Best Personal Loan Rates in Columbia, South Carolina (SC) - March 2026
Content reviewed by
Brian McKay
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Editorial Disclosure
Brian McKay
Brian McKay
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Brian is the Founder of MonitorBankRates.com. For over 18 years, he has utilized his background in enterprise infrastructure to engineer proprietary systems that track rates from over 8,000 financial institutions.
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Editorial Disclosure
The rates displayed are actual, verified rates sourced directly from the official websites of local and national lenders actively lending to South Carolina borrowers. Note that your final approved personal loan rate will depend on your specific credit profile, loan amount, and loan term.
Current personal loan options available to borrowers in Columbia, South Carolina include: Mid Carolina Credit UnionMid Carolina Credit Union100 Forum Dr Ste 4, Columbia, SC, 29229 7945A+5.0 ★Texas Ratio: 2.10% offering Share Loans at 4.00% APR, Self-Help Credit UnionSelf-Help Credit Union1724 Bush River Rd, Columbia, SC, 29210A5.0 ★Texas Ratio: 7.18% offering Energy Saver Loans at 5.50% APR, SAFE Federal Credit UnionSAFE Federal Credit Union595 Saint Andrews Rd, Columbia, SC, 29210 4516A5.0 ★Texas Ratio: 7.35% offering HELoan 15 at 7.41% APR, Carolinas Telco Federal Credit UnionCarolinas Telco Federal Credit Union110 Outlet Pointe Blvd, Columbia, SC, 29210A+5.0 ★Texas Ratio: 4.17% offering Personal Loan at 7.49% APR, and AllSouth Federal Credit UnionAllSouth Federal Credit Union5470 Jackson Blvd, Columbia, SC, 29207A+5.0 ★Texas Ratio: 1.34% offering Recreation Loans at 7.50% APR. Personal loan rates as of March 28, 2026 according to verified data from MonitorBankRates.
Whether you need to consolidate high-interest debt, fund a home improvement project, or cover an unexpected expense, comparing personal loan rates across top-rated lenders in Columbia, South Carolina can save you significantly over the life of your loan.
We empower borrowers with transparent, proprietary financial health metrics—including A-F Safety Grades, verified Star Ratings, and Texas Ratios—so you can confidently borrow from a stable, highly-rated institution in Columbia, South Carolina.
Personal loan rates reflect recent market quotes and representative offers available to borrowers in Columbia, South Carolina. Rates shown are typically “as low as” APRs for borrowers with excellent credit. Your final approved rate will depend on your credit history, credit score, income, and loan amount. Personal Loan Rates Last Updated and Verified: March 28, 2026
Source: Verified Personal Loan Rate Data provided by MonitorBankRates
Institution
Loan Product
APR
Profile
Mid Carolina Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.10%
100 Forum Dr Ste 4, Columbia, SC, 29229 7945
Share Loans
4.00%
▼
APR4.00%
Last UpdatedMarch 29, 2026
Details
Minimum rate of 4.00%
Self-Help Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.18%
1724 Bush River Rd, Columbia, SC, 29210
Energy Saver Loans
5.50%
▼
APR5.50%
Last UpdatedMarch 29, 2026
Details
up to 180 months
Self-Help Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.18%
1724 Bush River Rd, Columbia, SC, 29210
Solar Loans
5.50%
▼
APR5.50%
Last UpdatedMarch 29, 2026
Details
up to 240 months
SAFE Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.35%
595 Saint Andrews Rd, Columbia, SC, 29210 4516
HELoan 15
7.41%
▼
APR7.41%
Last UpdatedMarch 29, 2026
Details
No additional details available.
Carolinas Telco Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.17%
110 Outlet Pointe Blvd, Columbia, SC, 29210
Personal Loan
7.49%
▼
APR7.49%
Last UpdatedMarch 29, 2026
Details
As Low As
AllSouth Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.34%
5470 Jackson Blvd, Columbia, SC, 29207
Recreation Loans
7.50%
▼
APR7.50%
Last UpdatedMarch 29, 2026
Details
Rates as low as
TD Bank
Institution Rating:
A5.0 ★Texas Ratio: 6.30%
4875 Forest Dr, Columbia, SC, 29206
Personal Loan
7.99%
▼
APR7.99%
Last UpdatedMarch 29, 2026
Details
Loan amount: $2,000 to $50,000; Terms: 36 to 60 months; No origination or application fees, and no prepayment penalty
Carolinas Telco Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.17%
110 Outlet Pointe Blvd, Columbia, SC, 29210
MAX LOAN TERMS
8.00%
▼
APR8.00%
Last UpdatedMarch 29, 2026
Details
As Low As
Carolinas Telco Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.17%
110 Outlet Pointe Blvd, Columbia, SC, 29210
MAX LOAN TERMS
8.25%
▼
APR8.25%
Last UpdatedMarch 29, 2026
Details
As Low As
Carolinas Telco Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.17%
110 Outlet Pointe Blvd, Columbia, SC, 29210
MAX LOAN TERMS
8.50%
▼
APR8.50%
Last UpdatedMarch 29, 2026
Details
As Low As
Carolinas Telco Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.17%
110 Outlet Pointe Blvd, Columbia, SC, 29210
Unsecured Loan
8.65%
▼
APR8.65%
Last UpdatedMarch 29, 2026
Details
As Low As
Carolinas Telco Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.17%
110 Outlet Pointe Blvd, Columbia, SC, 29210
Unsecured Loan
9.15%
▼
APR9.15%
Last UpdatedMarch 29, 2026
Details
As Low As
Carolinas Telco Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.17%
110 Outlet Pointe Blvd, Columbia, SC, 29210
MAX LOAN TERMS
9.25%
▼
APR9.25%
Last UpdatedMarch 29, 2026
Details
As Low As
Grow Financial Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.20%
163 Forum Dr Ste 1, Columbia, SC, 29229 5700
Signature Loan
9.75%
▼
APR9.75%
Last UpdatedMarch 29, 2026
Details
As Low As
Grow Financial Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.20%
163 Forum Dr Ste 1, Columbia, SC, 29229 5700
Signature
9.75%
▼
APR9.75%
Last UpdatedMarch 29, 2026
Details
As Low As
South Carolina Methodist Conference Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.51%
4901 Colonial Dr, Columbia, SC, 29203
Personal Loans
9.95%
▼
APR9.95%
Last UpdatedMarch 29, 2026
Details
As Low As
Mid Carolina Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.10%
100 Forum Dr Ste 4, Columbia, SC, 29229 7945
Personal
9.99%
▼
APR9.99%
Last UpdatedMarch 29, 2026
Details
No additional details available.
Mid Carolina Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.10%
100 Forum Dr Ste 4, Columbia, SC, 29229 7945
Personal Loans (Closed End)
9.99%
▼
APR9.99%
Last UpdatedMarch 29, 2026
Details
As Low As
SAFE Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.35%
595 Saint Andrews Rd, Columbia, SC, 29210 4516
Personal Loan
9.99%
▼
APR9.99%
Last UpdatedMarch 29, 2026
Details
No additional details available.
Columbia Post Office Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.49%
1601 Assembly St, Columbia, SC, 29201 2762
Signature Loans
10.00%
▼
APR10.00%
Last UpdatedMarch 29, 2026
Details
Credit Score 0f 675 - 749
Carolinas Telco Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.17%
110 Outlet Pointe Blvd, Columbia, SC, 29210
MAX LOAN TERMS
10.00%
▼
APR10.00%
Last UpdatedMarch 29, 2026
Details
As Low As
Carolinas Telco Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.17%
110 Outlet Pointe Blvd, Columbia, SC, 29210
MAX LOAN TERMS
10.75%
▼
APR10.75%
Last UpdatedMarch 29, 2026
Details
As Low As
South Carolina State Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.29%
800 Huger St, Columbia, SC, 29201 3620
Signature
10.75%
▼
APR10.75%
Last UpdatedMarch 29, 2026
Details
No additional details available.
AllSouth Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.34%
5470 Jackson Blvd, Columbia, SC, 29207
Personal Loans
10.90%
▼
APR10.90%
Last UpdatedMarch 29, 2026
Details
As Low As
Self-Help Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.18%
1724 Bush River Rd, Columbia, SC, 29210
Signature Loans with Collateral
11.00%
▼
APR11.00%
Last UpdatedMarch 29, 2026
Details
up to 48 months
Founders Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.65%
1400 Greene St Rm 227U, Columbia, SC, 29225
Personal Loan
11.40%
▼
APR11.40%
Last UpdatedMarch 29, 2026
Details
No additional details available.
Carolinas Telco Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.17%
110 Outlet Pointe Blvd, Columbia, SC, 29210
MAX LOAN TERMS
11.50%
▼
APR11.50%
Last UpdatedMarch 29, 2026
Details
As Low As
South Carolina State Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.29%
800 Huger St, Columbia, SC, 29201 3620
Closed-End Personal Loans
11.99%
▼
APR11.99%
Last UpdatedMarch 29, 2026
Details
No additional details available.
Self-Help Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.18%
1724 Bush River Rd, Columbia, SC, 29210
Signature- Unsecured
12.00%
▼
APR12.00%
Last UpdatedMarch 29, 2026
Details
up to 48 months
Columbia Post Office Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.49%
1601 Assembly St, Columbia, SC, 29201 2762
CO-MAKERS LOANS
15.00%
▼
APR15.00%
Last UpdatedMarch 29, 2026
Details
All Comaker Loans at
South Carolina State Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.29%
800 Huger St, Columbia, SC, 29201 3620
Closed-End Personal Loans
17.99%
▼
APR17.99%
Last UpdatedMarch 29, 2026
Details
No additional details available.
Mid Carolina Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.10%
100 Forum Dr Ste 4, Columbia, SC, 29229 7945
Personal
18.00%
▼
APR18.00%
Last UpdatedMarch 29, 2026
Details
No additional details available.
Secured Advantage Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.07%
116 NE Main St, Simpsonville, SC, 29681 2656
Starter Loans
4.00%
▼
APR4.00%
Last UpdatedMarch 29, 2026
Details
No additional details available.
Santee Cooper Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.43%
612 Rembert C Dennis Blvd, Moncks Corner, SC, 29461
Share Loans
5.00%
▼
APR5.00%
Last UpdatedMarch 29, 2026
Details
up to 60 months
Houston Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.55%
100 Fluor Daniel Dr # C102U, Greenville, SC, 29607 2761
Lot Loans
5.99%
▼
APR5.99%
Last UpdatedMarch 29, 2026
Details
As Low As; Up to 70% LTV
Market USA Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.88%
201 Bi Lo Blvd, Greenville, SC, 29607 5346
Holiday Loan
5.99%
▼
APR5.99%
Last UpdatedMarch 29, 2026
Details
No additional details available.
Market USA Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.88%
201 Bi Lo Blvd, Greenville, SC, 29607 5346
Holiday Loan Rate
5.99%
▼
APR5.99%
Last UpdatedMarch 29, 2026
Details
As Low As
First Federal Bank Lake City, FL
Institution Rating:
A5.0 ★Texas Ratio: 13.14%
36 Sea Island Pkwy, Beaufort, SC, 29907
Equipment Loan
6.55%
▼
APR6.55%
Last UpdatedMarch 29, 2026
Details
As Low As; Loan available for up to and including $500,000, fixed interest rate for up to 60 months, fully amortizing with principal payments. Customer is responsible for closing costs. First Federal Bank business checking account and auto debit required. Limited time offer. Updated October 2025.
Houston Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.55%
100 Fluor Daniel Dr # C102U, Greenville, SC, 29607 2761
Lot Loans
6.99%
▼
APR6.99%
Last UpdatedMarch 29, 2026
Details
As Low As; 71% to 80% LTV
Berkeley Community Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.26%
600 Main Street Ext, Moncks Corner, SC, 29461 3939
Personal Loans
7.00%
▼
APR7.00%
Last UpdatedMarch 29, 2026
Details
As Low As
Market USA Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.88%
201 Bi Lo Blvd, Greenville, SC, 29607 5346
Personal Loan
7.24%
▼
APR7.24%
Last UpdatedMarch 29, 2026
Details
As Low As
Houston Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.55%
100 Fluor Daniel Dr # C102U, Greenville, SC, 29607 2761
Lot Loans
7.49%
▼
APR7.49%
Last UpdatedMarch 29, 2026
Details
As Low As; 81% to 90% LTV
Market USA Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.88%
201 Bi Lo Blvd, Greenville, SC, 29607 5346
Personal Loan
7.74%
▼
APR7.74%
Last UpdatedMarch 29, 2026
Details
As Low As
REV
Institution Rating:
A+5.0 ★Texas Ratio: 0.30%
200 Marymeade Dr, Summerville, SC, 29483
Other Collateralized Loans Less than
7.75%
▼
APR7.75%
Last UpdatedMarch 29, 2026
Details
$14,999
Carolina Trust Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.29%
2518 Main St, Conway, SC, 29526 3365
Health Smart Loan
7.75%
▼
APR7.75%
Last UpdatedMarch 29, 2026
Details
As Low As; up to 48 months for up to $5,000
Truliant Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.58%
3621 Pelham Rd, Greenville, SC, 29615
Debt180 Debt Consolidation Loan
7.99%
▼
APR7.99%
Last UpdatedMarch 29, 2026
Details
$500 - $50,000, 6 - 84 Months. Fixed Rate.
Truliant Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.58%
3621 Pelham Rd, Greenville, SC, 29615
Personal Convenience Loan
7.99%
▼
APR7.99%
Last UpdatedMarch 29, 2026
Details
$500 - $50,000, 6 - 84 Months. Fixed Rate.
Truliant Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.58%
3621 Pelham Rd, Greenville, SC, 29615
Personal Loans
7.99%
▼
APR7.99%
Last UpdatedMarch 29, 2026
Details
As Low As
Georgetown Kraft Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.98%
1530 Bourne St, Georgetown, SC, 29440 4775
Personal Loans
8.00%
▼
APR8.00%
Last UpdatedMarch 29, 2026
Details
No additional details available.
Truliant Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.58%
3621 Pelham Rd, Greenville, SC, 29615
Land or Lot Loan
8.24%
▼
APR8.24%
Last UpdatedMarch 29, 2026
Details
$5,000 - $200,000. 10-acre maximum.
Market USA Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.88%
201 Bi Lo Blvd, Greenville, SC, 29607 5346
Personal Loan
8.24%
▼
APR8.24%
Last UpdatedMarch 29, 2026
Details
As Low As
Carolina Trust Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.29%
2518 Main St, Conway, SC, 29526 3365
Health Smart Loan
8.25%
▼
APR8.25%
Last UpdatedMarch 29, 2026
Details
As Low As; 60 months for $5,001-$15,000
State Department Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.53%
2009 Dyess Ave Bldg F, Charleston, SC, 29405 2502
Personal Loans Up to 24 Months
8.49%
▼
APR8.49%
Last UpdatedMarch 29, 2026
Details
As Low As
Carolina Trust Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.29%
2518 Main St, Conway, SC, 29526 3365
Health Smart Loan
8.50%
▼
APR8.50%
Last UpdatedMarch 29, 2026
Details
As Low As; 72 months for $15,001-$25,000
Market USA Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.88%
201 Bi Lo Blvd, Greenville, SC, 29607 5346
Personal Loan
8.74%
▼
APR8.74%
Last UpdatedMarch 29, 2026
Details
As Low As
Carolina Trust Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.29%
2518 Main St, Conway, SC, 29526 3365
Debt Consolidation
8.75%
▼
APR8.75%
Last UpdatedMarch 29, 2026
Details
As Low As; up to 24 months for $500-$2,499
Carolina Trust Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.29%
2518 Main St, Conway, SC, 29526 3365
Personal Loan
8.75%
▼
APR8.75%
Last UpdatedMarch 29, 2026
Details
As Low As; up to 24 months for $500-$2,499
Greenwood Municipal Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.76%
617 Durst Ave E, Greenwood, SC, 29649 2713
Personal Loan
8.75%
▼
APR8.75%
Last UpdatedMarch 29, 2026
Details
As Low As; Up to 60 months*
Greenville Heritage Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.90%
350 Harrison Bridge Rd, Simpsonville, SC, 29680
Signature & Revolving Credit
8.95%
▼
APR8.95%
Last UpdatedMarch 29, 2026
Details
As Low As
Ukrainian Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 10.45%
225 W Blackstock Rd, Spartanburg, SC, 29301
Personal Loan
9.00%
▼
APR9.00%
Last UpdatedMarch 29, 2026
Details
As Low As
SCI Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.38%
812 2nd Loop Rd, Florence, SC, 29505 2828
Co-Maker Loan (Closed End Maximum)
9.00%
▼
APR9.00%
Last UpdatedMarch 29, 2026
Details
$5,000.00; As Low As
SCI Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.38%
812 2nd Loop Rd, Florence, SC, 29505 2828
Vacation Loans (1 per Household per Cal. Year)
9.00%
▼
APR9.00%
Last UpdatedMarch 29, 2026
Details
As Low As
Market USA Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.88%
201 Bi Lo Blvd, Greenville, SC, 29607 5346
Personal Loan
9.24%
▼
APR9.24%
Last UpdatedMarch 29, 2026
Details
As Low As
REV
Institution Rating:
A+5.0 ★Texas Ratio: 0.30%
200 Marymeade Dr, Summerville, SC, 29483
Other Collateralized Loans
9.25%
▼
APR9.25%
Last UpdatedMarch 29, 2026
Details
$15,000 -$25,000
State Department Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.53%
2009 Dyess Ave Bldg F, Charleston, SC, 29405 2502
Personal Loans 25 to 60 Months
9.49%
▼
APR9.49%
Last UpdatedMarch 29, 2026
Details
As Low As
Houston Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.55%
100 Fluor Daniel Dr # C102U, Greenville, SC, 29607 2761
Loan Special
9.50%
▼
APR9.50%
Last UpdatedMarch 29, 2026
Details
As Low As; Up to $2,500
Parda Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.40%
1835 Bypass 72 NE, Greenwood, SC, 29649
Personal Loans Closed End
9.70%
▼
APR9.70%
Last UpdatedMarch 29, 2026
Details
As Low As
Bank of Travelers Rest
Institution Rating:
A+5.0 ★Texas Ratio: 0.49%
42 Plaza Dr, Travelers Rest, SC, 29690
Personal
9.75%
▼
APR9.75%
Last UpdatedMarch 29, 2026
Details
As Low As
SRP Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.00%
10660 Dunbarton Blvd, Barnwell, SC, 29812
Personal Loan
9.89%
▼
APR9.89%
Last UpdatedMarch 29, 2026
Details
No additional details available.
Peach State Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.33%
143 Old Jackson Hwy, Beech Island, SC, 29842
Personal Loan
9.90%
▼
APR9.90%
Last UpdatedMarch 29, 2026
Details
As Low As; Up to 60 Months
Family Trust Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.11%
225 White St W, Rock Hill, SC, 29730 4039
Personal Loan
9.99%
▼
APR9.99%
Last UpdatedMarch 29, 2026
Details
As Low As
Ukrainian Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 10.45%
225 W Blackstock Rd, Spartanburg, SC, 29301
Personal Loan
10.00%
▼
APR10.00%
Last UpdatedMarch 29, 2026
Details
As Low As
Nucor Employees Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.73%
1202 N Cashua Dr, Florence, SC, 29501
Share Loan
10.00%
▼
APR10.00%
Last UpdatedMarch 29, 2026
Details
No additional details available.
Family Trust Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.11%
225 White St W, Rock Hill, SC, 29730 4039
Personal Loan
10.24%
▼
APR10.24%
Last UpdatedMarch 29, 2026
Details
As Low As
REV
Institution Rating:
A+5.0 ★Texas Ratio: 0.30%
200 Marymeade Dr, Summerville, SC, 29483
Personal (Lifestyle Loan)
10.25%
▼
APR10.25%
Last UpdatedMarch 29, 2026
Details
As Low As
MTC Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.35%
2A The Pkwy, Greenville, SC, 29615
Custom Loan
10.45%
▼
APR10.45%
Last UpdatedMarch 29, 2026
Details
As Low As
MTC Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.35%
2A The Pkwy, Greenville, SC, 29615
Personal Custom Loan
10.45%
▼
APR10.45%
Last UpdatedMarch 29, 2026
Details
As Low As
Upstate Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.70%
123 Broadbent Way, Anderson, SC, 29625
Personal
10.50%
▼
APR10.50%
Last UpdatedMarch 29, 2026
Details
Loan amounts up to $15,000.00; Seasonal Christmas & Vacation Loans
Houston Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.55%
100 Fluor Daniel Dr # C102U, Greenville, SC, 29607 2761
Signature Loans
10.50%
▼
APR10.50%
Last UpdatedMarch 29, 2026
Details
As Low As
Sharonview Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 11.73%
1955 Sharonview Way, Indian Land, SC, 29707
All-Purpose Loan
10.74%
▼
APR10.74%
Last UpdatedMarch 29, 2026
Details
As Low As
REV
Institution Rating:
A+5.0 ★Texas Ratio: 0.30%
200 Marymeade Dr, Summerville, SC, 29483
Personal (Lifestyle Loan)
10.75%
▼
APR10.75%
Last UpdatedMarch 29, 2026
Details
As Low As
SRP Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.00%
10660 Dunbarton Blvd, Barnwell, SC, 29812
Personal Loan
10.89%
▼
APR10.89%
Last UpdatedMarch 29, 2026
Details
No additional details available.
Carolina Foothills Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.30%
520 N Church St, Spartanburg, SC, 29303 3034
Personal Loan
10.90%
▼
APR10.90%
Last UpdatedMarch 29, 2026
Details
As Low As
CPM Federal Credit Union
Institution Rating:
A-4.9 ★Texas Ratio: 15.96%
1066 E Montague Ave, North Charleston, SC, 29405
Personal Loan
10.99%
▼
APR10.99%
Last UpdatedMarch 29, 2026
Details
As Low As
CPM Federal Credit Union
Institution Rating:
A-4.9 ★Texas Ratio: 15.96%
1066 E Montague Ave, North Charleston, SC, 29405
Personal Loans
10.99%
▼
APR10.99%
Last UpdatedMarch 29, 2026
Details
As Low As
Self Memorial Hospital Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.35%
315 EPTING AVE, GREENWOOD, SC, 29646 4039
Debt Consolidation Loans
10.99%
▼
APR10.99%
Last UpdatedMarch 29, 2026
Details
As Low As
Self Memorial Hospital Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.35%
315 EPTING AVE, GREENWOOD, SC, 29646 4039
Signature Loans
10.99%
▼
APR10.99%
Last UpdatedMarch 29, 2026
Details
As Low As
Ukrainian Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 10.45%
225 W Blackstock Rd, Spartanburg, SC, 29301
Personal Loan
11.00%
▼
APR11.00%
Last UpdatedMarch 29, 2026
Details
As Low As
Marine Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.48%
265 Sea Island Pkwy, Beaufort, SC, 29907 1535
Personal
11.15%
▼
APR11.15%
Last UpdatedMarch 29, 2026
Details
As Low As
Latitude 32 Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.69%
1845 Sam Rittenberg Blvd, Charleston, SC, 29407
Personal Loans
11.20%
▼
APR11.20%
Last UpdatedMarch 29, 2026
Details
As Low As
Honda Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.85%
1111 Honda Way, Timmonsville, SC, 29161
Unsecured Loan
11.24%
▼
APR11.24%
Last UpdatedMarch 29, 2026
Details
As Low As
REV
Institution Rating:
A+5.0 ★Texas Ratio: 0.30%
200 Marymeade Dr, Summerville, SC, 29483
Personal (Lifestyle Loan)
11.25%
▼
APR11.25%
Last UpdatedMarch 29, 2026
Details
As Low As
Parda Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.40%
1835 Bypass 72 NE, Greenwood, SC, 29649
Credit Builder Loan
11.75%
▼
APR11.75%
Last UpdatedMarch 29, 2026
Details
No additional details available.
REV
Institution Rating:
A+5.0 ★Texas Ratio: 0.30%
200 Marymeade Dr, Summerville, SC, 29483
Personal (Lifestyle Loan)
11.75%
▼
APR11.75%
Last UpdatedMarch 29, 2026
Details
As Low As
State Department Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.53%
2009 Dyess Ave Bldg F, Charleston, SC, 29405 2502
Personal Loans Moneyline Line-of-Credit
11.75%
▼
APR11.75%
Last UpdatedMarch 29, 2026
Details
As Low As
SRP Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.00%
10660 Dunbarton Blvd, Barnwell, SC, 29812
Personal Loan
11.89%
▼
APR11.89%
Last UpdatedMarch 29, 2026
Details
No additional details available.
Greenville Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.63%
1501 Wade Hampton Blvd, Greenville, SC, 29609
Personal Note
11.99%
▼
APR11.99%
Last UpdatedMarch 29, 2026
Details
As Low As
Carolina Trust Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.29%
2518 Main St, Conway, SC, 29526 3365
Credit Builder Loan
12.00%
▼
APR12.00%
Last UpdatedMarch 29, 2026
Details
6 - 12 months for $500-$1,000
Ukrainian Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 10.45%
225 W Blackstock Rd, Spartanburg, SC, 29301
Personal Loan
12.00%
▼
APR12.00%
Last UpdatedMarch 29, 2026
Details
As Low As
Honda Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.85%
1111 Honda Way, Timmonsville, SC, 29161
Unsecured Loan
12.24%
▼
APR12.24%
Last UpdatedMarch 29, 2026
Details
As Low As
Ukrainian Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 10.45%
225 W Blackstock Rd, Spartanburg, SC, 29301
Personal Loan
12.50%
▼
APR12.50%
Last UpdatedMarch 29, 2026
Details
As Low As
Bayer Heritage Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 11.87%
1522 Bushy Park Rd, Goose Creek, SC, 29445
PERSONAL/signature Advances 730+
12.75%
▼
APR12.75%
Last UpdatedMarch 29, 2026
Details
No additional details available.
CPM Federal Credit Union
Institution Rating:
A-4.9 ★Texas Ratio: 15.96%
1066 E Montague Ave, North Charleston, SC, 29405
Personal Loans
12.79%
▼
APR12.79%
Last UpdatedMarch 29, 2026
Details
As Low As
CPM Federal Credit Union
Institution Rating:
A-4.9 ★Texas Ratio: 15.96%
1066 E Montague Ave, North Charleston, SC, 29405
Personal Loan
12.79%
▼
APR12.79%
Last UpdatedMarch 29, 2026
Details
As Low As
Carolina Foothills Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.30%
520 N Church St, Spartanburg, SC, 29303 3034
Credit Builder Loan
12.99%
▼
APR12.99%
Last UpdatedMarch 29, 2026
Details
No additional details available.
Pee Dee Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.02%
305 W Pine St, Florence, SC, 29501
Personal Loans
13.25%
▼
APR13.25%
Last UpdatedMarch 29, 2026
Details
No additional details available.
Bayer Heritage Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 11.87%
1522 Bushy Park Rd, Goose Creek, SC, 29445
PERSONAL/signature Advances 680 - 729
13.75%
▼
APR13.75%
Last UpdatedMarch 29, 2026
Details
No additional details available.
SRP Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.00%
10660 Dunbarton Blvd, Barnwell, SC, 29812
Personal Loan
13.89%
▼
APR13.89%
Last UpdatedMarch 29, 2026
Details
No additional details available.
Pee Dee Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.02%
305 W Pine St, Florence, SC, 29501
Personal Lines of Credit
14.00%
▼
APR14.00%
Last UpdatedMarch 29, 2026
Details
$500 - $25000
Bayer Heritage Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 11.87%
1522 Bushy Park Rd, Goose Creek, SC, 29445
PERSONAL/signature Advances 640 - 679
14.75%
▼
APR14.75%
Last UpdatedMarch 29, 2026
Details
No additional details available.
SRP Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.00%
10660 Dunbarton Blvd, Barnwell, SC, 29812
Personal Loan
15.89%
▼
APR15.89%
Last UpdatedMarch 29, 2026
Details
No additional details available.
Bayer Heritage Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 11.87%
1522 Bushy Park Rd, Goose Creek, SC, 29445
PERSONAL/signature Advances 600 - 639
16.75%
▼
APR16.75%
Last UpdatedMarch 29, 2026
Details
No additional details available.
Bayer Heritage Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 11.87%
1522 Bushy Park Rd, Goose Creek, SC, 29445
PERSONAL/signature Advances 550 - 599
18.00%
▼
APR18.00%
Last UpdatedMarch 29, 2026
Details
No additional details available.
Family Trust Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.11%
225 White St W, Rock Hill, SC, 29730 4039
Personal Loan
18.00%
▼
APR18.00%
Last UpdatedMarch 29, 2026
Details
As Low As
Nucor Employees Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.73%
1202 N Cashua Dr, Florence, SC, 29501
Personal / Signature
18.00%
▼
APR18.00%
Last UpdatedMarch 29, 2026
Details
No additional details available.
Greenville Heritage Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.90%
350 Harrison Bridge Rd, Simpsonville, SC, 29680
Short Term, Small Amount Loans (STS Loans)
28.00%
▼
APR28.00%
Last UpdatedMarch 29, 2026
Details
No additional details available.
Pee Dee Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.02%
305 W Pine St, Florence, SC, 29501
STSA Personal Loan
28.00%
▼
APR28.00%
Last UpdatedMarch 29, 2026
Details
No additional details available.
Powered by
MonitorBankRates
Source: Verified Personal Loan Rate Data provided by MonitorBankRates
Institution
Loan Product
APR
Profile
Carolinas Telco Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.17%
110 Outlet Pointe Blvd, Columbia, SC, 29210
Personal Loan
7.49%
▼
APR7.49%
Last UpdatedMarch 29, 2026
Details
As Low As
TD Bank
Institution Rating:
A5.0 ★Texas Ratio: 6.30%
4875 Forest Dr, Columbia, SC, 29206
Personal Loan
7.99%
▼
APR7.99%
Last UpdatedMarch 29, 2026
Details
Loan amount: $2,000 to $50,000; Terms: 36 to 60 months; No origination or application fees, and no prepayment penalty
South Carolina Methodist Conference Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.51%
4901 Colonial Dr, Columbia, SC, 29203
Personal Loans
9.95%
▼
APR9.95%
Last UpdatedMarch 29, 2026
Details
As Low As
Mid Carolina Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.10%
100 Forum Dr Ste 4, Columbia, SC, 29229 7945
Personal Loans (Closed End)
9.99%
▼
APR9.99%
Last UpdatedMarch 29, 2026
Details
As Low As
SAFE Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.35%
595 Saint Andrews Rd, Columbia, SC, 29210 4516
Personal Loan
9.99%
▼
APR9.99%
Last UpdatedMarch 29, 2026
Details
No additional details available.
AllSouth Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.34%
5470 Jackson Blvd, Columbia, SC, 29207
Personal Loans
10.90%
▼
APR10.90%
Last UpdatedMarch 29, 2026
Details
As Low As
Founders Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.65%
1400 Greene St Rm 227U, Columbia, SC, 29225
Personal Loan
11.40%
▼
APR11.40%
Last UpdatedMarch 29, 2026
Details
No additional details available.
South Carolina State Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.29%
800 Huger St, Columbia, SC, 29201 3620
Closed-End Personal Loans
11.99%
▼
APR11.99%
Last UpdatedMarch 29, 2026
Details
No additional details available.
South Carolina State Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.29%
800 Huger St, Columbia, SC, 29201 3620
Closed-End Personal Loans
17.99%
▼
APR17.99%
Last UpdatedMarch 29, 2026
Details
No additional details available.
Berkeley Community Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.26%
600 Main Street Ext, Moncks Corner, SC, 29461 3939
Personal Loans
7.00%
▼
APR7.00%
Last UpdatedMarch 29, 2026
Details
As Low As
Market USA Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.88%
201 Bi Lo Blvd, Greenville, SC, 29607 5346
Personal Loan
7.24%
▼
APR7.24%
Last UpdatedMarch 29, 2026
Details
As Low As
Market USA Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.88%
201 Bi Lo Blvd, Greenville, SC, 29607 5346
Personal Loan
7.74%
▼
APR7.74%
Last UpdatedMarch 29, 2026
Details
As Low As
Truliant Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.58%
3621 Pelham Rd, Greenville, SC, 29615
Personal Loans
7.99%
▼
APR7.99%
Last UpdatedMarch 29, 2026
Details
As Low As
Georgetown Kraft Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.98%
1530 Bourne St, Georgetown, SC, 29440 4775
Personal Loans
8.00%
▼
APR8.00%
Last UpdatedMarch 29, 2026
Details
No additional details available.
Market USA Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.88%
201 Bi Lo Blvd, Greenville, SC, 29607 5346
Personal Loan
8.24%
▼
APR8.24%
Last UpdatedMarch 29, 2026
Details
As Low As
State Department Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.53%
2009 Dyess Ave Bldg F, Charleston, SC, 29405 2502
Personal Loans Up to 24 Months
8.49%
▼
APR8.49%
Last UpdatedMarch 29, 2026
Details
As Low As
Market USA Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.88%
201 Bi Lo Blvd, Greenville, SC, 29607 5346
Personal Loan
8.74%
▼
APR8.74%
Last UpdatedMarch 29, 2026
Details
As Low As
Carolina Trust Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.29%
2518 Main St, Conway, SC, 29526 3365
Personal Loan
8.75%
▼
APR8.75%
Last UpdatedMarch 29, 2026
Details
As Low As; up to 24 months for $500-$2,499
Greenwood Municipal Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.76%
617 Durst Ave E, Greenwood, SC, 29649 2713
Personal Loan
8.75%
▼
APR8.75%
Last UpdatedMarch 29, 2026
Details
As Low As; Up to 60 months*
Ukrainian Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 10.45%
225 W Blackstock Rd, Spartanburg, SC, 29301
Personal Loan
9.00%
▼
APR9.00%
Last UpdatedMarch 29, 2026
Details
As Low As
Market USA Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.88%
201 Bi Lo Blvd, Greenville, SC, 29607 5346
Personal Loan
9.24%
▼
APR9.24%
Last UpdatedMarch 29, 2026
Details
As Low As
State Department Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.53%
2009 Dyess Ave Bldg F, Charleston, SC, 29405 2502
Personal Loans 25 to 60 Months
9.49%
▼
APR9.49%
Last UpdatedMarch 29, 2026
Details
As Low As
Parda Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.40%
1835 Bypass 72 NE, Greenwood, SC, 29649
Personal Loans Closed End
9.70%
▼
APR9.70%
Last UpdatedMarch 29, 2026
Details
As Low As
SRP Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.00%
10660 Dunbarton Blvd, Barnwell, SC, 29812
Personal Loan
9.89%
▼
APR9.89%
Last UpdatedMarch 29, 2026
Details
No additional details available.
Peach State Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.33%
143 Old Jackson Hwy, Beech Island, SC, 29842
Personal Loan
9.90%
▼
APR9.90%
Last UpdatedMarch 29, 2026
Details
As Low As; Up to 60 Months
Family Trust Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.11%
225 White St W, Rock Hill, SC, 29730 4039
Personal Loan
9.99%
▼
APR9.99%
Last UpdatedMarch 29, 2026
Details
As Low As
Ukrainian Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 10.45%
225 W Blackstock Rd, Spartanburg, SC, 29301
Personal Loan
10.00%
▼
APR10.00%
Last UpdatedMarch 29, 2026
Details
As Low As
Family Trust Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.11%
225 White St W, Rock Hill, SC, 29730 4039
Personal Loan
10.24%
▼
APR10.24%
Last UpdatedMarch 29, 2026
Details
As Low As
SRP Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.00%
10660 Dunbarton Blvd, Barnwell, SC, 29812
Personal Loan
10.89%
▼
APR10.89%
Last UpdatedMarch 29, 2026
Details
No additional details available.
Carolina Foothills Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.30%
520 N Church St, Spartanburg, SC, 29303 3034
Personal Loan
10.90%
▼
APR10.90%
Last UpdatedMarch 29, 2026
Details
As Low As
CPM Federal Credit Union
Institution Rating:
A-4.9 ★Texas Ratio: 15.96%
1066 E Montague Ave, North Charleston, SC, 29405
Personal Loan
10.99%
▼
APR10.99%
Last UpdatedMarch 29, 2026
Details
As Low As
CPM Federal Credit Union
Institution Rating:
A-4.9 ★Texas Ratio: 15.96%
1066 E Montague Ave, North Charleston, SC, 29405
Personal Loans
10.99%
▼
APR10.99%
Last UpdatedMarch 29, 2026
Details
As Low As
Ukrainian Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 10.45%
225 W Blackstock Rd, Spartanburg, SC, 29301
Personal Loan
11.00%
▼
APR11.00%
Last UpdatedMarch 29, 2026
Details
As Low As
Latitude 32 Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.69%
1845 Sam Rittenberg Blvd, Charleston, SC, 29407
Personal Loans
11.20%
▼
APR11.20%
Last UpdatedMarch 29, 2026
Details
As Low As
State Department Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.53%
2009 Dyess Ave Bldg F, Charleston, SC, 29405 2502
Personal Loans Moneyline Line-of-Credit
11.75%
▼
APR11.75%
Last UpdatedMarch 29, 2026
Details
As Low As
SRP Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.00%
10660 Dunbarton Blvd, Barnwell, SC, 29812
Personal Loan
11.89%
▼
APR11.89%
Last UpdatedMarch 29, 2026
Details
No additional details available.
Ukrainian Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 10.45%
225 W Blackstock Rd, Spartanburg, SC, 29301
Personal Loan
12.00%
▼
APR12.00%
Last UpdatedMarch 29, 2026
Details
As Low As
Ukrainian Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 10.45%
225 W Blackstock Rd, Spartanburg, SC, 29301
Personal Loan
12.50%
▼
APR12.50%
Last UpdatedMarch 29, 2026
Details
As Low As
CPM Federal Credit Union
Institution Rating:
A-4.9 ★Texas Ratio: 15.96%
1066 E Montague Ave, North Charleston, SC, 29405
Personal Loan
12.79%
▼
APR12.79%
Last UpdatedMarch 29, 2026
Details
As Low As
CPM Federal Credit Union
Institution Rating:
A-4.9 ★Texas Ratio: 15.96%
1066 E Montague Ave, North Charleston, SC, 29405
Personal Loans
12.79%
▼
APR12.79%
Last UpdatedMarch 29, 2026
Details
As Low As
Pee Dee Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.02%
305 W Pine St, Florence, SC, 29501
Personal Loans
13.25%
▼
APR13.25%
Last UpdatedMarch 29, 2026
Details
No additional details available.
SRP Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.00%
10660 Dunbarton Blvd, Barnwell, SC, 29812
Personal Loan
13.89%
▼
APR13.89%
Last UpdatedMarch 29, 2026
Details
No additional details available.
SRP Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.00%
10660 Dunbarton Blvd, Barnwell, SC, 29812
Personal Loan
15.89%
▼
APR15.89%
Last UpdatedMarch 29, 2026
Details
No additional details available.
Family Trust Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.11%
225 White St W, Rock Hill, SC, 29730 4039
Personal Loan
18.00%
▼
APR18.00%
Last UpdatedMarch 29, 2026
Details
As Low As
Pee Dee Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.02%
305 W Pine St, Florence, SC, 29501
STSA Personal Loan
28.00%
▼
APR28.00%
Last UpdatedMarch 29, 2026
Details
No additional details available.
Powered by
MonitorBankRates
Source: Verified Personal Loan Rate Data provided by MonitorBankRates
Institution
Loan Product
APR
Profile
Truliant Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.58%
3621 Pelham Rd, Greenville, SC, 29615
Debt180 Debt Consolidation Loan
7.99%
▼
APR7.99%
Last UpdatedMarch 29, 2026
Details
$500 - $50,000, 6 - 84 Months. Fixed Rate.
Carolina Trust Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.29%
2518 Main St, Conway, SC, 29526 3365
Debt Consolidation
8.75%
▼
APR8.75%
Last UpdatedMarch 29, 2026
Details
As Low As; up to 24 months for $500-$2,499
Self Memorial Hospital Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.35%
315 EPTING AVE, GREENWOOD, SC, 29646 4039
Debt Consolidation Loans
10.99%
▼
APR10.99%
Last UpdatedMarch 29, 2026
Details
As Low As
Powered by
MonitorBankRates
Source: Verified Personal Loan Rate Data provided by MonitorBankRates
Institution
Loan Product
APR
Profile
Grow Financial Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.20%
163 Forum Dr Ste 1, Columbia, SC, 29229 5700
Signature
9.75%
▼
APR9.75%
Last UpdatedMarch 29, 2026
Details
As Low As
Grow Financial Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.20%
163 Forum Dr Ste 1, Columbia, SC, 29229 5700
Signature Loan
9.75%
▼
APR9.75%
Last UpdatedMarch 29, 2026
Details
As Low As
Columbia Post Office Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.49%
1601 Assembly St, Columbia, SC, 29201 2762
Signature Loans
10.00%
▼
APR10.00%
Last UpdatedMarch 29, 2026
Details
Credit Score 0f 675 - 749
South Carolina State Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.29%
800 Huger St, Columbia, SC, 29201 3620
Signature
10.75%
▼
APR10.75%
Last UpdatedMarch 29, 2026
Details
No additional details available.
Self-Help Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.18%
1724 Bush River Rd, Columbia, SC, 29210
Signature Loans with Collateral
11.00%
▼
APR11.00%
Last UpdatedMarch 29, 2026
Details
up to 48 months
Self-Help Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.18%
1724 Bush River Rd, Columbia, SC, 29210
Signature- Unsecured
12.00%
▼
APR12.00%
Last UpdatedMarch 29, 2026
Details
up to 48 months
Greenville Heritage Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.90%
350 Harrison Bridge Rd, Simpsonville, SC, 29680
Signature & Revolving Credit
8.95%
▼
APR8.95%
Last UpdatedMarch 29, 2026
Details
As Low As
Houston Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.55%
100 Fluor Daniel Dr # C102U, Greenville, SC, 29607 2761
Signature Loans
10.50%
▼
APR10.50%
Last UpdatedMarch 29, 2026
Details
As Low As
Self Memorial Hospital Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.35%
315 EPTING AVE, GREENWOOD, SC, 29646 4039
Signature Loans
10.99%
▼
APR10.99%
Last UpdatedMarch 29, 2026
Details
As Low As
Bayer Heritage Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 11.87%
1522 Bushy Park Rd, Goose Creek, SC, 29445
PERSONAL/signature Advances 730+
12.75%
▼
APR12.75%
Last UpdatedMarch 29, 2026
Details
No additional details available.
Bayer Heritage Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 11.87%
1522 Bushy Park Rd, Goose Creek, SC, 29445
PERSONAL/signature Advances 680 - 729
13.75%
▼
APR13.75%
Last UpdatedMarch 29, 2026
Details
No additional details available.
Bayer Heritage Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 11.87%
1522 Bushy Park Rd, Goose Creek, SC, 29445
PERSONAL/signature Advances 640 - 679
14.75%
▼
APR14.75%
Last UpdatedMarch 29, 2026
Details
No additional details available.
Bayer Heritage Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 11.87%
1522 Bushy Park Rd, Goose Creek, SC, 29445
PERSONAL/signature Advances 600 - 639
16.75%
▼
APR16.75%
Last UpdatedMarch 29, 2026
Details
No additional details available.
Bayer Heritage Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 11.87%
1522 Bushy Park Rd, Goose Creek, SC, 29445
PERSONAL/signature Advances 550 - 599
18.00%
▼
APR18.00%
Last UpdatedMarch 29, 2026
Details
No additional details available.
Nucor Employees Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.73%
1202 N Cashua Dr, Florence, SC, 29501
Personal / Signature
18.00%
▼
APR18.00%
Last UpdatedMarch 29, 2026
Details
No additional details available.
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No home improvement personal loan rates found in Columbia, SC currently.
Frequently Asked Questions
What credit score do I need for a personal loan in South Carolina?
Most lenders in Columbia, South Carolina require a minimum credit score of 620 for approval, but borrowers with scores of 720 or higher will qualify for the most competitive APRs. Credit unions in South Carolina often have more flexible requirements than traditional banks.
What is the difference between secured and unsecured personal loans?
Unsecured personal loans in Columbia, South Carolina require no collateral and are approved based on your creditworthiness alone. Secured loans are backed by an asset (such as savings or a vehicle) and typically offer lower interest rates. If you default on a secured loan, the lender may seize the collateral.
Can I use a personal loan for debt consolidation in South Carolina?
Yes. Debt consolidation is one of the most common uses of personal loans in Columbia, South Carolina. By rolling multiple high-interest debts (credit cards, medical bills) into a single personal loan with a lower APR, you can reduce your total interest costs and simplify repayment.
Are credit unions or banks better for personal loans in Columbia, South Carolina?
Credit unions in Columbia, South Carolina often offer lower APRs and more flexible underwriting than traditional banks because they are member-owned and not-for-profit. However, you must meet membership eligibility requirements. Banks may offer faster approvals and larger loan amounts.
What are the best personal loan rates in Columbia, South Carolina?
- Mid Carolina Credit Union: 4.00% (Share Loans)
- Self-Help Credit Union: 5.50% (Energy Saver Loans)
- SAFE Federal Credit Union: 7.41% (HELoan 15)
- Carolinas Telco Federal Credit Union: 7.49% (Personal Loan)
- AllSouth Federal Credit Union: 7.50% (Recreation Loans)
Personal Loan Rates reflect actual verified offers from banks and credit unions actively lending in Columbia, South Carolina. Your final approved rate will depend on your credit profile and loan term. Last Updated and Verified: March 28, 2026.
Personal Loan Calculators
