Best Personal Loan Rates in Yorkville, New York - June 2026
Brian McKay
Brian McKay
Founder & Data Architect- Automated Online Rate Data Aggregation
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Current personal loan options available to borrowers in Yorkville, New York include: AmeriCU Credit UnionAmeriCU Credit Union4957 Commercial Dr, Yorkville, NY, 13495 1102A-4.9 ★Texas Ratio: 14.21% offering 60 months Loan at 5.49% APR, Community Resource Federal Credit UnionCommunity Resource Federal Credit UnionA+5.0 ★Texas Ratio: 3.50% offering 2022 & newer Loan at 3.99% APR, GPO Federal Credit UnionGPO Federal Credit UnionA+5.0 ★Texas Ratio: 1.97% offering Flex Equity Variable Rate Loan at 3.99% APR, Educational and Governmental Federal Credit UnionEducational and Governmental Federal Credit UnionA5.0 ★Texas Ratio: 7.61% offering Borrow against the funds in your account Loan at 3.99% APR, and FASNY Federal Credit UnionFASNY Federal Credit UnionA+5.0 ★Texas Ratio: 0.01% offering 24 months Loan at 3.99% APR. Personal loan rates as of June 16, 2026 according to verified data from MonitorBankRates.
Yorkville has 1 local institution in our database, with personal loan rates as low as 5.49% APR from AmeriCU Credit Union at 4957 Commercial Dr, Yorkville, NY, 13495 1102. Use the tabs below to compare all available personal loan types. Rates are continually updated — we recommend checking back frequently.
We empower borrowers with transparent, proprietary financial health metrics—including A-F Safety Grades, verified Star Ratings, and Texas Ratios—so you can confidently borrow from a stable, highly-rated institution in Yorkville, New York.
Personal loan rates reflect recent market quotes and representative offers available to borrowers in Yorkville, New York. Rates shown are typically “as low as” APRs for borrowers with excellent credit. Your final approved rate will depend on your credit history, credit score, income, and loan amount. Personal Loan Rates Last Updated and Verified: June 16, 2026
Yorkville Personal Loan Rates
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As Low As; Amount Financed: up to $5,000
Loan Amount: $2,000 Max
No additional details available.
Intro rate as low as 3.99% APR*
As Low As; Borrow up to $50,000
As Low As; Build your credit & growing your savings.
No additional details available.
Variable Rate APR: 4.00% - 12.50%
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No additional details available.
Beacon Score: 725+; Beacon Score: 675 - 724; Beacon Score: 625 - 674
Variable Rate APR: 4.00% - 12.50%
As Low As; Starting at 4.00%
No additional details available.
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ATVs, Wintercraft, Watercraft, RVs, Trailers & Tractors; Military; First Responder; Graduate & First-time Discounts
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Rates quoted are the lowest available rates based on overall creditworthiness
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Rates quoted are the lowest available rates based on overall creditworthiness
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Beacon Score: 725+
Beacon Score: 725+
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Rates quoted are the lowest available rates based on overall creditworthiness
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$5000; Call the Credit Union for More Details or to Apply!
Fixed APR as low as*
As Low As; Fixed APR
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(seasonal)
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Rates below are based on a credit score of 730 or higher. Lower rates may apply for terms less than 60 months.
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Rates quoted are the lowest available rates based on overall creditworthiness
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As Low As; Starting at 5.00%
As Low As; Unless noted, all payroll deducted loans will receive an additional .25% off loan rates shown. All Loan Rates are stated in terms of Annual Percentage Rate (APR). Loan Rates are for qualified members.
$3000.00
No additional details available.
Credit Limit: $7,500 Single / $15,000 Joint Maximum
No additional details available.
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1st / 60% LTV; Draw Period: 5 years
No additional details available.
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As Low As; For lease buyout terms of 66 months estimated monthly payment of $17.43 per $1000 borrowed for 2023-2026 vehicles. Minimum auto loan is $1,000. Payment is based on rate of 5.14%.
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Rates quoted are the lowest available rates based on overall creditworthiness
As Low As; Borrow up to 120% LTV
The payments listed below are based on a 2025 Chevrolet Malibu Four-Door Sedan LS with a sales price of $25,000 and Tier 1 credit. *Fixed Annual Percentage Rate (APR). Rate is based on 2021-2027 model years. Rates are current as of date shown and are subject to change at any time. Financing up to 100% of book value or purchase price, whichever is lower, plus tax, title, registration and warranty. Offer not valid on existing First New York auto loans. Other rates, and terms may apply. All loans are subject to approval and actual rate may vary. Fees may only apply if you decide to return the vehicle in lieu of making the final balloon payment, plus excess mileage, wear & tear, if applicable.
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As Low As; Starting at 5.25%
As Low As; with 1year repayment; Unless noted, all payroll deducted loans will receive an additional .25% off loan rates shown.
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Fixed APR as low as*
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$50,000; As Low As
Rates quoted are the lowest available rates based on overall creditworthiness
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The payments listed below are based on a 2025 Chevrolet Malibu Four-Door Sedan LS with a sales price of $25,000 and Tier 1 credit. *Fixed Annual Percentage Rate (APR). Rate is based on 2021-2027 model years. Rates are current as of date shown and are subject to change at any time. Financing up to 100% of book value or purchase price, whichever is lower, plus tax, title, registration and warranty. Offer not valid on existing First New York auto loans. Other rates, and terms may apply. All loans are subject to approval and actual rate may vary. Fees may only apply if you decide to return the vehicle in lieu of making the final balloon payment, plus excess mileage, wear & tear, if applicable.
As Low As; Unsecured Personal Loan Max $2,500
Rates quoted are the lowest available rates based on overall creditworthiness
2nd / 60% LTV; Draw Period: 5 years
Beacon Score: 675 - 724
Beacon Score: 675 - 724
Beacon Score: 725+
As Low As; Starting at 5.50%
As Low As; Starting at 5.50%
No additional details available.
As Low As; Finance up to 110% of the vehicle value
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Rates change daily
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As Low As; Finance up to 110% of the vehicle value
The payments listed below are based on a 2025 Chevrolet Malibu Four-Door Sedan LS with a sales price of $25,000 and Tier 1 credit. *Fixed Annual Percentage Rate (APR). Rate is based on 2021-2027 model years. Rates are current as of date shown and are subject to change at any time. Financing up to 100% of book value or purchase price, whichever is lower, plus tax, title, registration and warranty. Offer not valid on existing First New York auto loans. Other rates, and terms may apply. All loans are subject to approval and actual rate may vary. Fees may only apply if you decide to return the vehicle in lieu of making the final balloon payment, plus excess mileage, wear & tear, if applicable.
Rates quoted are the lowest available rates based on overall creditworthiness
Rates quoted are the lowest available rates based on overall creditworthiness
No additional details available.
Beacon Score: 725+
As Low As; Starting at 5.75%
As Low As; Starting at 5.75%
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All rates are APR = Annual Percentage Rate, and can be as low as, but not guaranteed at the shown rate.
Yorkville Personal Loan Rates
As Low As; Amount Financed: up to $5,000
Credit Limit: $7,500 Single / $15,000 Joint Maximum
As Low As; Unsecured Personal Loan Max $2,500
Yorkville Debt Consolidation Loan Rates
No additional details available.
No additional details available.
No hidden fees. Perfect for getting ahead of higher-rate credit card debt.
No additional details available.
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As Low As; Borrow up to $10,000.00, Delay first payment for 60 days; *
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As Low As; * Minimum Amount May Apply. Please call (518) 483-8668 for more information.
No additional details available.
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As Low As; The above annual percentage rates (APR) are the lowest rates offered to applicants with direct deposit of net pay and a checking account. Applicants who are not approved at these rates or terms may be offered credit at a higher rate and/or different terms. All loan requests and rates are subject to credit approval.
No additional details available.
APR with Discount as low as*: 9.49%
No additional details available.
As Low As; * Minimum Amount May Apply. Please call (518) 483-8668 for more information.
No additional details available.
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As Low As; Debt Consolidation 12-24 months max
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As Low As; * Minimum Amount May Apply. Please call (518) 483-8668 for more information.
APR with Discount as low as*: 10.99%
As Low As; Debt Consolidation 25-60 months max
As Low As; * Minimum Amount May Apply. Please call (518) 483-8668 for more information.
APR with Discount as low as*: 11.99%
As Low As; * Minimum Amount May Apply. Please call (518) 483-8668 for more information.
As Low As; APR*
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Fixed rate; discount with direct deposit; $20 application fee
Yorkville Signature Loan Rates
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Yorkville, NY Personal Loan Rate Trends
Compare local Yorkville, NY personal loan rates against the statewide average
Daily personal loan rate averages tracked across our database of 8,500+ banks and credit unions — updated every evening.
New York personal loan rates fell 0.072 points over the past 7 days to 9.975% APR.
New York signature loan rates rose 0.090 points over the past 7 days to 9.756% APR.
Methodology & Data Sources
Independent, Free, and Unbiased Rate Comparisons: MonitorBankRates.com is an independent rate comparison service. Our Yorkville, New York personal loan rate tables are free for consumers to use, and we do not receive payment from any lender to be included or to be ranked in any particular order. Listings are based solely on the rates each lender publicly advertises on its own website.
A Note on Third-Party Rate Tools: Some pages on our site also feature rate comparison widgets and tools provided by third-party partners. These tools may include sponsored listings or affiliate links, and we may receive compensation when users click through them. We clearly label these widgets so you can tell at a glance which rates come from our independent MonitorBankRates.com tables and which come from our advertising partners.
Direct-Sourced & Verified Personal Loan Rate Data: We aggregate personal loan rates for Yorkville, New York directly from the official websites of banks, credit unions, and online lenders using our proprietary rate aggregation technology and a dedicated team of rate updaters. By sourcing data from the institutions’ own digital properties and verifying APRs regularly, every rate on MonitorBankRates.com is highly accurate and trustworthy.
Local, Regional, and National Coverage: Our systems constantly monitor the market to provide a complete picture of available personal loan products in Yorkville, New York. We feature a comprehensive mix of lenders — from neighborhood credit unions and competitive regional banks to large national lenders available to borrowers in NY.
Regularly Updated APRs: Our rate updaters verify and update personal loan rates regularly. Because APRs can change based on market conditions and lender policies, every product features its own “last updated” date for full transparency. Personal loan APRs shown typically represent “as low as” rates for borrowers with excellent credit; your actual rate will depend on your credit history, credit score, income, and loan amount.
Frequently Asked Questions
What credit score do I need for a personal loan in New York?
What is the difference between secured and unsecured personal loans?
Can I use a personal loan for debt consolidation in New York?
Are credit unions or banks better for personal loans in Yorkville, New York?
What are the best personal loan rates in Yorkville, New York?
- AmeriCU Credit Union: 5.49% (60 months Loan)
- Community Resource Federal Credit Union: 3.99% (2022 & newer Loan)
- GPO Federal Credit Union: 3.99% (Flex Equity Variable Rate Loan)
- Educational and Governmental Federal Credit Union: 3.99% (Borrow against the funds in your account Loan)
- FASNY Federal Credit Union: 3.99% (24 months Loan)
Personal Loan Calculators
