Best Personal Loan Rates in Thomaston, Maine (ME) - May 2026
Brian McKay
Brian McKay
Founder & Data Architect- Automated Online Rate Data Aggregation
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Current personal loan options available to borrowers in Thomaston, Maine include: Lincoln Maine Federal Credit UnionLincoln Maine Federal Credit UnionA5.0 ★Texas Ratio: 11.09% offering Qualified My Linc Program - Credit Check Loan at 4.00% APR, Connected Credit UnionConnected Credit UnionA+5.0 ★Texas Ratio: 1.57% offering Recreational Loans 2020 & Newer at 4.50% APR, Downeast Credit UnionDowneast Credit UnionA+5.0 ★Texas Ratio: 4.02% offering Recreational Loans at 4.89% APR, Brewer Federal Credit UnionBrewer Federal Credit UnionA+5.0 ★Texas Ratio: 4.43% offering Winter Rescue Loan at 4.99% APR, and Saco Valley Credit UnionSaco Valley Credit UnionA5.0 ★Texas Ratio: 5.97% offering Teen Credit Builder Loan at 5.20% APR. Personal loan rates as of May 23, 2026 according to verified data from MonitorBankRates.
Thomaston borrowers have access to 29 lenders serving the Maine area, with personal loan rates as low as 4.00% APR from Lincoln Maine Federal Credit Union. Use the tabs below to compare all available personal loan types. Rates are continually updated — we recommend checking back frequently.
We empower borrowers with transparent, proprietary financial health metrics—including A-F Safety Grades, verified Star Ratings, and Texas Ratios—so you can confidently borrow from a stable, highly-rated institution in Thomaston, Maine.
Personal loan rates reflect recent market quotes and representative offers available to borrowers in Thomaston, Maine. Rates shown are typically “as low as” APRs for borrowers with excellent credit. Your final approved rate will depend on your credit history, credit score, income, and loan amount. Personal Loan Rates Last Updated and Verified: May 23, 2026
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Tiered based on credit score. As of 6/13/25, subject to change at any time.
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Tiered based on credit score. As of 6/13/25, subject to change at any time.
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As Low As; Your rate will be determined by your creditworthiness. 12 monthly payments of $86.52 per $1,000 borrowed at the As Low As rate and maximum term. Membership eligibility to join cPort is required.
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As Low As; Individual loan rates may vary based on credit worthiness, account relationships, loan-to-value and loan terms.
As Low As; Rates are fixed for the life of the loan.
As Low As; Up to 100% of JD Power GAP, Warranty and Debt Protection are available!
As Low As; Loan Amount $3,000 to $5,999
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80% Max Loan to Value; 15 Year Max on Purchases/30 Year Balloon Available
No additional details available.
Tiered based on credit score. As of 6/13/25, subject to change at any time.
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As Low As; Loan Amount $6,000 to $9,999
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As Low As; Minimum loan amount of $500; maximum loan amount of $2,000.
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90% Max Loan to Value
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As Low As; APR = Annual Percentage Rate. Stated rate is based on certain creditworthiness criteria. Minimum loan amount $500. Maximum loan amount $30,000.
As Low As; Minimum loan amount $500. Maximum loan amount $30,000.
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Tiered based on credit score. As of 6/13/25, subject to change at any time.
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As Low As; APR = Annual Percentage Rate. Stated rate is based on certain creditworthiness criteria. Minimum loan amount $500. Maximum loan amount $30,000.
As Low As; Minimum loan amount $500. Maximum loan amount $30,000.
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$250,000; Prime + 2.00%
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As Low As; Terms from 6 to 60 months
As Low As; Up to 100% of JD Power GAP, Warranty and Debt Protection are available!
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Eligible My Link Program Member APR: 8.99%
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Eligible My Link Program Member APR: 9.24%
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As Low As; Up to 100% of JD Power GAP, Warranty and Debt Protection are available!
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As Low As; APR = Annual Percentage Rate. Stated rate is based on certain creditworthiness criteria. Minimum loan amount $500. Maximum loan amount $30,000.
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As Low As; Minimum loan amount $500. Maximum loan amount $30,000.
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Eligible My Link Program Member APR: 9.99%
As Low As; APR = Annual Percentage Rate. Stated rate is based on certain creditworthiness criteria. Minimum loan amount $500. Maximum loan amount $30,000.
As Low As; Minimum loan amount $500. Maximum loan amount $30,000.
As Low As; $500-$25000 60 mos.
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As Low As; APR = Annual Percentage Rate. Stated rate is based on certain creditworthiness criteria. Minimum loan amount $500. Maximum loan amount $30,000.
As Low As; Minimum loan amount $500. Maximum loan amount $30,000.
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Max $: $10,000
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Eligible My Link Program Member APR: 11.99%
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Max $: $7,500
Credit Builder Loan provides funds for shared secured loan to help build or rebuild credit.
Credit Builder Loan provides funds for shared secured loan to help build or rebuild credit. Rates are effective 11/01/2023 and subject to change without notice. Fees, amount financed and actual term may affect the actual APR and rate of your loan. SVCU loans are done using risk-based pricing to determine the interest rate and are based on the borrowers term and credit worthiness. All rates and loans are subject to credit approval. Other terms and rates may be available. Contact an SVCU loan officer for more information.
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$2001 - $2500; As Low As
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As Low As; Minimum loan amount $500. Maximum loan amount $30,000.
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Eligible My Link Program Member APR: 8.99%
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Eligible My Link Program Member APR: 9.24%
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Eligible My Link Program Member APR: 9.99%
As Low As; $500-$25000 60 mos.
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As Low As; Minimum loan amount $500. Maximum loan amount $30,000.
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Eligible My Link Program Member APR: 11.99%
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As Low As; Minimum loan amount $500. Maximum loan amount $30,000.
As Low As; Minimum loan amount $500. Maximum loan amount $30,000.
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As Low As; Minimum loan amount $500. Maximum loan amount $30,000.
As Low As; Minimum loan amount $500. Maximum loan amount $30,000.
As Low As; Minimum loan amount $500. Maximum loan amount $30,000.
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Thomaston, ME Personal Loan Rate Trends
Compare local Thomaston, ME personal loan rates against the statewide average
Daily personal loan rate averages tracked across our database of 8,500+ banks and credit unions — updated every evening.
Maine personal loan rates currently average 11.004% APR.
Maine signature loan rates currently average 11.584% APR.
Methodology & Data Sources
Independent, Free, and Unbiased Rate Comparisons: MonitorBankRates.com is an independent rate comparison service. Our Thomaston, Maine personal loan rate tables are free for consumers to use, and we do not receive payment from any lender to be included or to be ranked in any particular order. Listings are based solely on the rates each lender publicly advertises on its own website.
A Note on Third-Party Rate Tools: Some pages on our site also feature rate comparison widgets and tools provided by third-party partners. These tools may include sponsored listings or affiliate links, and we may receive compensation when users click through them. We clearly label these widgets so you can tell at a glance which rates come from our independent MonitorBankRates.com tables and which come from our advertising partners.
Direct-Sourced & Verified Personal Loan Rate Data: We aggregate personal loan rates for Thomaston, Maine directly from the official websites of banks, credit unions, and online lenders using our proprietary rate aggregation technology and a dedicated team of rate updaters. By sourcing data from the institutions’ own digital properties and verifying APRs regularly, every rate on MonitorBankRates.com is highly accurate and trustworthy.
Local, Regional, and National Coverage: Our systems constantly monitor the market to provide a complete picture of available personal loan products in Thomaston, Maine. We feature a comprehensive mix of lenders — from neighborhood credit unions and competitive regional banks to large national lenders available to borrowers in ME.
Regularly Updated APRs: Our rate updaters verify and update personal loan rates regularly. Because APRs can change based on market conditions and lender policies, every product features its own “last updated” date for full transparency. Personal loan APRs shown typically represent “as low as” rates for borrowers with excellent credit; your actual rate will depend on your credit history, credit score, income, and loan amount.
Frequently Asked Questions
What credit score do I need for a personal loan in Maine?
What is the difference between secured and unsecured personal loans?
Can I use a personal loan for debt consolidation in Maine?
Are credit unions or banks better for personal loans in Thomaston, Maine?
What are the best personal loan rates in Thomaston, Maine?
- Lincoln Maine Federal Credit Union: 4.00% (Qualified My Linc Program - Credit Check Loan)
- Connected Credit Union: 4.50% (Recreational Loans 2020 & Newer)
- Downeast Credit Union: 4.89% (Recreational Loans)
- Brewer Federal Credit Union: 4.99% (Winter Rescue Loan)
- Saco Valley Credit Union: 5.20% (Teen Credit Builder Loan)
Personal Loan Calculators
