Best Personal Loan Rates in Bingham, Maine - July 2026
Brian McKay
Brian McKay
Founder & Data Architect- Automated Online Rate Data Aggregation
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Current personal loan options available to borrowers in Bingham, Maine include: Skowhegan Savings BankSkowhegan Savings Bank284 Main St, Bingham, ME, 04920A+5.0 ★Texas Ratio: 1.27% offering 10 Year Loan at 6.72% APR, Brewer Federal Credit UnionBrewer Federal Credit UnionA+5.0 ★Texas Ratio: 4.43% offering New & Used Loan at 3.99% APR, Lincoln Maine Federal Credit UnionLincoln Maine Federal Credit UnionA5.0 ★Texas Ratio: 11.09% offering Qualified My Linc Program Loan at 4.00% APR, Connected Credit UnionConnected Credit UnionA+5.0 ★Texas Ratio: 1.57% offering Recreational Loans 2020 & Newer at 4.50% APR, and Community Credit UnionCommunity Credit UnionA5.0 ★Texas Ratio: 12.04% offering 1 year Loan at 5.15% APR. Personal loan rates as of June 27, 2026 according to verified data from MonitorBankRates.
Bingham has 1 local institution in our database, with personal loan rates as low as 6.72% APR from Skowhegan Savings Bank at 284 Main St, Bingham, ME, 04920. Use the tabs below to compare all available personal loan types. Rates are continually updated — we recommend checking back frequently.
We empower borrowers with transparent, proprietary financial health metrics—including A-F Safety Grades, verified Star Ratings, and Texas Ratios—so you can confidently borrow from a stable, highly-rated institution in Bingham, Maine.
Personal loan rates reflect recent market quotes and representative offers available to borrowers in Bingham, Maine. Rates shown are typically “as low as” APRs for borrowers with excellent credit. Your final approved rate will depend on your credit history, credit score, income, and loan amount. Personal Loan Rates Last Updated and Verified: June 27, 2026
Bingham Personal Loan Rates
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No credit check
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Loan is subject to underwriting, credit qualifications, and approval. Other restrictions may apply. Must be or become a member at Brewer FCU. $3,500 loan for 11 months @ 4.99% = approx. $326 per month.
Rates As Low As; APR*
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Tiered based on credit score
Tiered based on credit score. As of 6/13/25, subject to change at any time.
APR* as low as
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APR* as low as
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As Low As; Unsecured Personal / Signature Loan
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Tiered based on credit score. As of 6/13/25, subject to change at any time.
Tiered based on credit score
APR* as low as
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Rates subject to credit approval, terms and conditions subject to change at any time, based on individual creditworthiness. APR = Annual Percentage Rate, "up-to" subject to approval, "starting at" subject to creditworthiness. Accurate as of 12/3/25 subject to change at any time.
Rates As Low As; APR*
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Individual loan rates may vary based on credit worthiness, account relationships, loan-to-value and loan terms.
As Low As; Minimum loan amount $500. Maximum loan amount $30,000. Loan funds will be paid directly to supplier.
Maximum Loan to Value: Up to 85%
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As Low As; APR*
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Lines with Total Exposure Limits: $10,000-$1,000,000; Maximum Loan to Value: Up to 85%
Maximum Loan to Value: Up to 85%
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Tiered based on credit score
Tiered based on credit score. As of 6/13/25, subject to change at any time.
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As Low As; Minimum loan amount $500. Maximum loan amount $30,000. Loan funds will be paid directly to supplier.
Lines with Total Exposure Limits: $10,000-$1,000,000; Maximum Loan to Value: Up to 85%
As Low As; Consolidation Loan
Maximum Loan to Value: Up to 85%
Maximum Loan to Value: Up to 85%
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Minimum loan amount of $500; maximum loan amount of $2,000.
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As Low As; Loan Amount: $2501 and Over
Maximum Loan to Value: Up to 85%
Lines with Total Exposure Limits: $10,000-$1,000,000; Maximum Loan to Value: Up to 85%
Maximum Loan to Value: Up to 85%
As Low As; Loan Amount: $2501 and Over
Rate as low as 7.9%APR
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Minimum loan amount $500. Maximum loan amount $30,000.
Maximum Loan to Value: Up to 85%
Lines with Total Exposure Limits: $10,000-$1,000,000; Maximum Loan to Value: Up to 85%
As Low As; Loan Amount: $2501 and Over
Maximum Loan to Value: Up to 85%
As low as
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Tiered based on credit score
Tiered based on credit score. As of 6/13/25, subject to change at any time.
As Low As; Loan Amount: $2501 and Over
Minimum loan amount $500. Maximum loan amount $30,000.
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As Low As; Minimum loan amount $500. Maximum loan amount $30,000. Loan funds will be paid directly to supplier.
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Eligible My Link Program Member: 8.99%
As Low As; Loan Amount: $2501 and Over
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As Low As; Minimum loan amount $500. Maximum loan amount $30,000. Loan funds will be paid directly to supplier.
Eligible My Link Program Member: 9.24%
As Low As; Loan Amount: $2501 and Over
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As low as; Maximum Amount: $10,000
Minimum loan amount $500. Maximum loan amount $30,000.
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As Low As; Loans for less than $7,500 have a maximum term of 48 months and loans greater than $7,500 have a maximum term of 60 months. Contact an SVCU loan officer for more information.
As Low As; Maximum APR: Up to 18.00% APR
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Eligible My Link Program Member: 9.99%
$500-$25000
Minimum loan amount $500. Maximum loan amount $30,000.
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Minimum loan amount $500. Maximum loan amount $30,000.
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$75,000 Maximum
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Credit Score: 740+; Max $: $10,000
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Eligible My Link Program Member: 11.99%
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Credit Score: 700-739; Max $: $7,500
Maximum Loan Amount: $2,000.00. Rates are effective 11/01/2023 and subject to change without notice. APR = Annual Percentage Rate. Fees, amount financed and actual term may affect the actual APR and rate of your loan. SVCU loans are done using risk-based pricing to determine the interest rate and are based on the borrowers term and credit worthiness. All rates and loans are subject to credit approval. Other terms and rates may be available. Contact an SVCU loan officer for more information.
Credit Builder Loan provides funds for shared secured loan to help build or rebuild credit. Rates are effective 11/01/2023 and subject to change without notice. APR = Annual Percentage Rate. Fees, amount financed and actual term may affect the actual APR and rate of your loan. SVCU loans are done using risk-based pricing to determine the interest rate and are based on the borrowers term and credit worthiness. All rates and loans are subject to credit approval. Other terms and rates may be available. Contact an SVCU loan officer for more information. Payment Example: 24 month term : $2,000 at 24 months at 12.99% interest rate = 23 payments of $96.32 per month with a final payment of $96.10 includes a $25 document fee; 14.24%APR and $48.16 per $1,000 borrowed.
Bingham Personal Loan Rates
Individual loan rates may vary based on credit worthiness, account relationships, loan-to-value and loan terms.
As Low As; Minimum loan amount $500. Maximum loan amount $30,000. Loan funds will be paid directly to supplier.
As Low As
As Low As; Minimum loan amount $500. Maximum loan amount $30,000. Loan funds will be paid directly to supplier.
As Low As; Loan Amount: $2501 and Over
As Low As; Loan Amount: $2501 and Over
As Low As; Loan Amount: $2501 and Over
Minimum loan amount $500. Maximum loan amount $30,000.
As Low As
As Low As; Loan Amount: $2501 and Over
As low as
As Low As; Loan Amount: $2501 and Over
Minimum loan amount $500. Maximum loan amount $30,000.
As Low As; Minimum loan amount $500. Maximum loan amount $30,000. Loan funds will be paid directly to supplier.
As Low As; APR*
Eligible My Link Program Member: 8.99%
As Low As; Loan Amount: $2501 and Over
As Low As; APR*
As Low As; Minimum loan amount $500. Maximum loan amount $30,000. Loan funds will be paid directly to supplier.
Eligible My Link Program Member: 9.24%
As Low As; Loan Amount: $2501 and Over
Minimum loan amount $500. Maximum loan amount $30,000.
No additional details available.
As Low As; APR*
As Low As; Loans for less than $7,500 have a maximum term of 48 months and loans greater than $7,500 have a maximum term of 60 months. Contact an SVCU loan officer for more information.
Eligible My Link Program Member: 9.99%
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$500-$25000
Minimum loan amount $500. Maximum loan amount $30,000.
Minimum loan amount $500. Maximum loan amount $30,000.
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Eligible My Link Program Member: 11.99%
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Bingham Debt Consolidation Loan Rates
As Low As; Minimum loan amount $500. Maximum loan amount $30,000. Loan funds will be paid directly to supplier.
As Low As; Minimum loan amount $500. Maximum loan amount $30,000. Loan funds will be paid directly to supplier.
Minimum loan amount $500. Maximum loan amount $30,000.
Minimum loan amount $500. Maximum loan amount $30,000.
As Low As; Minimum loan amount $500. Maximum loan amount $30,000. Loan funds will be paid directly to supplier.
As Low As; Minimum loan amount $500. Maximum loan amount $30,000. Loan funds will be paid directly to supplier.
As low as; Maximum Amount: $10,000
Minimum loan amount $500. Maximum loan amount $30,000.
Minimum loan amount $500. Maximum loan amount $30,000.
Minimum loan amount $500. Maximum loan amount $30,000.
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Bingham Signature Loan Rates
As Low As; Unsecured Personal / Signature Loan
$75,000 Maximum
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Bingham, ME Personal Loan Rate Trends
Compare local Bingham, ME personal loan rates against the statewide average
Daily personal loan rate averages tracked across our database of 8,500+ banks and credit unions — updated every evening.
Maine personal loan rates fell 0.264 points over the past 7 days to 11.019% APR.
Maine signature loan rates currently average 12.954% APR.
Methodology & Data Sources
Independent, Free, and Unbiased Rate Comparisons: MonitorBankRates.com is an independent rate comparison service. Our Bingham, Maine personal loan rate tables are free for consumers to use, and we do not receive payment from any lender to be included or to be ranked in any particular order. Listings are based solely on the rates each lender publicly advertises on its own website.
A Note on Third-Party Rate Tools: Some pages on our site also feature rate comparison widgets and tools provided by third-party partners. These tools may include sponsored listings or affiliate links, and we may receive compensation when users click through them. We clearly label these widgets so you can tell at a glance which rates come from our independent MonitorBankRates.com tables and which come from our advertising partners.
Direct-Sourced & Verified Personal Loan Rate Data: We aggregate personal loan rates for Bingham, Maine directly from the official websites of banks, credit unions, and online lenders using our proprietary rate aggregation technology and a dedicated team of rate updaters. By sourcing data from the institutions’ own digital properties and verifying APRs regularly, every rate on MonitorBankRates.com is highly accurate and trustworthy.
Local, Regional, and National Coverage: Our systems constantly monitor the market to provide a complete picture of available personal loan products in Bingham, Maine. We feature a comprehensive mix of lenders — from neighborhood credit unions and competitive regional banks to large national lenders available to borrowers in ME.
Regularly Updated APRs: Our rate updaters verify and update personal loan rates regularly. Because APRs can change based on market conditions and lender policies, every product features its own “last updated” date for full transparency. Personal loan APRs shown typically represent “as low as” rates for borrowers with excellent credit; your actual rate will depend on your credit history, credit score, income, and loan amount.
Frequently Asked Questions
What credit score do I need for a personal loan in Maine?
What is the difference between secured and unsecured personal loans?
Can I use a personal loan for debt consolidation in Maine?
Are credit unions or banks better for personal loans in Bingham, Maine?
What are the best personal loan rates in Bingham, Maine?
- Skowhegan Savings Bank: 6.72% (10 Year Loan)
- Brewer Federal Credit Union: 3.99% (New & Used Loan)
- Lincoln Maine Federal Credit Union: 4.00% (Qualified My Linc Program Loan)
- Connected Credit Union: 4.50% (Recreational Loans 2020 & Newer)
- Community Credit Union: 5.15% (1 year Loan)
Personal Loan Calculators
