Best Mortgage Rates Today October 2023 | MonitorBankRates

Search and compare refinance rates and mortgage rates today from many lenders by using our search tool.The rate list below is displaying mortgage refinance rates for a $200,000 mortgage loan in your state. Change the search criteria to receive your own personalized mortgage quotes from many lenders at once.
Loan Term
Lender
APR / Rate
Payment
Fees and Points
 
PenFed Credit Union
NMLS #401822
6.292%
15-Year Fixed
6.000%
$3,376 /mo
$7,500
Includes 0.875 points for $3,500
Lender Fees: $4,000
PenFed Credit Union
NMLS #401822
6.782%
30-Year Fixed
6.625%
$2,562 /mo
$6,500
Includes 0.625 points for $2,500
Lender Fees: $4,000
Embrace Home Loans
NMLS #2184
7.133%
15-Year Fixed
6.990%
$3,594 /mo
$3,556
Includes 0.889 points for $3,556
Lender Fees: $0
PADDIO
NMLS #1907
7.154%
15-Year Fixed
6.875%
$3,568 /mo
$7,000
Includes 0.875 points for $3,500
Lender Fees: $3,500
Good Day Financial, LLC
NMLS #1984206
License: MB-1984206
7.206%
15-Year Fixed
7.000%
$3,596 /mo
$5,388
Includes 0.824 points for $3,296
Lender Fees: $2,092
PADDIO
NMLS #1907
7.425%
30-Year Fixed
7.250%
$2,729 /mo
$7,000
Includes 0.875 points for $3,500
Lender Fees: $3,500
Embrace Home Loans
NMLS #2184
7.582%
30-Year Fixed
7.490%
$2,795 /mo
$3,608
Includes 0.902 points for $3,608
Lender Fees: $0
Good Day Financial, LLC
NMLS #1984206
License: MB-1984206
7.993%
30-Year Fixed
7.875%
$2,901 /mo
$4,756
Includes 0.666 points for $2,664
Lender Fees: $2,092
Rate data provided by RateUpdate.com. Displayed by ICB, a division of Mortgage Research Center, NMLS #1907, Equal Housing Opportunity. Payments do not include taxes or insurance premiums. Actual payments will be greater with taxes and insurance included. Rate and product details.

Mortgage Rates September 27, 2023

Lender
Product
Rate
APR
Points
5Y/6M ARM
8.000%
8.348%
0.991
10Y/6M ARM
8.000%
8.295%
0.812
5-Year ARM FHA
6.625%
8.277%
2.000
5-Year Jumbo ARM
6.125%
8.242%
2.000
5-Year ARM
6.500%
8.213%
2.000
7Y/6M ARM
7.750%
8.176%
0.842
5/1 ARM
7.500%
8.051%
0.950
10/1 Jumbo ARM
7.625%
7.975%
0.990
15-Year Fixed VA
6.750%
7.929%
2.000
15-Year Fixed FHA
6.750%
7.929%
2.000
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The mortgage rates presented are solely intended for informational use. Please consult the mentioned lenders for up-to-date mortgage rates. The actual mortgage rates and other loan conditions depend on the lender's approval and are not guaranteed.