Best Personal Loan Rates in Chandler, Arizona (AZ) - May 2026
Brian McKay
Brian McKay
Founder & Data Architect- Automated Online Rate Data Aggregation
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Current personal loan options available to borrowers in Chandler, Arizona include: District #6 Federal Credit UnionDistrict #6 Federal Credit Union2335 S Ellis St, Chandler, AZ, 85286 6701A5.0 ★Texas Ratio: 10.55% offering Short Term Personal Loan at 5.00% APR, Greenwich Municipal Employees Federal Credit UnionGreenwich Municipal Employees Federal Credit Union240 N Roosevelt Ave, Chandler, AZ, 85226A+5.0 ★Texas Ratio: 2.08% offering Share Pledge Loans at 5.00% APR, Northrop Grumman Federal Credit UnionNorthrop Grumman Federal Credit Union1575 S Price Road, Chandler, AZ, 85286A5.0 ★Texas Ratio: 8.91% offering Personal Signature Loan - Closed at 6.74% APR, Arizona Central Credit UnionArizona Central Credit Union1805 W Chandler Blvd, CHANDLER, AZ, 85224A+5.0 ★Texas Ratio: 5.39% offering You-Name-It Loan Up to 12 Months at 9.99% APR, and Desert Financial Credit UnionDesert Financial Credit Union2750 E Germann Rd, Chandler, AZ, 85286A+5.0 ★Texas Ratio: 1.59% offering Signature Loan (Minimum loan amount of at 11.99% APR. Personal loan rates as of May 12, 2026 according to verified data from MonitorBankRates.
Chandler has 5 local institutions in our database, with personal loan rates as low as 5.00% APR from District #6 Federal Credit Union at 2335 S Ellis St, Chandler, AZ, 85286 6701. Use the tabs below to compare all available personal loan types. Rates are continually updated — we recommend checking back frequently.
We empower borrowers with transparent, proprietary financial health metrics—including A-F Safety Grades, verified Star Ratings, and Texas Ratios—so you can confidently borrow from a stable, highly-rated institution in Chandler, Arizona.
Personal loan rates reflect recent market quotes and representative offers available to borrowers in Chandler, Arizona. Rates shown are typically “as low as” APRs for borrowers with excellent credit. Your final approved rate will depend on your credit history, credit score, income, and loan amount. Personal Loan Rates Last Updated and Verified: May 12, 2026
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Use the money in your account as Collateral for a loan
As Low As; Maximum loan amount $3,000 with a maximum term of 12 months. Payment sample: 12 monthly payments of $86.63/$1,000 borrowed.
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As Low As; Qualifying balance up to $20,000.00
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As Low As; Take control of your financial journey with our competitive You-Name-It Personal LoanTM, with rates as low as 9.99% APR, this is a great option for whatever you need to spend!
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As Low As; Up to 120 Months
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As Low As; Up to 180 Months
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over $250,000; As Low As; 5 year adjustable - 30 year term, due in 15 years
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up to $250,000; As Low As; 10 year fixed
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As Low As; Up to 240 Months
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As Low As; Terms from 6 to 60 months
As Low As; Maximum Loan amount is $20,000.00, term is based on amount borrowed.
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As Low As; *The annual percentage rates (APR) listed are our best rates. Your rate and/or term may vary depending on credit history and underwriting criteria. Rates updated daily.
Minimum $1000, Maximum $50,000
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As Low As; *The annual percentage rates (APR) listed are our best rates. Your rate and/or term may vary depending on credit history and underwriting criteria. Rates updated daily.
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Minimum $1000, Maximum $50,000
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As Low As; *The annual percentage rates (APR) listed are our best rates. Your rate and/or term may vary depending on credit history and underwriting criteria. Rates updated daily.
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Minimum $1000, Maximum $50,000
As Low As; Terms up to: 60 months
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As Low As; *The annual percentage rates (APR) listed are our best rates. Your rate and/or term may vary depending on credit history and underwriting criteria. Rates updated daily.
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Minimum $1000, Maximum $50,000
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DIRECT DEPOSIT REQUIRED; APPLICATION FEE: $20.00
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As Low As; Take control of your financial journey with our competitive You-Name-It Personal LoanTM, with rates as low as 9.99% APR, this is a great option for whatever you need to spend!
No additional details available.
As Low As; Terms from 6 to 60 months
As Low As; Maximum Loan amount is $20,000.00, term is based on amount borrowed.
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As Low As; Terms up to: 60 months
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As Low As; Maximum loan amount $3,000 with a maximum term of 12 months. Payment sample: 12 monthly payments of $86.63/$1,000 borrowed.
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$1,000; As Low As
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As Low As; Including Debt Consolidation
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As Low As; *The annual percentage rates (APR) listed are our best rates. Your rate and/or term may vary depending on credit history and underwriting criteria. Rates updated daily.
Minimum $1000, Maximum $50,000
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As Low As; *The annual percentage rates (APR) listed are our best rates. Your rate and/or term may vary depending on credit history and underwriting criteria. Rates updated daily.
No additional details available.
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Minimum $1000, Maximum $50,000
No additional details available.
As Low As; *The annual percentage rates (APR) listed are our best rates. Your rate and/or term may vary depending on credit history and underwriting criteria. Rates updated daily.
Minimum $1000, Maximum $50,000
As Low As; *The annual percentage rates (APR) listed are our best rates. Your rate and/or term may vary depending on credit history and underwriting criteria. Rates updated daily.
Minimum $1000, Maximum $50,000
No additional details available.
Minimum $1000, Maximum $50,000
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Chandler, AZ Personal Loan Rate Trends
Compare local Chandler, AZ personal loan rates against the statewide average
Daily personal loan rate averages tracked across our database of 8,500+ banks and credit unions — updated every evening.
Arizona personal loan rates fell 0.227 points over the past 7 days to 11.855% APR.
Arizona signature loan rates fell 0.095 points over the past 7 days to 11.969% APR.
Frequently Asked Questions
What credit score do I need for a personal loan in Arizona?
What is the difference between secured and unsecured personal loans?
Can I use a personal loan for debt consolidation in Arizona?
Are credit unions or banks better for personal loans in Chandler, Arizona?
What are the best personal loan rates in Chandler, Arizona?
- District #6 Federal Credit Union: 5.00% (Short Term Personal Loan)
- Greenwich Municipal Employees Federal Credit Union: 5.00% (Share Pledge Loans)
- Northrop Grumman Federal Credit Union: 6.74% (Personal Signature Loan - Closed)
- Arizona Central Credit Union: 9.99% (You-Name-It Loan Up to 12 Months)
- Desert Financial Credit Union: 11.99% (Signature Loan (Minimum loan amount of)
Personal Loan Calculators
