Mortgage Lenders and Brokers in Rock Springs, Wyoming
Brian McKay
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iEditorial Disclosure
Editorial DisclosureLender lists come from federal HMDA loan data. Average rates come from our daily monitoring network. Editorial content is independent of any advertiser relationships.
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✓Fact Checked
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Loan Rates Last Updated and Verified: October 7, 2026
Rock Springs, Wyoming mortgage lenders include Glacier BankGlacier Bank601 N Front St, Rock Springs, WY 82901A+5.0 ★Texas Ratio: 1.87%, US Bank, N.A.US Bank, N.A.1510 Dewar Dr, Rock Springs, WY 82901A+5.0 ★Texas Ratio: 2.85%, Wells Fargo Bank NAWells Fargo Bank NA1400 Dewar Dr, Rock Springs, WY 82901A+5.0 ★Texas Ratio: 5.36%, WyHy Federal Credit UnionWyHy Federal Credit Union2611 Foothill Blvd, Rock Springs, WY 82901B4.5 ★Texas Ratio: 21.60%, Meridian Trust Federal Credit UnionMeridian Trust Federal Credit Union2223 Warren Ave, Cheyenne, WY 82001A+5.0 ★Texas Ratio: 4.45%, BMO Harris Bank NABMO Harris Bank NA440 Budd Ave, Big Piney, WY 83113A+5.0 ★Texas Ratio: 3.54%, Zions Bancorporation, N.A.Zions Bancorporation, N.A.25 S Willow St, Jackson Hole, WY 83001A+5.0 ★Texas Ratio: 3.72%, JPMorgan Chase Bank, NAJPMorgan Chase Bank, NA5923 Yellowstone Rd, Cheyenne, WY 82009A+5.0 ★Texas Ratio: 3.68%, United Wholesale Mortgage, and Rocket Mortgage. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in Rock Springs, Wyoming in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Rock Springs are listed first, then lenders elsewhere in Wyoming, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Mortgage Lenders and Brokers in Rock Springs, Wyoming
Market share is the lender's share of all home loans closed in Rock Springs, Wyoming. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
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1 office in Rock Springs 601 N Front St, Rock Springs, WY 82901 A+5.0 ★Texas Ratio: 1.87% |
Conventional, FHA, HELOC | 13 +5 HELOCs |
3.3% | 81.2% | $160,384 | View |
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1 office in Rock Springs 1510 Dewar Dr, Rock Springs, WY 82901 A+5.0 ★Texas Ratio: 2.85% |
Conventional, HELOC | 3 +3 HELOCs |
0.8% | 60% | $58,333 | View |
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1 office in Rock Springs 1400 Dewar Dr, Rock Springs, WY 82901 A+5.0 ★Texas Ratio: 5.36% |
Conventional | 1 | 0.3% | 100% | $485,000 | View |
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2611 Foothill Blvd, Rock Springs, WY 82901 B4.5 ★Texas Ratio: 21.60% |
Conventional, HELOC | 5 +7 HELOCs |
1.3% | 100% | $109,000 | View |
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2223 Warren Ave, Cheyenne, WY 82001 A+5.0 ★Texas Ratio: 4.45% |
Conventional, HELOC | 2 +7 HELOCs |
0.5% | 100% | $50,000 | View |
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440 Budd Ave, Big Piney, WY 83113 A+5.0 ★Texas Ratio: 3.54% |
Conventional, HELOC | 1 +1 HELOCs |
0.3% | 100% | $95,000 | View |
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25 S Willow St, Jackson Hole, WY 83001 A+5.0 ★Texas Ratio: 3.72% |
Conventional | 1 | 0.3% | 100% | $155,000 | View |
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5923 Yellowstone Rd, Cheyenne, WY 82009 A+5.0 ★Texas Ratio: 3.68% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
United Wholesale Mortgage
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Conventional, FHA, VA, USDA, HELOC | 159 +3 HELOCs |
40.5% | 92% | $291,792 | |
Rocket Mortgage
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Conventional, FHA, VA | 43 | 10.9% | 87.8% | $203,837 | |
Paramount Residential Mortgage
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Conventional, FHA, VA, USDA | 17 | 4.3% | 89.5% | $226,764 | |
Mortgage Research Center
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FHA, VA | 13 | 3.3% | 92.9% | $330,384 | |
Freedom Mortgage Corporation
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Conventional, FHA, VA | 12 | 3.1% | 92.9% | $295,833 | |
Guild Mortgage Company
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Conventional, FHA, VA, USDA | 8 | 2% | 73.3% | $198,750 | |
Utah Power Credit Union
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Conventional | 8 | 2% | 100% | $147,500 | |
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A4.7 ★Texas Ratio: 2.58% |
Conventional, FHA, USDA | 7 | 1.8% | 70% | $322,142 | View |
Plaza Home Mortgage, Inc
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Conventional, FHA, USDA | 7 | 1.8% | 87.5% | $173,571 | |
American Pacific Mortgage Corporation
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Conventional, FHA, USDA | 6 | 1.5% | 100% | $265,000 | |
Nationstar Mortgage
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Conventional | 6 | 1.5% | 100% | $85,000 | |
loanDepot.com LLC
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Conventional, FHA, HELOC | 5 +1 HELOCs |
1.3% | 100% | $95,000 | |
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A+5.0 ★Texas Ratio: 1.69% |
Conventional | 5 | 1.3% | 100% | $357,000 | View |
New American Funding, LLC.
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Conventional, FHA, VA | 5 | 1.3% | 100% | $161,000 | |
Navy Federal Credit Union
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Conventional, VA, HELOC | 4 +1 HELOCs |
1% | 100% | $277,500 | |
Lakeview Loan Servicing, LLC
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Conventional, FHA | 4 | 1% | 100% | $245,000 | |
Fairway Independent Mort Corp
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Conventional, FHA | 4 | 1% | 66.7% | $250,000 | |
Carrington Mortgage Services LLC
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Conventional, FHA | 4 | 1% | 57.1% | $190,000 | |
Newrez LLC
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Conventional, FHA, USDA | 3 | 0.8% | 60% | $278,333 | |
Pennymac Loan Services LLC
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FHA, VA | 3 | 0.8% | 60% | $311,666 | |
21St Mortgage
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Conventional | 3 | 0.8% | 20% | $78,333 | |
Mountain America Federal Credit Union
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Conventional, USDA, HELOC | 2 +1 HELOCs |
0.5% | 100% | $100,000 | |
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A+5.0 ★Texas Ratio: 3.16% |
Conventional | 2 | 0.5% | 100% | $595,000 | View |
Kind Lending, LLC
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Conventional | 2 | 0.5% | 66.7% | $245,000 | |
AmeriHome Mortgage Company, LLC
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Conventional, FHA | 2 | 0.5% | 100% | $400,000 | |
Amerisave Mortgage Company
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FHA | 2 | 0.5% | 40% | $165,000 | |
Centennial Lending, LLC
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Conventional, FHA | 2 | 0.5% | 66.7% | $125,000 | |
Sun West Mortgage Company, Inc
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FHA | 2 | 0.5% | 100% | $225,000 | |
RBC Bank (Georgia), N.A.
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Conventional | 2 | 0.5% | 100% | $385,000 | |
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B+4.8 ★Texas Ratio: 16.98% |
VA | 2 | 0.5% | 100% | $375,000 | View |
CrossCountry Mortgage, LLC
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Conventional, HELOC | 1 +2 HELOCs |
0.3% | 100% | $355,000 | |
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★ 1.7 stars, 3 reviews A+5.0 ★Texas Ratio: 4.24% |
Conventional, HELOC | 1 +1 HELOCs |
0.3% | 100% | $225,000 | View |
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A5.0 ★Texas Ratio: 13.21% |
Conventional | 1 | 0.3% | 100% | $525,000 | View |
Guaranteed Rate Affinity, LLC
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Conventional | 1 | 0.3% | 100% | $485,000 | |
MortgageOne, Inc
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VA | 1 | 0.3% | 100% | $455,000 | |
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D3.3 ★Texas Ratio: 35.11% |
Conventional | 1 | 0.3% | 100% | $105,000 | View |
Triad Financial Services, Inc.
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Conventional | 1 | 0.3% | 50% | $55,000 | |
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B+4.8 ★Texas Ratio: 17.16% |
FHA | 1 | 0.3% | 100% | $155,000 | View |
Data Mortgage, Inc
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FHA | 1 | 0.3% | 100% | $215,000 | |
Peak Financial LLC
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FHA | 1 | 0.3% | 100% | $275,000 | |
AmWest Funding Corp
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Conventional | 1 | 0.3% | 100% | $175,000 | |
SIRVA Mortgage, Inc.
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Conventional | 1 | 0.3% | 100% | $405,000 | |
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A+5.0 ★Texas Ratio: 0.89% |
FHA | 1 | 0.3% | 100% | $315,000 | View |
Lendsure Mortgage Corp.
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Conventional | 1 | 0.3% | 100% | $165,000 | |
Communityamerica Federal Credit Union
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Conventional | 1 | 0.3% | 100% | $355,000 | |
Goldenwest Federal Credit Union
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Conventional | 1 | 0.3% | 100% | $65,000 | |
Mutual of Omaha Mortgage
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FHA | 1 | 0.3% | 100% | $265,000 | |
Lower, LLC
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Conventional | 1 | 0.3% | 100% | $315,000 | |
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★ 1 stars, 1 review A+5.0 ★Texas Ratio: 2.87% |
Conventional | 1 | 0.3% | 100% | $175,000 | View |
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A+5.0 ★Texas Ratio: 0.51% |
Conventional | 1 | 0.3% | 100% | $145,000 | View |
Spring Eq, LLC
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Conventional | 1 | 0.3% | 100% | $85,000 | |
Ark-La-Tex Financial Services LLC
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FHA | 1 | 0.3% | 100% | $175,000 | |
Village Capital & Investment
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FHA | 1 | 0.3% | 50% | $505,000 | |
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B4.5 ★Texas Ratio: 20.96% |
HELOC | 0 +6 HELOCs |
0% | n/a | View | |
Figure Lending LLC
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HELOC | 0 +5 HELOCs |
0% | n/a | ||
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A+5.0 ★Texas Ratio: 4.14% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
Mission Loans, LLC
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HELOC | 0 +1 HELOCs |
0% | 0% | ||
Pentagon Federal Credit Union
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HELOC | 0 +1 HELOCs |
0% | n/a |
Rock Springs Mortgage Rate Trends
Daily average mortgage rates for Wyoming compared with the national average, updated every evening.
Mortgage Lenders and Mortgage Brokers Near Me in Rock Springs, Wyoming
Looking for mortgage lenders near me or mortgage brokers near me in Rock Springs? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Rock Springs in 2025, with lenders based there listed first.
Types of Mortgage Lenders in Rock Springs, WY
Use these to narrow the list above. Each category shows how many Rock Springs, WY lenders fit and what that kind of lender is usually best for.
Who Lends in Rock Springs, WY
Independent mortgage companies closed 83.2 percent of home loans in Rock Springs, Wyoming in 2025, banks 10.9 percent and credit unions 5.9 percent. United Wholesale Mortgage was the largest mortgage company, Glacier Bank the largest bank and WyHy Federal Credit Union the largest credit union. Among lenders headquartered in Wyoming, WyHy Federal Credit Union led with 5 loans.
How to Read This List
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
Title or escrow companies usually handle closings in Wyoming. None; Wyoming has no transfer tax or mortgage tax.
More Wyoming Mortgage Lender Pages
Frequently Asked Questions About Mortgage Lenders in Rock Springs, WY
By home loans closed in 2025, Glacier Bank was the largest mortgage lender in Rock Springs, Wyoming with 13 loans, about 3.3 percent of the market. The largest lender headquartered in Wyoming was WyHy Federal Credit Union with 5 loans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Among lenders with meaningful volume in Rock Springs, Wyoming, United Wholesale Mortgage approved the highest share of completed applications in 2025 at 92 percent, against a 85.8 percent average for all lenders. Approval share reflects the applicants a lender attracts as much as its underwriting, so compare it alongside loan programs and median loan size. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
28 lenders closed FHA loans in Rock Springs, Wyoming in 2025, led by United Wholesale Mortgage with 76. 11 lenders closed VA loans, led by United Wholesale Mortgage, and 8 closed USDA rural loans. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 19 banks and 8 credit unions closed home loans in Rock Springs, Wyoming in 2025, alongside 39 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in Rock Springs, Wyoming during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Methodology and Sources
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Rock Springs, Wyoming for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Rock Springs. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.
