South Carolina Personal Loan Rate Trends
Track current and weekly average personal loan rates in South Carolina, view interactive rate trend charts, and compare local SC aprs against the national average.
Current South Carolina Personal Loan Rate Trends
Personal Loan rates in South Carolina held steady at a Personal Loan average of 10.416% this week.
At 10.416%, South Carolina’s average sits 0.286 below the current national average of 10.702%. SC borrowers may have a competitive advantage relative to the national market.
The South Carolina personal loan rate averages on this page are calculated from 43 verified personal loan rate quotes collected across 24 banks and credit unions actively operating in South Carolina. Our proprietary systems collect and verify rates daily — tracking what real licensed institutions are actually quoting to borrowers, not rate sheet estimates.
South Carolina Personal Loan Rate Trends Chart
Daily average rates since March 15, 2026. State data shown where available; national average used as fallback. Hover to see exact rates.
South Carolina personal loan rate averages compiled from 43 current rate quotes across 24 banks and credit unions operating in SC — updated daily.
As of Jul 4, 2026 • Data provided by MonitorBankRates.com
Historical Personal Loan Rate Trends in South Carolina
Quarterly average personal loan rates at credit unions headquartered in South Carolina, 1994–present. Different methodology from the daily chart above — this series reflects portfolio rates self-reported to NCUA each quarter.
Based on reporting credit unions in South Carolina (latest quarter).
Source: MonitorBankRates.com analysis of NCUA Call Report data, 1994–present.
Quarterly weighted averages calculated from credit union rate filings, weighted by personal loan portfolio balance.
