Best Personal Loan Rates in Bridgewater, Maine (ME) - May 2026
Brian McKay
Brian McKay
Founder & Data Architect- Automated Online Rate Data Aggregation
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Current personal loan options available to borrowers in Bridgewater, Maine include: Connected Credit UnionConnected Credit UnionA+5.0 ★Texas Ratio: 1.61% offering Recreational Loans 2020 & Newer at 4.50% APR, Downeast Credit UnionDowneast Credit UnionA+5.0 ★Texas Ratio: 4.39% offering Recreational Loans at 4.89% APR, Brewer Federal Credit UnionBrewer Federal Credit UnionA+5.0 ★Texas Ratio: 4.70% offering Winter Rescue Loan at 4.99% APR, Saco Valley Credit UnionSaco Valley Credit UnionA5.0 ★Texas Ratio: 6.11% offering Teen Credit Builder Loan at 5.20% APR, and Maine Family Federal Credit UnionMaine Family Federal Credit UnionA+5.0 ★Texas Ratio: 1.39% offering Credit Builder Loans at 5.25% APR. Personal loan rates as of May 12, 2026 according to verified data from MonitorBankRates.
Bridgewater borrowers have access to 27 lenders serving the Maine area, with personal loan rates as low as 4.50% APR from Connected Credit Union. Use the tabs below to compare all available personal loan types. Rates are continually updated — we recommend checking back frequently.
We empower borrowers with transparent, proprietary financial health metrics—including A-F Safety Grades, verified Star Ratings, and Texas Ratios—so you can confidently borrow from a stable, highly-rated institution in Bridgewater, Maine.
Personal loan rates reflect recent market quotes and representative offers available to borrowers in Bridgewater, Maine. Rates shown are typically “as low as” APRs for borrowers with excellent credit. Your final approved rate will depend on your credit history, credit score, income, and loan amount. Personal Loan Rates Last Updated and Verified: May 12, 2026
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Tiered based on credit score. As of 6/13/25, subject to change at any time.
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Tiered based on credit score. As of 6/13/25, subject to change at any time.
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As Low As; Rates start at 6.75% APR*
As Low As; Individual loan rates may vary based on credit worthiness, account relationships, loan-to-value and loan terms.
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As Low As; Your rate will be determined by your creditworthiness. 12 monthly payments of $86.52 per $1,000 borrowed at the As Low As rate and maximum term. Membership eligibility to join cPort is required.
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As Low As; Loan Amount $3,000 to $5,999
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Tiered based on credit score. As of 6/13/25, subject to change at any time.
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As Low As; Loan Amount $6,000 to $9,999
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As Low As; APR = Annual Percentage Rate. Stated rate is based on certain creditworthiness criteria. Minimum loan amount $500. Maximum loan amount $30,000.
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As Low As; Loan Amount $12,500 to $14,999
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Tiered based on credit score. As of 6/13/25, subject to change at any time.
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As Low As; APR = Annual Percentage Rate. Stated rate is based on certain creditworthiness criteria. Minimum loan amount $500. Maximum loan amount $30,000.
As Low As; Minimum loan amount $500. Maximum loan amount $30,000.
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Loan Amount ?$10,000; Collateral Type Investment Property (60% LTV) Max $250,000; (Prime + 2.00%)
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Eligible My Link Program Member; Credit Rating 720+
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Eligible My Link Program Member; Credit Rating 680-719
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Credit Rating 720+
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Credit Rating 680-719
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Eligible My Link Program Member; Credit Rating 640-679
As Low As; APR = Annual Percentage Rate. Stated rate is based on certain creditworthiness criteria. Minimum loan amount $500. Maximum loan amount $30,000.
As Low As; Rates are fixed for the life of the loan.
As Low As; Minimum loan amount $500. Maximum loan amount $30,000.
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Credit Rating 640-679
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As Low As; $500-$25000 60 mos.
As Low As; APR = Annual Percentage Rate. Stated rate is based on certain creditworthiness criteria. Minimum loan amount $500. Maximum loan amount $30,000.
As Low As; Minimum loan amount $500. Maximum loan amount $30,000.
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As Low As; APR = Annual Percentage Rate. Stated rate is based on certain creditworthiness criteria. Minimum loan amount $500. Maximum loan amount $30,000.
As Low As; Minimum loan amount $500. Maximum loan amount $30,000.
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Max $: $10,000
Eligible My Link Program Member; Credit Rating 600-639
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Credit Rating 600-639
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Max $: $7,500
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Credit Builder Loan provides funds for shared secured loan to help build or rebuild credit.
No additional details available.
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Max $: $5,000
Eligible My Link Program Member; Credit Rating 550-599
Max $: $2,500
Credit Rating 550-599
For a 12-month, fixed-rate Whatever loan for $1,000, a member would pay 11 monthly payments of $90.44 each and a 12th payment of $90.34
No additional details available.
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As Low As; Minimum loan amount $500. Maximum loan amount $30,000.
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Eligible My Link Program Member; Credit Rating 720+
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Eligible My Link Program Member; Credit Rating 680-719
Credit Rating 720+
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Credit Rating 680-719
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Eligible My Link Program Member; Credit Rating 640-679
As Low As; Minimum loan amount $500. Maximum loan amount $30,000.
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Credit Rating 640-679
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As Low As; Minimum loan amount $500. Maximum loan amount $30,000.
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Eligible My Link Program Member; Credit Rating 600-639
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Credit Rating 600-639
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Eligible My Link Program Member; Credit Rating 550-599
Credit Rating 550-599
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As Low As; Minimum loan amount $500. Maximum loan amount $30,000.
As Low As; Minimum loan amount $500. Maximum loan amount $30,000.
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As Low As; Minimum loan amount $500. Maximum loan amount $30,000.
As Low As; Minimum loan amount $500. Maximum loan amount $30,000.
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Bridgewater, ME Personal Loan Rate Trends
Compare local Bridgewater, ME personal loan rates against the statewide average
Daily personal loan rate averages tracked across our database of 8,500+ banks and credit unions — updated every evening.
Maine personal loan rates fell 0.593 points over the past 7 days to 10.695% APR.
Maine signature loan rates rose 0.603 points over the past 7 days to 11.584% APR.
Frequently Asked Questions
What credit score do I need for a personal loan in Maine?
What is the difference between secured and unsecured personal loans?
Can I use a personal loan for debt consolidation in Maine?
Are credit unions or banks better for personal loans in Bridgewater, Maine?
What are the best personal loan rates in Bridgewater, Maine?
- Connected Credit Union: 4.50% (Recreational Loans 2020 & Newer)
- Downeast Credit Union: 4.89% (Recreational Loans)
- Brewer Federal Credit Union: 4.99% (Winter Rescue Loan)
- Saco Valley Credit Union: 5.20% (Teen Credit Builder Loan)
- Maine Family Federal Credit Union: 5.25% (Credit Builder Loans)
Personal Loan Calculators
