2315
Personal Loan
9.99%
View
▼
APR9.99%
Last UpdatedMarch 22, 2026
Details

As Low As; Excellent Credit

University Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.47%
13860 N Highway 183, Austin, TX, 78750
Equipment Loans 12 to 36 Months
10.00%
View
▼
APR10.00%
Last UpdatedMarch 22, 2026
Details

A loan documentation fee of $175 will be assessed at closing. Term restrictions may apply.

Randolph Brooks FCU
Institution Rating:
A+5.0 ★
205 W Ben White Blvd, Austin, TX, 78704 7154
Signature
10.00%
View
▼
APR10.00%
Last UpdatedMarch 22, 2026
Details

As Low As

Randolph Brooks FCU
Institution Rating:
A+5.0 ★
205 W Ben White Blvd, Austin, TX, 78704 7154
Signature
10.15%
View
▼
APR10.15%
Last UpdatedMarch 22, 2026
Details

As Low As

Public Employees Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.12%
306 E 10th St, Austin, TX, 78701
Signature Loan
10.24%
View
▼
APR10.24%
Last UpdatedMarch 22, 2026
Details

As Low As

Public Employees Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.12%
306 E 10th St, Austin, TX, 78701
Signature Loans
10.24%
View
▼
APR10.24%
Last UpdatedMarch 22, 2026
Details

As Low As

Members Choice Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.54%
4100 Smith School Rd # 1, Austin, TX, 78744 3205
Unsecured / Signature Personal
10.24%
View
▼
APR10.24%
Last UpdatedMarch 22, 2026
Details

As Low As

University Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.47%
13860 N Highway 183, Austin, TX, 78750
Working Capital Loan
10.25%
View
▼
APR10.25%
Last UpdatedMarch 22, 2026
Details

A loan documentation fee of $175 will be assessed at closing.

Travis County Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.80%
1101 N Interstate 35, Austin, TX, 78702 1901
Signature
10.49%
View
▼
APR10.49%
Last UpdatedMarch 22, 2026
Details

No additional details available.

Public Employees Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.12%
306 E 10th St, Austin, TX, 78701
Signature Loans
10.49%
View
▼
APR10.49%
Last UpdatedMarch 22, 2026
Details

As Low As

Public Employees Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.12%
306 E 10th St, Austin, TX, 78701
Signature Loan
10.49%
View
▼
APR10.49%
Last UpdatedMarch 22, 2026
Details

As Low As

University Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.47%
13860 N Highway 183, Austin, TX, 78750
Equipment Loans 37 to 60 Months
10.50%
View
▼
APR10.50%
Last UpdatedMarch 22, 2026
Details

A loan documentation fee of $175 will be assessed at closing. Term restrictions may apply.

University Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.47%
13860 N Highway 183, Austin, TX, 78750
Working Capital Loan
10.50%
View
▼
APR10.50%
Last UpdatedMarch 22, 2026
Details

A loan documentation fee of $175 will be assessed at closing.

Velocity Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.01%
705 E 12th St, Austin, TX, 78701 1909
Personal Loan
10.74%
View
▼
APR10.74%
Last UpdatedMarch 22, 2026
Details

As Low As

Amplify Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.63%
2800 Esperanza Xing Bldg 2, Austin, TX, 78758 3772
Personal Loan
10.75%
View
▼
APR10.75%
Last UpdatedMarch 22, 2026
Details

As Low As

Austin Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.39%
1900 Woodward St, Austin, TX, 78741
Personal Loans
10.90%
View
▼
APR10.90%
Last UpdatedMarch 22, 2026
Details

No additional details available.

Texas DPS Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.51%
621 W Saint Johns Ave, Austin, TX, 78752 2315
Personal Loan
10.99%
View
▼
APR10.99%
Last UpdatedMarch 22, 2026
Details

As Low As; Good Credit

Capitol Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.34%
11920 Alterra Pkwy, Austin, TX, 78758
Non-collateralized Loan
10.99%
View
▼
APR10.99%
Last UpdatedMarch 22, 2026
Details

As Low As

Capitol Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.34%
11920 Alterra Pkwy, Austin, TX, 78758
Non-collateralized Loans
10.99%
View
▼
APR10.99%
Last UpdatedMarch 22, 2026
Details

As Low As

GREATER TEXAS
Institution Rating:
A5.0 ★Texas Ratio: 11.76%
12319 N Mopac Expy, Austin, TX, 78758
Emergency Loans
10.99%
View
▼
APR10.99%
Last UpdatedMarch 22, 2026
Details

As Low As

University Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.47%
13860 N Highway 183, Austin, TX, 78750
Working Capital Loan
11.00%
View
▼
APR11.00%
Last UpdatedMarch 22, 2026
Details

A loan documentation fee of $175 will be assessed at closing.

Randolph Brooks FCU
Institution Rating:
A+5.0 ★
205 W Ben White Blvd, Austin, TX, 78704 7154
Signature
11.15%
View
▼
APR11.15%
Last UpdatedMarch 22, 2026
Details

As Low As

Members Choice Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.54%
4100 Smith School Rd # 1, Austin, TX, 78744 3205
Unsecured / Signature Personal
11.24%
View
▼
APR11.24%
Last UpdatedMarch 22, 2026
Details

As Low As

Travis County Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.80%
1101 N Interstate 35, Austin, TX, 78702 1901
Signature
11.49%
View
▼
APR11.49%
Last UpdatedMarch 22, 2026
Details

No additional details available.

University Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.47%
13860 N Highway 183, Austin, TX, 78750
Working Capital Loan
11.50%
View
▼
APR11.50%
Last UpdatedMarch 22, 2026
Details

A loan documentation fee of $175 will be assessed at closing.

Public Employees Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.12%
306 E 10th St, Austin, TX, 78701
Ready Credit Loan
11.50%
View
▼
APR11.50%
Last UpdatedMarch 22, 2026
Details

No additional details available.

Star Of Texas Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.44%
114 E huntland dr, austin, TX, 78752
Signature/Personal Loans
11.90%
View
▼
APR11.90%
Last UpdatedMarch 22, 2026
Details

No additional details available.

Texas DPS Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.51%
621 W Saint Johns Ave, Austin, TX, 78752 2315
Personal Loan
11.99%
View
▼
APR11.99%
Last UpdatedMarch 22, 2026
Details

As Low As; Good Credit

Capitol Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.34%
11920 Alterra Pkwy, Austin, TX, 78758
Non-collateralized Loan
11.99%
View
▼
APR11.99%
Last UpdatedMarch 22, 2026
Details

As Low As

Capitol Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.34%
11920 Alterra Pkwy, Austin, TX, 78758
Non-collateralized Loans
11.99%
View
▼
APR11.99%
Last UpdatedMarch 22, 2026
Details

As Low As

University Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.47%
13860 N Highway 183, Austin, TX, 78750
Working Capital Loan
12.00%
View
▼
APR12.00%
Last UpdatedMarch 22, 2026
Details

A loan documentation fee of $175 will be assessed at closing.

Randolph Brooks FCU
Institution Rating:
A+5.0 ★
205 W Ben White Blvd, Austin, TX, 78704 7154
Signature
12.15%
View
▼
APR12.15%
Last UpdatedMarch 22, 2026
Details

As Low As

University Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.47%
13860 N Highway 183, Austin, TX, 78750
Signature Loan
12.90%
View
▼
APR12.90%
Last UpdatedMarch 22, 2026
Details

Excellent

Amplify Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.63%
2800 Esperanza Xing Bldg 2, Austin, TX, 78758 3772
Personal Lines of Credit
12.99%
View
▼
APR12.99%
Last UpdatedMarch 22, 2026
Details

As Low As

GREATER TEXAS
Institution Rating:
A5.0 ★Texas Ratio: 11.76%
12319 N Mopac Expy, Austin, TX, 78758
Personal Loan
12.99%
View
▼
APR12.99%
Last UpdatedMarch 22, 2026
Details

As Low As

Capitol Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.34%
11920 Alterra Pkwy, Austin, TX, 78758
Non-collateralized Loans
12.99%
View
▼
APR12.99%
Last UpdatedMarch 22, 2026
Details

As Low As

Capitol Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.34%
11920 Alterra Pkwy, Austin, TX, 78758
Non-collateralized Loan
12.99%
View
▼
APR12.99%
Last UpdatedMarch 22, 2026
Details

As Low As

Texas DPS Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.51%
621 W Saint Johns Ave, Austin, TX, 78752 2315
Personal Loan
12.99%
View
▼
APR12.99%
Last UpdatedMarch 22, 2026
Details

As Low As; Average Credit

Texas DPS Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.51%
621 W Saint Johns Ave, Austin, TX, 78752 2315
Personal Loan
13.99%
View
▼
APR13.99%
Last UpdatedMarch 22, 2026
Details

As Low As; Average Credit

University Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.47%
13860 N Highway 183, Austin, TX, 78750
Signature Loan
14.90%
View
▼
APR14.90%
Last UpdatedMarch 22, 2026
Details

Good

Texas DPS Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.51%
621 W Saint Johns Ave, Austin, TX, 78752 2315
Personal Loan
14.99%
View
▼
APR14.99%
Last UpdatedMarch 22, 2026
Details

As Low As; Fair Credit

Texas DPS Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.51%
621 W Saint Johns Ave, Austin, TX, 78752 2315
Personal Loan
15.49%
View
▼
APR15.49%
Last UpdatedMarch 22, 2026
Details

As Low As; Fair Credit

Texas DPS Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.51%
621 W Saint Johns Ave, Austin, TX, 78752 2315
Personal Loan
15.99%
View
▼
APR15.99%
Last UpdatedMarch 22, 2026
Details

As Low As; Fair Credit

University Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.47%
13860 N Highway 183, Austin, TX, 78750
Signature Loan
16.90%
View
▼
APR16.90%
Last UpdatedMarch 22, 2026
Details

Average

Texas DPS Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.51%
621 W Saint Johns Ave, Austin, TX, 78752 2315
Personal Loan
16.99%
View
▼
APR16.99%
Last UpdatedMarch 22, 2026
Details

As Low As; Marginal Credit

Texas DPS Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.51%
621 W Saint Johns Ave, Austin, TX, 78752 2315
Personal Loan
17.49%
View
▼
APR17.49%
Last UpdatedMarch 22, 2026
Details

As Low As; Marginal Credit

University Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.47%
13860 N Highway 183, Austin, TX, 78750
Signature Loan
17.90%
View
▼
APR17.90%
Last UpdatedMarch 22, 2026
Details

Fair

Texas DPS Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.51%
621 W Saint Johns Ave, Austin, TX, 78752 2315
Personal Loan
17.99%
View
▼
APR17.99%
Last UpdatedMarch 22, 2026
Details

As Low As; Poor Credit

Tinker Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.99%
8800 US Highway 380, Cross Roads, TX, 76227
Storm Shelter Loan
3.99%
View
▼
APR3.99%
Last UpdatedMarch 22, 2026
Details

No additional details available.

Houston Highway Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.00%
8120 Washington Ave, Houston, TX, 77007
Credit Builder Step-Up Loan Process STEP 5
4.00%
View
▼
APR4.00%
Last UpdatedMarch 22, 2026
Details

No additional details available.

Secured Advantage Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.07%
903 W Highway St, Iowa Park, TX, 76367 1180
Starter Loans
4.00%
View
▼
APR4.00%
Last UpdatedMarch 22, 2026
Details

No additional details available.

IBEW Local 66 Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.98%
4345 ALLEN GENOA RD, PASADENA, TX, 77504
Signature Unsecured Loan
4.25%
View
▼
APR4.25%
Last UpdatedMarch 22, 2026
Details

As Low As; Payment Example: 36 monthly payments of approximately $29.55 per $1,000 borrowed at 4.25% APR.

Abilene Teachers Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.94%
2801 N 6th St, Abilene, TX, 79603
Credit Builder Loan
4.35%
View
▼
APR4.35%
Last UpdatedMarch 22, 2026
Details

No additional details available.

Eastman Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.31%
304 Central Avenue, Longview, TX, 75602
Loan Term
4.40%
View
▼
APR4.40%
Last UpdatedMarch 22, 2026
Details

As Low As; Fixed Rate

Gulf Coast Educators Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.85%
5953 Fairmont Pkwy, Pasadena, TX, 77505
Title Loan
4.49%
View
▼
APR4.49%
Last UpdatedMarch 22, 2026
Details

As Low As

United Energy Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.67%
8790 FM 1960 Bypass Rd W Ste 500A, Humble, TX, 77338 3950
R/V LOANS New/Used 80% Financing MSRP or NADA Retail
4.49%
View
▼
APR4.49%
Last UpdatedMarch 22, 2026
Details

20% down

Houston Highway Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.00%
8120 Washington Ave, Houston, TX, 77007
Credit Builder Step-Up Loan Process STEP 4
4.50%
View
▼
APR4.50%
Last UpdatedMarch 22, 2026
Details

No additional details available.

Baxter Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.73%
7034 Alamo Downs Pkwy, San Antonio, TX, 78238
Credit Builder Loan
4.50%
View
▼
APR4.50%
Last UpdatedMarch 22, 2026
Details

No additional details available.

Baxter Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.73%
7034 Alamo Downs Pkwy, San Antonio, TX, 78238
Refinance Loan
4.64%
View
▼
APR4.64%
Last UpdatedMarch 22, 2026
Details

As Low As

Victoria City County Employees Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.81%
205 N Bridge St Ste 111, Victoria, TX, 77901
Recreational/Title Loans
4.67%
View
▼
APR4.67%
Last UpdatedMarch 22, 2026
Details

No additional details available.

Gulf Coast Educators Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.85%
5953 Fairmont Pkwy, Pasadena, TX, 77505
Title Loan
4.74%
View
▼
APR4.74%
Last UpdatedMarch 22, 2026
Details

As Low As

Conservation Employees Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.38%
2601 Network Blvd, Frisco, TX, 75034
New and Used (loan or more)
4.75%
View
▼
APR4.75%
Last UpdatedMarch 22, 2026
Details

balance $20,000

Baxter Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.73%
7034 Alamo Downs Pkwy, San Antonio, TX, 78238
Medical Degree Refinance Loan
4.80%
View
▼
APR4.80%
Last UpdatedMarch 22, 2026
Details

As Low As

Amoco Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.48%
2300 Texas Ave, Texas City, TX, 77590
Unsecured Loan
4.90%
View
▼
APR4.90%
Last UpdatedMarch 22, 2026
Details

As Low As; Months

Eastman Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.31%
304 Central Avenue, Longview, TX, 75602
Loan Term
4.90%
View
▼
APR4.90%
Last UpdatedMarch 22, 2026
Details

As Low As; Fixed Rate

Firefighters First Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.58%
3301 Airport Fwy Ste 175, Bedford, TX, 76021 6123
Fire Station Loan
4.99%
View
▼
APR4.99%
Last UpdatedMarch 22, 2026
Details

No additional details available.

Anderson County Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.46%
2307 W Oak St, Palestine, TX, 75801 4063
Recreational Equipment Loans
4.99%
View
▼
APR4.99%
Last UpdatedMarch 22, 2026
Details

As Low As

Wellspring Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.50%
150 E Round Bunch Rd, Bridge City, TX, 77611 3720
LAND LOANS
4.99%
View
▼
APR4.99%
Last UpdatedMarch 22, 2026
Details

As Low As

Gulf Coast Educators Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.85%
5953 Fairmont Pkwy, Pasadena, TX, 77505
Title Loan
4.99%
View
▼
APR4.99%
Last UpdatedMarch 22, 2026
Details

As Low As

Mclennan County Employees Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
215 N 5th St Ste 224, Waco, TX, 76701 1364
Signature Loan
5.00%
View
▼
APR5.00%
Last UpdatedMarch 22, 2026
Details

As Low As; With Approved Credit

Houston Highway Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.00%
8120 Washington Ave, Houston, TX, 77007
Credit Builder Step-Up Loan Process STEP 3
5.00%
View
▼
APR5.00%
Last UpdatedMarch 22, 2026
Details

No additional details available.

McMurrey Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.27%
418 McMurrey Dr, Tyler, TX, 75702
COLLATERAL LOANS NEW
5.24%
View
▼
APR5.24%
Last UpdatedMarch 22, 2026
Details

48 TO 72 MOS*SAME AS NEW CARS

Wellspring Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.50%
150 E Round Bunch Rd, Bridge City, TX, 77611 3720
Land Loans
5.25%
View
▼
APR5.25%
Last UpdatedMarch 22, 2026
Details

As Low As

Conservation Employees Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.38%
2601 Network Blvd, Frisco, TX, 75034
New and Used (loan or more)
5.25%
View
▼
APR5.25%
Last UpdatedMarch 22, 2026
Details

balance $75,000

5Point Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.33%
3700 Skyline Dr, Nederland, TX, 77627 8303
Land Loans
5.25%
View
▼
APR5.25%
Last UpdatedMarch 22, 2026
Details

No additional details available.

MCT Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.43%
2736 Nall St, Port Neches, TX, 77651 5204
Other Collateral Loans
5.25%
View
▼
APR5.25%
Last UpdatedMarch 22, 2026
Details

No additional details available.

Eastman Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.31%
304 Central Avenue, Longview, TX, 75602
Loan Term
5.40%
View
▼
APR5.40%
Last UpdatedMarch 22, 2026
Details

As Low As; Fixed Rate

Gulf Coast Educators Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.85%
5953 Fairmont Pkwy, Pasadena, TX, 77505
Title Loan
5.49%
View
▼
APR5.49%
Last UpdatedMarch 22, 2026
Details

As Low As

United Energy Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.67%
8790 FM 1960 Bypass Rd W Ste 500A, Humble, TX, 77338 3950
R/V LOANS New/Used 90% Financing MSRP or NADA Retail
5.49%
View
▼
APR5.49%
Last UpdatedMarch 22, 2026
Details

10% down

Nueces Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.04%
901 Leopard St, Corpus Christi, TX, 78401 3606
loan promotion
5.50%
View
▼
APR5.50%
Last UpdatedMarch 22, 2026
Details

As Low As; Call the credit union for loan promotion rates

MCT Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.43%
2736 Nall St, Port Neches, TX, 77651 5204
Other Collateral Loans
5.50%
View
▼
APR5.50%
Last UpdatedMarch 22, 2026
Details

No additional details available.

Houston Highway Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.00%
8120 Washington Ave, Houston, TX, 77007
Credit Builder Step-Up Loan Process STEP 2
5.50%
View
▼
APR5.50%
Last UpdatedMarch 22, 2026
Details

No additional details available.

Anderson County Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.46%
2307 W Oak St, Palestine, TX, 75801 4063
Loan Special
5.50%
View
▼
APR5.50%
Last UpdatedMarch 22, 2026
Details

As Low As; No Refinancing of existing loans; Rate based on Credit Score; Limited to one loan special every 90 days

Conservation Employees Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.38%
2601 Network Blvd, Frisco, TX, 75034
New and Used (loan or more)
5.50%
View
▼
APR5.50%
Last UpdatedMarch 22, 2026
Details

balance $75,000

Anderson County Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.46%
2307 W Oak St, Palestine, TX, 75801 4063
Signature Loan Special
5.50%
View
▼
APR5.50%
Last UpdatedMarch 22, 2026
Details

As Low As; Borrow up to $2,000 for up to 24 months.

1st Community Federal Credit Union
Institution Rating:
A-4.9 ★Texas Ratio: 16.28%
3505 Wildewood Dr, San Angelo, TX, 76904
Various operating loans and lines of credit
5.50%
View
▼
APR5.50%
Last UpdatedMarch 22, 2026
Details

As Low As; must be secured by adequate collateral. See loan officer for more details

Neches Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.48%
676 Magnolia Ave, Port Neches, TX, 77651
Interim Construction Loan
5.75%
View
▼
APR5.75%
Last UpdatedMarch 22, 2026
Details

As Low As

Neches Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.48%
676 Magnolia Ave, Port Neches, TX, 77651
Unimproved Property Loan
5.75%
View
▼
APR5.75%
Last UpdatedMarch 22, 2026
Details

As Low As

Wellspring Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.50%
150 E Round Bunch Rd, Bridge City, TX, 77611 3720
Land Loans
5.75%
View
▼
APR5.75%
Last UpdatedMarch 22, 2026
Details

As Low As

Conservation Employees Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.38%
2601 Network Blvd, Frisco, TX, 75034
New and Used (loan or more)
5.75%
View
▼
APR5.75%
Last UpdatedMarch 22, 2026
Details

balance $75,000

5Point Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.33%
3700 Skyline Dr, Nederland, TX, 77627 8303
Land Loans
5.75%
View
▼
APR5.75%
Last UpdatedMarch 22, 2026
Details

No additional details available.

Pentagon Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 10.64%
761 Tank Battalion, Fort Hood, TX, 76544 4906
VA Loan
5.81%
View
▼
APR5.81%
Last UpdatedMarch 22, 2026
Details

No additional details available.

Eastman Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.31%
304 Central Avenue, Longview, TX, 75602
Loan Term
5.90%
View
▼
APR5.90%
Last UpdatedMarch 22, 2026
Details

As Low As; Fixed Rate

Pentagon Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 10.64%
761 Tank Battalion, Fort Hood, TX, 76544 4906
VA Refi Loan
5.94%
View
▼
APR5.94%
Last UpdatedMarch 22, 2026
Details

No additional details available.

Del Rio SP Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.95%
106 N Main St, Del Rio, TX, 78840
5 Year Equity Loan-to-Value up to 80%
5.94%
View
▼
APR5.94%
Last UpdatedMarch 22, 2026
Details

As Low As

McMurrey Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.27%
418 McMurrey Dr, Tyler, TX, 75702
LAND LOANS
5.99%
View
▼
APR5.99%
Last UpdatedMarch 22, 2026
Details

No additional details available.

Houston Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.55%
16320 Kensington Dr, Sugar Land, TX, 77479 4097
Lot Loans
5.99%
View
▼
APR5.99%
Last UpdatedMarch 22, 2026
Details

As Low As; Up to 70%

Metro Medical Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.65%
8200 Brookriver Dr Ste N110, Dallas, TX, 75247
Pleasure Craft Loan
5.99%
View
▼
APR5.99%
Last UpdatedMarch 22, 2026
Details

As Low As

Alpine Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.50%
111 N 2nd St, Alpine, TX, 79830
New Construction Loans
5.99%
View
▼
APR5.99%
Last UpdatedMarch 22, 2026
Details

No additional details available.

BOM Bank
Institution Rating:
A+5.0 ★Texas Ratio: 3.60%
101 Worth St, Hemphill, TX, 75948
Credit Builder Loan
6.00%
View
▼
APR6.00%
Last UpdatedMarch 22, 2026
Details

No additional details available.

Sabine Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.89%
1939 Strickland Dr, Orange, TX, 77630 2901
Credit Builder Loan
6.00%
View
▼
APR6.00%
Last UpdatedMarch 22, 2026
Details

No additional details available.

Wailuku Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.72%
2601 Network Blvd Ste 900, Frisco, TX, 75034
Personal Loan
6.00%
View
▼
APR6.00%
Last UpdatedMarch 22, 2026
Details

As Low As

Wailuku Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.72%
2601 Network Blvd Ste 900, Frisco, TX, 75034
Personal Loans
6.00%
View
▼
APR6.00%
Last UpdatedMarch 22, 2026
Details

As Low As

Mclennan County Employees Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
215 N 5th St Ste 224, Waco, TX, 76701 1364
Signature Loan
6.00%
View
▼
APR6.00%
Last UpdatedMarch 22, 2026
Details

As Low As; With Approved Credit

Houston Highway Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.00%
8120 Washington Ave, Houston, TX, 77007
Credit Builder Step-Up Loan Process STEP 1
6.00%
View
▼
APR6.00%
Last UpdatedMarch 22, 2026
Details

No additional details available.

Service 1st Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.58%
10001 Jack Finney Blvd, Greenville, TX, 75402
Signature
6.00%
View
▼
APR6.00%
Last UpdatedMarch 22, 2026
Details

Months

USAA Federal Savings Bank
Institution Rating:
A-5.0 ★Texas Ratio: 14.77%
10750 Mcdermott Fwy, San Antonio, TX, 78288
VA Interest Rate Reduction Refinance Loan (IRRRL)
6.00%
View
▼
APR6.00%
Last UpdatedMarch 22, 2026
Details

Refinance up to 100% of the value of your home. A variety of terms are available. Option to finance the funding fee.

USAA Federal Savings Bank
Institution Rating:
A-5.0 ★Texas Ratio: 14.77%
10750 Mcdermott Fwy, San Antonio, TX, 78288
VA Interest Rate Reduction Refinance Loan, or IRRRL
6.00%
View
▼
APR6.00%
Last UpdatedMarch 22, 2026
Details

No additional details available.

Del Rio SP Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.95%
106 N Main St, Del Rio, TX, 78840
10 Year Equity Loan-to-Value up to 80%
6.14%
View
▼
APR6.14%
Last UpdatedMarch 22, 2026
Details

As Low As

Metro Medical Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.65%
8200 Brookriver Dr Ste N110, Dallas, TX, 75247
Pleasure Craft Loan
6.15%
View
▼
APR6.15%
Last UpdatedMarch 22, 2026
Details

As Low As

USAA Federal Savings Bank
Institution Rating:
A-5.0 ★Texas Ratio: 14.77%
10750 Mcdermott Fwy, San Antonio, TX, 78288
VA purchase loan
6.22%
View
▼
APR6.22%
Last UpdatedMarch 22, 2026
Details

No additional details available.

Gulf Coast Educators Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.85%
5953 Fairmont Pkwy, Pasadena, TX, 77505
Title Loan
6.24%
View
▼
APR6.24%
Last UpdatedMarch 22, 2026
Details

As Low As

McMurrey Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.27%
418 McMurrey Dr, Tyler, TX, 75702
LAND LOANS
6.24%
View
▼
APR6.24%
Last UpdatedMarch 22, 2026
Details

No additional details available.

USAA Federal Savings Bank
Institution Rating:
A-5.0 ★Texas Ratio: 14.77%
10750 Mcdermott Fwy, San Antonio, TX, 78288
VA cash-out refinance loan
6.34%
View
▼
APR6.34%
Last UpdatedMarch 22, 2026
Details

Refinance up to 90% of the value of your home. Option to finance the funding fee.

Pentagon Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 10.64%
761 Tank Battalion, Fort Hood, TX, 76544 4906
FHA Loan
6.41%
View
▼
APR6.41%
Last UpdatedMarch 22, 2026
Details

No additional details available.

Del Rio SP Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.95%
106 N Main St, Del Rio, TX, 78840
5 Year Equity Loan-to-Value greater than 80% to 90%
6.44%
View
▼
APR6.44%
Last UpdatedMarch 22, 2026
Details

As Low As

Chartway Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.26%
9441 FM 1960 Bypass Rd W Ste 100, Humble, TX, 77338 4090
Equity Loan
6.49%
View
▼
APR6.49%
Last UpdatedMarch 22, 2026
Details

As Low As

McMurrey Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.27%
418 McMurrey Dr, Tyler, TX, 75702
COLLATERAL LOANS USED
6.49%
View
▼
APR6.49%
Last UpdatedMarch 22, 2026
Details

48 TO 60 MOS*SAME AS USED CARS

Baycel Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.86%
2320 6TH ST, Bay City, TX, 77414 5240
Unsecured
6.50%
View
▼
APR6.50%
Last UpdatedMarch 22, 2026
Details

As Low As

Trinity Valley Teachers Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.26%
3301 S Loop 256, Palestine, TX, 75801
Recreational Equipment Loans
6.50%
View
▼
APR6.50%
Last UpdatedMarch 22, 2026
Details

No additional details available.

5Point Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.33%
3700 Skyline Dr, Nederland, TX, 77627 8303
Construction Loans
6.50%
View
▼
APR6.50%
Last UpdatedMarch 22, 2026
Details

No additional details available.

InvesTex Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.65%
905 Aldine Bender Rd, Houston, TX, 77032
Special Signature Rate
6.59%
View
▼
APR6.59%
Last UpdatedMarch 22, 2026
Details

No additional details available.

Cherokee County Teachers Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.87%
145 FM 2972 W, RUSK, TX, 75785
Personal Loan
6.60%
View
▼
APR6.60%
Last UpdatedMarch 22, 2026
Details

up to $5,000.00 maximum with approved credit

Cherokee County Teachers Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.87%
145 FM 2972 W, RUSK, TX, 75785
Personal Loans
6.60%
View
▼
APR6.60%
Last UpdatedMarch 22, 2026
Details

No additional details available.

Del Rio SP Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.95%
106 N Main St, Del Rio, TX, 78840
10 Year Equity Loan-to-Value greater than 80% to 90%
6.64%
View
▼
APR6.64%
Last UpdatedMarch 22, 2026
Details

As Low As

Eastman Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.31%
304 Central Avenue, Longview, TX, 75602
Loan Term
6.65%
View
▼
APR6.65%
Last UpdatedMarch 22, 2026
Details

As Low As; Fixed Rate

Farm Bureau Bank FSB
Institution Rating:
A+5.0 ★Texas Ratio: 2.42%
17300 Henderson Pass, San Antonio, TX, 78232
Equipment Loans
6.70%
View
▼
APR6.70%
Last UpdatedMarch 22, 2026
Details

As Low As

Wailuku Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.72%
2601 Network Blvd Ste 900, Frisco, TX, 75034
Photovoltaic System Loan*
6.74%
View
▼
APR6.74%
Last UpdatedMarch 22, 2026
Details

As Low As

Brazos Star Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.21%
701 Harvey Rd, College Station, TX, 77840
Back on Track Loans
6.75%
View
▼
APR6.75%
Last UpdatedMarch 22, 2026
Details

No additional details available.

Matagorda County Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.15%
3700 Avenue F, Bay City, TX, 77414
Unsecured Loans
6.75%
View
▼
APR6.75%
Last UpdatedMarch 22, 2026
Details

As Low As

East Texas Professional Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.76%
409 E Loop 281, Longview, TX, 75605 7916
Instant Cash Loans
6.75%
View
▼
APR6.75%
Last UpdatedMarch 22, 2026
Details

No additional details available.

InvesTex Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.65%
905 Aldine Bender Rd, Houston, TX, 77032
Signature
6.79%
View
▼
APR6.79%
Last UpdatedMarch 22, 2026
Details

No additional details available.

Justice Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.17%
1 Justice Park Dr, Houston, TX, 77092
Personal Loan
6.84%
View
▼
APR6.84%
Last UpdatedMarch 22, 2026
Details

As Low As

Telco Plus Credit Union
Institution Rating:
A-4.9 ★Texas Ratio: 15.67%
1010 S SOUTHEAST LOOP 323, TYLER, TX, 75701 3700
Construction Loan
6.88%
View
▼
APR6.88%
Last UpdatedMarch 22, 2026
Details

As Low As

Telco Plus Credit Union
Institution Rating:
A-4.9 ★Texas Ratio: 15.67%
1010 S SOUTHEAST LOOP 323, TYLER, TX, 75701 3700
Land Loan 10 Year Fixed
6.88%
View
▼
APR6.88%
Last UpdatedMarch 22, 2026
Details

As Low As

InvesTex Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.65%
905 Aldine Bender Rd, Houston, TX, 77032
Special Signature Rate
6.89%
View
▼
APR6.89%
Last UpdatedMarch 22, 2026
Details

No additional details available.

Texas Trust Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.42%
1900 Country Club Dr, Mansfield, TX, 76063 3490
Texas Extra Credit Parent Loan
6.89%
View
▼
APR6.89%
Last UpdatedMarch 22, 2026
Details

As Low As; Fixed rates ranging from 2.79%APR2 to 6.89%APR2 (Auto Pay Discount)

Cosden Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.02%
400 E MARCY DR, BIG SPRING, TX, 79720 5714
Texas Extra Credit Parent Loan
6.89%
View
▼
APR6.89%
Last UpdatedMarch 22, 2026
Details

No additional details available.

Victoria City County Employees Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.81%
205 N Bridge St Ste 111, Victoria, TX, 77901
Signature Loans
6.92%
View
▼
APR6.92%
Last UpdatedMarch 22, 2026
Details

No additional details available.

Neiman Marcus Group Employees Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.62%
1618 Main St, Dallas, TX, 75201 4720
Personal/Longevity
6.95%
View
▼
APR6.95%
Last UpdatedMarch 22, 2026
Details

As Low As

USAA Federal Savings Bank
Institution Rating:
A-5.0 ★Texas Ratio: 14.77%
10750 Mcdermott Fwy, San Antonio, TX, 78288
Low down payment purchase loan
6.96%
View
▼
APR6.96%
Last UpdatedMarch 22, 2026
Details

No additional details available.

Houston Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.55%
16320 Kensington Dr, Sugar Land, TX, 77479 4097
Lot Loans
6.99%
View
▼
APR6.99%
Last UpdatedMarch 22, 2026
Details

As Low As; 71% to 80%

Baxter Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.73%
7034 Alamo Downs Pkwy, San Antonio, TX, 78238
Personal Loan
6.99%
View
▼
APR6.99%
Last UpdatedMarch 22, 2026
Details

As Low As

Texell Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.58%
17 S 1st St, Temple, TX, 76501 7603
Land Loan 5-year Fixed
6.99%
View
▼
APR6.99%
Last UpdatedMarch 22, 2026
Details

As Low As

InvesTex Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.65%
905 Aldine Bender Rd, Houston, TX, 77032
Signature
6.99%
View
▼
APR6.99%
Last UpdatedMarch 22, 2026
Details

No additional details available.

Grand Prairie Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.13%
209 N CENTER ST, GRAND PRAIRIE, TX, 75050
Personal Loans with Collateral
7.00%
View
▼
APR7.00%
Last UpdatedMarch 22, 2026
Details

5.00% A+ rating

Southern Star Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 11.41%
16035 W Little York Rd, Houston, TX, 77084
HOLIDAY LOANS
7.00%
View
▼
APR7.00%
Last UpdatedMarch 22, 2026
Details

CONTACT LOAN DEPARTMENT FOR DETAILS

Brazos Valley Schools Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.59%
2455 Stringer St, Brenham, TX, 77833
Summer/Holiday Loan
7.00%
View
▼
APR7.00%
Last UpdatedMarch 22, 2026
Details

No additional details available.

Mclennan County Employees Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
215 N 5th St Ste 224, Waco, TX, 76701 1364
Signature Loan
7.00%
View
▼
APR7.00%
Last UpdatedMarch 22, 2026
Details

As Low As; With Approved Credit

Port Arthur Teachers Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.45%
3001 JIMMY JOHNSON BLVD, PORT ARTHUR, TX, 77642
Annual Loan
7.00%
View
▼
APR7.00%
Last UpdatedMarch 22, 2026
Details

No additional details available.

Old Ocean Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.16%
PO Box 867, Sweeny, TX, 77480
Signature
7.00%
View
▼
APR7.00%
Last UpdatedMarch 22, 2026
Details

As Low As

Swemp Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.50%
601 OLIVE ST, TEXARKANA, TX, 75501
Signature Loans
7.00%
View
▼
APR7.00%
Last UpdatedMarch 22, 2026
Details

up to $5,000; As Low As

Justice Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.17%
1 Justice Park Dr, Houston, TX, 77092
Personal Loan
7.09%
View
▼
APR7.09%
Last UpdatedMarch 22, 2026
Details

As Low As

Neighborhood Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.73%
13649 Montfort Dr, Dallas, TX, 75240 2521
Unsecured Personal Loans
7.14%
View
▼
APR7.14%
Last UpdatedMarch 22, 2026
Details

As Low As

Metro Medical Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.65%
8200 Brookriver Dr Ste N110, Dallas, TX, 75247
Pleasure Craft Loan
7.19%
View
▼
APR7.19%
Last UpdatedMarch 22, 2026
Details

As Low As

Wailuku Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.72%
2601 Network Blvd Ste 900, Frisco, TX, 75034
Vacant Land Loan
7.25%
View
▼
APR7.25%
Last UpdatedMarch 22, 2026
Details

As Low As

Allied Plastics Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.28%
5213 Lake Shore Dr, Waco, TX, 76710 1732
Recreational Loans
7.25%
View
▼
APR7.25%
Last UpdatedMarch 22, 2026
Details

As Low As

FedEx Employees Credit Association Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.11%
2421 Westport Pkwy Ste 1300, Fort Worth, TX, 76177 5311
Land Loans
7.25%
View
▼
APR7.25%
Last UpdatedMarch 22, 2026
Details

No additional details available.

Texas Bridge Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.80%
3131 HOLLY RD, CORPUS CHRISTI, TX, 78415
50/50 LOAN
7.25%
View
▼
APR7.25%
Last UpdatedMarch 22, 2026
Details

As Low As

Education Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.24%
4400 W Interstate 40, Amarillo, TX, 79106 5940
New Teacher Loan Unsecured
7.25%
View
▼
APR7.25%
Last UpdatedMarch 22, 2026
Details

As Low As

InvesTex Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.65%
905 Aldine Bender Rd, Houston, TX, 77032
Signature
7.29%
View
▼
APR7.29%
Last UpdatedMarch 22, 2026
Details

No additional details available.

Laredo Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.30%
1119 Corpus Christi St, Laredo, TX, 78040 5258
Residential Lot Loans
7.35%
View
▼
APR7.35%
Last UpdatedMarch 22, 2026
Details

As Low As

White Sands Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.21%
4545 Hondo Pass Dr, El Paso, TX, 79904 1303
Anything Loan
7.35%
View
▼
APR7.35%
Last UpdatedMarch 22, 2026
Details

As Low As

Mobility Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 12.61%
8384 N Belt Line Rd, Irving, TX, 75063 6006
Recreational Loans
7.39%
View
▼
APR7.39%
Last UpdatedMarch 22, 2026
Details

As Low As; WITH NO PAYMENTS FOR 60 DAYS! *Minimum APR (Annual Percentage Rate) of 7.39% applies. Rates vary based on length of term, age of vehicle, and your individual credit worthiness. Excludes internal refinances. **Interest accrues from date of loan disbursal. Call for details. Qualifying criteria applies. Rates and terms subject to change without notice.

InvesTex Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.65%
905 Aldine Bender Rd, Houston, TX, 77032
Signature
7.39%
View
▼
APR7.39%
Last UpdatedMarch 22, 2026
Details

No additional details available.

MTCU Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.09%
1505 N Midland Dr, Midland, TX, 79703
Collateral Loans New or Used (Non Purchase)
7.42%
View
▼
APR7.42%
Last UpdatedMarch 22, 2026
Details

As Low As; Up to 84 Months

Houston Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.55%
16320 Kensington Dr, Sugar Land, TX, 77479 4097
Lot Loans
7.49%
View
▼
APR7.49%
Last UpdatedMarch 22, 2026
Details

As Low As; 81% to 90%

Texell Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.58%
17 S 1st St, Temple, TX, 76501 7603
Land Loan 10-year Fixed
7.49%
View
▼
APR7.49%
Last UpdatedMarch 22, 2026
Details

As Low As

InvesTex Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.65%
905 Aldine Bender Rd, Houston, TX, 77032
Signature
7.49%
View
▼
APR7.49%
Last UpdatedMarch 22, 2026
Details

No additional details available.

Domino Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.52%
9978 FM 3129, Queen City, TX, 75572
Special Occasion Loans
7.50%
View
▼
APR7.50%
Last UpdatedMarch 22, 2026
Details

No additional details available.

ELLIS COUNTY TEACHERS AND EMPLOYEES
Institution Rating:
A+5.0 ★Texas Ratio: 1.49%
1001 BUTCHER RD, WAXAHACHIE, TX, 75165
Personal Property NEW
7.50%
View
▼
APR7.50%
Last UpdatedMarch 22, 2026
Details

UP TO 48 MONTHS

Laredo Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.30%
1119 Corpus Christi St, Laredo, TX, 78040 5258
Residential Lot Loans
7.58%
View
▼
APR7.58%
Last UpdatedMarch 22, 2026
Details

As Low As

Neighborhood Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.73%
13649 Montfort Dr, Dallas, TX, 75240 2521
Unsecured Personal Loans
7.64%
View
▼
APR7.64%
Last UpdatedMarch 22, 2026
Details

As Low As

Metro Medical Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.65%
8200 Brookriver Dr Ste N110, Dallas, TX, 75247
Pleasure Craft Loan
7.69%
View
▼
APR7.69%
Last UpdatedMarch 22, 2026
Details

As Low As

MemberSource Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.62%
10100 Richmond Ave, Houston, TX, 77042
Personal Loan
7.71%
View
▼
APR7.71%
Last UpdatedMarch 22, 2026
Details

As Low As; Up to $35,000 Financing

Justice Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.17%
1 Justice Park Dr, Houston, TX, 77092
Personal Loan
7.74%
View
▼
APR7.74%
Last UpdatedMarch 22, 2026
Details

As Low As

InvesTex Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.65%
905 Aldine Bender Rd, Houston, TX, 77032
Signature
7.79%
View
▼
APR7.79%
Last UpdatedMarch 22, 2026
Details

No additional details available.

Local 20 IBEW Federal Credit Union
Institution Rating:
D3.5 ★Texas Ratio: 32.83%
688 W Tarrant Rd, Grand Prairie, TX, 75050
Loans above 72 months require approval by Board of Directors
7.80%
View
▼
APR7.80%
Last UpdatedMarch 22, 2026
Details

10% Down

Source: Verified Personal Loan Rate Data provided by MonitorBankRates
Institution
Loan Product
APR
Profile
Technology Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.60%
823 Congress Ave Ste 300, Austin, TX, 78701 2448
Solar mart Personal Loan
8.63%
View
▼
APR8.63%
Last UpdatedMarch 22, 2026
Details

No additional details available.

A+ Federal Credit Union
Institution Rating:
A-5.0 ★Texas Ratio: 14.18%
1402 W Stassney LN, Austin, TX, 78745 2948
A+ Personal Loan
9.49%
View
▼
APR9.49%
Last UpdatedMarch 22, 2026
Details

As Low As

Austin Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.39%
1900 Woodward St, Austin, TX, 78741
Personal Loans
9.90%
View
▼
APR9.90%
Last UpdatedMarch 22, 2026
Details

As Low As

Texas DPS Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.51%
621 W Saint Johns Ave, Austin, TX, 78752 2315
Personal Loan
9.99%
View
▼
APR9.99%
Last UpdatedMarch 22, 2026
Details

As Low As; Excellent Credit

Velocity Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.01%
705 E 12th St, Austin, TX, 78701 1909
Personal Loan
10.74%
View
▼
APR10.74%
Last UpdatedMarch 22, 2026
Details

As Low As

Amplify Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.63%
2800 Esperanza Xing Bldg 2, Austin, TX, 78758 3772
Personal Loan
10.75%
View
▼
APR10.75%
Last UpdatedMarch 22, 2026
Details

As Low As

Austin Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.39%
1900 Woodward St, Austin, TX, 78741
Personal Loans
10.90%
View
▼
APR10.90%
Last UpdatedMarch 22, 2026
Details

No additional details available.

Texas DPS Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.51%
621 W Saint Johns Ave, Austin, TX, 78752 2315
Personal Loan
10.99%
View
▼
APR10.99%
Last UpdatedMarch 22, 2026
Details

As Low As; Good Credit

Star Of Texas Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.44%
114 E huntland dr, austin, TX, 78752
Signature/Personal Loans
11.90%
View
▼
APR11.90%
Last UpdatedMarch 22, 2026
Details

No additional details available.

Texas DPS Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.51%
621 W Saint Johns Ave, Austin, TX, 78752 2315
Personal Loan
11.99%
View
▼
APR11.99%
Last UpdatedMarch 22, 2026
Details

As Low As; Good Credit

Texas DPS Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.51%
621 W Saint Johns Ave, Austin, TX, 78752 2315
Personal Loan
12.99%
View
▼
APR12.99%
Last UpdatedMarch 22, 2026
Details

As Low As; Average Credit

GREATER TEXAS
Institution Rating:
A5.0 ★Texas Ratio: 11.76%
12319 N Mopac Expy, Austin, TX, 78758
Personal Loan
12.99%
View
▼
APR12.99%
Last UpdatedMarch 22, 2026
Details

As Low As

Texas DPS Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.51%
621 W Saint Johns Ave, Austin, TX, 78752 2315
Personal Loan
13.99%
View
▼
APR13.99%
Last UpdatedMarch 22, 2026
Details

As Low As; Average Credit

Texas DPS Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.51%
621 W Saint Johns Ave, Austin, TX, 78752 2315
Personal Loan
14.99%
View
▼
APR14.99%
Last UpdatedMarch 22, 2026
Details

As Low As; Fair Credit

Texas DPS Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.51%
621 W Saint Johns Ave, Austin, TX, 78752 2315
Personal Loan
15.49%
View
▼
APR15.49%
Last UpdatedMarch 22, 2026
Details

As Low As; Fair Credit

Texas DPS Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.51%
621 W Saint Johns Ave, Austin, TX, 78752 2315
Personal Loan
15.99%
View
▼
APR15.99%
Last UpdatedMarch 22, 2026
Details

As Low As; Fair Credit

Texas DPS Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.51%
621 W Saint Johns Ave, Austin, TX, 78752 2315
Personal Loan
16.99%
View
▼
APR16.99%
Last UpdatedMarch 22, 2026
Details

As Low As; Marginal Credit

Texas DPS Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.51%
621 W Saint Johns Ave, Austin, TX, 78752 2315
Personal Loan
17.49%
View
▼
APR17.49%
Last UpdatedMarch 22, 2026
Details

As Low As; Marginal Credit

Texas DPS Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.51%
621 W Saint Johns Ave, Austin, TX, 78752 2315
Personal Loan
17.99%
View
▼
APR17.99%
Last UpdatedMarch 22, 2026
Details

As Low As; Poor Credit

Wailuku Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.72%
2601 Network Blvd Ste 900, Frisco, TX, 75034
Personal Loan
6.00%
View
▼
APR6.00%
Last UpdatedMarch 22, 2026
Details

As Low As

Wailuku Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.72%
2601 Network Blvd Ste 900, Frisco, TX, 75034
Personal Loans
6.00%
View
▼
APR6.00%
Last UpdatedMarch 22, 2026
Details

As Low As

Cherokee County Teachers Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.87%
145 FM 2972 W, RUSK, TX, 75785
Personal Loan
6.60%
View
▼
APR6.60%
Last UpdatedMarch 22, 2026
Details

up to $5,000.00 maximum with approved credit

Cherokee County Teachers Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.87%
145 FM 2972 W, RUSK, TX, 75785
Personal Loans
6.60%
View
▼
APR6.60%
Last UpdatedMarch 22, 2026
Details

No additional details available.

Justice Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.17%
1 Justice Park Dr, Houston, TX, 77092
Personal Loan
6.84%
View
▼
APR6.84%
Last UpdatedMarch 22, 2026
Details

As Low As

Baxter Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.73%
7034 Alamo Downs Pkwy, San Antonio, TX, 78238
Personal Loan
6.99%
View
▼
APR6.99%
Last UpdatedMarch 22, 2026
Details

As Low As

Grand Prairie Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.13%
209 N CENTER ST, GRAND PRAIRIE, TX, 75050
Personal Loans with Collateral
7.00%
View
▼
APR7.00%
Last UpdatedMarch 22, 2026
Details

5.00% A+ rating

Justice Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.17%
1 Justice Park Dr, Houston, TX, 77092
Personal Loan
7.09%
View
▼
APR7.09%
Last UpdatedMarch 22, 2026
Details

As Low As

Neighborhood Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.73%
13649 Montfort Dr, Dallas, TX, 75240 2521
Unsecured Personal Loans
7.14%
View
▼
APR7.14%
Last UpdatedMarch 22, 2026
Details

As Low As

Neighborhood Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.73%
13649 Montfort Dr, Dallas, TX, 75240 2521
Unsecured Personal Loans
7.64%
View
▼
APR7.64%
Last UpdatedMarch 22, 2026
Details

As Low As

MemberSource Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.62%
10100 Richmond Ave, Houston, TX, 77042
Personal Loan
7.71%
View
▼
APR7.71%
Last UpdatedMarch 22, 2026
Details

As Low As; Up to $35,000 Financing

Justice Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.17%
1 Justice Park Dr, Houston, TX, 77092
Personal Loan
7.74%
View
▼
APR7.74%
Last UpdatedMarch 22, 2026
Details

As Low As

Source: Verified Personal Loan Rate Data provided by MonitorBankRates
Institution
Loan Product
APR
Profile
Members Choice Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.54%
4100 Smith School Rd # 1, Austin, TX, 78744 3205
Debt Consolidation Loan
6.99%
View
▼
APR6.99%
Last UpdatedMarch 22, 2026
Details

As Low As; No-fee, fixed-rate Debt Consolidation Loan

Members Choice Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.54%
4100 Smith School Rd # 1, Austin, TX, 78744 3205
Debt Consolidation Loans
6.99%
View
▼
APR6.99%
Last UpdatedMarch 22, 2026
Details

As Low As; Other terms available.

Members Choice Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.54%
4100 Smith School Rd # 1, Austin, TX, 78744 3205
Debt Consolidation Unsecured Personal
6.99%
View
▼
APR6.99%
Last UpdatedMarch 22, 2026
Details

As Low As

Members Choice Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.54%
4100 Smith School Rd # 1, Austin, TX, 78744 3205
Debt Consolidation Unsecured Personal
7.99%
View
▼
APR7.99%
Last UpdatedMarch 22, 2026
Details

As Low As

Members Choice Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.54%
4100 Smith School Rd # 1, Austin, TX, 78744 3205
Debt Consolidation Unsecured Personal
8.99%
View
▼
APR8.99%
Last UpdatedMarch 22, 2026
Details

As Low As

Members Choice Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.54%
4100 Smith School Rd # 1, Austin, TX, 78744 3205
Debt Consolidation Unsecured Personal
9.99%
View
▼
APR9.99%
Last UpdatedMarch 22, 2026
Details

As Low As

PrimeWay Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.71%
100 Dominion Park Dr, Houston, TX, 77090 6716
Debt Consolidation Loans
8.99%
View
▼
APR8.99%
Last UpdatedMarch 22, 2026
Details

As Low As

TxDot Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.30%
4174 Old Anson Rd, Abilene, TX, 79601
Debt Consolidation
9.00%
View
▼
APR9.00%
Last UpdatedMarch 22, 2026
Details

No additional details available.

Essential Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 11.36%
1199 Pasadena Blvd, Pasadena, TX, 77501
Debt Consolidation Loan
9.50%
View
▼
APR9.50%
Last UpdatedMarch 22, 2026
Details

As Low As; 90 day no pay

5Point Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.33%
3700 Skyline Dr, Nederland, TX, 77627 8303
Debt Consolidation Loans
9.75%
View
▼
APR9.75%
Last UpdatedMarch 22, 2026
Details

No additional details available.

5Point Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.33%
3700 Skyline Dr, Nederland, TX, 77627 8303
Debt Consolidation Loans
10.00%
View
▼
APR10.00%
Last UpdatedMarch 22, 2026
Details

No additional details available.

NAFT Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.28%
901 N Veterans Blvd, Pharr, TX, 78577
Signature, Debt Consolidation
10.90%
View
▼
APR10.90%
Last UpdatedMarch 22, 2026
Details

No additional details available.

Community Resource Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.53%
2900 Decker Dr, Baytown, TX, 77520 2076
Debt Consolidation
10.99%
View
▼
APR10.99%
Last UpdatedMarch 22, 2026
Details

As Low As

5Point Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.33%
3700 Skyline Dr, Nederland, TX, 77627 8303
Debt Consolidation Loans
11.00%
View
▼
APR11.00%
Last UpdatedMarch 22, 2026
Details

No additional details available.

First Community Credit Union Houston, TX
Institution Rating:
A+5.0 ★Texas Ratio: 5.63%
3200 S Dairy Ashford Rd, Houston, TX, 77082 2319
Debt Consolidation
12.74%
View
▼
APR12.74%
Last UpdatedMarch 22, 2026
Details

No additional details available.

Covenant Savings Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.33%
2904 E Stan Schlueter loop Bldg A, Killeen, TX, 76542 4813
Debt Consolidation Loans
12.90%
View
▼
APR12.90%
Last UpdatedMarch 22, 2026
Details

As Low As

Access Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.15%
6401 Bell St, Amarillo, TX, 79109
Debt Consolidation
13.99%
View
▼
APR13.99%
Last UpdatedMarch 22, 2026
Details

As Low As

UNIFY Financial Federal Credit Union
Institution Rating:
B4.4 ★Texas Ratio: 21.76%
1 Lone Star Pass Bldg 1, San Antonio, TX, 78264
Debt Consolidation Loan
14.49%
View
▼
APR14.49%
Last UpdatedMarch 22, 2026
Details

No additional details available.

UNIFY Financial Federal Credit Union
Institution Rating:
B4.4 ★Texas Ratio: 21.76%
1 Lone Star Pass Bldg 1, San Antonio, TX, 78264
Debt Consolidation Loans
14.49%
View
▼
APR14.49%
Last UpdatedMarch 22, 2026
Details

As Low As

Source: Verified Personal Loan Rate Data provided by MonitorBankRates
Institution
Loan Product
APR
Profile
Members Choice Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.54%
4100 Smith School Rd # 1, Austin, TX, 78744 3205
Unsecured / Signature Personal
7.24%
View
▼
APR7.24%
Last UpdatedMarch 22, 2026
Details

As Low As

Members Choice Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.54%
4100 Smith School Rd # 1, Austin, TX, 78744 3205
Unsecured Signature Loans
7.24%
View
▼
APR7.24%
Last UpdatedMarch 22, 2026
Details

As Low As

Nizari Progressive Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.18%
12730 Research Blvd, Austin, TX, 78759
Personal /Signature Loan
7.25%
View
▼
APR7.25%
Last UpdatedMarch 22, 2026
Details

As Low As; from $1,001 to $75,000

Members Choice Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.54%
4100 Smith School Rd # 1, Austin, TX, 78744 3205
Unsecured / Signature Personal
8.24%
View
▼
APR8.24%
Last UpdatedMarch 22, 2026
Details

As Low As

Texas DPS Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.51%
621 W Saint Johns Ave, Austin, TX, 78752 2315
Signature Loan
8.99%
View
▼
APR8.99%
Last UpdatedMarch 22, 2026
Details

As Low As; Protect your loan with [Debt Protection]; Refinance a loan from another financial institution for greater savings

Members Choice Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.54%
4100 Smith School Rd # 1, Austin, TX, 78744 3205
Unsecured / Signature Personal
9.24%
View
▼
APR9.24%
Last UpdatedMarch 22, 2026
Details

As Low As

Public Employees Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.12%
306 E 10th St, Austin, TX, 78701
Signature Loan
9.49%
View
▼
APR9.49%
Last UpdatedMarch 22, 2026
Details

As Low As

Public Employees Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.12%
306 E 10th St, Austin, TX, 78701
Signature Loans
9.49%
View
▼
APR9.49%
Last UpdatedMarch 22, 2026
Details

As Low As

Travis County Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.80%
1101 N Interstate 35, Austin, TX, 78702 1901
Signature
9.49%
View
▼
APR9.49%
Last UpdatedMarch 22, 2026
Details

As Low As

Randolph Brooks FCU
Institution Rating:
A+5.0 ★
205 W Ben White Blvd, Austin, TX, 78704 7154
Signature
9.70%
View
▼
APR9.70%
Last UpdatedMarch 22, 2026
Details

As Low As

Austin Telco Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.16%
8929 Shoal Creek Blvd, Austin, TX, 78757
Signature
9.90%
View
▼
APR9.90%
Last UpdatedMarch 22, 2026
Details

As Low As; Up to 60 Months

Public Employees Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.12%
306 E 10th St, Austin, TX, 78701
Signature Loan
9.99%
View
▼
APR9.99%
Last UpdatedMarch 22, 2026
Details

As Low As

Public Employees Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.12%
306 E 10th St, Austin, TX, 78701
Signature Loans
9.99%
View
▼
APR9.99%
Last UpdatedMarch 22, 2026
Details

As Low As

Randolph Brooks FCU
Institution Rating:
A+5.0 ★
205 W Ben White Blvd, Austin, TX, 78704 7154
Signature
10.00%
View
▼
APR10.00%
Last UpdatedMarch 22, 2026
Details

As Low As

Randolph Brooks FCU
Institution Rating:
A+5.0 ★
205 W Ben White Blvd, Austin, TX, 78704 7154
Signature
10.15%
View
▼
APR10.15%
Last UpdatedMarch 22, 2026
Details

As Low As

Public Employees Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.12%
306 E 10th St, Austin, TX, 78701
Signature Loan
10.24%
View
▼
APR10.24%
Last UpdatedMarch 22, 2026
Details

As Low As

Public Employees Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.12%
306 E 10th St, Austin, TX, 78701
Signature Loans
10.24%
View
▼
APR10.24%
Last UpdatedMarch 22, 2026
Details

As Low As

Members Choice Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.54%
4100 Smith School Rd # 1, Austin, TX, 78744 3205
Unsecured / Signature Personal
10.24%
View
▼
APR10.24%
Last UpdatedMarch 22, 2026
Details

As Low As

Public Employees Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.12%
306 E 10th St, Austin, TX, 78701
Signature Loan
10.49%
View
▼
APR10.49%
Last UpdatedMarch 22, 2026
Details

As Low As

Public Employees Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.12%
306 E 10th St, Austin, TX, 78701
Signature Loans
10.49%
View
▼
APR10.49%
Last UpdatedMarch 22, 2026
Details

As Low As

Travis County Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.80%
1101 N Interstate 35, Austin, TX, 78702 1901
Signature
10.49%
View
▼
APR10.49%
Last UpdatedMarch 22, 2026
Details

No additional details available.

Randolph Brooks FCU
Institution Rating:
A+5.0 ★
205 W Ben White Blvd, Austin, TX, 78704 7154
Signature
11.15%
View
▼
APR11.15%
Last UpdatedMarch 22, 2026
Details

As Low As

Members Choice Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.54%
4100 Smith School Rd # 1, Austin, TX, 78744 3205
Unsecured / Signature Personal
11.24%
View
▼
APR11.24%
Last UpdatedMarch 22, 2026
Details

As Low As

Travis County Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.80%
1101 N Interstate 35, Austin, TX, 78702 1901
Signature
11.49%
View
▼
APR11.49%
Last UpdatedMarch 22, 2026
Details

No additional details available.

Star Of Texas Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.44%
114 E huntland dr, austin, TX, 78752
Signature/Personal Loans
11.90%
View
▼
APR11.90%
Last UpdatedMarch 22, 2026
Details

No additional details available.

Randolph Brooks FCU
Institution Rating:
A+5.0 ★
205 W Ben White Blvd, Austin, TX, 78704 7154
Signature
12.15%
View
▼
APR12.15%
Last UpdatedMarch 22, 2026
Details

As Low As

University Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.47%
13860 N Highway 183, Austin, TX, 78750
Signature Loan
12.90%
View
▼
APR12.90%
Last UpdatedMarch 22, 2026
Details

Excellent

University Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.47%
13860 N Highway 183, Austin, TX, 78750
Signature Loan
14.90%
View
▼
APR14.90%
Last UpdatedMarch 22, 2026
Details

Good

University Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.47%
13860 N Highway 183, Austin, TX, 78750
Signature Loan
16.90%
View
▼
APR16.90%
Last UpdatedMarch 22, 2026
Details

Average

University Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.47%
13860 N Highway 183, Austin, TX, 78750
Signature Loan
17.90%
View
▼
APR17.90%
Last UpdatedMarch 22, 2026
Details

Fair

IBEW Local 66 Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.98%
4345 ALLEN GENOA RD, PASADENA, TX, 77504
Signature Unsecured Loan
4.25%
View
▼
APR4.25%
Last UpdatedMarch 22, 2026
Details

As Low As; Payment Example: 36 monthly payments of approximately $29.55 per $1,000 borrowed at 4.25% APR.

Mclennan County Employees Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
215 N 5th St Ste 224, Waco, TX, 76701 1364
Signature Loan
5.00%
View
▼
APR5.00%
Last UpdatedMarch 22, 2026
Details

As Low As; With Approved Credit

Anderson County Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.46%
2307 W Oak St, Palestine, TX, 75801 4063
Signature Loan Special
5.50%
View
▼
APR5.50%
Last UpdatedMarch 22, 2026
Details

As Low As; Borrow up to $2,000 for up to 24 months.

Mclennan County Employees Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
215 N 5th St Ste 224, Waco, TX, 76701 1364
Signature Loan
6.00%
View
▼
APR6.00%
Last UpdatedMarch 22, 2026
Details

As Low As; With Approved Credit

Service 1st Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.58%
10001 Jack Finney Blvd, Greenville, TX, 75402
Signature
6.00%
View
▼
APR6.00%
Last UpdatedMarch 22, 2026
Details

Months

InvesTex Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.65%
905 Aldine Bender Rd, Houston, TX, 77032
Special Signature Rate
6.59%
View
▼
APR6.59%
Last UpdatedMarch 22, 2026
Details

No additional details available.

InvesTex Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.65%
905 Aldine Bender Rd, Houston, TX, 77032
Signature
6.79%
View
▼
APR6.79%
Last UpdatedMarch 22, 2026
Details

No additional details available.

InvesTex Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.65%
905 Aldine Bender Rd, Houston, TX, 77032
Special Signature Rate
6.89%
View
▼
APR6.89%
Last UpdatedMarch 22, 2026
Details

No additional details available.

Victoria City County Employees Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.81%
205 N Bridge St Ste 111, Victoria, TX, 77901
Signature Loans
6.92%
View
▼
APR6.92%
Last UpdatedMarch 22, 2026
Details

No additional details available.

InvesTex Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.65%
905 Aldine Bender Rd, Houston, TX, 77032
Signature
6.99%
View
▼
APR6.99%
Last UpdatedMarch 22, 2026
Details

No additional details available.

Swemp Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.50%
601 OLIVE ST, TEXARKANA, TX, 75501
Signature Loans
7.00%
View
▼
APR7.00%
Last UpdatedMarch 22, 2026
Details

up to $5,000; As Low As

Old Ocean Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.16%
PO Box 867, Sweeny, TX, 77480
Signature
7.00%
View
▼
APR7.00%
Last UpdatedMarch 22, 2026
Details

As Low As

Mclennan County Employees Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
215 N 5th St Ste 224, Waco, TX, 76701 1364
Signature Loan
7.00%
View
▼
APR7.00%
Last UpdatedMarch 22, 2026
Details

As Low As; With Approved Credit

InvesTex Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.65%
905 Aldine Bender Rd, Houston, TX, 77032
Signature
7.29%
View
▼
APR7.29%
Last UpdatedMarch 22, 2026
Details

No additional details available.

InvesTex Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.65%
905 Aldine Bender Rd, Houston, TX, 77032
Signature
7.39%
View
▼
APR7.39%
Last UpdatedMarch 22, 2026
Details

No additional details available.

InvesTex Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.65%
905 Aldine Bender Rd, Houston, TX, 77032
Signature
7.49%
View
▼
APR7.49%
Last UpdatedMarch 22, 2026
Details

No additional details available.

InvesTex Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.65%
905 Aldine Bender Rd, Houston, TX, 77032
Signature
7.79%
View
▼
APR7.79%
Last UpdatedMarch 22, 2026
Details

No additional details available.

No home improvement personal loan rates found in Austin, TX currently.

Frequently Asked Questions

What credit score do I need for a personal loan in Texas?

Most lenders in Austin, Texas require a minimum credit score of 620 for approval, but borrowers with scores of 720 or higher will qualify for the most competitive APRs. Credit unions in Texas often have more flexible requirements than traditional banks.

What is the difference between secured and unsecured personal loans?

Unsecured personal loans in Austin, Texas require no collateral and are approved based on your creditworthiness alone. Secured loans are backed by an asset (such as savings or a vehicle) and typically offer lower interest rates. If you default on a secured loan, the lender may seize the collateral.

Can I use a personal loan for debt consolidation in Texas?

Yes. Debt consolidation is one of the most common uses of personal loans in Austin, Texas. By rolling multiple high-interest debts (credit cards, medical bills) into a single personal loan with a lower APR, you can reduce your total interest costs and simplify repayment.

Are credit unions or banks better for personal loans in Austin, Texas?

Credit unions in Austin, Texas often offer lower APRs and more flexible underwriting than traditional banks because they are member-owned and not-for-profit. However, you must meet membership eligibility requirements. Banks may offer faster approvals and larger loan amounts.

What are the best personal loan rates in Austin, Texas?

  • Members Choice Credit Union: 3.99% (Consumer Loan)
  • Star Of Texas Credit Union: 5.24% (Used & Refinanced Loans)
  • Austin Federal Credit Union: 5.90% (Holiday Loan)
  • Texas DPS Credit Union: 6.00% (Credit (Re)Builder Loan)
  • Capitol Credit Union: 6.59% (Other Collateralized Loan)
Personal Loan Rates reflect actual verified offers from banks and credit unions actively lending in Austin, Texas. Your final approved rate will depend on your credit profile and loan term. Last Updated and Verified: March 22, 2026.

Austin, Texas Rates & Resources

$
Austin, Texas CD Rates
$
Austin, Texas Savings Rates
$
Austin, Texas Money Market Rates
$
Austin, Texas Mortgage Rates
$
Austin, Texas Checking Rates
$
Austin, Texas Auto Loan Rates

Personal Loan Calculators

Personal Loan Calculator Debt Consolidation Calculator