Best Personal Loan Rates in Edmond, Oklahoma (OK) - March 2026
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Brian McKay
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Editorial Disclosure
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Brian McKay
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Editorial Disclosure
The rates displayed are actual, verified rates sourced directly from the official websites of local and national lenders actively lending to Oklahoma borrowers. Note that your final approved personal loan rate will depend on your specific credit profile, loan amount, and loan term.
Current personal loan options available to borrowers in Edmond, Oklahoma include: Tinker Federal Credit UnionTinker Federal Credit Union1401 N Kelly Ave, Edmond, OK, 73003A+5.0 ★Texas Ratio: 2.99% offering Storm Shelter Loan at 3.99% APR, Communication Federal Credit UnionCommunication Federal Credit Union100 NW 150th St, Edmond, OK, 73013 3428A5.0 ★Texas Ratio: 7.85% offering Storm Shelter Loan at 5.99% APR, WEOKIE Federal Credit UnionWEOKIE Federal Credit Union310 S Kelly Ave, Edmond, OK, 73003 5630A+5.0 ★Texas Ratio: 3.68% offering Storm Shelter Loans at 7.99% APR, ADVANCIALADVANCIAL3416 S Bryant Ave Ste 130, Edmond, OK, 73013 6176A+5.0 ★Texas Ratio: 0.31% offering Signature at 9.90% APR, and Oklahomas Credit UnionOklahomas Credit Union15100 N May Ave, Edmond, OK, 73013 8803A+5.0 ★Texas Ratio: 0.79% offering Lifestyle Loan at 9.99% APR.
Whether you need to consolidate high-interest debt, fund a home improvement project, or cover an unexpected expense, comparing personal loan rates across top-rated lenders in Edmond, Oklahoma can save you significantly over the life of your loan.
We empower borrowers with transparent, proprietary financial health metrics—including A-F Safety Grades, verified Star Ratings, and Texas Ratios—so you can confidently borrow from a stable, highly-rated institution in Edmond, Oklahoma.
Personal loan rates reflect recent market quotes and representative offers available to borrowers in Edmond, Oklahoma. Rates shown are typically “as low as” APRs for borrowers with excellent credit. Your final approved rate will depend on your credit history, credit score, income, and loan amount. Personal Loan Rates Last Updated and Verified: March 24, 2026
Source: Verified Personal Loan Rate Data provided by MonitorBankRates
Institution
Loan Product
APR
Profile
Tinker Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.99%
1401 N Kelly Ave, Edmond, OK, 73003
Storm Shelter Loan
3.99%
▼
APR3.99%
Last UpdatedMarch 24, 2026
Details
No additional details available.
Communication Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.85%
100 NW 150th St, Edmond, OK, 73013 3428
Storm Shelter Loan
5.99%
▼
APR5.99%
Last UpdatedMarch 24, 2026
Details
No additional details available.
WEOKIE Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.68%
310 S Kelly Ave, Edmond, OK, 73003 5630
Storm Shelter Loans
7.99%
▼
APR7.99%
Last UpdatedMarch 24, 2026
Details
As Low As
ADVANCIAL
Institution Rating:
A+5.0 ★Texas Ratio: 0.31%
3416 S Bryant Ave Ste 130, Edmond, OK, 73013 6176
Signature
9.90%
▼
APR9.90%
Last UpdatedMarch 24, 2026
Details
As Low As; Rates as low as 9.90%
Oklahomas Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.79%
15100 N May Ave, Edmond, OK, 73013 8803
Lifestyle Loan
9.99%
▼
APR9.99%
Last UpdatedMarch 24, 2026
Details
No additional details available.
WEOKIE Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.68%
310 S Kelly Ave, Edmond, OK, 73003 5630
Fast Cash, Personal, and Signature Loans
9.99%
▼
APR9.99%
Last UpdatedMarch 24, 2026
Details
As Low As
WEOKIE Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.68%
310 S Kelly Ave, Edmond, OK, 73003 5630
Fast Cash/Personal/Signature Loans
9.99%
▼
APR9.99%
Last UpdatedMarch 24, 2026
Details
& Additional Secured Loans as listed (includes Autos, Heavy Duty Trucks, Commercial Use Vehicles, RVs, and Boats older than 10 years, Household goods, Farm Equipment, Etc.)
True Sky Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.26%
2350 W Danforth Rd, Edmond, OK, 73012 4301
Firm foundation Loan
9.99%
▼
APR9.99%
Last UpdatedMarch 24, 2026
Details
No additional details available.
Oklahomas Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.79%
15100 N May Ave, Edmond, OK, 73013 8803
Lifestyle Loan
10.50%
▼
APR10.50%
Last UpdatedMarch 24, 2026
Details
No additional details available.
Oklahomas Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.79%
15100 N May Ave, Edmond, OK, 73013 8803
Lifestyle Loan
10.75%
▼
APR10.75%
Last UpdatedMarch 24, 2026
Details
No additional details available.
Tinker Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.99%
1401 N Kelly Ave, Edmond, OK, 73003
Personal Unsecured Loan
10.95%
▼
APR10.95%
Last UpdatedMarch 24, 2026
Details
No additional details available.
WEOKIE Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.68%
310 S Kelly Ave, Edmond, OK, 73003 5630
Fast Cash/Personal/Signature Loans
10.99%
▼
APR10.99%
Last UpdatedMarch 24, 2026
Details
& Additional Secured Loans as listed (includes Autos, Heavy Duty Trucks, Commercial Use Vehicles, RVs, and Boats older than 10 years, Household goods, Farm Equipment, Etc.)
Oklahomas Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.79%
15100 N May Ave, Edmond, OK, 73013 8803
Lifestyle Loan
11.00%
▼
APR11.00%
Last UpdatedMarch 24, 2026
Details
No additional details available.
WEOKIE Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.68%
310 S Kelly Ave, Edmond, OK, 73003 5630
Fast Cash/Personal/Signature Loans
12.99%
▼
APR12.99%
Last UpdatedMarch 24, 2026
Details
& Additional Secured Loans as listed (includes Autos, Heavy Duty Trucks, Commercial Use Vehicles, RVs, and Boats older than 10 years, Household goods, Farm Equipment, Etc.)
True Sky Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.26%
2350 W Danforth Rd, Edmond, OK, 73012 4301
Personal Loans
12.99%
▼
APR12.99%
Last UpdatedMarch 24, 2026
Details
No additional details available.
True Sky Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.26%
2350 W Danforth Rd, Edmond, OK, 73012 4301
Quick Loan
12.99%
▼
APR12.99%
Last UpdatedMarch 24, 2026
Details
Various terms available
Communication Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.85%
100 NW 150th St, Edmond, OK, 73013 3428
Signature
13.24%
▼
APR13.24%
Last UpdatedMarch 24, 2026
Details
No additional details available.
True Sky Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.26%
2350 W Danforth Rd, Edmond, OK, 73012 4301
Personal Signature Loan
13.24%
▼
APR13.24%
Last UpdatedMarch 24, 2026
Details
No additional details available.
WEOKIE Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.68%
310 S Kelly Ave, Edmond, OK, 73003 5630
Fast Cash/Personal/Signature Loans
13.99%
▼
APR13.99%
Last UpdatedMarch 24, 2026
Details
& Additional Secured Loans as listed (includes Autos, Heavy Duty Trucks, Commercial Use Vehicles, RVs, and Boats older than 10 years, Household goods, Farm Equipment, Etc.)
Communication Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.85%
100 NW 150th St, Edmond, OK, 73013 3428
Flex Loan
15.65%
▼
APR15.65%
Last UpdatedMarch 24, 2026
Details
No additional details available.
Tinker Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.99%
1401 N Kelly Ave, Edmond, OK, 73003
Personal Unsecured Loan
17.99%
▼
APR17.99%
Last UpdatedMarch 24, 2026
Details
No additional details available.
Department of Public Safety Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.69%
3650 N Martin Luther King Ave, Oklahoma City, OK, 73111 4223
Generator Loan
3.99%
▼
APR3.99%
Last UpdatedMarch 24, 2026
Details
No additional details available.
Fraternal Order Of Police Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.15%
10110 E 11th St, Tulsa, OK, 74128
Storm Shelter Loans
4.24%
▼
APR4.24%
Last UpdatedMarch 24, 2026
Details
No additional details available.
Fort Sill Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.80%
3283 Sheridan Road, Fort Sill, OK, 73503
PCS Loan
5.00%
▼
APR5.00%
Last UpdatedMarch 24, 2026
Details
No additional details available.
Fire Fighters Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.45%
9200 E 41st St, Tulsa, OK, 74145
Cadet Loans
5.00%
▼
APR5.00%
Last UpdatedMarch 24, 2026
Details
As Low As
MTC Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.35%
2001 12th Ave NW, Ardmore, OK, 73401
Loan
5.70%
▼
APR5.70%
Last UpdatedMarch 24, 2026
Details
As Low As
MTC Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.35%
2001 12th Ave NW, Ardmore, OK, 73401
Loan
5.95%
▼
APR5.95%
Last UpdatedMarch 24, 2026
Details
As Low As
MTC Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.35%
2001 12th Ave NW, Ardmore, OK, 73401
Loan
6.20%
▼
APR6.20%
Last UpdatedMarch 24, 2026
Details
As Low As
The Focus Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.71%
420 NE 10th St, Oklahoma City, OK, 73104
Other Collateral Loans
6.45%
▼
APR6.45%
Last UpdatedMarch 24, 2026
Details
As Low As; (Boats, Motorcycles, RVs, Farm Equipment, Trailers, etc.)
MTC Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.35%
2001 12th Ave NW, Ardmore, OK, 73401
Loan
6.95%
▼
APR6.95%
Last UpdatedMarch 24, 2026
Details
As Low As
Fort Sill Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.80%
3283 Sheridan Road, Fort Sill, OK, 73503
Personal "Whatever" Loan
6.99%
▼
APR6.99%
Last UpdatedMarch 24, 2026
Details
No additional details available.
Fire Fighters Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.45%
9200 E 41st St, Tulsa, OK, 74145
FFC-U Loan
7.25%
▼
APR7.25%
Last UpdatedMarch 24, 2026
Details
As Low As
OK Members First Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.03%
10832 E 31st St, Tulsa, OK, 74146
Unsecured Signature Loan
7.25%
▼
APR7.25%
Last UpdatedMarch 24, 2026
Details
No additional details available.
MTC Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.35%
2001 12th Ave NW, Ardmore, OK, 73401
Loan
7.95%
▼
APR7.95%
Last UpdatedMarch 24, 2026
Details
As Low As
Employees Federal Credit Union
Institution Rating:
B4.4 ★Texas Ratio: 21.81%
1120 W 17th St, Tulsa, OK, 74107
Promotional Loans
8.24%
▼
APR8.24%
Last UpdatedMarch 24, 2026
Details
Fixed
Endurance Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.72%
703 S 9th St, Duncan, OK, 73533 5101
Personal Loans
8.50%
▼
APR8.50%
Last UpdatedMarch 24, 2026
Details
No additional details available.
Fraternal Order Of Police Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.15%
10110 E 11th St, Tulsa, OK, 74128
Signature Loan
8.74%
▼
APR8.74%
Last UpdatedMarch 24, 2026
Details
No additional details available.
Department of Public Safety Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.69%
3650 N Martin Luther King Ave, Oklahoma City, OK, 73111 4223
Personal Loan
8.75%
▼
APR8.75%
Last UpdatedMarch 24, 2026
Details
As Low As
Southwest Oklahoma Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.49%
1806 NW Liberty Ave, Lawton, OK, 73507
Signature Loan
8.75%
▼
APR8.75%
Last UpdatedMarch 24, 2026
Details
As Low As
Southwest Oklahoma Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.49%
1806 NW Liberty Ave, Lawton, OK, 73507
SIGNATURE LOAN RATE
8.75%
▼
APR8.75%
Last UpdatedMarch 24, 2026
Details
No additional details available.
Red River Employees Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.10%
2018 S Washington, Idabel, OK, 74745
NEW Loans
8.75%
▼
APR8.75%
Last UpdatedMarch 24, 2026
Details
$40,000 and above; As Low As
MTC Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.35%
2001 12th Ave NW, Ardmore, OK, 73401
Personal Loan
8.95%
▼
APR8.95%
Last UpdatedMarch 24, 2026
Details
As Low As; Rates subject to change. Please call for quote. Additional discounts may be available.
USE Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.89%
4301 S INTERSTATE 44 SERVICE RD, OKLAHOMA CITY, OK, 73119
Storm Shelter Loan
8.99%
▼
APR8.99%
Last UpdatedMarch 24, 2026
Details
No additional details available.
Western Sun Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.72%
907 S Detroit Ave, Tulsa, OK, 74120 4205
Storm Shelter Loan
8.99%
▼
APR8.99%
Last UpdatedMarch 24, 2026
Details
No additional details available.
Employees Federal Credit Union
Institution Rating:
B4.4 ★Texas Ratio: 21.81%
1120 W 17th St, Tulsa, OK, 74107
Signature
9.24%
▼
APR9.24%
Last UpdatedMarch 24, 2026
Details
Fixed
Southwest Oklahoma Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.49%
1806 NW Liberty Ave, Lawton, OK, 73507
Signature Loan
9.25%
▼
APR9.25%
Last UpdatedMarch 24, 2026
Details
As Low As
Red River Employees Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.10%
2018 S Washington, Idabel, OK, 74745
Used Loans
9.25%
▼
APR9.25%
Last UpdatedMarch 24, 2026
Details
$40,000 and above; As Low As
WeStreet Federal Credit Union
Institution Rating:
B4.4 ★Texas Ratio: 22.03%
9323 E 21st St, Tulsa, OK, 74129 1400
Signature Loan
9.25%
▼
APR9.25%
Last UpdatedMarch 24, 2026
Details
As Low As
Municipal Employees Credit Union of Oklahoma City
Institution Rating:
A+5.0 ★Texas Ratio: 0.67%
101 N WALKER AVE, OKLAHOMA CITY, OK, 73102 2229
Personal Loans
9.25%
▼
APR9.25%
Last UpdatedMarch 24, 2026
Details
As Low As; with specific terms.
WeStreet Federal Credit Union
Institution Rating:
B4.4 ★Texas Ratio: 22.03%
9323 E 21st St, Tulsa, OK, 74129 1400
Signature Loan
9.75%
▼
APR9.75%
Last UpdatedMarch 24, 2026
Details
As Low As
Southwest Oklahoma Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.49%
1806 NW Liberty Ave, Lawton, OK, 73507
Signature Loan
9.75%
▼
APR9.75%
Last UpdatedMarch 24, 2026
Details
As Low As
SSMOK Employees Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.16%
1111 N Lee Ave Ste 125, Oklahoma City, OK, 73103
Personal Loans
9.99%
▼
APR9.99%
Last UpdatedMarch 24, 2026
Details
As Low As
Credit Union One Of Oklahoma Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.70%
3330 N Lincoln Blvd, Oklahoma City, OK, 73105 5406
Personal Loan
9.99%
▼
APR9.99%
Last UpdatedMarch 24, 2026
Details
No additional details available.
The Focus Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.71%
420 NE 10th St, Oklahoma City, OK, 73104
Personal Loan
9.99%
▼
APR9.99%
Last UpdatedMarch 24, 2026
Details
As Low As
The Focus Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.71%
420 NE 10th St, Oklahoma City, OK, 73104
Personal Loans
9.99%
▼
APR9.99%
Last UpdatedMarch 24, 2026
Details
As Low As
Mercy Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.69%
4200 W Memorial Rd, Oklahoma City, OK, 73120
Unsecured Loan
10.00%
▼
APR10.00%
Last UpdatedMarch 24, 2026
Details
No additional details available.
Arbuckle Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.48%
317 S Broadway Ave, Ada, OK, 74820
Personal Loan
10.00%
▼
APR10.00%
Last UpdatedMarch 24, 2026
Details
As Low As
United Members Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.20%
4833 S Sheridan Rd Ste 401, Tulsa, OK, 74145
Signature
10.00%
▼
APR10.00%
Last UpdatedMarch 24, 2026
Details
As Low As
Oklahoma Community Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.02%
311 E McElroy Rd, Stillwater, OK, 74075 3815
Signature
10.19%
▼
APR10.19%
Last UpdatedMarch 24, 2026
Details
No additional details available.
Southwest Oklahoma Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.49%
1806 NW Liberty Ave, Lawton, OK, 73507
Signature Loan
10.25%
▼
APR10.25%
Last UpdatedMarch 24, 2026
Details
As Low As
MTC Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.35%
2001 12th Ave NW, Ardmore, OK, 73401
Personal Loan
10.45%
▼
APR10.45%
Last UpdatedMarch 24, 2026
Details
As Low As
Oklahoma Community Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.02%
311 E McElroy Rd, Stillwater, OK, 74075 3815
Signature
10.69%
▼
APR10.69%
Last UpdatedMarch 24, 2026
Details
No additional details available.
Muskogee Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.96%
3502 Chandler Rd, Muskogee, OK, 74403 4910
Signature Loans
10.70%
▼
APR10.70%
Last UpdatedMarch 24, 2026
Details
As Low As
WeStreet Federal Credit Union
Institution Rating:
B4.4 ★Texas Ratio: 22.03%
9323 E 21st St, Tulsa, OK, 74129 1400
Signature Loan
10.75%
▼
APR10.75%
Last UpdatedMarch 24, 2026
Details
As Low As
Otoe-Missouria Federal Credit Union
Institution Rating:
C4.0 ★Texas Ratio: 26.63%
7480 Highway 177 Ste A, Red Rock, OK, 74651
Signature loan
10.75%
▼
APR10.75%
Last UpdatedMarch 24, 2026
Details
As Low As
Red River Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.10%
2721 N Main St, Altus, OK, 73521
Signature Loans
10.90%
▼
APR10.90%
Last UpdatedMarch 24, 2026
Details
No additional details available.
Western Sun Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.72%
907 S Detroit Ave, Tulsa, OK, 74120 4205
Computer Loan
10.90%
▼
APR10.90%
Last UpdatedMarch 24, 2026
Details
No additional details available.
First Family Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.03%
402 E Main St, Henryetta, OK, 74437
Unsecured Loan
10.95%
▼
APR10.95%
Last UpdatedMarch 24, 2026
Details
As Low As
Teachers Credit Union Oklahoma City, OK
Institution Rating:
A+5.0 ★Texas Ratio: 1.68%
2300 NW 23rd St, Oklahoma CIty, OK, 73107
Signature Loan
10.99%
▼
APR10.99%
Last UpdatedMarch 24, 2026
Details
As Low As
Oklahoma Central Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.71%
4956 S Peoria Ave, Tulsa, OK, 74105
Personal Loans
10.99%
▼
APR10.99%
Last UpdatedMarch 24, 2026
Details
As Low As
TEXOMA EDUCATORS
Institution Rating:
A+5.0 ★Texas Ratio: 0.63%
424 N Washington Ave, Durant, OK, 74701 3461
Personal/signature loans
10.99%
▼
APR10.99%
Last UpdatedMarch 24, 2026
Details
No additional details available.
TEXOMA EDUCATORS
Institution Rating:
A+5.0 ★Texas Ratio: 0.63%
424 N Washington Ave, Durant, OK, 74701 3461
Personal/signature loans: 0-36 months
10.99%
▼
APR10.99%
Last UpdatedMarch 24, 2026
Details
No additional details available.
Oklahoma Community Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.02%
311 E McElroy Rd, Stillwater, OK, 74075 3815
Signature
11.19%
▼
APR11.19%
Last UpdatedMarch 24, 2026
Details
No additional details available.
USE Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.89%
4301 S INTERSTATE 44 SERVICE RD, OKLAHOMA CITY, OK, 73119
Signature Loans
11.24%
▼
APR11.24%
Last UpdatedMarch 24, 2026
Details
As Low As
Saint Francis Employees Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.59%
6600 S Yale Ave Ste 101, Tulsa, OK, 74136 3344
Signature Loan
11.25%
▼
APR11.25%
Last UpdatedMarch 24, 2026
Details
As Low As; $10,000 Maximum
Fraternal Order Of Police Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.15%
10110 E 11th St, Tulsa, OK, 74128
Stress Line Loan
11.25%
▼
APR11.25%
Last UpdatedMarch 24, 2026
Details
No additional details available.
Southwest Oklahoma Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.49%
1806 NW Liberty Ave, Lawton, OK, 73507
Signature Loan
11.25%
▼
APR11.25%
Last UpdatedMarch 24, 2026
Details
As Low As
Encentus Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
1320 S Lewis Ave, Tulsa, OK, 74104 4205
Personal
11.40%
▼
APR11.40%
Last UpdatedMarch 24, 2026
Details
As Low As
Bison Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.04%
2 W Macarthur St, Shawnee, OK, 74804 2026
Personal/Signature
11.49%
▼
APR11.49%
Last UpdatedMarch 24, 2026
Details
As Low As; Up to 15% of gross annual income not to exceed $20,000.
Fire Fighters Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.45%
9200 E 41st St, Tulsa, OK, 74145
Signature (unsecured)
11.50%
▼
APR11.50%
Last UpdatedMarch 24, 2026
Details
As Low As
Lifetime Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.25%
1400 S Boston Ave, Tulsa, OK, 74119 3612
Personal Loan
11.50%
▼
APR11.50%
Last UpdatedMarch 24, 2026
Details
As Low As
WeStreet Federal Credit Union
Institution Rating:
B4.4 ★Texas Ratio: 22.03%
9323 E 21st St, Tulsa, OK, 74129 1400
Signature Loan
11.75%
▼
APR11.75%
Last UpdatedMarch 24, 2026
Details
As Low As
TEXOMA EDUCATORS
Institution Rating:
A+5.0 ★Texas Ratio: 0.63%
424 N Washington Ave, Durant, OK, 74701 3461
Personal/signature loans
11.99%
▼
APR11.99%
Last UpdatedMarch 24, 2026
Details
No additional details available.
TEXOMA EDUCATORS
Institution Rating:
A+5.0 ★Texas Ratio: 0.63%
424 N Washington Ave, Durant, OK, 74701 3461
Personal/signature loans: 37-60 months
11.99%
▼
APR11.99%
Last UpdatedMarch 24, 2026
Details
No additional details available.
Correctional Workers Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.14%
406 REFORMATORY CIR, EL RENO, OK, 73036 2174
DEBT CONSOLIDATION
12.25%
▼
APR12.25%
Last UpdatedMarch 24, 2026
Details
MAXIMUM $5,000. CALL CREDIT UNION FOR ELIGIBILITY
Saint Francis Employees Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.59%
6600 S Yale Ave Ste 101, Tulsa, OK, 74136 3344
Signature Loan
12.25%
▼
APR12.25%
Last UpdatedMarch 24, 2026
Details
As Low As; Loan amount from $10,001 - $20,000
Western Sun Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.72%
907 S Detroit Ave, Tulsa, OK, 74120 4205
Personal Loan
12.40%
▼
APR12.40%
Last UpdatedMarch 24, 2026
Details
No additional details available.
United Members Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.20%
4833 S Sheridan Rd Ste 401, Tulsa, OK, 74145
Signature Loans
12.50%
▼
APR12.50%
Last UpdatedMarch 24, 2026
Details
As Low As
Energize Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.13%
2325 E I 44 Service Rd, Oklahoma City, OK, 73111 8219
Signature
13.00%
▼
APR13.00%
Last UpdatedMarch 24, 2026
Details
No additional details available.
Energize Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.13%
2325 E I 44 Service Rd, Oklahoma City, OK, 73111 8219
Signature Loan
13.00%
▼
APR13.00%
Last UpdatedMarch 24, 2026
Details
No additional details available.
Red River Employees Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.10%
2018 S Washington, Idabel, OK, 74745
Unsecured
13.30%
▼
APR13.30%
Last UpdatedMarch 24, 2026
Details
As Low As
Fort Sill Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.80%
3283 Sheridan Road, Fort Sill, OK, 73503
Consolidate Active Revolving Expenses Loan (C.A.R.E)
13.50%
▼
APR13.50%
Last UpdatedMarch 24, 2026
Details
up to $5,000
Fort Sill Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.80%
3283 Sheridan Road, Fort Sill, OK, 73503
Consolidate Active Revolving Expenses Loan (C.A.R.E) to $10,000
13.50%
▼
APR13.50%
Last UpdatedMarch 24, 2026
Details
$5,001
Oklahoma Educators Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.16%
4001 NW Expressway, OKLAHOMA CITY, OK, 73116 1686
Unsecured Loans
13.99%
▼
APR13.99%
Last UpdatedMarch 24, 2026
Details
As Low As; Rate determined by credit score
Energy One Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.14%
220 W 7th St, Tulsa, OK, 74119
Signature Loan
14.99%
▼
APR14.99%
Last UpdatedMarch 24, 2026
Details
Under $5,000
The Focus Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.71%
420 NE 10th St, Oklahoma City, OK, 73104
Credit Builder Loan
16.49%
▼
APR16.49%
Last UpdatedMarch 24, 2026
Details
No additional details available.
Great Southern Bank
Institution Rating:
A+5.0 ★Texas Ratio: 1.82%
4200 E Skelly Dr, Tulsa, OK, 74135
Unsecured Loan
16.75%
▼
APR16.75%
Last UpdatedMarch 24, 2026
Details
No additional details available.
Fort Sill Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.80%
3283 Sheridan Road, Fort Sill, OK, 73503
Payday Alternative Loan (PAL)
18.00%
▼
APR18.00%
Last UpdatedMarch 24, 2026
Details
No additional details available.
OK Members First Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.03%
10832 E 31st St, Tulsa, OK, 74146
Payday - Quik Cash Loans
18.00%
▼
APR18.00%
Last UpdatedMarch 24, 2026
Details
No additional details available.
Employees Federal Credit Union
Institution Rating:
B4.4 ★Texas Ratio: 21.81%
1120 W 17th St, Tulsa, OK, 74107
Payday Alternative Loan
18.24%
▼
APR18.24%
Last UpdatedMarch 24, 2026
Details
($200 - 1,000)
Mercy Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.69%
4200 W Memorial Rd, Oklahoma City, OK, 73120
Emergency Help Loan
28.00%
▼
APR28.00%
Last UpdatedMarch 24, 2026
Details
No additional details available.
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Source: Verified Personal Loan Rate Data provided by MonitorBankRates
Institution
Loan Product
APR
Profile
True Sky Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.26%
2350 W Danforth Rd, Edmond, OK, 73012 4301
Personal Loans
12.99%
▼
APR12.99%
Last UpdatedMarch 24, 2026
Details
No additional details available.
Endurance Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.72%
703 S 9th St, Duncan, OK, 73533 5101
Personal Loans
8.50%
▼
APR8.50%
Last UpdatedMarch 24, 2026
Details
No additional details available.
Department of Public Safety Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.69%
3650 N Martin Luther King Ave, Oklahoma City, OK, 73111 4223
Personal Loan
8.75%
▼
APR8.75%
Last UpdatedMarch 24, 2026
Details
As Low As
MTC Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.35%
2001 12th Ave NW, Ardmore, OK, 73401
Personal Loan
8.95%
▼
APR8.95%
Last UpdatedMarch 24, 2026
Details
As Low As; Rates subject to change. Please call for quote. Additional discounts may be available.
Municipal Employees Credit Union of Oklahoma City
Institution Rating:
A+5.0 ★Texas Ratio: 0.67%
101 N WALKER AVE, OKLAHOMA CITY, OK, 73102 2229
Personal Loans
9.25%
▼
APR9.25%
Last UpdatedMarch 24, 2026
Details
As Low As; with specific terms.
SSMOK Employees Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.16%
1111 N Lee Ave Ste 125, Oklahoma City, OK, 73103
Personal Loans
9.99%
▼
APR9.99%
Last UpdatedMarch 24, 2026
Details
As Low As
Credit Union One Of Oklahoma Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.70%
3330 N Lincoln Blvd, Oklahoma City, OK, 73105 5406
Personal Loan
9.99%
▼
APR9.99%
Last UpdatedMarch 24, 2026
Details
No additional details available.
The Focus Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.71%
420 NE 10th St, Oklahoma City, OK, 73104
Personal Loan
9.99%
▼
APR9.99%
Last UpdatedMarch 24, 2026
Details
As Low As
The Focus Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.71%
420 NE 10th St, Oklahoma City, OK, 73104
Personal Loans
9.99%
▼
APR9.99%
Last UpdatedMarch 24, 2026
Details
As Low As
Arbuckle Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.48%
317 S Broadway Ave, Ada, OK, 74820
Personal Loan
10.00%
▼
APR10.00%
Last UpdatedMarch 24, 2026
Details
As Low As
MTC Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.35%
2001 12th Ave NW, Ardmore, OK, 73401
Personal Loan
10.45%
▼
APR10.45%
Last UpdatedMarch 24, 2026
Details
As Low As
Oklahoma Central Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.71%
4956 S Peoria Ave, Tulsa, OK, 74105
Personal Loans
10.99%
▼
APR10.99%
Last UpdatedMarch 24, 2026
Details
As Low As
Lifetime Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.25%
1400 S Boston Ave, Tulsa, OK, 74119 3612
Personal Loan
11.50%
▼
APR11.50%
Last UpdatedMarch 24, 2026
Details
As Low As
Western Sun Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.72%
907 S Detroit Ave, Tulsa, OK, 74120 4205
Personal Loan
12.40%
▼
APR12.40%
Last UpdatedMarch 24, 2026
Details
No additional details available.
Powered by
MonitorBankRates
Source: Verified Personal Loan Rate Data provided by MonitorBankRates
Institution
Loan Product
APR
Profile
Correctional Workers Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.14%
406 REFORMATORY CIR, EL RENO, OK, 73036 2174
DEBT CONSOLIDATION
12.25%
▼
APR12.25%
Last UpdatedMarch 24, 2026
Details
MAXIMUM $5,000. CALL CREDIT UNION FOR ELIGIBILITY
Powered by
MonitorBankRates
Source: Verified Personal Loan Rate Data provided by MonitorBankRates
Institution
Loan Product
APR
Profile
ADVANCIAL
Institution Rating:
A+5.0 ★Texas Ratio: 0.31%
3416 S Bryant Ave Ste 130, Edmond, OK, 73013 6176
Signature
9.90%
▼
APR9.90%
Last UpdatedMarch 24, 2026
Details
As Low As; Rates as low as 9.90%
WEOKIE Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.68%
310 S Kelly Ave, Edmond, OK, 73003 5630
Fast Cash, Personal, and Signature Loans
9.99%
▼
APR9.99%
Last UpdatedMarch 24, 2026
Details
As Low As
WEOKIE Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.68%
310 S Kelly Ave, Edmond, OK, 73003 5630
Fast Cash/Personal/Signature Loans
9.99%
▼
APR9.99%
Last UpdatedMarch 24, 2026
Details
& Additional Secured Loans as listed (includes Autos, Heavy Duty Trucks, Commercial Use Vehicles, RVs, and Boats older than 10 years, Household goods, Farm Equipment, Etc.)
WEOKIE Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.68%
310 S Kelly Ave, Edmond, OK, 73003 5630
Fast Cash/Personal/Signature Loans
10.99%
▼
APR10.99%
Last UpdatedMarch 24, 2026
Details
& Additional Secured Loans as listed (includes Autos, Heavy Duty Trucks, Commercial Use Vehicles, RVs, and Boats older than 10 years, Household goods, Farm Equipment, Etc.)
WEOKIE Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.68%
310 S Kelly Ave, Edmond, OK, 73003 5630
Fast Cash/Personal/Signature Loans
12.99%
▼
APR12.99%
Last UpdatedMarch 24, 2026
Details
& Additional Secured Loans as listed (includes Autos, Heavy Duty Trucks, Commercial Use Vehicles, RVs, and Boats older than 10 years, Household goods, Farm Equipment, Etc.)
Communication Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.85%
100 NW 150th St, Edmond, OK, 73013 3428
Signature
13.24%
▼
APR13.24%
Last UpdatedMarch 24, 2026
Details
No additional details available.
True Sky Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.26%
2350 W Danforth Rd, Edmond, OK, 73012 4301
Personal Signature Loan
13.24%
▼
APR13.24%
Last UpdatedMarch 24, 2026
Details
No additional details available.
WEOKIE Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.68%
310 S Kelly Ave, Edmond, OK, 73003 5630
Fast Cash/Personal/Signature Loans
13.99%
▼
APR13.99%
Last UpdatedMarch 24, 2026
Details
& Additional Secured Loans as listed (includes Autos, Heavy Duty Trucks, Commercial Use Vehicles, RVs, and Boats older than 10 years, Household goods, Farm Equipment, Etc.)
OK Members First Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.03%
10832 E 31st St, Tulsa, OK, 74146
Unsecured Signature Loan
7.25%
▼
APR7.25%
Last UpdatedMarch 24, 2026
Details
No additional details available.
Fraternal Order Of Police Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.15%
10110 E 11th St, Tulsa, OK, 74128
Signature Loan
8.74%
▼
APR8.74%
Last UpdatedMarch 24, 2026
Details
No additional details available.
Southwest Oklahoma Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.49%
1806 NW Liberty Ave, Lawton, OK, 73507
Signature Loan
8.75%
▼
APR8.75%
Last UpdatedMarch 24, 2026
Details
As Low As
Southwest Oklahoma Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.49%
1806 NW Liberty Ave, Lawton, OK, 73507
SIGNATURE LOAN RATE
8.75%
▼
APR8.75%
Last UpdatedMarch 24, 2026
Details
No additional details available.
Employees Federal Credit Union
Institution Rating:
B4.4 ★Texas Ratio: 21.81%
1120 W 17th St, Tulsa, OK, 74107
Signature
9.24%
▼
APR9.24%
Last UpdatedMarch 24, 2026
Details
Fixed
Southwest Oklahoma Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.49%
1806 NW Liberty Ave, Lawton, OK, 73507
Signature Loan
9.25%
▼
APR9.25%
Last UpdatedMarch 24, 2026
Details
As Low As
WeStreet Federal Credit Union
Institution Rating:
B4.4 ★Texas Ratio: 22.03%
9323 E 21st St, Tulsa, OK, 74129 1400
Signature Loan
9.25%
▼
APR9.25%
Last UpdatedMarch 24, 2026
Details
As Low As
Southwest Oklahoma Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.49%
1806 NW Liberty Ave, Lawton, OK, 73507
Signature Loan
9.75%
▼
APR9.75%
Last UpdatedMarch 24, 2026
Details
As Low As
WeStreet Federal Credit Union
Institution Rating:
B4.4 ★Texas Ratio: 22.03%
9323 E 21st St, Tulsa, OK, 74129 1400
Signature Loan
9.75%
▼
APR9.75%
Last UpdatedMarch 24, 2026
Details
As Low As
United Members Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.20%
4833 S Sheridan Rd Ste 401, Tulsa, OK, 74145
Signature
10.00%
▼
APR10.00%
Last UpdatedMarch 24, 2026
Details
As Low As
Oklahoma Community Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.02%
311 E McElroy Rd, Stillwater, OK, 74075 3815
Signature
10.19%
▼
APR10.19%
Last UpdatedMarch 24, 2026
Details
No additional details available.
Southwest Oklahoma Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.49%
1806 NW Liberty Ave, Lawton, OK, 73507
Signature Loan
10.25%
▼
APR10.25%
Last UpdatedMarch 24, 2026
Details
As Low As
Oklahoma Community Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.02%
311 E McElroy Rd, Stillwater, OK, 74075 3815
Signature
10.69%
▼
APR10.69%
Last UpdatedMarch 24, 2026
Details
No additional details available.
Muskogee Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.96%
3502 Chandler Rd, Muskogee, OK, 74403 4910
Signature Loans
10.70%
▼
APR10.70%
Last UpdatedMarch 24, 2026
Details
As Low As
WeStreet Federal Credit Union
Institution Rating:
B4.4 ★Texas Ratio: 22.03%
9323 E 21st St, Tulsa, OK, 74129 1400
Signature Loan
10.75%
▼
APR10.75%
Last UpdatedMarch 24, 2026
Details
As Low As
Otoe-Missouria Federal Credit Union
Institution Rating:
C4.0 ★Texas Ratio: 26.63%
7480 Highway 177 Ste A, Red Rock, OK, 74651
Signature loan
10.75%
▼
APR10.75%
Last UpdatedMarch 24, 2026
Details
As Low As
Red River Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.10%
2721 N Main St, Altus, OK, 73521
Signature Loans
10.90%
▼
APR10.90%
Last UpdatedMarch 24, 2026
Details
No additional details available.
Teachers Credit Union Oklahoma City, OK
Institution Rating:
A+5.0 ★Texas Ratio: 1.68%
2300 NW 23rd St, Oklahoma CIty, OK, 73107
Signature Loan
10.99%
▼
APR10.99%
Last UpdatedMarch 24, 2026
Details
As Low As
TEXOMA EDUCATORS
Institution Rating:
A+5.0 ★Texas Ratio: 0.63%
424 N Washington Ave, Durant, OK, 74701 3461
Personal/signature loans
10.99%
▼
APR10.99%
Last UpdatedMarch 24, 2026
Details
No additional details available.
TEXOMA EDUCATORS
Institution Rating:
A+5.0 ★Texas Ratio: 0.63%
424 N Washington Ave, Durant, OK, 74701 3461
Personal/signature loans: 0-36 months
10.99%
▼
APR10.99%
Last UpdatedMarch 24, 2026
Details
No additional details available.
Oklahoma Community Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.02%
311 E McElroy Rd, Stillwater, OK, 74075 3815
Signature
11.19%
▼
APR11.19%
Last UpdatedMarch 24, 2026
Details
No additional details available.
USE Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.89%
4301 S INTERSTATE 44 SERVICE RD, OKLAHOMA CITY, OK, 73119
Signature Loans
11.24%
▼
APR11.24%
Last UpdatedMarch 24, 2026
Details
As Low As
Southwest Oklahoma Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.49%
1806 NW Liberty Ave, Lawton, OK, 73507
Signature Loan
11.25%
▼
APR11.25%
Last UpdatedMarch 24, 2026
Details
As Low As
Saint Francis Employees Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.59%
6600 S Yale Ave Ste 101, Tulsa, OK, 74136 3344
Signature Loan
11.25%
▼
APR11.25%
Last UpdatedMarch 24, 2026
Details
As Low As; $10,000 Maximum
Bison Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.04%
2 W Macarthur St, Shawnee, OK, 74804 2026
Personal/Signature
11.49%
▼
APR11.49%
Last UpdatedMarch 24, 2026
Details
As Low As; Up to 15% of gross annual income not to exceed $20,000.
Fire Fighters Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.45%
9200 E 41st St, Tulsa, OK, 74145
Signature (unsecured)
11.50%
▼
APR11.50%
Last UpdatedMarch 24, 2026
Details
As Low As
WeStreet Federal Credit Union
Institution Rating:
B4.4 ★Texas Ratio: 22.03%
9323 E 21st St, Tulsa, OK, 74129 1400
Signature Loan
11.75%
▼
APR11.75%
Last UpdatedMarch 24, 2026
Details
As Low As
TEXOMA EDUCATORS
Institution Rating:
A+5.0 ★Texas Ratio: 0.63%
424 N Washington Ave, Durant, OK, 74701 3461
Personal/signature loans
11.99%
▼
APR11.99%
Last UpdatedMarch 24, 2026
Details
No additional details available.
TEXOMA EDUCATORS
Institution Rating:
A+5.0 ★Texas Ratio: 0.63%
424 N Washington Ave, Durant, OK, 74701 3461
Personal/signature loans: 37-60 months
11.99%
▼
APR11.99%
Last UpdatedMarch 24, 2026
Details
No additional details available.
Saint Francis Employees Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.59%
6600 S Yale Ave Ste 101, Tulsa, OK, 74136 3344
Signature Loan
12.25%
▼
APR12.25%
Last UpdatedMarch 24, 2026
Details
As Low As; Loan amount from $10,001 - $20,000
United Members Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.20%
4833 S Sheridan Rd Ste 401, Tulsa, OK, 74145
Signature Loans
12.50%
▼
APR12.50%
Last UpdatedMarch 24, 2026
Details
As Low As
Energize Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.13%
2325 E I 44 Service Rd, Oklahoma City, OK, 73111 8219
Signature
13.00%
▼
APR13.00%
Last UpdatedMarch 24, 2026
Details
No additional details available.
Energize Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.13%
2325 E I 44 Service Rd, Oklahoma City, OK, 73111 8219
Signature Loan
13.00%
▼
APR13.00%
Last UpdatedMarch 24, 2026
Details
No additional details available.
Energy One Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.14%
220 W 7th St, Tulsa, OK, 74119
Signature Loan
14.99%
▼
APR14.99%
Last UpdatedMarch 24, 2026
Details
Under $5,000
Powered by
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No home improvement personal loan rates found in Edmond, OK currently.
Frequently Asked Questions
What credit score do I need for a personal loan in Oklahoma?
Most lenders in Edmond, Oklahoma require a minimum credit score of 620 for approval, but borrowers with scores of 720 or higher will qualify for the most competitive APRs. Credit unions in Oklahoma often have more flexible requirements than traditional banks.
What is the difference between secured and unsecured personal loans?
Unsecured personal loans in Edmond, Oklahoma require no collateral and are approved based on your creditworthiness alone. Secured loans are backed by an asset (such as savings or a vehicle) and typically offer lower interest rates. If you default on a secured loan, the lender may seize the collateral.
Can I use a personal loan for debt consolidation in Oklahoma?
Yes. Debt consolidation is one of the most common uses of personal loans in Edmond, Oklahoma. By rolling multiple high-interest debts (credit cards, medical bills) into a single personal loan with a lower APR, you can reduce your total interest costs and simplify repayment.
Are credit unions or banks better for personal loans in Edmond, Oklahoma?
Credit unions in Edmond, Oklahoma often offer lower APRs and more flexible underwriting than traditional banks because they are member-owned and not-for-profit. However, you must meet membership eligibility requirements. Banks may offer faster approvals and larger loan amounts.
What are the best personal loan rates in Edmond, Oklahoma?
- Tinker Federal Credit Union: 3.99% (Storm Shelter Loan)
- Communication Federal Credit Union: 5.99% (Storm Shelter Loan)
- WEOKIE Federal Credit Union: 7.99% (Storm Shelter Loans)
- ADVANCIAL: 9.90% (Signature)
- Oklahomas Credit Union: 9.99% (Lifestyle Loan)
Personal Loan Rates reflect actual verified offers from banks and credit unions actively lending in Edmond, Oklahoma. Your final approved rate will depend on your credit profile and loan term. Last Updated and Verified: March 24, 2026.
Personal Loan Calculators
