Best Money Market Rates in Yorkville, New York - June 2026

Note-These are variable rate savings accounts. Rates are subject to change without notice.

Note-These are variable rate savings accounts. Rates are subject to change without notice.

Note-These are variable rate savings accounts. Rates are subject to change without notice.

Note-These are variable rate savings accounts. Rates are subject to change without notice.

No amount is too small to kick-start your savings journey when you're earning up to 4.25% APY.

Earn up to 4.00% APY with tiered rates. Up to 3 withdrawals a month.

$10,000.00 - $74,999.99

$125,000.00 - $250,000

For six months when you become a new member and open a Flex Money Market or Business Money Market account!

Preferred

Preferred rates require a minimum of $25,000 of new money. Standard rates: 0.15% APY.

Preferred rates require a minimum of $25,000 of new money. Standard rates: 0.03% APY.

New money only

New money only

$15,000+

No minimum deposit required when you open a Business Money Market Account. A balance of $0.01 is required to earn interest.

Rate accurate as of the date shown and may change at any time without notice. Up to six (6) withdrawals or transfers per statement cycle are permitted.

Tier: $25,000 minimum

Special Offer; Apply online with just a few clicks and put your business on a better path.

Personal, Business, Non-profit, Trusts, Estates

Minimum Average Daily Balance to Earn APY: $500 to $999,999.99

Minimum Balance of $10,000.00 Required to Earn Dividends; Deposit cannot exceed $500,000.00

Money Market rates shown reflect anticipated monthly dividends and may change based on market conditions. Savings, Money Market, IRA, and Club Accounts are variable rate accounts and rates may change after account opening.

New money only. Daily balances at or below $24,999.99 earn an APY of 1.50%. This account has no check writing privileges.

Tier 5 rate. APY accurate as of 12/18/2025. Subject to change.

APY for 6 months

Balance Tier: $1,000,000 and Over

$500,000 and Over

Personal, Business, Non-profit, Trusts, Estates

Tier: $250,000 and over

Tier: $1,000,000 and over

Variable rate product. Subject to change after account opening.

Tier 4 rate. APY accurate as of 12/18/2025. Subject to change.

Tier 3 rate. APY accurate as of 12/18/2025. Subject to change.

$1,000,000; Dividend Rate: 2.72%

Tier 2 rate. APY accurate as of 12/18/2025. Subject to change.

70% of the indexed rate

No Commitments. Withdraw anytime. The more you deposit, the higher your rate. $10,000 Minimum To Receive Promotional Rates. New Money Only. Available for Consumer & Business. To open a Business Account, visit your local branch or reach out to Commercial Lender. Annual Percentage Yield (APY) shown is accurate as of 12/15/2025. This is a limited time offer and may be discontinued without prior notice. Offer good for the initial term only. CD is automatically renewed for a 3-month term. The renewal rate is determined based on the published rate for the CD, excluding CD specials. Advertised rate and APY are offered at the bank's discretion and may change daily. Actual earnings may vary. $5,000 minimum and $1,000,000 maximum CD funding amount is required with funds not currently on deposit at OceanFirst Bank. Fees may reduce earnings. A penalty may be imposed for early withdrawal. IRA eligible. Additional restrictions may apply.

Personal, Business, Non-profit, Trusts, Estates

Tier VI

$250,000 - $499,999.99