☰

Survey Results We asked readers after the Fed’s Sept. 16 hike: 50% of homeowners have a mortgage rate under 4%. See the full results

Home / Mortgage Lenders / Wyoming / Cheyenne

iAdvertiser Disclosure

Mortgage Lenders and Brokers in Cheyenne, Wyoming

Content reviewed by

Brian McKay | iEditorial Disclosure | ✓Fact Checked | Loan Rates Last Updated and Verified: October 7, 2026

Cheyenne, Wyoming mortgage lenders include Jonah Bank of WyomingJonah Bank of Wyoming205 Storey Blvd, Cheyenne, WY 82009A+5.0 ★Texas Ratio: 0.00%, Blue Federal Credit UnionBlue Federal Credit Union114 E 7th Ave, Cheyenne, WY 82001A5.0 ★Texas Ratio: 9.97%, First Education Federal Credit UnionFirst Education Federal Credit Union120 W Carlson St, Cheyenne, WY 82009A+5.0 ★Texas Ratio: 0.73%, Meridian Trust Federal Credit UnionMeridian Trust Federal Credit Union2223 Warren Ave, Cheyenne, WY 82001A+5.0 ★Texas Ratio: 4.45%, Platte Valley BankPlatte Valley Bank421 Vandehei Ave, Cheyenne, WY 82009A+5.0 ★Texas Ratio: 3.51%, First National BankFirst National Bank5827 Yellowstone Rd, Cheyenne, WY 82009A+5.0 ★Texas Ratio: 2.40%, WyHy Federal Credit UnionWyHy Federal Credit Union1715 Stillwater Ave, Cheyenne, WY 82009 7359B4.5 ★Texas Ratio: 21.60%, ANB BankANB Bank3355 E Pershing Blvd, Cheyenne, WY 82001A+5.0 ★Texas Ratio: 3.70%, Central Bank & TrustCentral Bank & Trust3060 E Lincolnway, Cheyenne, WY 82001A+5.0 ★Texas Ratio: 0.02%, and US Bank, N.A.US Bank, N.A.2020 Carey Ave, Cheyenne, WY 82001A+5.0 ★Texas Ratio: 2.85%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.

Lenders are ranked only by the number of home loans they closed in Cheyenne, Wyoming in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Cheyenne are listed first, then lenders elsewhere in Wyoming, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.

Mortgage Lenders and Brokers in Cheyenne, Wyoming

Market share is the lender's share of all home loans closed in Cheyenne, Wyoming. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.

Lender	Programs	Loans closed	Market share	Approval share	Average loan	View
Jonah Bank of Wyoming 2 offices in Cheyenne 205 Storey Blvd, Cheyenne, WY 82009 A+5.0 ★Texas Ratio: 0.00%	Conventional, FHA, VA, Jumbo	140	6.3%	95.9%	$336,000	View
Blue Federal Credit Union 114 E 7th Ave, Cheyenne, WY 82001 A5.0 ★Texas Ratio: 9.97%	Conventional, Jumbo, HELOC	51 +72 HELOCs	2.3%	89.5%	$270,686	View
First Education Federal Credit Union 120 W Carlson St, Cheyenne, WY 82009 A+5.0 ★Texas Ratio: 0.73%	Conventional	36	1.6%	97.3%	$105,277	View
Meridian Trust Federal Credit Union 2223 Warren Ave, Cheyenne, WY 82001 A+5.0 ★Texas Ratio: 4.45%	Conventional, HELOC	32 +87 HELOCs	1.4%	91.4%	$164,062	View
Platte Valley Bank 2 offices in Cheyenne 421 Vandehei Ave, Cheyenne, WY 82009 A+5.0 ★Texas Ratio: 3.51%	Conventional, FHA, VA, Jumbo	30	1.4%	93.8%	$342,666	View
First National Bank 1 office in Cheyenne 5827 Yellowstone Rd, Cheyenne, WY 82009 A+5.0 ★Texas Ratio: 2.40%	Conventional, FHA, VA	27	1.2%	96.4%	$325,370	View
WyHy Federal Credit Union 1715 Stillwater Ave, Cheyenne, WY 82009 7359 B4.5 ★Texas Ratio: 21.60%	Conventional, HELOC	25 +42 HELOCs	1.1%	86.2%	$194,600	View
ANB Bank 1 office in Cheyenne 3355 E Pershing Blvd, Cheyenne, WY 82001 A+5.0 ★Texas Ratio: 3.70%	Conventional	23	1%	85.7%	$177,173	View
Central Bank & Trust 1 office in Cheyenne 3060 E Lincolnway, Cheyenne, WY 82001 A+5.0 ★Texas Ratio: 0.02%	Conventional	20	0.9%	100%	$319,000	View
US Bank, N.A. 2 offices in Cheyenne 2020 Carey Ave, Cheyenne, WY 82001 A+5.0 ★Texas Ratio: 2.85%	Conventional, FHA, VA, HELOC	16 +2 HELOCs	0.7%	63%	$306,875	View
First Interstate Bank ★ 1 stars, 1 review 2 offices in Cheyenne 401 W 19th St, Cheyenne, WY 82001 A+5.0 ★Texas Ratio: 4.72%	Conventional, VA, HELOC	14 +17 HELOCs	0.6%	77.8%	$324,285	View
FirsTier Bank 2 offices in Cheyenne 1508 Stillwater Ave, Cheyenne, WY 82009 F2.0 ★Texas Ratio: 51.03%	Conventional, Jumbo	10	0.5%	100%	$504,000	View
JPMorgan Chase Bank, NA 2 offices in Cheyenne 5923 Yellowstone Rd, Cheyenne, WY 82009 A+5.0 ★Texas Ratio: 3.68%	Conventional, Jumbo, HELOC	8 +2 HELOCs	0.4%	80%	$387,500	View
First National Bank of Omaha 3 offices in Cheyenne 3220 Dell Range Boulevard, Cheyenne, WY 82009 A+5.0 ★Texas Ratio: 4.82%	Conventional, HELOC	6 +7 HELOCs	0.3%	85.7%	$225,000	View
Pinnacle Bank - Wyoming 2 offices in Cheyenne 3518 Dell Range Blvd, Cheyenne, WY 82009 A+5.0 ★Texas Ratio: 2.32%	Conventional	6	0.3%	85.7%	$326,666	View
Hilltop National Bank 1 office in Cheyenne 325 West 18th Street, Cheyenne, WY 82001 A+5.0 ★Texas Ratio: 1.89%	Conventional, FHA	6	0.3%	100%	$256,666	View
Wells Fargo Bank NA 2 offices in Cheyenne 3600 E Pershing Blvd, Cheyenne, WY 82001 A+5.0 ★Texas Ratio: 5.36%	Conventional	5	0.2%	83.3%	$269,000	View
BMO Harris Bank NA 2 offices in Cheyenne 1515 Dell Range Blvd, Cheyenne, WY 82009 A+5.0 ★Texas Ratio: 3.54%	Conventional, HELOC	2 +18 HELOCs	0.1%	66.7%	$90,000	View
Wyoming Bank & Trust	Conventional, FHA, VA	45	2%	93.9%	$282,333
Western Vista Federal Credit U	Conventional, FHA, HELOC	15 +14 HELOCs	0.7%	93.8%	$301,000
Wallick and Volk, Inc.	Conventional, FHA, VA	11	0.5%	84.6%	$250,454
First Western Trust Bank 890 W Broadway Ave, Jackson, WY 83001 A+5.0 ★Texas Ratio: 5.16%	Conventional, FHA, VA	51	2.3%	98.1%	$316,960	View
Uniwyo Federal Credit Union 5249 Yellowstone Rd, Cheyenne, WY 82009 4736 A+5.0 ★Texas Ratio: 3.40%	Conventional, HELOC	16 +18 HELOCs	0.7%	80%	$93,750	View
Zions Bancorporation, N.A. 25 S Willow St, Jackson Hole, WY 83001 A+5.0 ★Texas Ratio: 3.72%	Conventional, VA, Jumbo	2	0.1%	100%	$730,000	View
Glacier Bank 314 S Washington St, Afton, WY 83110 A+5.0 ★Texas Ratio: 1.87%	Conventional, HELOC	1 +1 HELOCs	0%	100%	$205,000	View
StagePoint Federal Credit Union 3905 E Grand Ave Ste 100, Laramie, WY 82070 5188 A+5.0 ★Texas Ratio: 1.25%	Conventional	1	0%	50%	$65,000	View
NBH Bank 65 Greys River Road, Alpine, WY 83128 A+5.0 ★Texas Ratio: 2.90%	VA	1	0%	100%	$615,000	View
Fairway Independent Mort Corp	Conventional, FHA, VA, Jumbo	378	17%	95.2%	$328,201
Rocket Mortgage	Conventional, FHA, VA	209	9.4%	84.2%	$260,071
Guild Mortgage Company	Conventional, FHA, VA	110	5%	95.9%	$316,818
United Wholesale Mortgage	Conventional, FHA, VA, HELOC	95 +2 HELOCs	4.3%	93.6%	$380,578
Mortgage Research Center	Conventional, FHA, VA	69	3.1%	72.6%	$362,101
Geneva Financial LLC	Conventional, FHA, VA, Jumbo	64	2.9%	97%	$284,375
American Pacific Mortgage Corporation	Conventional, FHA, VA	61	2.7%	91%	$329,262
CrossCountry Mortgage, LLC	Conventional, FHA, VA	59	2.7%	100%	$330,084
Freedom Mortgage Corporation	Conventional, FHA, VA	45	2%	91.7%	$352,777
Pennymac Loan Services LLC	Conventional, FHA, VA, Jumbo	38	1.7%	82.6%	$226,578
Guaranteed Rate, Inc.	Conventional, FHA, VA, Jumbo	31	1.4%	88.6%	$304,354
Navy Federal Credit Union	Conventional, VA, HELOC	30 +6 HELOCs	1.4%	90.9%	$309,000
Newrez LLC	Conventional, VA, Jumbo	30	1.4%	83.3%	$421,333
Nationstar Mortgage	Conventional, FHA, VA	24	1.1%	88.9%	$274,583
loanDepot.com LLC	Conventional, FHA, VA, HELOC	21 +1 HELOCs	0.9%	80.8%	$226,904
Cmg Mortgage Inc	Conventional, FHA, VA, Jumbo, HELOC	21 +1 HELOCs	0.9%	100%	$396,904
Kind Lending, LLC	Conventional, FHA, VA	18	0.8%	85.7%	$372,222
Centennial Lending, LLC	Conventional, FHA, VA	18	0.8%	81.8%	$175,555
Granite Bank A5.0 ★Texas Ratio: 13.85%	Conventional, FHA, VA	16	0.7%	94.1%	$261,250	View
Loanunited.Com, LLC	Conventional, FHA, VA	14	0.6%	100%	$337,142
American Financing Corporation	Conventional, FHA	13	0.6%	65.2%	$292,692
New American Funding, LLC.	Conventional, FHA, VA	11	0.5%	73.3%	$320,454
The Loan Store, Inc	Conventional, VA, HELOC	10 +1 HELOCs	0.5%	91.7%	$382,000
Usaa Federal Savings Bank B-3.5 ★Texas Ratio: 6.80%	Conventional, VA	10	0.5%	76.9%	$380,000	View
Towne Mortgage Company	Conventional, VA	9	0.4%	100%	$520,555
Lakeview Loan Servicing, LLC	Conventional, FHA, VA	8	0.4%	77.8%	$370,000
Mutual of Omaha Mortgage	FHA, VA	8	0.4%	53.3%	$270,000
Nuvision Federal Credit Union	Conventional, FHA, HELOC	7 +21 HELOCs	0.3%	77.8%	$359,285
Discover Bank	Conventional	7	0.3%	30.4%	$63,571
New Day Financial, LLC.	VA	7	0.3%	60%	$317,857
Spring Eq, LLC	Conventional, HELOC	6 +2 HELOCs	0.3%	63.6%	$76,666
Amerisave Mortgage Company	Conventional, FHA	6	0.3%	30%	$86,666
Sofi Bank, National Association A+5.0 ★Texas Ratio: 0.51%	Conventional	6	0.3%	85.7%	$235,000	View
Nbkc Bank	Conventional, VA	5	0.2%	83.3%	$643,000
Carrington Mortgage Services LLC	Conventional, FHA, VA	5	0.2%	62.5%	$143,000
Plains Commerce Bank A5.0 ★Texas Ratio: 9.09%	Conventional, FHA	5	0.2%	100%	$383,000	View
Pentagon Federal Credit Union	Conventional, VA, HELOC	4 +1 HELOCs	0.2%	100%	$432,500
Huntington National Bank A+5.0 ★Texas Ratio: 3.66%	Conventional	4	0.2%	100%	$375,000	View
Sage Home Loans Corporation	Conventional, VA	4	0.2%	83.3%	$347,500
PHH Mortgage Corporation	Conventional, VA	4	0.2%	100%	$165,000
Land Home Financial Services,	FHA	4	0.2%	80%	$302,500
Better Mortgage Corporation	Conventional, FHA	4	0.2%	100%	$320,000
Magnolia Bank A-5.0 ★Texas Ratio: 14.97%	VA	4	0.2%	100%	$380,000	View
Reliance First Capital, LLC	Conventional, FHA, VA	4	0.2%	100%	$375,000
Cornerstone Capital Bank, Ssb A+5.0 ★Texas Ratio: 3.21%	FHA, VA	3	0.1%	100%	$421,666	View
Union Home Mortgage Corp.	Conventional, VA	3	0.1%	60%	$375,000
West Gate Bank A+5.0 ★Texas Ratio: 1.69%	Conventional	3	0.1%	71.4%	$565,000	View
Riversone Bank	Conventional	3	0.1%	100%	$181,666
Churchill Mortgage Corporation	Conventional	3	0.1%	100%	$301,666
Planet Home Lending, LLC	VA	3	0.1%	100%	$358,333
Armed Forces Bank, N.A. A+5.0 ★Texas Ratio: 4.81%	VA	3	0.1%	100%	$315,000	View
Change Lending A+5.0 ★Texas Ratio: 3.68%	Conventional	3	0.1%	100%	$385,000	View
Megastar Finanacial Corp	Conventional, FHA	3	0.1%	100%	$205,000
Premier Members Credit Union	Conventional	3	0.1%	100%	$211,666
Canvas Credit Union	Conventional	3	0.1%	100%	$375,000
Northpointe Bank A5.0 ★Texas Ratio: 8.47%	VA, HELOC	2 +1 HELOCs	0.1%	100%	$400,000	View
Premia Mortgage, LLC A5.0 ★Texas Ratio: 13.21%	Conventional, VA	2	0.1%	100%	$395,000	View
Servion	Conventional	2	0.1%	100%	$295,000
Colorado Federal Savings Bank A+5.0 ★Texas Ratio: 3.16%	Conventional	2	0.1%	100%	$520,000	View
AmeriHome Mortgage Company, LLC	FHA, VA	2	0.1%	100%	$305,000
M&T Bank A+5.0 ★Texas Ratio: 4.11%	VA	2	0.1%	100%	$310,000	View
Peak Financial LLC	FHA	2	0.1%	100%	$390,000
Pivot Financial Partners, Inc	Conventional	2	0.1%	100%	$255,000
Barrington Bank & Trust Company, N.A. A+5.0 ★Texas Ratio: 2.20%	Conventional, VA	2	0.1%	100%	$265,000	View
Stifel Bank & Trust A-4.8 ★Texas Ratio: 12.33%	Conventional	2	0.1%	100%	$385,000	View
Mortgage Solutions of Colorado	VA	2	0.1%	100%	$310,000
Zillow Home Loans, LLC	Conventional, FHA	2	0.1%	100%	$315,000
Sunflower Bank, N.A. A5.0 ★Texas Ratio: 10.77%	Conventional	2	0.1%	100%	$370,000	View
The Federal Savings Bank B+4.8 ★Texas Ratio: 16.98%	Conventional, VA	2	0.1%	66.7%	$410,000	View
Vanderbilt Mortgage and Finance, Inc	Conventional	2	0.1%	6.7%	$200,000
Village Capital & Investment	VA	2	0.1%	85.7%	$335,000
Bank of America NA A+5.0 ★Texas Ratio: 4.14%	Conventional, HELOC	1 +2 HELOCs	0%	50%	$445,000	View
Bank of Colorado A+5.0 ★Texas Ratio: 3.16%	Conventional, HELOC	1 +1 HELOCs	0%	100%	$325,000	View
Credit Union of Colorado, A Federal Credit Union A+5.0 ★Texas Ratio: 3.16%	Conventional, HELOC	1 +1 HELOCs	0%	100%	$255,000	View
A&D Mortgage LLC A+5.0 ★Texas Ratio: 4.11%	Conventional	1	0%	100%	$705,000	View
Liberty Federal Credit Union	VA	1	0%	100%	$435,000
American Financial Resources LLC	VA	1	0%	100%	$385,000
Primelending	Conventional	1	0%	100%	$295,000
Primary Residential Mortgage, INC.	VA	1	0%	100%	$415,000
Greenstate Credit Union	Conventional	1	0%	100%	$255,000
Gold Star Mortgage Financial Group, Corporation	VA	1	0%	100%	$215,000
Everett Financial, Inc.	FHA	1	0%	100%	$535,000
NOVA Financial & Investment Corporation	Conventional	1	0%	100%	$265,000
Residential Mortgage, LLC	VA	1	0%	100%	$365,000
MortgageOne, Inc	VA, Jumbo	1	0%	100%	$955,000
Equity Prime Mortgage LLC	VA	1	0%	33.3%	$405,000
Triad Financial Services, Inc.	Conventional	1	0%	31.6%	$65,000
Movement Mortgage, LLC	VA	1	0%	100%	$435,000
United Trust Bank	VA	1	0%	100%	$535,000
Bison State Bank A+5.0 ★Texas Ratio: 2.38%	Conventional	1	0%	100%	$545,000	View
Deephaven Mortgage LLC	Conventional	1	0%	50%	$355,000
Synergy One Lending, Inc.	FHA	1	0%	100%	$345,000
AmWest Funding Corp	Conventional	1	0%	100%	$255,000
American Liberty Mortgage Inco	Conventional	1	0%	100%	$165,000
Sun West Mortgage Company, Inc	Conventional	1	0%	100%	$235,000
Das Acquisition Company, LLC	VA	1	0%	100%	$275,000
Gate City Bank	Conventional	1	0%	100%	$635,000
Credit Human Federal Credit Un	Conventional	1	0%	100%	$25,000
Click n' Close, Inc.	VA	1	0%	100%	$395,000
Mountain America Federal Credit Union	Conventional	1	0%	100%	$145,000
Cardinal Financial Company, Li	FHA	1	0%	100%	$195,000
New Century Bank A+5.0 ★Texas Ratio: 5.98%	Conventional	1	0%	100%	$715,000	View
Servis One, Inc	FHA	1	0%	100%	$315,000
Leader Bank NA A+5.0 ★Texas Ratio: 0.22%	Conventional	1	0%	100%	$405,000	View
Evergreen Moneysource Mortgage Company	FHA	1	0%	100%	$395,000
First Federal Bank A+5.0 ★Texas Ratio: 1.10%	VA	1	0%	100%	$415,000	View
US Mortgage Corporation A+5.0 ★Texas Ratio: 2.85%	Conventional	1	0%	100%	$285,000	View
Paramount Bank A5.0 ★Texas Ratio: 8.70%	Conventional	1	0%	100%	$365,000	View
V.I.P. Mortgage, Inc.	FHA	1	0%	100%	$435,000
Thrivent Federal Credit Union	Conventional	1	0%	100%	$275,000
Lower, LLC	VA	1	0%	33.3%	$625,000
Ixonia Bank A+5.0 ★Texas Ratio: 2.14%	VA	1	0%	100%	$645,000	View
Pinnacle Bank A+5.0 ★Texas Ratio: 1.45%	Conventional	1	0%	100%	$375,000	View
Truist Bank ★ 1 stars, 1 review A+5.0 ★Texas Ratio: 2.87%	Conventional	1	0%	100%	$65,000	View
Southwest Stage Funding LLC	FHA	1	0%	50%	$375,000
Morgan Stanley Private Bank NA A4.8 ★Texas Ratio: 2.45%	Conventional, Jumbo	1	0%	100%	$1,525,000	View
Nexera Holding LLC	Conventional	1	0%	100%	$205,000
Umb Bank NA A+5.0 ★Texas Ratio: 1.78%	Conventional	1	0%	100%	$545,000	View
Plaza Home Mortgage, Inc	VA	1	0%	33.3%	$575,000
Leaderone Financial Corp.	Conventional	1	0%	100%	$265,000
American Neighborhood Mortgage Acceptance Company	VA	1	0%	100%	$205,000
Figure Lending LLC	HELOC	0 +7 HELOCs	0%	n/a
Coastal Community Bank B4.5 ★Texas Ratio: 20.96%	HELOC	0 +5 HELOCs	0%	n/a		View
Gte Federal Credit Union	HELOC	0 +4 HELOCs	0%	n/a
Flagstar Bank NA D3.3 ★Texas Ratio: 35.11%	HELOC	0 +1 HELOCs	0%	0%		View
Utah Power Credit Union	HELOC	0 +1 HELOCs	0%	n/a
Mission Loans, LLC	HELOC	0 +1 HELOCs	0%	n/a
HomeTrust Bank A+5.0 ★Texas Ratio: 5.53%	HELOC	0 +1 HELOCs	0%	n/a		View
PNC Bank N.A. ★ 1.7 stars, 3 reviews A+5.0 ★Texas Ratio: 4.24%	HELOC	0 +1 HELOCs	0%	n/a		View

Lender counts and market shares come from 2025 federal HMDA loan data, the public record of mortgage applications and closings. Health grades: MonitorBankRates, rates as of Oct 7, 2026.

Cheyenne Mortgage Rate Trends

Daily average mortgage rates for Wyoming compared with the national average, updated every evening.

30-Year Fixed WY Avg

7.363%

▲ 0.083 vs 7 days ago

15-Year Fixed WY Avg

6.870%

▲ 0.069 vs 7 days ago

Mortgage Lenders and Mortgage Brokers Near Me in Cheyenne, Wyoming

Looking for mortgage lenders near me or mortgage brokers near me in Cheyenne? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Cheyenne in 2025, with lenders based there listed first.

Types of Mortgage Lenders in Cheyenne, WY

Use these to narrow the list above. Each category shows how many Cheyenne, WY lenders fit and what that kind of lender is usually best for.

Mortgage companies and brokers 78 lenders. Nonbank lenders and brokers that shop several wholesale lenders; often the fastest closings Banks 58 lenders. Local and national banks with branches, portfolio and jumbo loans, and an MBR health grade Credit unions 20 lenders. Member owned, often lower fees and flexible underwriting for members FHA lenders 50 lenders. 3.5 percent down and credit scores into the 500s; the usual route for bad credit or low down payment buyers VA lenders 72 lenders. No down payment and no mortgage insurance for eligible veterans and service members Jumbo lenders 14 lenders. Loans above the conforming limit for higher priced homes Local lenders based in WY 13 lenders headquartered in Wyoming, the closest thing to a mortgage lender near you

Who Lends in Cheyenne, WY

Independent mortgage companies closed 66.7 percent of home loans in Cheyenne, Wyoming in 2025, banks 23 percent and credit unions 10.3 percent. Wallick and Volk, Inc. was the largest mortgage company, Jonah Bank of Wyoming the largest bank and Blue Federal Credit Union the largest credit union. Among lenders headquartered in Wyoming, Jonah Bank of Wyoming led with 140 loans.

66.7%

Mortgage companies

23%

Banks

10.3%

Credit unions

19%

FHA loans

27%

VA loans

How to Read This List

A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.

Title or escrow companies usually handle closings in Wyoming. None; Wyoming has no transfer tax or mortgage tax.

More Wyoming Mortgage Lender Pages

All Wyoming lenders 311 lenders Casper 99 lenders Gillette 91 lenders Laramie 81 lenders Sheridan 64 lenders Rock Springs 60 lenders Cody 50 lenders Evanston 50 lenders Green River 54 lenders Evansville 53 lenders Riverton 52 lenders Pine Bluffs 56 lenders Bar Nunn 43 lenders

Frequently Asked Questions About Mortgage Lenders in Cheyenne, WY

Who is the largest mortgage lender in Cheyenne, WY?

By home loans closed in 2025, Jonah Bank of Wyoming was the largest mortgage lender in Cheyenne, Wyoming with 140 loans, about 6.3 percent of the market. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.

Which mortgage lenders in Cheyenne, WY have the highest approval rates?

Among lenders with meaningful volume in Cheyenne, Wyoming, CrossCountry Mortgage, LLC approved the highest share of completed applications in 2025 at 100 percent, against a 87.1 percent average for all lenders. Approval share reflects the applicants a lender attracts as much as its underwriting, so compare it alongside loan programs and median loan size. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.

Which Cheyenne, WY mortgage lenders offer FHA, VA and USDA loans?

50 lenders closed FHA loans in Cheyenne, Wyoming in 2025, led by Fairway Independent Mort Corp with 95. 72 lenders closed VA loans, led by Fairway Independent Mort Corp. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.

Are credit unions and local banks included in this Cheyenne, WY lender list?

Yes. 58 banks and 20 credit unions closed home loans in Cheyenne, Wyoming in 2025, alongside 78 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.

How are mortgage lenders in Cheyenne, WY ranked on this page?

Lenders are ranked only by the number of home loans they closed in Cheyenne, Wyoming during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.

Methodology and Sources

Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Cheyenne, Wyoming for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Cheyenne. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.