Best Personal Loan Rates in Black Canyon City, Arizona -
Brian McKay
Brian McKay
Founder & Data Architect- Automated Online Rate Data Aggregation
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Current personal loan options available to borrowers in Black Canyon City, Arizona include: Credit Union of Southern CaliforniaCredit Union of Southern CaliforniaA+5.0 ★Texas Ratio: 2.43% offering Credit Builder loan at 5.00% APR, Sharefax Credit UnionSharefax Credit UnionA+5.0 ★Texas Ratio: 4.03% offering MODEL YEAR 2023 & NEWER Up to 63 Months Loan at 5.39% APR, American Southwest Credit UnionAmerican Southwest Credit UnionA5.0 ★Texas Ratio: 6.92% offering 72 mo. Loan at 5.74% APR, Hughes Federal Credit UnionHughes Federal Credit UnionB+4.8 ★Texas Ratio: 14.56% offering FHA Loan (Purchase) at 5.99% APR, and Blue Water Federal Credit UnionBlue Water Federal Credit UnionA+5.0 ★Texas Ratio: 0.15% offering Previous Loan at 6.00% APR. Personal loan rates as of June 16, 2026 according to verified data from MonitorBankRates.
Black Canyon City borrowers have access to 34 lenders serving the Arizona area, with personal loan rates as low as 5.00% APR from Credit Union of Southern California. Use the tabs below to compare all available personal loan types. Rates are continually updated — we recommend checking back frequently.
We empower borrowers with transparent, proprietary financial health metrics—including A-F Safety Grades, verified Star Ratings, and Texas Ratios—so you can confidently borrow from a stable, highly-rated institution in Black Canyon City, Arizona.
Personal loan rates reflect recent market quotes and representative offers available to borrowers in Black Canyon City, Arizona. Rates shown are typically “as low as” APRs for borrowers with excellent credit. Your final approved rate will depend on your credit history, credit score, income, and loan amount. Personal Loan Rates Last Updated and Verified: June 16, 2026
Black Canyon City Personal Loan Rates
Maximum loan amount: Up to 100% of the available certificate balance
As Low As
APR without Autopay: 5.99%
As Low As
As Low As
APR without Autopay: 6.24%
APR without Autopay: 6.24%
Fixed
As Low As
As Low As; Promotional rate from June 1st through August 31st, 2026.
No additional details available.
As Low As
As Low As
No additional details available.
Fixed
APR without Autopay: 6.74%
No additional details available.
Amount: Up to $20000
No additional details available.
As low as:
As Low As; Adjustable APRs may increase or decrease after loan consummation, with a maximum APR of 18%.
No additional details available.
No additional details available.
No additional details available.
As Low As; Utah Housing VA
As Low As
As low as:
As low as 7.00% Variable Rate APR*
As Low As; Adjustable APRs may increase or decrease after loan consummation, with a maximum APR of 18%.
As Low As; Adjustable APRs may increase or decrease after loan consummation, with a maximum APR of 18%.
As Low As
Max APR: 11.24%
As Low As
As low as:
As Low As; Equifast
As Low As; Adjustable APRs may increase or decrease after loan consummation, with a maximum APR of 18%.
As Low As; Utah Housing FHA
No additional details available.
As Low As; Adjustable APRs may increase or decrease after loan consummation, with a maximum APR of 18%.
As Low As; Adjustable APRs may increase or decrease after loan consummation, with a maximum APR of 18%.
No additional details available.
Loans up to $250,000. No prepayment penalties. Personal guarantees may be waived.
As low as:
As low as:
As Low As; Actual rate will be determined by your Experian FICO 2 Credit Score.
As low as:
As Low As
No additional details available.
No additional details available.
As Low As
As Low As; Limited time promo; same-day funding, no payments for 45 days
Rates effective as of June 1, 2026.
Rates effective as of June 1, 2026.
No additional details available.
As Low As; Including Debt Consolidation
No additional details available.
No additional details available.
No additional details available.
No additional details available.
As Low As; Fixed APR
No additional details available.
As Low As; **
**
As Low As; Rates may vary based on creditworthiness and other factors.
As Low As; Rates and terms are based on creditworthiness and subject to change. Additional conditions may apply. See credit union for details.
Fixed loan rates as low as 9.99% APR* that beat most credit cards and lines of credit, saving you big bucks.
As Low As; Take control of your financial journey with our competitive You-Name-It Personal LoanTM, with rates as low as 9.99% APR, this is a great option for whatever you need to spend!
As Low As
*The annual percentage rates (APR) listed are our best rates. Your rate and/or term may vary depending on credit history and underwriting criteria. Rates updated daily.
**
Maximum $50,000
Estimated monthly payment of $25.60 per $1,000.00 borrowed.
No additional details available.
*The annual percentage rates (APR) listed are our best rates. Your rate and/or term may vary depending on credit history and underwriting criteria. Rates updated daily.
**
No additional details available.
No additional details available.
Variable Rate APR*; As low as:
As low as 10.99% APR*
As low as: 10.99% Variable Rate APR*
Personal Line of Credit (PLC) / Signature Loans
As Low As
No additional details available.
No additional details available.
As Low As
As Low As
As Low As; variable rate
Maximum $50,000
No additional details available.
Maximum loan amount: $30,000
As Low As
Fixed
**
*The annual percentage rates (APR) listed are our best rates. Your rate and/or term may vary depending on credit history and underwriting criteria. Rates updated daily.
As Low As
No additional details available.
Maximum $50,000
Maximum loan amount: $30,000
As Low As; Payments from $22.25 per $1,000 for 60 months
As Low As; Payment calculated on a monthly factor of 2.25% for each increment or partial increment of $1,000 outstanding balance and rounded to the next even dollar amount. See credit agreement for more details.
Advanced Payday Loan (APL) Call or stop by today to speak with a Loan officer for more details.
*The annual percentage rates (APR) listed are our best rates. Your rate and/or term may vary depending on credit history and underwriting criteria. Rates updated daily.
As Low As
Maximum loan amount: $30,000
As Low As
Fixed. Your rate may be higher depending on credit history and underwriting criteria. Rates and terms are accurate as of Thursday, February 05, 2026, and are subject to change. Consumer loans have a maximum 18% APR. Late fees and other charges may apply. Refer to your loan documents for details. Membership, eligibility & conditions are required.
As Low As
Maximum $50,000
No additional details available.
As Low As; variable rate
As Low As
No additional details available.
As Low As
Maximum $50,000
No additional details available.
As Low As
Fixed
No additional details available.
As Low As
As Low As
Fixed
As Low As; variable rate
Up to $1,000.00
Qualifications Required: DIRECT DEPOSIT REQUIRED; MIN SIX MONTH EMPLOYMENT, MIN AMT $250.00, MAX AMT $500.00, APPLICATION FEE: $20.00
Black Canyon City Personal Loan Rates
As Low As; Actual rate will be determined by your Experian FICO 2 Credit Score.
As Low As; Limited time promo; same-day funding, no payments for 45 days
As Low As; Rates may vary based on creditworthiness and other factors.
Fixed loan rates as low as 9.99% APR* that beat most credit cards and lines of credit, saving you big bucks.
As Low As; Take control of your financial journey with our competitive You-Name-It Personal LoanTM, with rates as low as 9.99% APR, this is a great option for whatever you need to spend!
Estimated monthly payment of $25.60 per $1,000.00 borrowed.
As low as 10.99% APR*
As low as: 10.99% Variable Rate APR*
Variable Rate APR*; As low as:
As Low As; Payments from $22.25 per $1,000 for 60 months
Fixed. Your rate may be higher depending on credit history and underwriting criteria. Rates and terms are accurate as of Thursday, February 05, 2026, and are subject to change. Consumer loans have a maximum 18% APR. Late fees and other charges may apply. Refer to your loan documents for details. Membership, eligibility & conditions are required.
No additional details available.
As Low As
Black Canyon City Debt Consolidation Loan Rates
No additional details available.
No additional details available.
No additional details available.
Black Canyon City Signature Loan Rates
As Low As
No additional details available.
As Low As; Including Debt Consolidation
No additional details available.
As Low As; Fixed APR
*The annual percentage rates (APR) listed are our best rates. Your rate and/or term may vary depending on credit history and underwriting criteria. Rates updated daily.
Maximum $50,000
No additional details available.
*The annual percentage rates (APR) listed are our best rates. Your rate and/or term may vary depending on credit history and underwriting criteria. Rates updated daily.
No additional details available.
No additional details available.
As Low As
Maximum $50,000
Maximum loan amount: $30,000
*The annual percentage rates (APR) listed are our best rates. Your rate and/or term may vary depending on credit history and underwriting criteria. Rates updated daily.
Maximum $50,000
Maximum loan amount: $30,000
*The annual percentage rates (APR) listed are our best rates. Your rate and/or term may vary depending on credit history and underwriting criteria. Rates updated daily.
Maximum loan amount: $30,000
Maximum $50,000
Maximum $50,000
Fixed
Fixed
Black Canyon City, AZ Personal Loan Rate Trends
Compare local Black Canyon City, AZ personal loan rates against the statewide average
Daily personal loan rate averages tracked across our database of 8,500+ banks and credit unions — updated every evening.
Arizona personal loan rates fell 0.582 points over the past 7 days to 10.177% APR.
Arizona signature loan rates rose 0.010 points over the past 7 days to 12.221% APR.
Methodology & Data Sources
Independent, Free, and Unbiased Rate Comparisons: MonitorBankRates.com is an independent rate comparison service. Our Black Canyon City, Arizona personal loan rate tables are free for consumers to use, and we do not receive payment from any lender to be included or to be ranked in any particular order. Listings are based solely on the rates each lender publicly advertises on its own website.
A Note on Third-Party Rate Tools: Some pages on our site also feature rate comparison widgets and tools provided by third-party partners. These tools may include sponsored listings or affiliate links, and we may receive compensation when users click through them. We clearly label these widgets so you can tell at a glance which rates come from our independent MonitorBankRates.com tables and which come from our advertising partners.
Direct-Sourced & Verified Personal Loan Rate Data: We aggregate personal loan rates for Black Canyon City, Arizona directly from the official websites of banks, credit unions, and online lenders using our proprietary rate aggregation technology and a dedicated team of rate updaters. By sourcing data from the institutions’ own digital properties and verifying APRs regularly, every rate on MonitorBankRates.com is highly accurate and trustworthy.
Local, Regional, and National Coverage: Our systems constantly monitor the market to provide a complete picture of available personal loan products in Black Canyon City, Arizona. We feature a comprehensive mix of lenders — from neighborhood credit unions and competitive regional banks to large national lenders available to borrowers in AZ.
Regularly Updated APRs: Our rate updaters verify and update personal loan rates regularly. Because APRs can change based on market conditions and lender policies, every product features its own “last updated” date for full transparency. Personal loan APRs shown typically represent “as low as” rates for borrowers with excellent credit; your actual rate will depend on your credit history, credit score, income, and loan amount.
Frequently Asked Questions
What credit score do I need for a personal loan in Arizona?
What is the difference between secured and unsecured personal loans?
Can I use a personal loan for debt consolidation in Arizona?
Are credit unions or banks better for personal loans in Black Canyon City, Arizona?
What are the best personal loan rates in Black Canyon City, Arizona?
- Credit Union of Southern California: 5.00% (Credit Builder loan)
- Sharefax Credit Union: 5.39% (MODEL YEAR 2023 & NEWER Up to 63 Months Loan)
- American Southwest Credit Union: 5.74% (72 mo. Loan)
- Hughes Federal Credit Union: 5.99% (FHA Loan (Purchase))
- Blue Water Federal Credit Union: 6.00% (Previous Loan)
Black Canyon City, Arizona Rates & Resources
Personal Loan Calculators
