Mortgage Lenders and Brokers in West Salem, Wisconsin
Brian McKay
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iEditorial Disclosure
Editorial DisclosureLender lists come from federal HMDA loan data. Average rates come from our daily monitoring network. Editorial content is independent of any advertiser relationships.
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✓Fact Checked
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Loan Rates Last Updated and Verified: October 7, 2026
West Salem, Wisconsin mortgage lenders include The First National Bank of BangorThe First National Bank of Bangor975 W City Highway 16, West Salem, WI 54669A+5.0 ★Texas Ratio: 2.70%, Union State BankUnion State Bank120 Mill St S, West Salem, WI 54669A+5.0 ★Texas Ratio: 0.88%, Altra Federal Credit UnionAltra Federal Credit Union1400 Waterloo Ave, WEST SALEM, WI 54669A+5.0 ★Texas Ratio: 1.27%, Firefighters Credit UnionFirefighters Credit Union510 Amy Dr, Holmen, WI 54636A+5.0 ★Texas Ratio: 2.91%, 1st Community Credit Union1st Community Credit Union1410 W City Highway 16, West Salem, WI 54669 1936A+5.0 ★Texas Ratio: 5.97%, Governmental Employees Credit UnionGovernmental Employees Credit Union6126 W Layton Ave, Greenfield, WI 53220 4608A5.0 ★Texas Ratio: 6.09%, Alerus Financial NAAlerus Financial NA1870 Meadow Ln, Pewaukee, WI 53072A+5.0 ★Texas Ratio: 3.32%, Merchants Bank, National AssociationMerchants Bank, National Association2728 Mall Dr, Eau Claire, WI 54701A+5.0 ★Texas Ratio: 3.28%, Bluff View BankBluff View Bank16893 S Main St, Galesville, WI 54630A+5.0 ★Texas Ratio: 0.00%, and State Bank FinancialState Bank Financial4020 Mormon Coulee Rd, La Crosse, WI 54601A+5.0 ★Texas Ratio: 0.02%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in West Salem, Wisconsin in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in West Salem are listed first, then lenders elsewhere in Wisconsin, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Mortgage Lenders and Brokers in West Salem, Wisconsin
Market share is the lender's share of all home loans closed in West Salem, Wisconsin. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
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1 office in West Salem 975 W City Highway 16, West Salem, WI 54669 A+5.0 ★Texas Ratio: 2.70% |
Conventional | 7 | 8.6% | 100% | $189,285 | View |
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120 Mill St S, West Salem, WI 54669 A+5.0 ★Texas Ratio: 0.88% |
Conventional | 5 | 6.2% | 100% | $217,000 | View |
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1400 Waterloo Ave, WEST SALEM, WI 54669 A+5.0 ★Texas Ratio: 1.27% |
Conventional, HELOC | 19 +33 HELOCs |
23.5% | 95% | $192,368 | View |
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510 Amy Dr, Holmen, WI 54636 A+5.0 ★Texas Ratio: 2.91% |
Conventional | 4 | 4.9% | 100% | $235,000 | View |
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1410 W City Highway 16, West Salem, WI 54669 1936 A+5.0 ★Texas Ratio: 5.97% |
Conventional | 3 | 3.7% | 100% | $101,666 | View |
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6126 W Layton Ave, Greenfield, WI 53220 4608 A5.0 ★Texas Ratio: 6.09% |
Conventional | 3 | 3.7% | 100% | $28,333 | View |
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1870 Meadow Ln, Pewaukee, WI 53072 A+5.0 ★Texas Ratio: 3.32% |
Conventional, HELOC | 2 +2 HELOCs |
2.5% | 100% | $440,000 | View |
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2728 Mall Dr, Eau Claire, WI 54701 A+5.0 ★Texas Ratio: 3.28% |
Conventional, FHA | 2 | 2.5% | 66.7% | $325,000 | View |
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16893 S Main St, Galesville, WI 54630 A+5.0 ★Texas Ratio: 0.00% |
Conventional | 2 | 2.5% | 100% | $215,000 | View |
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4020 Mormon Coulee Rd, La Crosse, WI 54601 A+5.0 ★Texas Ratio: 0.02% |
Conventional | 2 | 2.5% | 100% | $285,000 | View |
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724 5th Ave, Antigo, WI 54409 A+5.0 ★Texas Ratio: 3.45% |
FHA, HELOC | 1 +2 HELOCs |
1.2% | 100% | $255,000 | View |
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700 Main St, Genoa, WI 54632 F2.0 ★Texas Ratio: 50.52% |
Conventional | 1 | 1.2% | 100% | $205,000 | View |
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1757 Temte Street, Holmen, WI 54636 A+5.0 ★Texas Ratio: 3.37% |
Conventional | 1 | 1.2% | 100% | $655,000 | View |
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129 Hale Dr, Holmen, WI 54636 C+4.1 ★Texas Ratio: 25.60% |
Conventional | 1 | 1.2% | 100% | $185,000 | View |
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302 Bay St, Chippewa Falls, WI 54729 A5.0 ★Texas Ratio: 13.08% |
Conventional | 1 | 1.2% | 50% | $255,000 | View |
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3321 N Ballard Rd, Appleton, WI 54911 A+5.0 ★Texas Ratio: 5.36% |
Conventional | 1 | 1.2% | 100% | $405,000 | View |
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2445 W Northland Ave, Appleton, WI 54914 A+5.0 ★Texas Ratio: 2.85% |
HELOC | 0 +2 HELOCs |
0% | n/a | View | |
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106 E Main St, Beaver Dam, WI 53916 1837 A+5.0 ★Texas Ratio: 3.05% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
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121 N Main St, Adams, WI 53910 A+5.0 ★Texas Ratio: 3.54% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
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★ 1.7 stars, 3 reviews 12805 W Bluemound Rd, Brookfield, WI 53005 A+5.0 ★Texas Ratio: 4.24% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
Fairway Independent Mort Corp
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USDA | 1 | 1.2% | 100% | $265,000 | |
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A+5.0 ★Texas Ratio: 0.09% |
Conventional | 5 | 6.2% | 83.3% | $229,000 | View |
United Wholesale Mortgage
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VA | 2 | 2.5% | 100% | $300,000 | |
Rocket Mortgage
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FHA, VA | 2 | 2.5% | 66.7% | $400,000 | |
Union Home Mortgage Corp.
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Conventional | 2 | 2.5% | 100% | $270,000 | |
Mortgage Research Center
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Conventional, VA | 2 | 2.5% | 100% | $260,000 | |
Consumer Real Estate Finance Co DBA Society Mortgage
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Conventional | 1 | 1.2% | 100% | $275,000 | |
Esb Bank
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Conventional | 1 | 1.2% | 100% | $325,000 | |
Everett Financial, Inc.
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Conventional | 1 | 1.2% | 100% | $235,000 | |
Freedom Mortgage Corporation
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VA | 1 | 1.2% | 100% | $305,000 | |
CrossCountry Mortgage, LLC
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Conventional | 1 | 1.2% | 100% | $265,000 | |
Pennymac Loan Services LLC
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FHA | 1 | 1.2% | 100% | $265,000 | |
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A+5.0 ★Texas Ratio: 3.66% |
Conventional | 1 | 1.2% | 100% | $255,000 | View |
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B-3.5 ★Texas Ratio: 6.80% |
VA | 1 | 1.2% | 100% | $255,000 | View |
Cambria Financial Group
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Conventional | 1 | 1.2% | 100% | $265,000 | |
Lake Michigan Credit Union
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Conventional | 1 | 1.2% | 100% | $295,000 | |
Prosperity Home Mortgage, LLC
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Conventional | 1 | 1.2% | 100% | $215,000 | |
21St Mortgage
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Conventional | 1 | 1.2% | 50% | $55,000 | |
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B4.5 ★Texas Ratio: 20.96% |
HELOC | 0 +1 HELOCs |
0% | n/a | View |
West Salem Mortgage Rate Trends
Daily average mortgage rates for Wisconsin compared with the national average, updated every evening.
Mortgage Lenders and Mortgage Brokers Near Me in West Salem, Wisconsin
Looking for mortgage lenders near me or mortgage brokers near me in West Salem? The list below shows the banks, credit unions and mortgage brokers that closed home loans in West Salem in 2025, with lenders based there listed first.
Types of Mortgage Lenders in West Salem, WI
Use these to narrow the list above. Each category shows how many West Salem, WI lenders fit and what that kind of lender is usually best for.
Who Lends in West Salem, WI
Independent mortgage companies closed 27.2 percent of home loans in West Salem, Wisconsin in 2025, banks 34.6 percent and credit unions 38.3 percent. Fairway Independent Mort Corp was the largest mortgage company, The First National Bank of Bangor the largest bank and Altra Federal Credit Union the largest credit union. Among lenders headquartered in Wisconsin, The First National Bank of Bangor led with 7 loans.
How to Read This List
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
Title or escrow companies usually handle closings in Wisconsin. Real estate transfer fee of $3 per $1,000 of value (0.3 percent), paid by the seller (Wis. Stat. 77.22); no mortgage tax.
More Wisconsin Mortgage Lender Pages
Frequently Asked Questions About Mortgage Lenders in West Salem, WI
By home loans closed in 2025, The First National Bank of Bangor was the largest mortgage lender in West Salem, Wisconsin with 7 loans, about 8.6 percent of the market. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
4 lenders closed FHA loans in West Salem, Wisconsin in 2025, led by Merchants Bank, National Association with 1. 5 lenders closed VA loans, led by United Wholesale Mortgage, and 1 closed USDA rural loans. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 18 banks and 7 credit unions closed home loans in West Salem, Wisconsin in 2025, alongside 14 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in West Salem, Wisconsin during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Methodology and Sources
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in West Salem, Wisconsin for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up West Salem. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.
