Current personal loan options available to borrowers in Scarborough, Maine include: Town & Country Federal Credit UnionTown & Country Federal Credit Union257 US Route 1, Scarborough, ME, 04074A+5.0 ★Texas Ratio: 3.10% offering Tax Relief Loan Up to 12 Months at 6.99% APR, cPort Credit UnioncPort Credit Union313 US Route 1, Scarborough, ME, 04074A5.0 ★Texas Ratio: 6.99% offering Holiday Loans at 6.99% APR, Atlantic Regional Federal Credit UnionAtlantic Regional Federal Credit Union2 Ginn Rd, Scarborough, ME, 04074A+5.0 ★Texas Ratio: 2.96% offering Extended Terms for Large Recreational Loans at 7.49% APR, Bangor Savings BankBangor Savings Bank241 Us Route 1, Scarborough, ME, 04074A+5.0 ★Texas Ratio: 2.55% offering Investment Property Loan at 8.75% APR, and Evergreen Credit Union Portland, MEEvergreen Credit Union Portland, ME617 US Route 1, Scarborough, ME, 04074 9714A5.0 ★Texas Ratio: 8.27% offering EasyCash Loan at 8.99% APR. Personal loan rates as of May 12, 2026 according to verified data from MonitorBankRates.
Scarborough has 5 local institutions in our database, with personal loan rates as low as 6.99% APR from Town & Country Federal Credit Union at 257 US Route 1, Scarborough, ME, 04074. Use the tabs below to compare all available personal loan types. Rates are continually updated — we recommend checking back frequently.
We empower borrowers with transparent, proprietary financial health metrics—including A-F Safety Grades, verified Star Ratings, and Texas Ratios—so you can confidently borrow from a stable, highly-rated institution in Scarborough, Maine.
Personal loan rates reflect recent market quotes and representative offers available to borrowers in Scarborough, Maine. Rates shown are typically “as low as” APRs for borrowers with excellent credit. Your final approved rate will depend on your credit history, credit score, income, and loan amount. Personal Loan Rates Last Updated and Verified: May 12, 2026
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As Low As; Your rate will be determined by your creditworthiness. 12 monthly payments of $86.52 per $1,000 borrowed at the As Low As rate and maximum term. Membership eligibility to join cPort is required.
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As Low As; Rates are fixed for the life of the loan.
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As Low As; Rates are fixed for the life of the loan.
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As Low As; Minimum loan amount $500. Maximum loan amount $30,000.
As Low As; APR = Annual Percentage Rate. Stated rate is based on certain creditworthiness criteria. Minimum loan amount $500. Maximum loan amount $30,000.
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As Low As; APR = Annual Percentage Rate. Stated rate is based on certain creditworthiness criteria. Minimum loan amount $500. Maximum loan amount $30,000.
As Low As; Minimum loan amount $500. Maximum loan amount $30,000.
Loan Amount ?$10,000; Collateral Type Investment Property (60% LTV) Max $250,000; (Prime + 2.00%)
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As Low As; APR = Annual Percentage Rate. Stated rate is based on certain creditworthiness criteria. Minimum loan amount $500. Maximum loan amount $30,000.
As Low As; Rates are fixed for the life of the loan.
As Low As; Minimum loan amount $500. Maximum loan amount $30,000.
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As Low As
As Low As; APR = Annual Percentage Rate. Stated rate is based on certain creditworthiness criteria. Minimum loan amount $500. Maximum loan amount $30,000.
As Low As; Minimum loan amount $500. Maximum loan amount $30,000.
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As Low As
As Low As; APR = Annual Percentage Rate. Stated rate is based on certain creditworthiness criteria. Minimum loan amount $500. Maximum loan amount $30,000.
As Low As; Minimum loan amount $500. Maximum loan amount $30,000.
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No additional details available.
No additional details available.
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Tiered based on credit score. As of 6/13/25, subject to change at any time.
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No additional details available.
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No additional details available.
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No additional details available.
Tiered based on credit score. As of 6/13/25, subject to change at any time.
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No additional details available.
As Low As; Rates start at 6.75% APR*
No additional details available.
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As Low As; Individual loan rates may vary based on credit worthiness, account relationships, loan-to-value and loan terms.
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As Low As; Loan Amount $3,000 to $5,999
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Tiered based on credit score. As of 6/13/25, subject to change at any time.
No additional details available.
As Low As; Loan Amount $6,000 to $9,999
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As Low As; Minimum loan amount of $500; maximum loan amount of $2,000.
As Low As; Loan Amount $10,000 to $12,499
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As Low As; Loan Amount: $2501 and Over
As Low As; Loan Amount: $2501 and Over
As Low As; Loan Amount: $2501 and Over
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As Low As; Loan Amount: $2501 and Over
As Low As; Loan Amount $12,500 to $14,999
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Tiered based on credit score. As of 6/13/25, subject to change at any time.
As Low As; Loan Amount: $2501 and Over
As Low As; Loan Amount $15,000 & up
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Eligible My Link Program Member; Credit Rating 720+
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As Low As; Terms from 6 to 60 months
Eligible My Link Program Member; Credit Rating 680-719
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Credit Rating 720+
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As Low As; Loan Amount: $2501 and Over
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Credit Rating 680-719
As Low As; Loan Amount: $2501 and Over
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Eligible My Link Program Member; Credit Rating 640-679
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No additional details available.
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Credit Rating 640-679
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As Low As; $500-$25000 60 mos.
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As Low As; $75,000 Maximum
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Max $: $10,000
Eligible My Link Program Member; Credit Rating 600-639
No additional details available.
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Credit Rating 600-639
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No additional details available.
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Max $: $7,500
Credit Builder Loan provides funds for shared secured loan to help build or rebuild credit.
No additional details available.
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Max $: $5,000
Eligible My Link Program Member; Credit Rating 550-599
Max $: $2,500
Credit Rating 550-599
For a 12-month, fixed-rate Whatever loan for $1,000, a member would pay 11 monthly payments of $90.44 each and a 12th payment of $90.34
No additional details available.
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As Low As; Minimum loan amount $500. Maximum loan amount $30,000.
As Low As; Minimum loan amount $500. Maximum loan amount $30,000.
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As Low As; Minimum loan amount $500. Maximum loan amount $30,000.
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As Low As; Minimum loan amount $500. Maximum loan amount $30,000.
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As Low As; Minimum loan amount $500. Maximum loan amount $30,000.
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As Low As; Loan Amount: $2501 and Over
As Low As; Loan Amount: $2501 and Over
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As Low As; Loan Amount: $2501 and Over
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As Low As; Loan Amount: $2501 and Over
Eligible My Link Program Member; Credit Rating 720+
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As Low As; Terms from 6 to 60 months
Eligible My Link Program Member; Credit Rating 680-719
Credit Rating 720+
As Low As; Loan Amount: $2501 and Over
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Credit Rating 680-719
As Low As; Loan Amount: $2501 and Over
Eligible My Link Program Member; Credit Rating 640-679
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Credit Rating 640-679
As Low As; $500-$25000 60 mos.
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Eligible My Link Program Member; Credit Rating 600-639
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Credit Rating 600-639
No additional details available.
Eligible My Link Program Member; Credit Rating 550-599
Credit Rating 550-599
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As Low As; Minimum loan amount $500. Maximum loan amount $30,000.
As Low As; Minimum loan amount $500. Maximum loan amount $30,000.
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As Low As; Minimum loan amount $500. Maximum loan amount $30,000.
As Low As; Minimum loan amount $500. Maximum loan amount $30,000.
As Low As; Minimum loan amount $500. Maximum loan amount $30,000.
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As Low As; $75,000 Maximum
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Compare local Scarborough, ME personal loan rates against the statewide average
Daily personal loan rate averages tracked across our database of 8,500+ banks and credit unions — updated every evening.
Maine personal loan rates fell 0.489 points over the past 7 days to 10.695% APR.
Maine signature loan rates rose 0.577 points over the past 7 days to 11.584% APR.