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Uniwyo Federal Credit Union Rates & Review October 2026

Content reviewed by
Brian McKay Brian McKay
Brian McKay

Brian McKay

Founder & Data Architect
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Brian is the Founder of MonitorBankRates.com. For over 18 years, he has utilized his background in enterprise infrastructure to engineer proprietary systems that track rates from over 8,000 financial institutions.
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| iEditorial Disclosure
Editorial Disclosure The rates displayed are actual, verified rates sourced directly from the official websites of banks and credit unions. Our editorial content is independent of any advertiser relationships.
| ✓Fact Checked | Rates Last Updated and Verified: October 12, 2026

Uniwyo Federal Credit Union's top rates as of October 12, 2026 are 3.85% APY on its IRA and HSA CD - 5 Year IRA, 0.35% APY on savings, 3.00% APY on money market accounts, 4.00% APY on checking, personal loans from 10.04% APR, and credit cards from 10.99% APR, according to rates verified by MonitorBankRates. Other Uniwyo Federal Credit Union CD rates include CD - 5 Year at 3.85%, CD - 4 Year at 3.80%, and IRA and HSA CD - 3 Year IRA at 3.75%. MonitorBankRates evaluates the financial stability of Uniwyo Federal Credit Union with a 5.0 Star Rating, an A+ Overall Health Grade, and a Texas Ratio of 3.40%. Rates last updated and verified on 10/12/2026.

Uniwyo Federal Credit Union money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Uniwyo Federal Credit Union? Share your experience about Uniwyo Federal Credit Union by leaving a review below, or read customer reviews before you decide to use Uniwyo Federal Credit Union.

MonitorBankRates Verified Healthy Badge Q2 2026 Verified Healthy Q2 2026 Use This Badge on Your Credit Union Website
Overall Health & Safety Grade ?
A+
Exceptional Health Score: 98/100
MonitorBankRates Rating ?
5.0
Exceptional Out of 5.0 Stars
Texas Ratio ?
3.40%
Excellent Lower than avg
Health Trend ?
Very strong 12 quarters
Full history ›
Uniwyo Federal Credit Union
2020 Grand Branch
2020 E Grand Ave
Laramie, WY 82070
https://www.uniwyo.com
Member NCUA
Customer Reviews
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Financial health data as of Q2 2026 (NCUA 5300 call report for the quarter ended June 30, 2026). This is the most recent call report available. The NCUA publishes credit union call reports about ten weeks after each quarter ends.

Uniwyo Federal Credit Union CD Rates

Product Rate APY Term View More
IRA and HSA Share Certificate - 5 Year IRA 3.796% 3.85% 5 Year
Min Deposit $100
Details IRA share certificate; not eligible for the military or youth 0.50% APY bump
Last Updated 10/12/2026
Rate History
No change since Oct 12, 2026 · 3.85% APY
3.35%3.85%4.35%Oct 12, 2026: 3.85% APYOct 12, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.40%
Share Certificate - 5 Year 3.796% 3.85% 5 Year
Min Deposit $100
Last Updated 10/12/2026
Rate History
No change since Oct 12, 2026 · 3.85% APY
3.35%3.85%4.35%Oct 12, 2026: 3.85% APYOct 12, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.40%
Share Certificate - 4 Year 3.747% 3.80% 4 Year
Min Deposit $100
Last Updated 10/12/2026
Rate History
No change since Oct 12, 2026 · 3.80% APY
3.30%3.80%4.30%Oct 12, 2026: 3.80% APYOct 12, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.40%
IRA and HSA Share Certificate - 3 Year IRA 3.698% 3.75% 3 Year
Min Deposit $100
Details IRA share certificate; not eligible for the military or youth 0.50% APY bump
Last Updated 10/12/2026
Rate History
No change since Oct 12, 2026 · 3.75% APY
3.25%3.75%4.25%Oct 12, 2026: 3.75% APYOct 12, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.40%
Share Certificate - 3 Year 3.698% 3.75% 3 Year
Min Deposit $100
Last Updated 10/12/2026
Rate History
No change since Oct 12, 2026 · 3.75% APY
3.25%3.75%4.25%Oct 12, 2026: 3.75% APYOct 12, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.40%
Share Certificate - 2 Year 3.65% 3.70% 2 Year
Min Deposit $100
Last Updated 10/12/2026
Rate History
No change since Oct 12, 2026 · 3.70% APY
3.20%3.70%4.20%Oct 12, 2026: 3.70% APYOct 12, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.40%
Share Certificate - 30 Month 3.65% 3.70% 30 Month
Min Deposit $100
Last Updated 10/12/2026
Rate History
No change since Oct 12, 2026 · 3.70% APY
3.20%3.70%4.20%Oct 12, 2026: 3.70% APYOct 12, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.40%
Share Certificate - 18 Month 3.552% 3.60% 18 Month
Min Deposit $100
Last Updated 10/12/2026
Rate History
No change since Oct 12, 2026 · 3.60% APY
3.10%3.60%4.10%Oct 12, 2026: 3.60% APYOct 12, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.40%
IRA and HSA Share Certificate - 1 Year IRA / 1 Year HSA 3.455% 3.50% 1 Year
Min Deposit $100
Details Applies to IRA and HSA share certificates; not eligible for the military or youth 0.50% APY bump
Last Updated 10/12/2026
Rate History
No change since Oct 12, 2026 · 3.50% APY
3.00%3.50%4.00%Oct 12, 2026: 3.50% APYOct 12, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.40%
Share Certificate - 1 Year 3.455% 3.50% 1 Year
Min Deposit $100
Last Updated 10/12/2026
Rate History
No change since Oct 12, 2026 · 3.50% APY
3.00%3.50%4.00%Oct 12, 2026: 3.50% APYOct 12, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.40%
Share Certificate - 6 Month 3.406% 3.45% 6 Month
Min Deposit $100
Last Updated 10/12/2026
Rate History
No change since Oct 12, 2026 · 3.45% APY
2.95%3.45%3.95%Oct 12, 2026: 3.45% APYOct 12, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.40%
Share Certificate - 9 Month 3.406% 3.45% 9 Month
Min Deposit $100
Last Updated 10/12/2026
Rate History
No change since Oct 12, 2026 · 3.45% APY
2.95%3.45%3.95%Oct 12, 2026: 3.45% APYOct 12, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.40%

Uniwyo Federal Credit Union Savings Rates

Product Rate APY View More
Share Savings Account 0.349% 0.35%
Min Balance $5
Details Balance: $5 - $4,999.99
Last Updated 10/12/2026
Rate History
No change since Oct 12, 2026 · 0.35% APY
0.00%0.43%0.85%Oct 12, 2026: 0.35% APYOct 12, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.40%
Share Savings Account 0.349% 0.35%
Min Balance $5,000
Details Balance: $5,000 and Above
Last Updated 10/12/2026
Rate History
No change since Oct 12, 2026 · 0.35% APY
0.00%0.43%0.85%Oct 12, 2026: 0.35% APYOct 12, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.40%

Uniwyo Federal Credit Union Money Market Rates

Product Rate APY View More
High-Dividend Money Market Account 2.96% 3.00%
Min Balance $250,000
Details Balance: $250,000 and Above
Last Updated 10/12/2026
Rate History
No change since Oct 8, 2026 · 3.00% APY · checked 2 times
2.50%3.00%3.50%Oct 8, 2026: 3.00% APYOct 8, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.40%
High-Dividend Money Market Account 2.227% 2.25%
Min Balance $100,000
Details Balance: $100,000 - $249,999.99
Last Updated 10/12/2026
Rate History
No change since Oct 8, 2026 · 2.25% APY · checked 2 times
1.75%2.25%2.75%Oct 8, 2026: 2.25% APYOct 8, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.40%
Money Market Account 1.49% 1.50%
Min Balance $1,000
Details Balance: $250,000 and Above
Last Updated 10/12/2026
Rate History
No change since Oct 12, 2026 · 1.50% APY
1.00%1.50%2.00%Oct 12, 2026: 1.50% APYOct 12, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.40%
Money Market Account 1.243% 1.25%
Min Balance $1,000
Details Balance: $100,000 - $249,999.99
Last Updated 10/12/2026
Rate History
No change since Oct 12, 2026 · 1.25% APY
0.75%1.25%1.75%Oct 12, 2026: 1.25% APYOct 12, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.40%
Money Market Account 0.995% 1.00%
Min Balance $1,000
Details Balance: $50,000 - $99,999.99
Last Updated 10/12/2026
Rate History
No change since Oct 12, 2026 · 1.00% APY
0.50%1.00%1.50%Oct 12, 2026: 1.00% APYOct 12, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.40%
Money Market Account 0.797% 0.80%
Min Balance $1,000
Details Balance: $25,000 - $49,999.99
Last Updated 10/12/2026
Rate History
No change since Oct 12, 2026 · 0.80% APY
0.30%0.80%1.30%Oct 12, 2026: 0.80% APYOct 12, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.40%
Money Market Account 0.747% 0.75%
Min Balance $1,000
Details Balance: $10,000 - $24,999.99
Last Updated 10/12/2026
Rate History
No change since Oct 12, 2026 · 0.75% APY
0.25%0.75%1.25%Oct 12, 2026: 0.75% APYOct 12, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.40%
Money Market Account 0.499% 0.50%
Min Balance $1,000
Details Balance: $1,000 - $9,999.99
Last Updated 10/12/2026
Rate History
No change since Oct 12, 2026 · 0.50% APY
0.00%0.50%1.00%Oct 12, 2026: 0.50% APYOct 12, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.40%
High-Dividend Money Market Account 0.25% 0.25%
Min Balance $0
Details Balance: $0 - $99,999.99
Last Updated 10/12/2026
Rate History
No change since Oct 8, 2026 · 0.25% APY · checked 2 times
0.00%0.38%0.75%Oct 8, 2026: 0.25% APYOct 8, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.40%

Uniwyo Federal Credit Union Checking Rates

Product Rate APY View More
High-Dividend Checking Account 3.928% 4.00%
Min Balance $0
Details Qualifications Required; Balance: Up to $15,000; Maximum rate paid on balances up to $15,000; No dividend paid on balances over $15,000
Last Updated 10/12/2026
Rate History
No change since Oct 8, 2026 · 4.00% APY · checked 2 times
3.50%4.00%4.50%Oct 8, 2026: 4.00% APYOct 8, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.40%

Uniwyo Federal Credit Union Business Checking Rates

Product Rate APY View More
Business Checking Account 0.25% 0.25%
Min Balance $1,000
Details Balance: $1,000 and Above; Dividends calculated daily and paid monthly
Last Updated 10/12/2026
Rate History
No change since Oct 12, 2026 · 0.25% APY
0.00%0.38%0.75%Oct 12, 2026: 0.25% APYOct 12, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.40%

Uniwyo Federal Credit Union Home Equity & HELOC

Product Rate Points APR Term View More
Home Equity Fixed - - 6.74%
Details As Low As; Loan Type: Home Equity Fixed
Last Updated 10/12/2026
Rate History
No change since Sep 12, 2026 · 6.74% APR · checked 9 times
6.24%6.74%7.24%Sep 12, 2026: 6.74% APRSep 12, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.40%
Home Equity Line of Credit - - 7.00%
Details As Low As; Rates based on applicant's credit score at time of application; regular minimum rate is variable (Prime Rate plus margin) with a 7.00% APR floor and 18.00% APR ceiling; fees generally $50.00 to $2,000.00
Last Updated 10/12/2026
Rate History
1 change since Sep 12, 2026 · 6.75% → 7.00% ▲ 0.25 pts · high 7.00% / low 6.75%
6.25%6.88%7.50%Sep 12, 2026: 6.75% APRSep 17, 2026: 7.00% APRSep 12, 2026Oct 13, 2026
  • Sep 17, 20267.00%▲ from 6.75%
  • Sep 12, 20266.75%first recorded
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.40%

Uniwyo Federal Credit Union Auto Loan Rates

Product Rate Points APR Term View More
Auto Loan - - 5.29%
Details As Low As; Loan Type: Auto
Last Updated 10/12/2026
Rate History
No change since Sep 12, 2026 · 5.29% APR · checked 8 times
4.79%5.29%5.79%Sep 12, 2026: 5.29% APRSep 12, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.40%

Uniwyo Federal Credit Union RV, Boat and Powersport Loan Rates

Product Rate APR Term View More
Motor Homes/RV/Boat Loan - 7.29%
Details As Low As; Loan Type: Motor Homes/RV/Boat
Last Updated 10/12/2026
Rate History
No change since Sep 12, 2026 · 7.29% APR · checked 8 times
6.79%7.29%7.79%Sep 12, 2026: 7.29% APRSep 12, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.40%

Uniwyo Federal Credit Union Credit Card Rates

Product Rate APR View More
UniWyo Visa Credit Card - 10.99%
Details As Low As; Foreign transaction fee 1.00% of each multiple or single currency transaction in U.S. dollars
Last Updated 10/12/2026
Rate History
1 change since Sep 12, 2026 · 10.74% → 10.99% ▲ 0.25 pts · high 10.99% / low 10.74%
10.24%10.87%11.49%Sep 12, 2026: 10.74% APROct 4, 2026: 10.99% APRSep 12, 2026Oct 13, 2026
  • Oct 4, 202610.99%▲ from 10.74%
  • Sep 12, 202610.74%first recorded
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.40%

Uniwyo Federal Credit Union Personal Loan Rates

Product APR Term View More
Personal Loan 10.04%
Details As Low As; Loan Type: Personal
Last Updated 10/12/2026
Rate History
No change since Sep 12, 2026 · 10.04% APR · checked 8 times
9.54%10.04%10.54%Sep 12, 2026: 10.04% APRSep 12, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.40%
Personal Line of Credit 12.29%
Details As Low As; Loan Type: Personal Line of Credit
Last Updated 10/12/2026
Rate History
No change since Sep 12, 2026 · 12.29% APR · checked 8 times
11.79%12.29%12.79%Sep 12, 2026: 12.29% APRSep 12, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.40%

Uniwyo Federal Credit Union Other Rates

Product Rate Points APY/APR Term View More
Credit Builder Loan - - 12.00%
Details As Low As; Loan Type: Credit Builder Loan
Last Updated 10/12/2026
Rate History
No change since Sep 12, 2026 · 12.00% APR · checked 8 times
11.50%12.00%12.50%Sep 12, 2026: 12.00% APRSep 12, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.40%
Equipment Loan - - 7.79%
Details As Low As; Loan Type: Equipment
Last Updated 10/12/2026
Rate History
No change since Sep 12, 2026 · 7.79% APR · checked 8 times
7.29%7.79%8.29%Sep 12, 2026: 7.79% APRSep 12, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.40%
Power Sports Loan - - 6.29%
Details As Low As; Loan Type: Power Sports
Last Updated 10/12/2026
Rate History
No change since Sep 12, 2026 · 6.29% APR · checked 8 times
5.79%6.29%6.79%Sep 12, 2026: 6.29% APRSep 12, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.40%
Unimproved Property/Land Loan - - 7.99%
Details As Low As; Loan Type: Unimproved Property/Land Loan
Last Updated 10/12/2026
Rate History
No change since Sep 12, 2026 · 7.99% APR · checked 9 times
7.49%7.99%8.49%Sep 12, 2026: 7.99% APRSep 12, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.40%
Coverdell IRA 0.499% - 0.50%
Min Deposit $100
Last Updated 10/12/2026
Rate History
No change since Sep 12, 2026 · 0.50% APY · checked 6 times
0.00%0.50%1.00%Sep 12, 2026: 0.50% APYSep 12, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.40%
HSA Family 0.499% - 0.50%
Last Updated 10/12/2026
Rate History
No change since Sep 12, 2026 · 0.50% APY · checked 6 times
0.00%0.50%1.00%Sep 12, 2026: 0.50% APYSep 12, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.40%
HSA Single 0.499% - 0.50%
Last Updated 10/12/2026
Rate History
No change since Sep 12, 2026 · 0.50% APY · checked 6 times
0.00%0.50%1.00%Sep 12, 2026: 0.50% APYSep 12, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.40%
Important: Rates, terms, and conditions are subject to change without notice. The rates displayed are for information purposes only. Please confirm all rates and terms directly with the financial institution. We strive to keep this information accurate but cannot guarantee it.
Banks and Credit Unions: If you identify an incorrect rate or wish to request the removal of your institution's data from MonitorBankRates.com, please contact us here.
Powered by MonitorBankRates

Financial Health History

Uniwyo Federal Credit Union’s Texas Ratio stayed near 3.33% in Q3 2023 to 3.40% in Q2 2026, so its financial health has stayed very strong over the past 12 quarters. Over the same period its Star Rating moved from 5.0 to 5.0. Lower Texas Ratios are healthier — this credit union’s entire history sits far below the 15% threshold for the MBR Verified Healthy badge. Hover over or tap a point for that quarter’s figures.

0% 1.0★ 1.4% 2.0★ 2.8% 3.0★ 4.2% 4.0★ 5.6% 5.0★ Healthy zone – entire history below the 15% limit 3.33% A+ Q3 2023 A+ Q4 2023 A+ Q1 2024 A+ Q2 2024 A+ Q3 2024 A+ Q4 2024 A+ Q1 2025 A+ Q2 2025 A+ Q3 2025 A+ Q4 2025 A+ Q1 2026 3.40% A+ Q2 2026
Swipe the chart sideways to see every quarter.
Texas Ratio, left axis (lower is healthier)MBR Star Rating, right axis (1 to 5)Health Grade
Powered by MonitorBankRates

How to read this chart: the two lines move in opposite directions by design. The Texas Ratio (blue) measures trouble, so a rising blue line means more non-performing assets against capital. The Star Rating (green) and Health Grade chips measure strength, so they fall when the Texas Ratio climbs and recover when it drops.

Show the quarterly figures
QuarterTotal assetsTexas RatioStar RatingHealth Grade
June 30, 2026$826M3.40%5.0A+
March 31, 2026$818M2.77%5.0A+
December 31, 2025$791M3.93%5.0A+
September 30, 2025$776M3.67%5.0A+
June 30, 2025$775M3.21%5.0A+
March 31, 2025$764M3.41%5.0A+
December 31, 2024$738M4.14%5.0A+
September 30, 2024$735M3.35%5.0A+
June 30, 2024$724M3.19%5.0A+
March 31, 2024$728M3.15%5.0A+
December 31, 2023$715M3.95%5.0A+
September 30, 2023$709M3.33%5.0A+
Source: NCUA 5300 call reports, MonitorBankRates analysis. Ratings shown are recomputed for each quarter with the current methodology and exclude member reviews.

Methodology & Data Sources

MonitorBankRates Star Rating
Our rating for Uniwyo Federal Credit Union is derived from comprehensive financial data published quarterly by the NCUA. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with member feedback (user reviews) to help you make informed banking decisions.
Texas Ratio
We calculate the Texas Ratio using standard industry methodology. This ratio compares the credit union's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.
Rate Data Aggregation
We gather Uniwyo Federal Credit Union rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.
Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions. It is always advisable to check with Uniwyo Federal Credit Union's official website for the most current offers and terms.

Credit Union Profile & Overview

Credit Union Name Uniwyo Federal Credit Union
Website https://www.uniwyo.com
Address 2020 E Grand Ave, Laramie, WY 82070
Phone 307-721-5600
Fax
President Aaron Courtney
CEO Dave Krause
Full-Time Employees 122
Part-Time Employees 5
Branch Locations 8
ATM Locations 6
NCUA Insured ✓ Yes, up to $250,000 per depositor

Financials

MonitorBankRates Star Rating
5.0 / 5.0 ★
Overall Health & Safety Grade
A+ (98/100)
Texas Ratio
3.40%
Return on Assets (ROA)
0.9001%
Return on Equity (ROE)
7.1393%
Non-Performing Loans Ratio (NPL)
0.70%
Total Assets
825,627,982
Total Amount of Shares and Deposits
718,403,155
Total Shares and Deposits < 1 Year
701,950,202
Total Shares and Deposits 1 3 Years
9,120,750
Total Shares and Deposits > 3 Years
7,332,203
Total Uninsured Member Shares and Deposits > $250K (A+A1+B+C+D+E)
60,052,222
Total Uninsured Shares and Deposits > $250K (F+J)
60,052,222
Total Insured Shares and Deposits > $250K (item 17 less item K)
658,350,933
Total Interest Expense (Sum of items 6 8)
5,249,929
Share Certificates
5,566
Number of Accounts for Share Drafts
32,346
IRA KEOGH Accounts
994
Number of Accounts for Regular Shares
54,984
All other shares
532
Money Market Shares
1,410
Net Worth Classification if credit union is not new (Based upon Call Report data only See instructions)
Well Capitalized
Net Worth Classification if credit union is a new credit union
Well Capitalized
Total Cash on Deposit (Amounts Deposited in Financial Institutions)
57,355,553
Total Liabilities
729,728,607
Source: NCUA — Last Updated 06/30/2026
MonitorBankRates Verified Healthy Badge Q2 2026
Q2 2026 MBR Health & Safety Badge

Uniwyo Federal Credit Union earned the Verified Healthy badge

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Frequently Asked Questions About Uniwyo Federal Credit Union

How many branches does Uniwyo Federal Credit Union operate?

Uniwyo Federal Credit Union currently maintains approximately multiple branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes.

Is a member application needed to join Uniwyo Federal Credit Union?

Yes, to access services at Uniwyo Federal Credit Union, a member application is required. As a credit union, membership is based on specific eligibility criteria such as where you live, work, or your organizational affiliations.

Is there a first-time homebuyer program?

Currently, Uniwyo Federal Credit Union does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing.

Are credit management and repair services offered?

While formal credit repair services are not currently listed, Uniwyo Federal Credit Union provides members with tools to manage their accounts and build a solid financial history.

Does Uniwyo Federal Credit Union offer online and mobile banking?

Most modern institutions like Uniwyo Federal Credit Union provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: https://www.uniwyo.com.

Current Uniwyo Federal Credit Union Rates

  • 12-Month CD3.50%
  • 18-Month CD3.60%
  • 24-Month CD3.70%
  • 60-Month CD3.85%
  • Savings0.35%
  • MMA3.00%
Retrieved from our database of financial products. Rates subject to change.

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