Best Personal Loan Rates in Scarborough, Maine (ME) - March 2026
Brian McKay
Brian McKay
Founder & Data Architect- Automated Online Rate Data Aggregation
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Current personal loan options available to borrowers in Scarborough, Maine include: Town & Country Federal Credit UnionTown & Country Federal Credit Union257 US Route 1, Scarborough, ME, 04074A+5.0 ★Texas Ratio: 3.10% offering Heating Fuel Loan at 5.99% APR, Atlantic Regional Federal Credit UnionAtlantic Regional Federal Credit Union2 Ginn Rd, Scarborough, ME, 04074A+5.0 ★Texas Ratio: 2.96% offering Equipment Loan at 6.74% APR, cPort Credit UnioncPort Credit Union313 US Route 1, Scarborough, ME, 04074A5.0 ★Texas Ratio: 6.99% offering Energy Loan at 6.99% APR, Bangor Savings BankBangor Savings Bank241 Us Route 1, Scarborough, ME, 04074A+5.0 ★Texas Ratio: 2.55% offering Investment Property Loan at 8.75% APR, and Evergreen Credit Union Portland, MEEvergreen Credit Union Portland, ME617 US Route 1, Scarborough, ME, 04074 9714A5.0 ★Texas Ratio: 8.27% offering EasyCash Loan at 8.99% APR. Personal loan rates as of March 28, 2026 according to verified data from MonitorBankRates.
Whether you need to consolidate high-interest debt, fund a home improvement project, or cover an unexpected expense, comparing personal loan rates across top-rated lenders in Scarborough, Maine can save you significantly over the life of your loan.
We empower borrowers with transparent, proprietary financial health metrics—including A-F Safety Grades, verified Star Ratings, and Texas Ratios—so you can confidently borrow from a stable, highly-rated institution in Scarborough, Maine.
Personal loan rates reflect recent market quotes and representative offers available to borrowers in Scarborough, Maine. Rates shown are typically “as low as” APRs for borrowers with excellent credit. Your final approved rate will depend on your credit history, credit score, income, and loan amount. Personal Loan Rates Last Updated and Verified: March 28, 2026
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Tax Relief Loan for up to $10,000 for one year
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As Low As; *APR = Annual Percentage Rate. Stated rate is based on certain creditworthiness criteria. Minimum loan amount $500. Maximum loan amount $30,000. Loan funds will be paid directly to supplier.
As Low As; Your rate will be determined by your creditworthiness. 12 monthly payments of $86.52 per $1,000 borrowed at the As Low As rate and maximum term. Membership eligibility to join cPort is required.
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As Low As; Rates are fixed for the life of the loan.
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As Low As; *APR = Annual Percentage Rate. Stated rate is based on certain creditworthiness criteria. Minimum loan amount $500. Maximum loan amount $30,000. Loan funds will be paid directly to supplier.
As Low As; Rates are fixed for the life of the loan.
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As Low As; Rates are fixed for the life of the loan.
As Low As; Stated rate is based on certain creditworthiness criteria. Minimum loan amount $500. Maximum loan amount $30,000.
As Low As; APR = Annual Percentage Rate. Stated rate is based on certain creditworthiness criteria. Minimum loan amount $500. Maximum loan amount $30,000.
As Low As; Minimum loan amount $500. Maximum loan amount $30,000.
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As Low As; Stated rate is based on certain creditworthiness criteria. Minimum loan amount $500. Maximum loan amount $30,000.
As Low As; Minimum loan amount $500. Maximum loan amount $30,000.
As Low As; APR = Annual Percentage Rate. Stated rate is based on certain creditworthiness criteria. Minimum loan amount $500. Maximum loan amount $30,000.
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Loan Amount ?$10,000; Collateral Type Investment Property (60% LTV) Max $250,000; (Prime + 2.00%)
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As Low As; *APR = Annual Percentage Rate. Stated rate is based on certain creditworthiness criteria. Minimum loan amount $500. Maximum loan amount $30,000. Loan funds will be paid directly to supplier.
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As Low As; *APR = Annual Percentage Rate. Stated rate is based on certain creditworthiness criteria. Minimum loan amount $500. Maximum loan amount $30,000. Loan funds will be paid directly to supplier.
As Low As; *APR = Annual Percentage Rate. Stated rate is based on certain creditworthiness criteria. Minimum loan amount $500. Maximum loan amount $30,000. Loan funds will be paid directly to supplier.
As Low As; Stated rate is based on certain creditworthiness criteria. Minimum loan amount $500. Maximum loan amount $30,000.
As Low As; Rates are fixed for the life of the loan.
As Low As; Minimum loan amount $500. Maximum loan amount $30,000.
As Low As
As Low As; APR = Annual Percentage Rate. Stated rate is based on certain creditworthiness criteria. Minimum loan amount $500. Maximum loan amount $30,000.
As Low As
As Low As
As Low As; APR = Annual Percentage Rate. Stated rate is based on certain creditworthiness criteria. Minimum loan amount $500. Maximum loan amount $30,000.
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As Low As; Minimum loan amount $500. Maximum loan amount $30,000.
As Low As; Stated rate is based on certain creditworthiness criteria. Minimum loan amount $500. Maximum loan amount $30,000.
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As Low As; Stated rate is based on certain creditworthiness criteria. Minimum loan amount $500. Maximum loan amount $30,000.
As Low As; Minimum loan amount $500. Maximum loan amount $30,000.
As Low As; APR = Annual Percentage Rate. Stated rate is based on certain creditworthiness criteria. Minimum loan amount $500. Maximum loan amount $30,000.
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$1000; Qualified My Linc Program
$500; Qualified My Linc Program
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$300.00 Visa® Gift Card!
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No additional details available.
As Low As; Up to 60 Months
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No additional details available.
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Tiered based on credit score. As of 6/13/25, subject to change at any time.
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As Low As; Rates subject to credit approval, terms and conditions subject to change at any time, based on individual creditworthiness. APR = Annual Percentage Rate, "up-to" subject to approval, "starting at" subject to creditworthiness. Accurate as of 12/3/25 subject to change at any time.
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No additional details available.
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Tiered based on credit score. As of 6/13/25, subject to change at any time.
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No additional details available.
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No additional details available.
Available for a Limited Time Only
No additional details available.
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No additional details available.
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As Low As; Heating and Winterization Loans starting at 7.49% Annual Percentage Rate
Tiered based on credit score. As of 6/13/25, subject to change at any time.
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No additional details available.
No additional details available.
As Low As; $2501 and Over
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No additional details available.
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No additional details available.
As Low As; $2501 and Over
Tiered based on credit score. As of 6/13/25, subject to change at any time.
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Limit $25,000 up to 20 yrs.
Lowest APR available on approved credit. Your actual APR may vary. The APR is based on borrower credit profile (as reported to NBT Bank by an outside reporting agency), collateral type, loan amount, term, lien position, and loan to value ratio. APR shown is current as of 03/23/2026 and is subject to change. Rates assume payments will be automatically deducted from an NBT Bank checking or money market account. Add .50% to the rate if the automatic payment feature is not selected. To qualify for this rate, the minimum loan amount is $4,000 ($5,000 for automobile loans), minimum credit score is 730, and maximum term is 36 months (48 months for automobile loans). Call 800-628-2265 for the actual APR for your loan. NBT Bank loans are only available in Connecticut, Maine, Massachusetts, New Hampshire, New York, Pennsylvania and Vermont.
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No additional details available.
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As Low As; Terms from 6 to 60 months
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As Low As; $2501 and Over
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No additional details available.
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As Low As; Minimum loan amount $500. Maximum loan amount $30,000.
As Low As; Minimum loan amount $500. Maximum loan amount $30,000.
As Low As; Minimum loan amount $500. Maximum loan amount $30,000.
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As Low As; Minimum loan amount $500. Maximum loan amount $30,000.
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As Low As; Minimum loan amount $500. Maximum loan amount $30,000.
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As Low As; $2501 and Over
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No additional details available.
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As Low As; $2501 and Over
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As Low As; $2501 and Over
Lowest APR available on approved credit. Your actual APR may vary. The APR is based on borrower credit profile (as reported to NBT Bank by an outside reporting agency), collateral type, loan amount, term, lien position, and loan to value ratio. APR shown is current as of 03/23/2026 and is subject to change. Rates assume payments will be automatically deducted from an NBT Bank checking or money market account. Add .50% to the rate if the automatic payment feature is not selected. To qualify for this rate, the minimum loan amount is $4,000 ($5,000 for automobile loans), minimum credit score is 730, and maximum term is 36 months (48 months for automobile loans). Call 800-628-2265 for the actual APR for your loan. NBT Bank loans are only available in Connecticut, Maine, Massachusetts, New Hampshire, New York, Pennsylvania and Vermont.
No additional details available.
As Low As; Terms from 6 to 60 months
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As Low As; $2501 and Over
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As Low As; $2501 and Over
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No additional details available.
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As Low As; Minimum loan amount $500. Maximum loan amount $30,000.
As Low As; Minimum loan amount $500. Maximum loan amount $30,000.
As Low As; Minimum loan amount $500. Maximum loan amount $30,000.
As Low As; Minimum loan amount $500. Maximum loan amount $30,000.
As Low As; Minimum loan amount $500. Maximum loan amount $30,000.
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Frequently Asked Questions
What credit score do I need for a personal loan in Maine?
What is the difference between secured and unsecured personal loans?
Can I use a personal loan for debt consolidation in Maine?
Are credit unions or banks better for personal loans in Scarborough, Maine?
What are the best personal loan rates in Scarborough, Maine?
- Town & Country Federal Credit Union: 5.99% (Heating Fuel Loan)
- Atlantic Regional Federal Credit Union: 6.74% (Equipment Loan)
- cPort Credit Union: 6.99% (Energy Loan)
- Bangor Savings Bank: 8.75% (Investment Property Loan)
- Evergreen Credit Union Portland, ME: 8.99% (EasyCash Loan)
Personal Loan Calculators
