MonitorBankRates
☰
Home › Checking Accounts › Arizona Checking › Chandler, Arizona Arizona Checking Rate Trends iAdvertiser Disclosure
Advertiser Disclosure Some of the institutions listed may have a business relationship with MonitorBankRates. However, our proprietary systems independently track and verify all rates and data displayed. Advertiser relationships do not influence our Health Safety Rating, Star Ratings or Texas Ratio calculation, or the rates shown.

Best Banks & Checking Accounts in Chandler, Arizona - March 2026

Content reviewed by
Brian McKay Brian McKay
Brian McKay

Brian McKay

Founder & Data Architect
Expertise
  • Automated Online Rate Data Aggregation
  • Location-Based Rate Tables
  • Bank & Credit Union Health Safety Ratings
  • Bank & Credit Union Star Ratings
  • Finance Calculators
Brian is the Founder of MonitorBankRates.com. For over 18 years, he has utilized his background in enterprise infrastructure to engineer proprietary systems that track rates from over 8,000 financial institutions.
Read Full Bio →
| i Editorial Disclosure
Editorial Disclosure The rates displayed are actual, verified rates sourced directly from the official websites of banks and credit unions. Our editorial content is independent of any advertiser relationships.
| ✓Fact Checked | Checking Account Rates — Last Updated and Verified: March 26, 2026

The best checking rates for Chandler, Arizona include FirstBank (Colorado)FirstBank (Colorado)2020 S Alma School Rd, Chandler, AZ 85286A+5.0 ★Texas Ratio: 1.68% Premier Checking at 0.20% APY, Bell BankBell Bank1850 E Northrop Blvd, Chandler, AZ 85286A+5.0 ★Texas Ratio: 2.41% America's Best Premier Interest Checking* at 0.10% APY, TruWest Credit UnionTruWest Credit Union1990 W Elliot Rd, Chandler, AZ 85224 1816A+5.0 ★Texas Ratio: 4.06% Cash Back Checking at 0.05% APY, Northrop Grumman Federal Credit UnionNorthrop Grumman Federal Credit Union1575 S Price Road, Chandler, AZ 85286A5.0 ★Texas Ratio: 8.91% YOUth Journey Checking at 0.05% APY, and Greenwich Municipal Employees Federal Credit UnionGreenwich Municipal Employees Federal Credit Union240 N Roosevelt Ave, Chandler, AZ 85226A+5.0 ★Texas Ratio: 2.08% Checking Accounts at 0.00% APY. Checking account rates as of March 26, 2026 according to verified data from MonitorBankRates.

Looking for the best checking accounts in Chandler, Arizona? You have two main choices: convenient local branches or high-yield online accounts.

The tables below compare the top rates available to residents of Chandler, Arizona, featuring both local banks and credit unions near you.

Checking account rates reflect recent market quotes and representative offers available to depositors in Chandler, Arizona. Checking Account Rates Last Updated and Verified: March 26, 2026

Compare Checking Account Rates Today in Chandler, Arizona & the Surrounding Area

Institutions:
Source: Verified Checking Rate Data provided by MonitorBankRates
Institution
Product
APY
Min Deposit
Profile
FirstBank (Colorado)
Institution Rating:
A+5.0 ★ Texas Ratio: 1.68%
2020 S Alma School Rd
Chandler, AZ 85286
Premier Checking
0.20%
$0
View
▼
Rate0.20%
Min Deposit$0
Min Balance—
UpdatedMar 25, 2026
Details

No additional details provided.

Bell Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 2.41%
1850 E Northrop Blvd
Chandler, AZ 85286
America's Best Premier Interest Checking*
0.10%
$0
View
▼
Rate0.10%
Min Deposit$0
Min Balance—
UpdatedMar 16, 2026
Details

No additional details provided.

Bell Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 2.41%
1850 E Northrop Blvd
Chandler, AZ 85286
America's Best Interest Checking
0.10%
$0
View
▼
Rate0.10%
Min Deposit$0
Min Balance—
UpdatedMar 16, 2026
Details

No additional details provided.

TruWest Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.06%
1990 W Elliot Rd
Chandler, AZ 85224 1816
Cash Back Checking
0.05%
$0
View
▼
Rate0.00%
Min Deposit$0
Min Balance—
UpdatedMar 24, 2026
Details

No additional details provided.

Northrop Grumman Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.91%
1575 S Price Road
Chandler, AZ 85286
YOUth Journey Checking
0.05%
$25
View
▼
Rate0.05%
Min Deposit$25
Min Balance—
UpdatedMar 20, 2026
Details

No additional details provided.

Northrop Grumman Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.91%
1575 S Price Road
Chandler, AZ 85286
Regular Checking
0.05%
$25
View
▼
Rate0.05%
Min Deposit$25
Min Balance—
UpdatedMar 20, 2026
Details

No additional details provided.

FirstBank (Colorado)
Institution Rating:
A+5.0 ★ Texas Ratio: 1.68%
2020 S Alma School Rd
Chandler, AZ 85286
Premier Checking
0.05%
$0
View
▼
Rate0.05%
Min Deposit$0
Min Balance—
UpdatedMar 25, 2026
Details

No additional details provided.

FirstBank (Colorado)
Institution Rating:
A+5.0 ★ Texas Ratio: 1.68%
2020 S Alma School Rd
Chandler, AZ 85286
Premier Checking
0.03%
$0
View
▼
Rate0.03%
Min Deposit$0
Min Balance—
UpdatedMar 25, 2026
Details

No additional details provided.

FirstBank (Colorado)
Institution Rating:
A+5.0 ★ Texas Ratio: 1.68%
2020 S Alma School Rd
Chandler, AZ 85286
Premier Checking
0.02%
$0
View
▼
Rate0.02%
Min Deposit$0
Min Balance—
UpdatedMar 25, 2026
Details

No additional details provided.

Greenwich Municipal Employees Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.08%
240 N Roosevelt Ave
Chandler, AZ 85226
Checking Accounts
0.00%
$0
View
▼
Rate0.00%
Min Deposit$0
Min Balance—
UpdatedMar 26, 2026
Details

No additional details provided.

TruWest Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.06%
1990 W Elliot Rd
Chandler, AZ 85224 1816
Simply Checking
0.00%
$0
View
▼
Rate0.00%
Min Deposit$0
Min Balance—
UpdatedMar 24, 2026
Details

No additional details provided.

Credit Union West Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.00%
20155 N 67th Ave
Glendale, AZ 85308
Heritage High-Yield CheckingTM
6.00%
$0
View
▼
Rate5.84%
Min Deposit$0
Min Balance—
UpdatedMar 25, 2026
Details

Qualifying balance up to $20,000.00

UNIFY Financial Federal Credit Union
Institution Rating:
B4.4 ★ Texas Ratio: 21.76%
111 W Rio Salado Pkwy
Tempe, AZ 85281
HY Checking
4.00%
$0
View
▼
Rate3.93%
Min Deposit$0
Min Balance—
UpdatedMar 22, 2026
Details

No additional details provided.

KS StateBank
Institution Rating:
A5.0 ★ Texas Ratio: 9.13%
5110 N Central Ave
Phoenix, AZ 85012
Checking PLUS
2.53%
$100
View
▼
Rate2.50%
Min Deposit$100
Min Balance—
UpdatedMar 20, 2026
Details

Qualifications Required; Assuming all [requirements](https://www.ksstate.bank/personal/deposit-accounts#CheckingPLUS) are met within the statement cycle for balances up to $25,000

Goldwater Bank
Institution Rating:
A5.0 ★ Texas Ratio: 11.19%
2525 E Camelback Rd
Phoenix, AZ 85016
GOLD CHECKING +++*
2.00%
$500
View
▼
Rate2.00%
Min Deposit$500
Min Balance—
UpdatedMar 26, 2026
Details

Qualifying balance up to $20,000.00

Gateway First Bank
Institution Rating:
F1.8 ★ Texas Ratio: 53.47%
182 E 16th St
Yuma, AZ 85364
Gateway Premier Interest Checking
1.50%
$0
View
▼
Rate1.49%
Min Deposit$0
Min Balance—
UpdatedMar 26, 2026
Details

No additional details provided.

Goldwater Bank
Institution Rating:
A5.0 ★ Texas Ratio: 11.19%
2525 E Camelback Rd
Phoenix, AZ 85016
GOLDEN CHECKING - 50+*
1.00%
$100
View
▼
Rate1.00%
Min Deposit$100
Min Balance—
UpdatedMar 26, 2026
Details

No additional details provided.

KS StateBank
Institution Rating:
A5.0 ★ Texas Ratio: 9.13%
5110 N Central Ave
Phoenix, AZ 85012
Community Checking
1.00%
$100
View
▼
Rate1.00%
Min Deposit$100
Min Balance—
UpdatedMar 20, 2026
Details

This is a business account. It cannot be opened online.

Bankers Trust Company
Institution Rating:
A+5.0 ★ Texas Ratio: 2.53%
2525 E Camelback Rd
Phoenix, AZ 85016
Interest Checking Account APYs
0.77%
$0
View
▼
Rate0.00%
Min Deposit$0
Min Balance—
UpdatedMar 25, 2026
Details

No additional details provided.

Bankers Trust Company
Institution Rating:
A+5.0 ★ Texas Ratio: 2.53%
2525 E Camelback Rd
Phoenix, AZ 85016
Interest Checking Account APYs
0.75%
$0
View
▼
Rate0.00%
Min Deposit$0
Min Balance—
UpdatedMar 25, 2026
Details

No additional details provided.

Source: Verified Checking Rate Data provided by MonitorBankRates
Institution
Product
APY
Min Deposit
Profile
Bell Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 2.41%
1850 E Northrop Blvd
Chandler, AZ 85286
America's Best Interest Checking
0.10%
$0
View
▼
Rate0.10%
Min Deposit$0
Min Balance—
UpdatedMar 16, 2026
Details

No additional details provided.

Bell Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 2.41%
1850 E Northrop Blvd
Chandler, AZ 85286
America's Best Premier Interest Checking*
0.10%
$0
View
▼
Rate0.10%
Min Deposit$0
Min Balance—
UpdatedMar 16, 2026
Details

No additional details provided.

Credit Union West Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.00%
20155 N 67th Ave
Glendale, AZ 85308
Heritage High-Yield CheckingTM
6.00%
$0
View
▼
Rate5.84%
Min Deposit$0
Min Balance—
UpdatedMar 25, 2026
Details

Qualifying balance up to $20,000.00

UNIFY Financial Federal Credit Union
Institution Rating:
B4.4 ★ Texas Ratio: 21.76%
111 W Rio Salado Pkwy
Tempe, AZ 85281
HY Checking
4.00%
$0
View
▼
Rate3.93%
Min Deposit$0
Min Balance—
UpdatedMar 22, 2026
Details

No additional details provided.

KS StateBank
Institution Rating:
A5.0 ★ Texas Ratio: 9.13%
5110 N Central Ave
Phoenix, AZ 85012
Checking PLUS
2.53%
$100
View
▼
Rate2.50%
Min Deposit$100
Min Balance—
UpdatedMar 20, 2026
Details

Qualifications Required; Assuming all [requirements](https://www.ksstate.bank/personal/deposit-accounts#CheckingPLUS) are met within the statement cycle for balances up to $25,000

Goldwater Bank
Institution Rating:
A5.0 ★ Texas Ratio: 11.19%
2525 E Camelback Rd
Phoenix, AZ 85016
GOLD CHECKING +++*
2.00%
$500
View
▼
Rate2.00%
Min Deposit$500
Min Balance—
UpdatedMar 26, 2026
Details

Qualifying balance up to $20,000.00

Gateway First Bank
Institution Rating:
F1.8 ★ Texas Ratio: 53.47%
182 E 16th St
Yuma, AZ 85364
Gateway Premier Interest Checking
1.50%
$0
View
▼
Rate1.49%
Min Deposit$0
Min Balance—
UpdatedMar 26, 2026
Details

No additional details provided.

Goldwater Bank
Institution Rating:
A5.0 ★ Texas Ratio: 11.19%
2525 E Camelback Rd
Phoenix, AZ 85016
GOLDEN CHECKING - 50+*
1.00%
$100
View
▼
Rate1.00%
Min Deposit$100
Min Balance—
UpdatedMar 26, 2026
Details

No additional details provided.

KS StateBank
Institution Rating:
A5.0 ★ Texas Ratio: 9.13%
5110 N Central Ave
Phoenix, AZ 85012
Community Checking
1.00%
$100
View
▼
Rate1.00%
Min Deposit$100
Min Balance—
UpdatedMar 20, 2026
Details

This is a business account. It cannot be opened online.

Bankers Trust Company
Institution Rating:
A+5.0 ★ Texas Ratio: 2.53%
2525 E Camelback Rd
Phoenix, AZ 85016
Interest Checking Account APYs
0.77%
$0
View
▼
Rate0.00%
Min Deposit$0
Min Balance—
UpdatedMar 25, 2026
Details

No additional details provided.

Bankers Trust Company
Institution Rating:
A+5.0 ★ Texas Ratio: 2.53%
2525 E Camelback Rd
Phoenix, AZ 85016
Interest Checking Account APYs
0.75%
$0
View
▼
Rate0.00%
Min Deposit$0
Min Balance—
UpdatedMar 25, 2026
Details

No additional details provided.

Bankers Trust Company
Institution Rating:
A+5.0 ★ Texas Ratio: 2.53%
2525 E Camelback Rd
Phoenix, AZ 85016
Interest Checking Account APYs
0.72%
$0
View
▼
Rate0.00%
Min Deposit$0
Min Balance—
UpdatedMar 25, 2026
Details

No additional details provided.

Bankers Trust Company
Institution Rating:
A+5.0 ★ Texas Ratio: 2.53%
2525 E Camelback Rd
Phoenix, AZ 85016
Interest Checking Account APYs
0.70%
$0
View
▼
Rate0.00%
Min Deposit$0
Min Balance—
UpdatedMar 25, 2026
Details

No additional details provided.

Hughes Federal Credit Union
Institution Rating:
B+4.8 ★ Texas Ratio: 17.35%
971 W Wetmore Rd
Tucson, AZ 85705 1551
Checking PLUS
0.50%
$0
View
▼
Rate0.50%
Min Deposit$0
Min Balance—
UpdatedMar 20, 2026
Details

No additional details provided.

First Internet Bank of Indiana
Institution Rating:
A+5.0 ★ Texas Ratio: 1.39%
51 W 3rd St
Tempe, AZ 85281
Interest Checking
0.50%
$100
View
▼
Rate0.50%
Min Deposit$100
Min Balance—
UpdatedMar 26, 2026
Details

No additional details provided.

Nuvision Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.70%
5000 E McDowell Rd
Mesa, AZ 85215 9707
Advantage Checking
0.20%
$0
View
▼
Rate0.20%
Min Deposit$0
Min Balance—
UpdatedMar 24, 2026
Details

Minimum Balance to Earn Dividends: $75,000 - $99,999

Nuvision Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.70%
5000 E McDowell Rd
Mesa, AZ 85215 9707
Advantage Checking
0.15%
$0
View
▼
Rate0.15%
Min Deposit$0
Min Balance—
UpdatedMar 24, 2026
Details

No additional details provided.

Gateway First Bank
Institution Rating:
F1.8 ★ Texas Ratio: 53.47%
182 E 16th St
Yuma, AZ 85364
Gateway 50 Plus Checking
0.15%
$0
View
▼
Rate0.15%
Min Deposit$0
Min Balance—
UpdatedMar 26, 2026
Details

Minimum Balance

Gateway First Bank
Institution Rating:
F1.8 ★ Texas Ratio: 53.47%
182 E 16th St
Yuma, AZ 85364
Gateway Premier Interest Checking
0.15%
$0
View
▼
Rate0.15%
Min Deposit$0
Min Balance—
UpdatedMar 26, 2026
Details

Minimum Balance up to $1,499.99

Gateway First Bank
Institution Rating:
F1.8 ★ Texas Ratio: 53.47%
182 E 16th St
Yuma, AZ 85364
Gateway Easy Interest Checking
0.15%
$0
View
▼
Rate0.15%
Min Deposit$0
Min Balance—
UpdatedMar 26, 2026
Details

Minimum Balance

Source: Verified Checking Rate Data provided by MonitorBankRates
Institution
Product
APY
Min Deposit
Profile
TruWest Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.06%
1990 W Elliot Rd
Chandler, AZ 85224 1816
Cash Back Checking
0.05%
$0
View
▼
Rate0.00%
Min Deposit$0
Min Balance—
UpdatedMar 24, 2026
Details

No additional details provided.

Credit Union of Southern California Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.57%
1871 Kiowa Ave
Lake Havasu City, AZ 86403
Rewards Checking
0.10%
$0
View
▼
Rate0.10%
Min Deposit$0
Min Balance—
UpdatedMar 25, 2026
Details

No additional details provided.

Sierra Pacific Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.56%
1600 E Northern Ave
Phoenix, AZ 85020 3933
Rewards Checking
0.05%
$0
View
▼
Rate0.05%
Min Deposit$0
Min Balance—
UpdatedMar 21, 2026
Details

Qualifying balance up to $500.00

Source: Verified Checking Rate Data provided by MonitorBankRates
Institution
Product
APY
Min Deposit
Profile
First Internet Bank of Indiana
Institution Rating:
A+5.0 ★ Texas Ratio: 1.39%
51 W 3rd St
Tempe, AZ 85281
Free Checking
0.00%
$25
View
▼
Rate0.00%
Min Deposit$25
Min Balance—
UpdatedMar 26, 2026
Details

No additional details provided.

Nuvision Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.70%
5000 E McDowell Rd
Mesa, AZ 85215 9707
Simple Checking
0.00%
$0
View
▼
Rate0.00%
Min Deposit$0
Min Balance—
UpdatedMar 24, 2026
Details

No additional details provided.

UNIFY Financial Federal Credit Union
Institution Rating:
B4.4 ★ Texas Ratio: 21.76%
111 W Rio Salado Pkwy
Tempe, AZ 85281
FREE Checking
0.00%
$0
View
▼
Rate0.00%
Min Deposit$0
Min Balance—
UpdatedMar 22, 2026
Details

No additional details provided.

UNIFY Financial Federal Credit Union
Institution Rating:
B4.4 ★ Texas Ratio: 21.76%
111 W Rio Salado Pkwy
Tempe, AZ 85281
FREE Checking Account
0.00%
$0
View
▼
Rate0.00%
Min Deposit$0
Min Balance—
UpdatedMar 22, 2026
Details

No additional details provided.

Source: Verified Checking Rate Data provided by MonitorBankRates
Institution
Product
APY
Min Deposit
Profile
Northrop Grumman Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.91%
1575 S Price Road
Chandler, AZ 85286
YOUth Journey Checking
0.05%
$25
View
▼
Rate0.05%
Min Deposit$25
Min Balance—
UpdatedMar 20, 2026
Details

No additional details provided.

Florida West Coast Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.98%
4801 E THISTLE LANDING DR
PHOENIX, AZ 85044
Student Checking
0.00%
$0
View
▼
Rate0.00%
Min Deposit$0
Min Balance—
UpdatedMar 26, 2026
Details

No additional details provided.

Source: Verified Checking Rate Data provided by MonitorBankRates
Institution
Product
APY
Min Deposit
Profile
First Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.50%
475 N Gila Springs Blvd
Chandler, AZ 85226
Business Premier Checking
0.50%
$100,000
View
▼
Rate0.00%
Min Deposit$100,000
Min Balance—
UpdatedMar 23, 2026
Details

No additional details provided.

Mountain America Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.38%
3471 W Frye Rd
Chandler, AZ 85226
Business growth checking
0.50%
$0
View
▼
Rate0.50%
Min Deposit$0
Min Balance—
UpdatedMar 20, 2026
Details

$20,000 +

First Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.50%
475 N Gila Springs Blvd
Chandler, AZ 85226
Business Premier Checking
0.35%
$50,000
View
▼
Rate0.00%
Min Deposit$50,000
Min Balance—
UpdatedMar 23, 2026
Details

No additional details provided.

Mountain America Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.38%
3471 W Frye Rd
Chandler, AZ 85226
Business analysis checking earnings credit
0.30%
$0
View
▼
Rate0.30%
Min Deposit$0
Min Balance—
UpdatedMar 20, 2026
Details

$20,000 +

First Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.50%
475 N Gila Springs Blvd
Chandler, AZ 85226
Business Premier Checking
0.25%
$2,500
View
▼
Rate0.00%
Min Deposit$2,500
Min Balance—
UpdatedMar 23, 2026
Details

No additional details provided.

Mountain America Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.38%
3471 W Frye Rd
Chandler, AZ 85226
Business growth checking
0.25%
$0
View
▼
Rate0.25%
Min Deposit$0
Min Balance—
UpdatedMar 20, 2026
Details

$1,000 to $19,999

Mountain America Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.38%
3471 W Frye Rd
Chandler, AZ 85226
Business analysis checking earnings credit
0.10%
$0
View
▼
Rate0.10%
Min Deposit$0
Min Balance—
UpdatedMar 20, 2026
Details

under $20,000

Bell Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 2.41%
1850 E Northrop Blvd
Chandler, AZ 85286
Premier Business Interest Checking*
0.10%
$0
View
▼
Rate0.10%
Min Deposit$0
Min Balance—
UpdatedMar 16, 2026
Details

No additional details provided.

Bell Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 2.41%
1850 E Northrop Blvd
Chandler, AZ 85286
Business Interest Checking
0.10%
$0
View
▼
Rate0.10%
Min Deposit$0
Min Balance—
UpdatedMar 16, 2026
Details

No additional details provided.

Arizona Central Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.39%
1805 W Chandler Blvd
CHANDLER, AZ 85224
Business Classic Checking
0.05%
$0
View
▼
Rate0.05%
Min Deposit$0
Min Balance—
UpdatedMar 25, 2026
Details

No additional details provided.

Gateway Commercial Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
6860 E Warner Rd
Mesa, AZ 85212
Analysis Business Checking
5.00%
$0
View
▼
Rate5.00%
Min Deposit$0
Min Balance—
UpdatedMar 23, 2026
Details

5% earnings credit toward fees (and no hidden fees)

Sharefax Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.21%
615 N 48th St
Phoenix, AZ 85008 6608
Business Checking
0.15%
$0
View
▼
Rate0.00%
Min Deposit$0
Min Balance—
UpdatedMar 21, 2026
Details

No additional details provided.

Gainey Business Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
8501 N Scottsdale Rd
Scottsdale, AZ 85253
Business Interest Checking
0.10%
$0
View
▼
Rate0.10%
Min Deposit$0
Min Balance—
UpdatedMar 26, 2026
Details

No additional details provided.

Sharefax Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.21%
615 N 48th St
Phoenix, AZ 85008 6608
Business Checking
0.10%
$0
View
▼
Rate0.00%
Min Deposit$0
Min Balance—
UpdatedMar 21, 2026
Details

No additional details provided.

Gainey Business Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
8501 N Scottsdale Rd
Scottsdale, AZ 85253
Business Interest Checking
0.05%
$0
View
▼
Rate0.05%
Min Deposit$0
Min Balance—
UpdatedMar 26, 2026
Details

No additional details provided.

Gainey Business Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
8501 N Scottsdale Rd
Scottsdale, AZ 85253
Business Interest Checking
0.00%
$0
View
▼
Rate0.00%
Min Deposit$0
Min Balance—
UpdatedMar 26, 2026
Details

No additional details provided.

Firefighters First Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.58%
2151 E Broadway Rd
Tempe, AZ 85282 1893
Business Checking
0.00%
$100
View
▼
Rate0.00%
Min Deposit$100
Min Balance—
UpdatedMar 26, 2026
Details

No additional details provided.

Credit Union West Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.00%
20155 N 67th Ave
Glendale, AZ 85308
Business Checking
0.00%
$0
View
▼
Rate0.00%
Min Deposit$0
Min Balance—
UpdatedMar 25, 2026
Details

No additional details provided.

Notre Dame Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.69%
4645 N 32nd St Ste 100A
Phoenix, AZ 85018 3389
Ultimate Business Checking
0.00%
$0
View
▼
Rate0.00%
Min Deposit$0
Min Balance—
UpdatedMar 24, 2026
Details

No additional details provided.

Sharefax Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.21%
615 N 48th St
Phoenix, AZ 85008 6608
Business Checking
0.00%
$0
View
▼
Rate0.00%
Min Deposit$0
Min Balance—
UpdatedMar 21, 2026
Details

No additional details provided.

Chandler, AZ Checking Rate Trends

Compare local Chandler, AZ checking rate quotes against the statewide average

Weekly checking rate averages tracked across our database of 8,500+ banks and credit unions — updated every evening.

View Full Arizona Checking Trends →
High-Yield Checking — AZ Avg
2.033%
▲ 1.488 from last week

Arizona high-yield checking rates rose 1.488 points this week to 2.033% APY, up from 0.545% last week.

Rewards Checking — AZ Avg
1.286%
▼ 1.525 from last week

Arizona rewards checking rates fell 1.525 points this week to 1.286% APY, down from 2.812% last week.

As of Mar 26, 2026 • Rate data sourced from 8,500+ monitored institutions Powered by MonitorBankRates

Methodology & Data Sources

Direct-Sourced & Verified Checking Rate Data: We aggregate checking account rates for Chandler, Arizona directly from the official websites of banks and credit unions using a combination of our proprietary rate aggregation technology and a dedicated team of rate updaters. By pulling this data straight from the institutions’ own digital properties and manually verifying the yields daily, we ensure that every checking rate displayed on MonitorBankRates.com is highly accurate and trustworthy.

Local, Regional, and National Coverage: Our systems and team constantly monitor the market to provide a complete picture of available yields in Chandler, Arizona. We feature a comprehensive mix of financial institutions, allowing you to easily compare localized checking rates from neighborhood credit unions, competitive offers from mid-sized regional banks, and high-yield checking accounts available to account holders in AZ.

Daily Updates & Time-Stamped Accuracy: To maintain the highest level of data integrity, our rate updaters verify and update checking rates daily. Because checking account yields can fluctuate based on market conditions, every single checking product listed on our platform features its own specific “last updated” date.

Frequently Asked Questions

Do checking accounts in Chandler, Arizona earn interest?

Most traditional local checking accounts in Chandler, Arizona earn 0% interest. However, High-Yield Checking or Rewards Checking accounts from online banks and select local credit unions can pay interest rates comparable to savings accounts.

Are banks in Chandler, Arizona FDIC insured?

Yes. Legitimate banks with branches in Chandler, Arizona are FDIC insured up to $250,000 per depositor. Local Credit Unions are similarly insured by the NCUA.

What fees should I watch out for?

Common fees include Monthly Maintenance Fees (often waivable with direct deposit), Overdraft Fees, and Out-of-Network ATM fees. We recommend looking for “Free Checking” accounts that explicitly state no monthly fees.

What is a Rewards Checking account?

Rewards Checking accounts (sometimes called Kasasa accounts) offer high interest rates or cash back on debit card purchases in exchange for meeting monthly requirements like a minimum number of debit card transactions, direct deposit enrollment, or e-statement signup.

Best Checking Rates in Chandler, Arizona

Based on our current data, some of the highest checking account APYs available to residents of Chandler, Arizona include:
  • FirstBank (Colorado)
    Premier Checking — 0.20% APY
  • Bell Bank
    America's Best Premier Interest Checking* — 0.10% APY
  • TruWest Credit Union
    Cash Back Checking — 0.05% APY
  • Northrop Grumman Federal Credit Union
    YOUth Journey Checking — 0.05% APY
  • Greenwich Municipal Employees Federal Credit Union
    Checking Accounts — 0.00% APY
Checking Account Rates reflect actual verified offers from banks and credit unions actively accepting deposits in Chandler, Arizona. Your final available rate may depend on qualifying activity and daily market movements. Last Updated and Verified: March 26, 2026

Chandler, Arizona Rates & Resources

$
Chandler, Arizona CD Rates
$
Chandler, Arizona Savings Rates
$
Chandler, Arizona Money Market Rates
$
Chandler, Arizona Mortgage Rates
$
Chandler, Arizona Auto Loan Rates
$
Chandler, Arizona Personal Loan Rates