Best Money Market Rates in Austin, Texas (TX) - March 2026
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The rates displayed are actual, verified rates sourced directly from the official websites of banks and credit unions. Our editorial content is independent of any advertiser relationships.
Current Austin, Texas and the surrounding area money market rates include MCT Credit UnionMCT Credit Union2736 Nall St, Port Neches, TX 77651 5204A+5.0 ★Texas Ratio: 2.43% Kasasa Cash* Money Market Account at 5.55% APY, Chartway Credit UnionChartway Credit Union9441 FM 1960 Bypass Rd W Ste 100, Humble, TX 77338 4090A+5.0 ★Texas Ratio: 1.26% Money Market Plus at 4.15% APY, Community Service Credit UnionCommunity Service Credit Union250 FM 2821 Rd W, Huntsville, TX 77320 8422A5.0 ★Texas Ratio: 7.35% High Yield Savings (Money Market) at 4.00% APY, OWB One World BankOWB One World Bank2449 Walnut Hill Ln, Dallas, TX 75229A+5.0 ★Texas Ratio: 0.80% Rocket 88 Money Market Accounts (Personal & Business) at 3.75% APY, and Together Credit UnionTogether Credit Union775 Gellhorn Dr, Houston, TX 77029 1416A+5.0 ★Texas Ratio: 5.65% Money Market at 3.75% APY.
To see how these money market rates in Austin, Texas and the surrounding area compare, use our comprehensive tables below for side-by-side comparisons so you can find the best yields available. Rates in Austin, Texas (TX) are continually updated we recommend checking back frequently.
Rates reflect recent market quotes and representative offers available to depositors in Austin, Texas and surrounding area. Last Updated and Verified: March 20, 2026
Austin, TX Money Market Rate Trends
Compare local Austin, TX MMA rate quotes against the statewide average
Weekly money market rate averages tracked across our database of 8,500+ banks and credit unions — updated every evening.
High-Yield MMA — TX Avg
1.628%
▲ 0.945 from last week
Texas high-yield MMA rates rose 0.945 points this week to 1.628% APY, up from 0.683% last week.
Standard MMA — TX Avg
1.084%
▲ 0.316 from last week
Texas standard MMA rates rose 0.316 points this week to 1.084% APY, up from 0.768% last week.
As of Mar 20, 2026 • Rate data sourced from 8,500+ monitored institutions
Powered by MonitorBankRates
Compare the Best Money Market Rates Today in Austin, Texas & the Surrounding Area
Source: Verified Money Market Rate Data provided by MonitorBankRates
Institution
Product
APY
Min Deposit
Profile
Nizari Progressive Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.18%
12730 Research Blvd, Austin, TX 78759
Money Market Account
3.61%
$13,000,000
▼
Rate3.55%
Min Deposit$13,000,000
Min Balance—
UpdatedMar 20, 2026
Details
Nizari Progressive Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.18%
12730 Research Blvd, Austin, TX 78759
Money Market Account
3.56%
$4,500,000
▼
Rate3.50%
Min Deposit$4,500,000
Min Balance—
UpdatedMar 20, 2026
Details
Nizari Progressive Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.18%
12730 Research Blvd, Austin, TX 78759
Money Market Account
3.51%
$2,500,000
▼
Rate3.45%
Min Deposit$2,500,000
Min Balance—
UpdatedMar 20, 2026
Details
Austin Telco Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.16%
8929 Shoal Creek Blvd, Austin, TX 78757
Share/Money Market
3.50%
$0
▼
Rate3.50%
Min Deposit$0
Min Balance—
UpdatedMar 17, 2026
Details
As Low As; Up to 60 Months
Nizari Progressive Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.18%
12730 Research Blvd, Austin, TX 78759
Money Market Account
3.45%
$500,000
▼
Rate3.40%
Min Deposit$500,000
Min Balance—
UpdatedMar 20, 2026
Details
Sunflower Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 5.67%
623 W 38th St, Austin, TX 78705
Thrive Money Market & Above
3.45%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMar 15, 2026
Details
$24,999.01
Sunflower Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 5.67%
623 W 38th St, Austin, TX 78705
Thrive Money Market
3.45%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMar 15, 2026
Details
$24,999.01 & Above
University Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.47%
13860 N Highway 183, Austin, TX 78750
Personal Money Market
3.25%
$2,500
▼
Rate—
Min Deposit$2,500
Min Balance—
UpdatedMar 15, 2026
Details
Sunflower Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 5.67%
623 W 38th St, Austin, TX 78705
Thrive Money Market & Below
3.05%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMar 15, 2026
Details
$24,999.00
Sunflower Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 5.67%
623 W 38th St, Austin, TX 78705
Thrive Money Market
3.05%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMar 15, 2026
Details
$24,999.00 & Below
Amarillo National Bank
Institution Rating:
A5.0 ★ Texas Ratio: 13.79%
5300 Bee Caves Rd Bldg 2, Austin, TX 78746
Personal Money Market
3.00%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMar 17, 2026
Details
Texas Capital Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 2.17%
98 San Jacinto Blvd, Austin, TX 78701
Star Money Market Account
2.96%
$0
▼
Rate2.91%
Min Deposit$0
Min Balance—
UpdatedMar 15, 2026
Details
$500 Minimum to obtain APY disclosed
Texas Capital Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 2.17%
98 San Jacinto Blvd, Austin, TX 78701
Family Office Star Money Market
2.96%
$0
▼
Rate2.91%
Min Deposit$0
Min Balance—
UpdatedMar 15, 2026
Details
$500 Minimum to obtain APY disclosed
Texas Capital Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 2.17%
98 San Jacinto Blvd, Austin, TX 78701
Business Money Market
2.94%
$500
▼
Rate2.90%
Min Deposit$500
Min Balance—
UpdatedMar 15, 2026
Details
$500 Minimum to accrue interest
Texas Capital Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 2.17%
98 San Jacinto Blvd, Austin, TX 78701
Star Money Market Account
2.84%
$0
▼
Rate2.80%
Min Deposit$0
Min Balance—
UpdatedMar 15, 2026
Details
$500 Minimum to obtain APY disclosed
Texas Capital Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 2.17%
98 San Jacinto Blvd, Austin, TX 78701
Family Office Star Money Market
2.84%
$0
▼
Rate2.80%
Min Deposit$0
Min Balance—
UpdatedMar 15, 2026
Details
$500 Minimum to obtain APY disclosed
Texas Capital Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 2.17%
98 San Jacinto Blvd, Austin, TX 78701
Business Money Market
2.79%
$500
▼
Rate2.75%
Min Deposit$500
Min Balance—
UpdatedMar 15, 2026
Details
$500 Minimum to accrue interest
Texas Health Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.83%
4800 GROVER AVE, AUSTIN, TX 78756
Money Market Checking
2.52%
$0
▼
Rate2.50%
Min Deposit$0
Min Balance—
UpdatedMar 17, 2026
Details
Texas Health Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.83%
4800 GROVER AVE, AUSTIN, TX 78756
Money Market
2.52%
$0
▼
Rate2.50%
Min Deposit$0
Min Balance—
UpdatedMar 17, 2026
Details
Nizari Progressive Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.18%
12730 Research Blvd, Austin, TX 78759
Money Market Account
2.32%
$100,000
▼
Rate2.30%
Min Deposit$100,000
Min Balance—
UpdatedMar 20, 2026
Details
Nizari Progressive Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.18%
12730 Research Blvd, Austin, TX 78759
Money Market Account
2.27%
$2,500
▼
Rate2.25%
Min Deposit$2,500
Min Balance—
UpdatedMar 20, 2026
Details
Members Choice Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.54%
4100 Smith School Rd # 1, Austin, TX 78744 3205
Maximum Money Market Account
2.27%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMar 20, 2026
Details
Texas Capital Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 2.17%
98 San Jacinto Blvd, Austin, TX 78701
Business Money Market
2.17%
$500
▼
Rate2.15%
Min Deposit$500
Min Balance—
UpdatedMar 15, 2026
Details
$500 Minimum to accrue interest
Texas Capital Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 2.17%
98 San Jacinto Blvd, Austin, TX 78701
Star Money Market Account
2.13%
$0
▼
Rate2.11%
Min Deposit$0
Min Balance—
UpdatedMar 15, 2026
Details
$500 Minimum to obtain APY disclosed
Texas Capital Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 2.17%
98 San Jacinto Blvd, Austin, TX 78701
Family Office Star Money Market
2.13%
$0
▼
Rate2.11%
Min Deposit$0
Min Balance—
UpdatedMar 15, 2026
Details
$500 Minimum to obtain APY disclosed
Technology Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.60%
823 Congress Ave Ste 300, Austin, TX 78701 2448
Money Market Plus Accounts
2.05%
$0
▼
Rate2.03%
Min Deposit$0
Min Balance—
UpdatedMar 15, 2026
Details
Technology Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.60%
823 Congress Ave Ste 300, Austin, TX 78701 2448
BUSINESS MONEY MARKET Plus Accounts
2.05%
$0
▼
Rate2.03%
Min Deposit$0
Min Balance—
UpdatedMar 15, 2026
Details
Texas Capital Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 2.17%
98 San Jacinto Blvd, Austin, TX 78701
Business Money Market
2.02%
$500
▼
Rate2.00%
Min Deposit$500
Min Balance—
UpdatedMar 15, 2026
Details
$500 Minimum to accrue interest
Austin Capital Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 0.43%
3305 Steck Ave Ste 275, Austin, TX 78757
Money Market
2.02%
$1,000
▼
Rate2.00%
Min Deposit$1,000
Min Balance—
UpdatedMar 17, 2026
Details
Star Of Texas Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.44%
114 E huntland dr, austin, TX 78752
Money Market
2.00%
$0
▼
Rate2.00%
Min Deposit$0
Min Balance—
UpdatedMar 15, 2026
Details
Capitol Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.34%
11920 Alterra Pkwy, Austin, TX 78758
Plus Money Market Capitol Account
2.00%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMar 18, 2026
Details
TruWest Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.06%
13609 N Interstate 35 Bldg 4, Austin, TX 78753 1332
Money Market
2.00%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMar 17, 2026
Details
Capitol Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.34%
11920 Alterra Pkwy, Austin, TX 78758
Plus Money Market
2.00%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMar 18, 2026
Details
Technology Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.60%
823 Congress Ave Ste 300, Austin, TX 78701 2448
BUSINESS MONEY MARKET Plus Accounts
1.95%
$0
▼
Rate1.93%
Min Deposit$0
Min Balance—
UpdatedMar 15, 2026
Details
Technology Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.60%
823 Congress Ave Ste 300, Austin, TX 78701 2448
Money Market Plus Accounts
1.95%
$0
▼
Rate1.93%
Min Deposit$0
Min Balance—
UpdatedMar 15, 2026
Details
Technology Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.60%
823 Congress Ave Ste 300, Austin, TX 78701 2448
BUSINESS MONEY MARKET Plus Accounts
1.90%
$0
▼
Rate1.88%
Min Deposit$0
Min Balance—
UpdatedMar 15, 2026
Details
Technology Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.60%
823 Congress Ave Ste 300, Austin, TX 78701 2448
Money Market Plus Accounts
1.90%
$0
▼
Rate1.88%
Min Deposit$0
Min Balance—
UpdatedMar 15, 2026
Details
Amarillo National Bank
Institution Rating:
A5.0 ★ Texas Ratio: 13.79%
5300 Bee Caves Rd Bldg 2, Austin, TX 78746
Personal Money Market
1.85%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMar 17, 2026
Details
Star Of Texas Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.44%
114 E huntland dr, austin, TX 78752
Money Market
1.75%
$0
▼
Rate1.75%
Min Deposit$0
Min Balance—
UpdatedMar 15, 2026
Details
Broadway Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 1.78%
911 W 38th St, Austin, TX 78705
Money Market Account
1.75%
$500
▼
Rate1.74%
Min Deposit$500
Min Balance—
UpdatedMar 18, 2026
Details
Capitol Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.34%
11920 Alterra Pkwy, Austin, TX 78758
Plus Money Market Capitol Account
1.70%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMar 18, 2026
Details
TruWest Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.06%
13609 N Interstate 35 Bldg 4, Austin, TX 78753 1332
Money Market
1.65%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMar 17, 2026
Details
Star Of Texas Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.44%
114 E huntland dr, austin, TX 78752
Money Market
1.50%
$0
▼
Rate1.50%
Min Deposit$0
Min Balance—
UpdatedMar 15, 2026
Details
Frost Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 2.87%
111 E Anderson Ln, Austin, TX 78752
Savings Money Market
1.50%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMar 20, 2026
Details
Technology Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.60%
823 Congress Ave Ste 300, Austin, TX 78701 2448
BUSINESS MONEY MARKET Plus Accounts
1.50%
$0
▼
Rate1.49%
Min Deposit$0
Min Balance—
UpdatedMar 15, 2026
Details
Technology Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.60%
823 Congress Ave Ste 300, Austin, TX 78701 2448
Money Market Plus Accounts
1.50%
$0
▼
Rate1.49%
Min Deposit$0
Min Balance—
UpdatedMar 15, 2026
Details
Frost Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 2.87%
111 E Anderson Ln, Austin, TX 78752
Savings Money Market
1.40%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMar 20, 2026
Details
TruWest Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.06%
13609 N Interstate 35 Bldg 4, Austin, TX 78753 1332
Money Market
1.35%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMar 17, 2026
Details
Amarillo National Bank
Institution Rating:
A5.0 ★ Texas Ratio: 13.79%
5300 Bee Caves Rd Bldg 2, Austin, TX 78746
Personal Money Market
1.35%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMar 17, 2026
Details
Public Employees Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.12%
306 E 10th St, Austin, TX 78701
Money Market
1.26%
$0
▼
Rate1.25%
Min Deposit$0
Min Balance—
UpdatedMar 15, 2026
Details
Star Of Texas Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.44%
114 E huntland dr, austin, TX 78752
Money Market
1.25%
$0
▼
Rate1.25%
Min Deposit$0
Min Balance—
UpdatedMar 15, 2026
Details
Technology Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.60%
823 Congress Ave Ste 300, Austin, TX 78701 2448
Money Market Plus Accounts
1.25%
$0
▼
Rate1.24%
Min Deposit$0
Min Balance—
UpdatedMar 15, 2026
Details
Capitol Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.34%
11920 Alterra Pkwy, Austin, TX 78758
Plus Money Market
1.25%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMar 18, 2026
Details
Capitol Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.34%
11920 Alterra Pkwy, Austin, TX 78758
Plus Money Market Capitol Account
1.25%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMar 18, 2026
Details
Technology Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.60%
823 Congress Ave Ste 300, Austin, TX 78701 2448
BUSINESS MONEY MARKET Plus Accounts
1.25%
$0
▼
Rate1.24%
Min Deposit$0
Min Balance—
UpdatedMar 15, 2026
Details
Amarillo National Bank
Institution Rating:
A5.0 ★ Texas Ratio: 13.79%
5300 Bee Caves Rd Bldg 2, Austin, TX 78746
Personal Money Market
1.20%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMar 17, 2026
Details
Capitol Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.34%
11920 Alterra Pkwy, Austin, TX 78758
Plus Money Market Capitol Account
1.15%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMar 18, 2026
Details
Capitol Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.34%
11920 Alterra Pkwy, Austin, TX 78758
Plus Money Market
1.15%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMar 18, 2026
Details
Frost Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 2.87%
111 E Anderson Ln, Austin, TX 78752
Savings Money Market
1.10%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMar 20, 2026
Details
Capitol Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.34%
11920 Alterra Pkwy, Austin, TX 78758
Plus Money Market
1.05%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMar 18, 2026
Details
Capitol Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.34%
11920 Alterra Pkwy, Austin, TX 78758
Plus Money Market Capitol Account
1.05%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMar 18, 2026
Details
Star Of Texas Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.44%
114 E huntland dr, austin, TX 78752
Money Market
1.00%
$0
▼
Rate1.00%
Min Deposit$0
Min Balance—
UpdatedMar 15, 2026
Details
Frost Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 2.87%
111 E Anderson Ln, Austin, TX 78752
Savings Money Market
1.00%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMar 20, 2026
Details
Frost Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 2.87%
111 E Anderson Ln, Austin, TX 78752
Savings Money Market
0.90%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMar 20, 2026
Details
Frost Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 2.87%
111 E Anderson Ln, Austin, TX 78752
Savings Money Market
0.70%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMar 20, 2026
Details
Broadway Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 1.78%
911 W 38th St, Austin, TX 78705
Money Market IRA*
0.50%
$2,000
▼
Rate0.50%
Min Deposit$2,000
Min Balance—
UpdatedMar 18, 2026
Details
Independent Bank Mckinney, TX
Institution Rating:
A+5.0 ★ Texas Ratio: 2.30%
3209 Ranch Road 620 S, Austin, TX 78738
Business Money Markets
0.50%
$0
▼
Rate0.50%
Min Deposit$0
Min Balance—
UpdatedMar 20, 2026
Details
GREATER TEXAS
Institution Rating:
A5.0 ★ Texas Ratio: 11.76%
12319 N Mopac Expy, Austin, TX 78758
Money Market Accounts Daily Balance Method
0.50%
$0
▼
Rate0.50%
Min Deposit$0
Min Balance—
UpdatedMar 20, 2026
Details
Broadway Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 1.78%
911 W 38th St, Austin, TX 78705
Money Market Account
0.50%
$500
▼
Rate0.50%
Min Deposit$500
Min Balance—
UpdatedMar 18, 2026
Details
GREATER TEXAS
Institution Rating:
A5.0 ★ Texas Ratio: 11.76%
12319 N Mopac Expy, Austin, TX 78758
Money Market Accounts Daily Balance Method
0.40%
$0
▼
Rate0.40%
Min Deposit$0
Min Balance—
UpdatedMar 20, 2026
Details
Independent Bank Mckinney, TX
Institution Rating:
A+5.0 ★ Texas Ratio: 2.30%
3209 Ranch Road 620 S, Austin, TX 78738
Business Money Markets
0.35%
$0
▼
Rate0.35%
Min Deposit$0
Min Balance—
UpdatedMar 20, 2026
Details
GREATER TEXAS
Institution Rating:
A5.0 ★ Texas Ratio: 11.76%
12319 N Mopac Expy, Austin, TX 78758
Money Market Accounts Daily Balance Method
0.35%
$0
▼
Rate0.35%
Min Deposit$0
Min Balance—
UpdatedMar 20, 2026
Details
GREATER TEXAS
Institution Rating:
A5.0 ★ Texas Ratio: 11.76%
12319 N Mopac Expy, Austin, TX 78758
Money Market Accounts Daily Balance Method
0.30%
$0
▼
Rate0.30%
Min Deposit$0
Min Balance—
UpdatedMar 20, 2026
Details
Broadway Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 1.78%
911 W 38th St, Austin, TX 78705
Money Market Account
0.25%
$500
▼
Rate0.25%
Min Deposit$500
Min Balance—
UpdatedMar 18, 2026
Details
Independent Bank Mckinney, TX
Institution Rating:
A+5.0 ★ Texas Ratio: 2.30%
3209 Ranch Road 620 S, Austin, TX 78738
Business Money Markets
0.20%
$0
▼
Rate0.20%
Min Deposit$0
Min Balance—
UpdatedMar 20, 2026
Details
Independent Bank Mckinney, TX
Institution Rating:
A+5.0 ★ Texas Ratio: 2.30%
3209 Ranch Road 620 S, Austin, TX 78738
Business Money Markets
0.15%
$0
▼
Rate0.15%
Min Deposit$0
Min Balance—
UpdatedMar 20, 2026
Details
Independent Bank Mckinney, TX
Institution Rating:
A+5.0 ★ Texas Ratio: 2.30%
3209 Ranch Road 620 S, Austin, TX 78738
Business Money Markets
0.10%
$0
▼
Rate0.10%
Min Deposit$0
Min Balance—
UpdatedMar 20, 2026
Details
VeraBank
Institution Rating:
A+5.0 ★ Texas Ratio: 2.12%
1111 W 6th St Bldg B Ste 200, Austin, TX 78703
Money Market Accounts
0.10%
$0
▼
Rate0.10%
Min Deposit$0
Min Balance—
UpdatedMar 15, 2026
Details
Austin Capital Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 0.43%
3305 Steck Ave Ste 275, Austin, TX 78757
Money Market
0.05%
$1,000
▼
Rate0.05%
Min Deposit$1,000
Min Balance—
UpdatedMar 17, 2026
Details
VeraBank
Institution Rating:
A+5.0 ★ Texas Ratio: 2.12%
1111 W 6th St Bldg B Ste 200, Austin, TX 78703
Money Market Accounts
0.05%
$0
▼
Rate0.05%
Min Deposit$0
Min Balance—
UpdatedMar 15, 2026
Details
Austin Capital Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 0.43%
3305 Steck Ave Ste 275, Austin, TX 78757
Money Market
0.02%
$1,000
▼
Rate0.02%
Min Deposit$1,000
Min Balance—
UpdatedMar 17, 2026
Details
Austin Capital Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 0.43%
3305 Steck Ave Ste 275, Austin, TX 78757
Money Market
0.01%
$1,000
▼
Rate0.01%
Min Deposit$1,000
Min Balance—
UpdatedMar 17, 2026
Details
Independent Bank Mckinney, TX
Institution Rating:
A+5.0 ★ Texas Ratio: 2.30%
3209 Ranch Road 620 S, Austin, TX 78738
Business Money Markets
0.00%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMar 20, 2026
Details
MCT Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.43%
2736 Nall St, Port Neches, TX 77651 5204
Kasasa Cash* Money Market Account
5.55%
$5
▼
Rate5.41%
Min Deposit$5
Min Balance—
UpdatedMar 20, 2026
Details
Chartway Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.26%
9441 FM 1960 Bypass Rd W Ste 100, Humble, TX 77338 4090
Money Market Plus
4.15%
$0
▼
Rate4.07%
Min Deposit$0
Min Balance—
UpdatedMar 18, 2026
Details
Rates displayed include a 0.25% APY Relationship Bonus. To earn the Money Market Plus Relationship Bonus Rate, you must maintain any personal or business checking account and an average daily balance (ADB) of $10,000 or more in the Money Market Plus account during the calendar month. Both the checking account and the Money Market Plus account must be under the same member number. The monthly qualification cycle is defined as the period beginning on the first calendar day of the month and ending on the last calendar day of the month. Fees may reduce earnings on the account. Certain conditions and restrictions may apply. Rates are subject to change without notice. Please refer to the Membership Agreement and Disclosures for terms and conditions applicable to specific accounts.
Community Service Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.35%
250 FM 2821 Rd W, Huntsville, TX 77320 8422
High Yield Savings (Money Market)
4.00%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMar 18, 2026
Details
Community Service Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.35%
250 FM 2821 Rd W, Huntsville, TX 77320 8422
High Yield Savings (Money Market)
3.80%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMar 18, 2026
Details
Chartway Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.26%
9441 FM 1960 Bypass Rd W Ste 100, Humble, TX 77338 4090
Money Market Plus
3.75%
$0
▼
Rate3.69%
Min Deposit$0
Min Balance—
UpdatedMar 18, 2026
Details
Rates displayed include a 0.25% APY Relationship Bonus. To earn the Money Market Plus Relationship Bonus Rate, you must maintain any personal or business checking account and an average daily balance (ADB) of $10,000 or more in the Money Market Plus account during the calendar month. Both the checking account and the Money Market Plus account must be under the same member number. The monthly qualification cycle is defined as the period beginning on the first calendar day of the month and ending on the last calendar day of the month. Fees may reduce earnings on the account. Certain conditions and restrictions may apply. Rates are subject to change without notice. Please refer to the Membership Agreement and Disclosures for terms and conditions applicable to specific accounts.
Together Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.65%
775 Gellhorn Dr, Houston, TX 77029 1416
Money Market (IRA)
3.75%
$0
▼
Rate3.68%
Min Deposit$0
Min Balance—
UpdatedMar 15, 2026
Details
New money only
Together Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.65%
775 Gellhorn Dr, Houston, TX 77029 1416
Money Market
3.75%
$0
▼
Rate3.68%
Min Deposit$0
Min Balance—
UpdatedMar 15, 2026
Details
New money only
OWB One World Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 0.80%
2449 Walnut Hill Ln, Dallas, TX 75229
Rocket 88 Money Market Accounts (Personal & Business)
3.75%
$0
▼
Rate3.69%
Min Deposit$0
Min Balance—
UpdatedMar 15, 2026
Details
UMB Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 0.71%
777 Main St, Fort Worth, TX 76102
UMB Retail Money Market
3.71%
$0
▼
Rate3.65%
Min Deposit$0
Min Balance—
UpdatedMar 15, 2026
Details
Community Service Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.35%
250 FM 2821 Rd W, Huntsville, TX 77320 8422
High Yield Savings (Money Market)
3.70%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMar 18, 2026
Details
The Huntington National Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 4.60%
7500 San Felipe St, Houston, TX 77063
Relationship Money Market Account
3.66%
$0
▼
Rate3.60%
Min Deposit$0
Min Balance—
UpdatedMar 20, 2026
Details
With Private Client Account****
Community Service Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.35%
250 FM 2821 Rd W, Huntsville, TX 77320 8422
HIGH YIELD SAVINGS (MONEY MARKET)
3.65%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMar 18, 2026
Details
Lone Star Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
2600 S Gessner Rd, Houston, TX 77063
Personal Money Market
3.56%
$250
▼
Rate3.50%
Min Deposit$250
Min Balance—
UpdatedMar 20, 2026
Details
The Huntington National Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 4.60%
7500 San Felipe St, Houston, TX 77063
Relationship Money Market Account
3.56%
$0
▼
Rate3.50%
Min Deposit$0
Min Balance—
UpdatedMar 20, 2026
Details
With Huntington Platinum Perks Checking***
Sun Pacific Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.66%
2501 S State Highway 121 BUS, Lewisville, TX 75067 4394
Sun Fund Money Market
3.51%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMar 17, 2026
Details
Balance $50,000 or more
The Huntington National Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 4.60%
7500 San Felipe St, Houston, TX 77063
Relationship Money Market Account
3.51%
$0
▼
Rate3.45%
Min Deposit$0
Min Balance—
UpdatedMar 20, 2026
Details
With Huntington Perks Checking**
PrimeWay Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.71%
100 Dominion Park Dr, Houston, TX 77090 6716
Money Market Max
3.50%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMar 15, 2026
Details
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MonitorBankRates
The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. Rates reflect recent market quotes and representative offers available to depositors in Austin, Texas and the surrounding area.
Banks and Credit Unions: If you identify an incorrect rate or wish to request the removal of your institution’s data, please contact us here.
Banks and Credit Unions: If you identify an incorrect rate or wish to request the removal of your institution’s data, please contact us here.
Methodology & Data Sources
Direct-Sourced & Verified Money Market Rate Data: We aggregate money market account rates for Austin, Texas directly from the official websites of banks and credit unions using our proprietary rate aggregation technology and a dedicated team of rate updaters. Every money market rate displayed on MonitorBankRates.com is highly accurate and trustworthy.
Local, Regional, and National Coverage: Our systems constantly monitor the market to provide a complete picture of available yields in Austin, Texas. We feature a comprehensive mix of institutions from neighborhood credit unions and mid-sized regional banks to large national institutions available to savers in TX.
Daily Updates & Time-Stamped Accuracy: Our rate updaters verify and update money market rates daily. Because MMA yields can fluctuate rapidly based on market conditions, every product listed features its own specific “last updated” date, giving you complete transparency.
Frequently Asked Questions about Money Market Accounts in Austin, Texas
What is a Money Market Account (MMA)?
A Money Market Account (MMA) is a type of savings account that often pays higher interest rates than standard savings accounts. They usually come with check-writing privileges and debit card access, offering a balance of growth and liquidity for savers in Texas.
Are Money Market accounts in Austin, Texas safe?
Yes, as long as the institution is FDIC insured (for banks) or NCUA insured (for credit unions). This provides federal protection for your deposits in Texas up to $250,000 per depositor, per institution.
How often do MMA rates change in Austin, Texas?
Money market rates are variable and can change at any time based on market conditions and Federal Reserve decisions. We update our local Texas rate tables daily to ensure you see the most current high-yield options.
Can I write checks from a Money Market Account?
Yes, most Money Market Accounts allow you to write a limited number of checks or make debit card transactions each month (typically up to 6), making them more flexible than a standard savings account.
Best Money Market Rates in Austin, Texas
Here are some of the highest money market account APYs currently available in Austin, Texas and the surrounding area:
- MCT Credit Union
Kasasa Cash* Money Market Account — 5.55% APY - Chartway Credit Union
Money Market Plus — 4.15% APY - Community Service Credit Union
High Yield Savings (Money Market) — 4.00% APY - OWB One World Bank
Rocket 88 Money Market Accounts (Personal & Business) — 3.75% APY - Together Credit Union
Money Market — 3.75% APY
Money Market Rates reflect actual verified offers from banks and credit unions actively accepting deposits in Austin, Texas. Your final available rate may depend on deposit amount and daily market movements. Last Updated and Verified: March 20, 2026
