Best Personal Loan Rates in Thomaston, Maine - July 2026
Brian McKay
Brian McKay
Founder & Data Architect- Automated Online Rate Data Aggregation
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Current personal loan options available to borrowers in Thomaston, Maine include: Lincoln Maine Federal Credit UnionLincoln Maine Federal Credit UnionA5.0 ★Texas Ratio: 11.09% offering Qualified My Linc Program Loan at 4.00% APR, Connected Credit UnionConnected Credit UnionA+5.0 ★Texas Ratio: 1.57% offering Recreational Loans 2020 & Newer at 4.50% APR, Brewer Federal Credit UnionBrewer Federal Credit UnionA+5.0 ★Texas Ratio: 4.43% offering New & Used Loan at 4.99% APR, Community Credit UnionCommunity Credit UnionA5.0 ★Texas Ratio: 12.04% offering 1 year Loan at 5.15% APR, and Maine Family Federal Credit UnionMaine Family Federal Credit UnionA+5.0 ★Texas Ratio: 1.36% offering Credit Builder Loans at 5.25% APR. Personal loan rates as of July 11, 2026 according to verified data from MonitorBankRates.
Thomaston borrowers have access to 24 lenders serving the Maine area, with personal loan rates as low as 4.00% APR from Lincoln Maine Federal Credit Union. Use the tabs below to compare all available personal loan types. Rates are continually updated — we recommend checking back frequently.
We empower borrowers with transparent, proprietary financial health metrics—including A-F Safety Grades, verified Star Ratings, and Texas Ratios—so you can confidently borrow from a stable, highly-rated institution in Thomaston, Maine.
Personal loan rates reflect recent market quotes and representative offers available to borrowers in Thomaston, Maine. Rates shown are typically “as low as” APRs for borrowers with excellent credit. Your final approved rate will depend on your credit history, credit score, income, and loan amount. Personal Loan Rates Last Updated and Verified: July 11, 2026
Thomaston Personal Loan Rates
No credit check
As Low As
As Low As
Loan is subject to underwriting, credit qualifications, and approval. Other restrictions may apply. Must be or become a member at Brewer FCU.
Rates As Low As; APR*
Rates As Low As; APR*
Rates As Low As; APR*
As Low As
No additional details available.
As Low As
No additional details available.
No additional details available.
Tiered based on credit score. As of 6/13/25, subject to change at any time.
As Low As
Rates As Low As; APR*
Rates As Low As; APR*
Rates As Low As; APR*
As Low As
As Low As
No additional details available.
No additional details available.
As Low As; Loan to Value: Up To 110%
As Low As; Unsecured Personal / Signature Loan
As Low As
No additional details available.
As Low As; APR*
No additional details available.
Tiered based on credit score. As of 6/13/25, subject to change at any time.
Rate: Prime - 0.25%
No additional details available.
No additional details available.
As Low As; Loan to Value: Up To 110%
Rate: Prime
As Low As; APR= Annual Percentage Rate, rates subject to credit approval, terms and conditions subject to change at any time, based on individual creditworthiness. APR = Annual Percentage Rate, "up-to" subject to approval, "starting at" subject to creditworthiness. Accurate as of 12/3/25 subject to change at any time.
Rates As Low As; APR*
No additional details available.
No additional details available.
Lines with Total Exposure Limits: $10,000-$1,000,000; Maximum Loan to Value: Up to 85%
No additional details available.
As Low As; APR*
No additional details available.
As Low As; Minimum loan amount $500. Maximum loan amount $30,000. Loan funds will be paid directly to supplier.
As Low As; Individual loan rates may vary based on credit worthiness, account relationships, loan-to-value and loan terms.
As Low As; APR*
Lines with Total Exposure Limits: $10,000-$1,000,000; Maximum Loan to Value: Up to 85%
No additional details available.
No additional details available.
Lines with Total Exposure Limits: $10,000-$1,000,000; Maximum Loan to Value: Up to 85%
Lines with Total Exposure Limits: $10,000-$1,000,000; Maximum Loan to Value: Up to 85%
Lines with Total Exposure Limits: $10,000-$1,000,000; Maximum Loan to Value: Up to 85%
No additional details available.
Lines with Total Exposure Limits: $10,000-$1,000,000; Maximum Loan to Value: Up to 85%
Lines with Total Exposure Limits: $10,000-$1,000,000; Maximum Loan to Value: Up to 85%
No additional details available.
Tiered based on credit score. As of 6/13/25, subject to change at any time.
No additional details available.
As Low As; Consolidation Loan
As Low As; Minimum loan amount $500. Maximum loan amount $30,000. Loan funds will be paid directly to supplier.
Lines with Total Exposure Limits: $10,000-$1,000,000; Maximum Loan to Value: Up to 85%
As Low As
No additional details available.
Lines with Total Exposure Limits: $10,000-$1,000,000; Maximum Loan to Value: Up to 85%
Lines with Total Exposure Limits: $10,000-$1,000,000; Maximum Loan to Value: Up to 85%
Lines with Total Exposure Limits: $10,000-$1,000,000; Maximum Loan to Value: Up to 85%
As Low As
Lines with Total Exposure Limits: $10,000-$1,000,000; Maximum Loan to Value: Up to 85%
As Low As
As Low As; APR*
As Low As; One low fixed rate for purchases and cash advances
Minimum loan amount $500. Maximum loan amount $30,000.
As low as
No additional details available.
Monthly Payment/$1,000 borrowed**: 9.413
No additional details available.
Tiered based on credit score. As of 6/13/25, subject to change at any time.
Minimum loan amount $500. Maximum loan amount $30,000.
As Low As; *
As Low As; Minimum loan amount $500. Maximum loan amount $30,000. Loan funds will be paid directly to supplier.
As Low As; APR*
No additional details available.
As Low As; *
Eligible My Link Program Member: 8.99%
As Low As; Minimum loan amount $500. Maximum loan amount $30,000. Loan funds will be paid directly to supplier.
As Low As; APR*
Eligible My Link Program Member: 9.24%
As Low As; *
No additional details available.
As low as
Minimum loan amount $500. Maximum loan amount $30,000.
No additional details available.
As Low As; *
As Low As; APR*
No additional details available.
Eligible My Link Program Member: 9.99%
Minimum loan amount $500. Maximum loan amount $30,000.
$500-$25000
No additional details available.
As Low As; *Annual Percentage Rate
Minimum loan amount $500. Maximum loan amount $30,000.
As Low As; APR*
As Low As; Loan to Value: N/A
As Low As; *Annual Percentage Rate
As Low As; *
As Low As
As Low As
Maximum Loan Amount: $10,000
No additional details available.
As Low As; APR*
No additional details available.
As Low As; *
Rates As Low As; *
Rates As Low As; *
Eligible My Link Program Member: 11.99%
As Low As
As Low As; *Annual Percentage Rate
No additional details available.
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Rates As Low As; *
No additional details available.
As Low As
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As Low As; *
No additional details available.
As Low As
Maximum Loan Amount: $7,500
As Low As; *
No additional details available.
As Low As; *
Rates As Low As; *
As Low As; Your due date is at least 25 days after the close of each billing cycle. We will not charge you any interest on purchases if you pay your entire balance by the due date each month. We will begin charging interest on cash advances and balance transfers on the transaction date. To learn more about factors to consider when applying for or using a credit card, visit the website of the Consumer Financial Protection Bureau at https://www.consumerfinance.gov/learnmore/.
As Low As; Your due date is at least 25 days after the close of each billing cycle. We will not charge you any interest on purchases if you pay your entire balance by the due date each month. We will begin charging interest on cash advances and balance transfers on the transaction date. To learn more about factors to consider when applying for or using a credit card, visit the website of the Consumer Financial Protection Bureau at https://www.consumerfinance.gov/learnmore/.
As Low As; Your due date is at least 25 days after the close of each billing cycle. We will not charge you any interest on purchases if you pay your entire balance by the due date each month. We will begin charging interest on cash advances and balance transfers on the transaction date. To learn more about factors to consider when applying for or using a credit card, visit the website of the Consumer Financial Protection Bureau at https://www.consumerfinance.gov/learnmore/.
Maximum Loan Amount: $5,000
No additional details available.
Maximum Loan Amount: $2,500
Qualifications Required: Must be at current employer for 6 months or more; Must have a DECU checking account open for a minimum of 6 months (Fresh Start excluded); Must have 6 consecutive months of FULL payroll direct deposit into DECU checking; Must be 18 years of age or older; Maximum loan amount is $1,000 ($1,500 max for second-year Whatever borrowers); Convenience of automatic transfer; set up payroll deduction to transfer directly to loan based on frequency of pay. See our Rates Page Call a Loan Officer at any branch for more details.
No additional details available.
Eligible My Link Program Member: 17.50%
Eligible My Link Program Member: 17.50%
Thomaston Personal Loan Rates
As Low As; Minimum loan amount $500. Maximum loan amount $30,000. Loan funds will be paid directly to supplier.
As Low As; Individual loan rates may vary based on credit worthiness, account relationships, loan-to-value and loan terms.
As Low As; Minimum loan amount $500. Maximum loan amount $30,000. Loan funds will be paid directly to supplier.
As Low As
Minimum loan amount $500. Maximum loan amount $30,000.
As Low As; APR*
As low as
Minimum loan amount $500. Maximum loan amount $30,000.
As Low As; Minimum loan amount $500. Maximum loan amount $30,000. Loan funds will be paid directly to supplier.
As Low As; APR*
Eligible My Link Program Member: 8.99%
As Low As; Minimum loan amount $500. Maximum loan amount $30,000. Loan funds will be paid directly to supplier.
As Low As; APR*
Eligible My Link Program Member: 9.24%
Minimum loan amount $500. Maximum loan amount $30,000.
No additional details available.
As Low As; APR*
Eligible My Link Program Member: 9.99%
Minimum loan amount $500. Maximum loan amount $30,000.
$500-$25000
Minimum loan amount $500. Maximum loan amount $30,000.
As Low As; APR*
As Low As; Loan to Value: N/A
As Low As
As Low As; APR*
Eligible My Link Program Member: 11.99%
No additional details available.
Eligible My Link Program Member: 17.50%
Eligible My Link Program Member: 17.50%
Thomaston Debt Consolidation Loan Rates
As Low As; Minimum loan amount $500. Maximum loan amount $30,000. Loan funds will be paid directly to supplier.
As Low As; Minimum loan amount $500. Maximum loan amount $30,000. Loan funds will be paid directly to supplier.
Minimum loan amount $500. Maximum loan amount $30,000.
Minimum loan amount $500. Maximum loan amount $30,000.
As Low As; Minimum loan amount $500. Maximum loan amount $30,000. Loan funds will be paid directly to supplier.
As Low As; Minimum loan amount $500. Maximum loan amount $30,000. Loan funds will be paid directly to supplier.
As low as
Minimum loan amount $500. Maximum loan amount $30,000.
Minimum loan amount $500. Maximum loan amount $30,000.
Minimum loan amount $500. Maximum loan amount $30,000.
Thomaston Signature Loan Rates
As Low As; Unsecured Personal / Signature Loan
As Low As; *
Rates As Low As; *
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Thomaston, ME Personal Loan Rate Trends
Compare local Thomaston, ME personal loan rates against the statewide average
Daily personal loan rate averages tracked across our database of 8,500+ banks and credit unions — updated every evening.
Maine personal loan rates rose 0.114 points over the past 7 days to 11.132% APR.
Maine signature loan rates fell 1.844 points over the past 7 days to 11.110% APR.
Methodology & Data Sources
Independent, Free, and Unbiased Rate Comparisons: MonitorBankRates.com is an independent rate comparison service. Our Thomaston, Maine personal loan rate tables are free for consumers to use, and we do not receive payment from any lender to be included or to be ranked in any particular order. Listings are based solely on the rates each lender publicly advertises on its own website.
A Note on Third-Party Rate Tools: Some pages on our site also feature rate comparison widgets and tools provided by third-party partners. These tools may include sponsored listings or affiliate links, and we may receive compensation when users click through them. We clearly label these widgets so you can tell at a glance which rates come from our independent MonitorBankRates.com tables and which come from our advertising partners.
Direct-Sourced & Verified Personal Loan Rate Data: We aggregate personal loan rates for Thomaston, Maine directly from the official websites of banks, credit unions, and online lenders using our proprietary rate aggregation technology and a dedicated team of rate updaters. By sourcing data from the institutions’ own digital properties and verifying APRs regularly, every rate on MonitorBankRates.com is highly accurate and trustworthy.
Local, Regional, and National Coverage: Our systems constantly monitor the market to provide a complete picture of available personal loan products in Thomaston, Maine. We feature a comprehensive mix of lenders — from neighborhood credit unions and competitive regional banks to large national lenders available to borrowers in ME.
Regularly Updated APRs: Our rate updaters verify and update personal loan rates regularly. Because APRs can change based on market conditions and lender policies, every product features its own “last updated” date for full transparency. Personal loan APRs shown typically represent “as low as” rates for borrowers with excellent credit; your actual rate will depend on your credit history, credit score, income, and loan amount.
Frequently Asked Questions
What credit score do I need for a personal loan in Maine?
What is the difference between secured and unsecured personal loans?
Can I use a personal loan for debt consolidation in Maine?
Are credit unions or banks better for personal loans in Thomaston, Maine?
What are the best personal loan rates in Thomaston, Maine?
- Lincoln Maine Federal Credit Union: 4.00% (Qualified My Linc Program Loan)
- Connected Credit Union: 4.50% (Recreational Loans 2020 & Newer)
- Brewer Federal Credit Union: 4.99% (New & Used Loan)
- Community Credit Union: 5.15% (1 year Loan)
- Maine Family Federal Credit Union: 5.25% (Credit Builder Loans)
Personal Loan Calculators
