Best Personal Loan Rates in Saint Albans, Maine - July 2026
Brian McKay
Brian McKay
Founder & Data Architect- Automated Online Rate Data Aggregation
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Current personal loan options available to borrowers in Saint Albans, Maine include: Brewer Federal Credit UnionBrewer Federal Credit UnionA+5.0 ★Texas Ratio: 4.43% offering New & Used Loan at 3.99% APR, Lincoln Maine Federal Credit UnionLincoln Maine Federal Credit UnionA5.0 ★Texas Ratio: 11.09% offering Qualified My Linc Program Loan at 4.00% APR, Connected Credit UnionConnected Credit UnionA+5.0 ★Texas Ratio: 1.57% offering Recreational Loans 2020 & Newer at 4.50% APR, Community Credit UnionCommunity Credit UnionA5.0 ★Texas Ratio: 12.04% offering 1 year Loan at 5.15% APR, and Saco Valley Credit UnionSaco Valley Credit UnionA5.0 ★Texas Ratio: 5.97% offering Teen Credit Builder Loan at 5.20% APR. Personal loan rates as of July 6, 2026 according to verified data from MonitorBankRates.
Saint Albans borrowers have access to 27 lenders serving the Maine area, with personal loan rates as low as 3.99% APR from Brewer Federal Credit Union. Use the tabs below to compare all available personal loan types. Rates are continually updated — we recommend checking back frequently.
We empower borrowers with transparent, proprietary financial health metrics—including A-F Safety Grades, verified Star Ratings, and Texas Ratios—so you can confidently borrow from a stable, highly-rated institution in Saint Albans, Maine.
Personal loan rates reflect recent market quotes and representative offers available to borrowers in Saint Albans, Maine. Rates shown are typically “as low as” APRs for borrowers with excellent credit. Your final approved rate will depend on your credit history, credit score, income, and loan amount. Personal Loan Rates Last Updated and Verified: July 6, 2026
Saint Albans Personal Loan Rates
As Low As
No credit check
As Low As
As Low As
Loan is subject to underwriting, credit qualifications, and approval. Other restrictions may apply. Must be or become a member at Brewer FCU. $3,500 loan for 11 months @ 4.99% = approx. $326 per month.
Rates As Low As; APR*
Rates As Low As; APR*
Rates As Low As; APR*
No additional details available.
As Low As
As Low As
No additional details available.
As Low As
No additional details available.
Tiered based on credit score. As of 6/13/25, subject to change at any time.
Rates As Low As; APR*
Rates As Low As; APR*
Rates As Low As; APR*
As Low As
As Low As
No additional details available.
As Low As
No additional details available.
As Low As; Loan to Value: Up To 110%
As Low As; Unsecured Personal / Signature Loan
As Low As
No additional details available.
As Low As; APR*
No additional details available.
Tiered based on credit score. As of 6/13/25, subject to change at any time.
No additional details available.
No additional details available.
As Low As; Loan to Value: Up To 110%
No additional details available.
Rates As Low As; APR*
As Low As; APR= Annual Percentage Rate, rates subject to credit approval, terms and conditions subject to change at any time, based on individual creditworthiness. APR = Annual Percentage Rate, "up-to" subject to approval, "starting at" subject to creditworthiness. Accurate as of 12/3/25 subject to change at any time.
No additional details available.
No additional details available.
No additional details available.
As Low As; APR*
No additional details available.
As Low As
As Low As; Minimum loan amount $500. Maximum loan amount $30,000. Loan funds will be paid directly to supplier.
As Low As; Individual loan rates may vary based on credit worthiness, account relationships, loan-to-value and loan terms.
Maximum Loan to Value: Up to 85%
As Low As; APR*
No additional details available.
No additional details available.
As Low As
Maximum Loan to Value: Up to 85%
Lines with Total Exposure Limits: $10,000-$1,000,000; Maximum Loan to Value: Up to 85%
No additional details available.
No additional details available.
Tiered based on credit score. As of 6/13/25, subject to change at any time.
No additional details available.
No additional details available.
As Low As
Maximum Loan to Value: Up to 85%
Lines with Total Exposure Limits: $10,000-$1,000,000; Maximum Loan to Value: Up to 85%
Maximum Loan to Value: Up to 85%
As Low As; Consolidation Loan
As Low As
As Low As; Minimum loan amount $500. Maximum loan amount $30,000. Loan funds will be paid directly to supplier.
No additional details available.
Minimum loan amount of $500; maximum loan amount of $2,000.
Maximum Loan to Value: Up to 85%
Lines with Total Exposure Limits: $10,000-$1,000,000; Maximum Loan to Value: Up to 85%
Maximum Loan to Value: Up to 85%
As Low As; Loan Amount: $2501 and Over
As Low As
As Low As; Loan Amount: $2501 and Over
As Low As
As Low As; Loan Amount: $2501 and Over
Minimum loan amount $500. Maximum loan amount $30,000.
As Low As
As Low As
Lines with Total Exposure Limits: $10,000-$1,000,000; Maximum Loan to Value: Up to 85%
Maximum Loan to Value: Up to 85%
As Low As; Loan Amount: $2501 and Over
Maximum Loan to Value: Up to 85%
As low as
No additional details available.
No additional details available.
Relationship Pricing**
As Low As; Loan Amount: $2501 and Over
No additional details available.
Tiered based on credit score. As of 6/13/25, subject to change at any time.
Minimum loan amount $500. Maximum loan amount $30,000.
Relationship Pricing**
Relationship Pricing**
Relationship Pricing**
As Low As; *
Relationship Pricing**
Relationship Pricing**
As low as
As Low As; Minimum loan amount $500. Maximum loan amount $30,000. Loan funds will be paid directly to supplier.
As Low As; APR*
No additional details available.
Relationship Pricing**
As Low As; *
Eligible My Link Program Member: 8.99%
As Low As; Loan Amount: $2501 and Over
As Low As; Minimum loan amount $500. Maximum loan amount $30,000. Loan funds will be paid directly to supplier.
As Low As; APR*
Relationship Pricing**
As Low As; Loan Amount: $2501 and Over
Eligible My Link Program Member: 9.24%
As Low As; *
No additional details available.
As low as; Maximum Amount: $10,000
No additional details available.
Minimum loan amount $500. Maximum loan amount $30,000.
No additional details available.
As Low As; *
As Low As; APR*
As Low As; Loans for less than $7,500 have a maximum term of 48 months and loans greater than $7,500 have a maximum term of 60 months. Contact an SVCU loan officer for more information.
As Low As; Maximum APR: Up to 18.00% APR
As Low As; *
Eligible My Link Program Member: 9.99%
$500-$25000
Minimum loan amount $500. Maximum loan amount $30,000.
No additional details available.
As Low As; *Annual Percentage Rate
Minimum loan amount $500. Maximum loan amount $30,000.
As Low As; APR*
As Low As; Loan to Value: N/A
$75,000 Maximum
As Low As; *
As Low As; *Annual Percentage Rate
As Low As; *
As Low As
As Low As
Credit Score: 740+; Max $: $10,000
No additional details available.
As Low As; APR*
No additional details available.
As Low As; *
Rates As Low As; *
Rates As Low As; *
As Low As
Eligible My Link Program Member: 11.99%
As Low As; *Annual Percentage Rate
No additional details available.
As Low As; *
Rates As Low As; *
As Low As
No additional details available.
No additional details available.
Saint Albans Personal Loan Rates
As Low As; Minimum loan amount $500. Maximum loan amount $30,000. Loan funds will be paid directly to supplier.
As Low As; Individual loan rates may vary based on credit worthiness, account relationships, loan-to-value and loan terms.
As Low As
As Low As; Minimum loan amount $500. Maximum loan amount $30,000. Loan funds will be paid directly to supplier.
As Low As; Loan Amount: $2501 and Over
As Low As; Loan Amount: $2501 and Over
As Low As; Loan Amount: $2501 and Over
Minimum loan amount $500. Maximum loan amount $30,000.
As Low As
As Low As; Loan Amount: $2501 and Over
As low as
As Low As; Loan Amount: $2501 and Over
Minimum loan amount $500. Maximum loan amount $30,000.
As Low As; Minimum loan amount $500. Maximum loan amount $30,000. Loan funds will be paid directly to supplier.
As Low As; APR*
As Low As; Loan Amount: $2501 and Over
Eligible My Link Program Member: 8.99%
As Low As; APR*
As Low As; Minimum loan amount $500. Maximum loan amount $30,000. Loan funds will be paid directly to supplier.
As Low As; Loan Amount: $2501 and Over
Eligible My Link Program Member: 9.24%
Minimum loan amount $500. Maximum loan amount $30,000.
No additional details available.
As Low As; APR*
As Low As; Loans for less than $7,500 have a maximum term of 48 months and loans greater than $7,500 have a maximum term of 60 months. Contact an SVCU loan officer for more information.
As Low As; *
Eligible My Link Program Member: 9.99%
Minimum loan amount $500. Maximum loan amount $30,000.
$500-$25000
Minimum loan amount $500. Maximum loan amount $30,000.
As Low As; APR*
As Low As; Loan to Value: N/A
As Low As
As Low As; APR*
Eligible My Link Program Member: 11.99%
No additional details available.
Saint Albans Debt Consolidation Loan Rates
As Low As; Minimum loan amount $500. Maximum loan amount $30,000. Loan funds will be paid directly to supplier.
As Low As; Minimum loan amount $500. Maximum loan amount $30,000. Loan funds will be paid directly to supplier.
Minimum loan amount $500. Maximum loan amount $30,000.
Minimum loan amount $500. Maximum loan amount $30,000.
As Low As; Minimum loan amount $500. Maximum loan amount $30,000. Loan funds will be paid directly to supplier.
As Low As; Minimum loan amount $500. Maximum loan amount $30,000. Loan funds will be paid directly to supplier.
As low as; Maximum Amount: $10,000
Minimum loan amount $500. Maximum loan amount $30,000.
Minimum loan amount $500. Maximum loan amount $30,000.
Minimum loan amount $500. Maximum loan amount $30,000.
As Low As; *
Saint Albans Signature Loan Rates
As Low As; Unsecured Personal / Signature Loan
$75,000 Maximum
As Low As; *
Rates As Low As; *
Rates As Low As; *
As Low As; *
Rates As Low As; *
Saint Albans, ME Personal Loan Rate Trends
Compare local Saint Albans, ME personal loan rates against the statewide average
Daily personal loan rate averages tracked across our database of 8,500+ banks and credit unions — updated every evening.
Maine personal loan rates currently average 11.019% APR.
Maine signature loan rates currently average 12.954% APR.
Methodology & Data Sources
Independent, Free, and Unbiased Rate Comparisons: MonitorBankRates.com is an independent rate comparison service. Our Saint Albans, Maine personal loan rate tables are free for consumers to use, and we do not receive payment from any lender to be included or to be ranked in any particular order. Listings are based solely on the rates each lender publicly advertises on its own website.
A Note on Third-Party Rate Tools: Some pages on our site also feature rate comparison widgets and tools provided by third-party partners. These tools may include sponsored listings or affiliate links, and we may receive compensation when users click through them. We clearly label these widgets so you can tell at a glance which rates come from our independent MonitorBankRates.com tables and which come from our advertising partners.
Direct-Sourced & Verified Personal Loan Rate Data: We aggregate personal loan rates for Saint Albans, Maine directly from the official websites of banks, credit unions, and online lenders using our proprietary rate aggregation technology and a dedicated team of rate updaters. By sourcing data from the institutions’ own digital properties and verifying APRs regularly, every rate on MonitorBankRates.com is highly accurate and trustworthy.
Local, Regional, and National Coverage: Our systems constantly monitor the market to provide a complete picture of available personal loan products in Saint Albans, Maine. We feature a comprehensive mix of lenders — from neighborhood credit unions and competitive regional banks to large national lenders available to borrowers in ME.
Regularly Updated APRs: Our rate updaters verify and update personal loan rates regularly. Because APRs can change based on market conditions and lender policies, every product features its own “last updated” date for full transparency. Personal loan APRs shown typically represent “as low as” rates for borrowers with excellent credit; your actual rate will depend on your credit history, credit score, income, and loan amount.
Frequently Asked Questions
What credit score do I need for a personal loan in Maine?
What is the difference between secured and unsecured personal loans?
Can I use a personal loan for debt consolidation in Maine?
Are credit unions or banks better for personal loans in Saint Albans, Maine?
What are the best personal loan rates in Saint Albans, Maine?
- Brewer Federal Credit Union: 3.99% (New & Used Loan)
- Lincoln Maine Federal Credit Union: 4.00% (Qualified My Linc Program Loan)
- Connected Credit Union: 4.50% (Recreational Loans 2020 & Newer)
- Community Credit Union: 5.15% (1 year Loan)
- Saco Valley Credit Union: 5.20% (Teen Credit Builder Loan)
Personal Loan Calculators
