Mortgage Lenders and Brokers in Waterford, Wisconsin
Brian McKay
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iEditorial Disclosure
Editorial DisclosureLender lists come from federal HMDA loan data. Average rates come from our daily monitoring network. Editorial content is independent of any advertiser relationships.
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✓Fact Checked
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Loan Rates Last Updated and Verified: October 7, 2026
Waterford, Wisconsin mortgage lenders include Associated Bank NAAssociated Bank NA217 N Milwaukee St, Waterford, WI 53185A+5.0 ★Texas Ratio: 3.45%, Community State BankCommunity State Bank500 East Main Street, Waterford, WI 53185B+4.1 ★Texas Ratio: 2.52%, The Equitable Bank SsbThe Equitable Bank Ssb701 Trailview Ct, Waterford, WI 53185A+5.0 ★Texas Ratio: 0.46%, BMO Harris Bank NABMO Harris Bank NA300 N Milwaukee St, Waterford, WI 53185A+5.0 ★Texas Ratio: 3.54%, Educators Credit UnionEducators Credit Union1154 Cranston Rd, Beloit, WI 53511A+5.0 ★Texas Ratio: 4.30%, Landmark Credit UnionLandmark Credit Union106 E Main St, Beaver Dam, WI 53916 1837A+5.0 ★Texas Ratio: 3.05%, Johnson BankJohnson Bank222 W College Ave, Appleton, WI 54911A+5.0 ★Texas Ratio: 1.47%, Great Midwest Bank SSBGreat Midwest Bank SSB505 W Brown Deer Rd, Bayside, WI 53217, Summit Credit UnionSummit Credit Union871 Commerce Ave, Baraboo, WI 53913A+5.0 ★Texas Ratio: 4.84%, and Huntington National BankHuntington National Bank12850 W Bluemound Rd, Elm Grove, WI 53122A+5.0 ★Texas Ratio: 3.66%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in Waterford, Wisconsin in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Waterford are listed first, then lenders elsewhere in Wisconsin, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Mortgage Lenders and Brokers in Waterford, Wisconsin
Market share is the lender's share of all home loans closed in Waterford, Wisconsin. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
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1 office in Waterford 217 N Milwaukee St, Waterford, WI 53185 A+5.0 ★Texas Ratio: 3.45% |
Conventional, HELOC | 5 +2 HELOCs |
5.4% | 83.3% | $237,000 | View |
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1 office in Waterford 500 East Main Street, Waterford, WI 53185 B+4.1 ★Texas Ratio: 2.52% |
Conventional | 2 | 2.2% | 100% | $25,000 | View |
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1 office in Waterford 701 Trailview Ct, Waterford, WI 53185 A+5.0 ★Texas Ratio: 0.46% |
Conventional | 2 | 2.2% | 100% | $355,000 | View |
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1 office in Waterford 300 N Milwaukee St, Waterford, WI 53185 A+5.0 ★Texas Ratio: 3.54% |
HELOC | 0 +4 HELOCs |
0% | n/a | View | |
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1154 Cranston Rd, Beloit, WI 53511 A+5.0 ★Texas Ratio: 4.30% |
Conventional, HELOC | 11 +4 HELOCs |
12% | 100% | $167,727 | View |
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106 E Main St, Beaver Dam, WI 53916 1837 A+5.0 ★Texas Ratio: 3.05% |
Conventional, HELOC | 3 +17 HELOCs |
3.3% | 100% | $318,333 | View |
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222 W College Ave, Appleton, WI 54911 A+5.0 ★Texas Ratio: 1.47% |
Conventional, HELOC | 3 +1 HELOCs |
3.3% | 100% | $461,666 | View |
Great Midwest Bank SSB
505 W Brown Deer Rd, Bayside, WI 53217 |
Conventional | 2 | 2.2% | 100% | $670,000 | |
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871 Commerce Ave, Baraboo, WI 53913 A+5.0 ★Texas Ratio: 4.84% |
Conventional, HELOC | 1 +5 HELOCs |
1.1% | 50% | $355,000 | View |
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12850 W Bluemound Rd, Elm Grove, WI 53122 A+5.0 ★Texas Ratio: 3.66% |
Conventional | 1 | 1.1% | 100% | $405,000 | View |
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1395 Bluestem Blvd, Altoona, WI 54720 A+5.0 ★Texas Ratio: 3.22% |
Conventional | 1 | 1.1% | 100% | $435,000 | View |
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W236s7050 Big Bend Dr, Big Bend, WI 53103 A+5.0 ★Texas Ratio: 1.51% |
Conventional | 1 | 1.1% | 50% | $195,000 | View |
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1011 E Wall St, Eagle River, WI 54521 A5.0 ★Texas Ratio: 11.20% |
Conventional | 1 | 1.1% | 100% | $125,000 | View |
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17100 W Bluemound Rd, Brookfield, WI 53005 A+5.0 ★Texas Ratio: 4.17% |
Conventional | 1 | 1.1% | 100% | $365,000 | View |
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1350 22nd Ave, Kenosha, WI 53140 A+5.0 ★Texas Ratio: 2.93% |
Conventional | 1 | 1.1% | 100% | $335,000 | View |
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1100 W Northland Ave, Appleton, WI 54914 A+5.0 ★Texas Ratio: 0.50% |
HELOC | 0 +2 HELOCs |
0% | n/a | View | |
Fairway Independent Mort Corp
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Conventional, FHA | 7 | 7.6% | 100% | $430,714 | |
A+ Mortgage Services, Inc.
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Conventional | 2 | 2.2% | 100% | $215,000 | |
Compeer Financial
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Conventional | 1 | 1.1% | 100% | $35,000 | |
Uw Credit Union
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HELOC | 0 +3 HELOCs |
0% | n/a | ||
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A+5.0 ★Texas Ratio: 0.47% |
Conventional, FHA | 8 | 8.7% | 100% | $313,750 | View |
Rocket Mortgage
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Conventional | 5 | 5.4% | 100% | $157,000 | |
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A+5.0 ★Texas Ratio: 3.66% |
Conventional | 3 | 3.3% | 100% | $308,333 | View |
United Wholesale Mortgage
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Conventional, VA | 2 | 2.2% | 100% | $145,000 | |
Freedom Mortgage Corporation
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FHA, VA | 2 | 2.2% | 66.7% | $380,000 | |
Pennymac Loan Services LLC
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FHA | 2 | 2.2% | 100% | $420,000 | |
Planet Home Lending, LLC
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FHA, VA | 2 | 2.2% | 100% | $355,000 | |
American Pacific Mortgage Corporation
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Conventional | 2 | 2.2% | 100% | $255,000 | |
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A+5.0 ★Texas Ratio: 2.20% |
Conventional | 2 | 2.2% | 100% | $125,000 | View |
Nationstar Mortgage
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Conventional, FHA | 2 | 2.2% | 100% | $310,000 | |
Ark-La-Tex Financial Services LLC
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Conventional | 2 | 2.2% | 100% | $375,000 | |
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A+5.0 ★Texas Ratio: 4.11% |
Conventional | 1 | 1.1% | 100% | $245,000 | View |
Guaranteed Rate, Inc.
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FHA | 1 | 1.1% | 100% | $535,000 | |
AmeriHome Mortgage Company, LLC
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Conventional | 1 | 1.1% | 100% | $415,000 | |
Guild Mortgage Company
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Conventional | 1 | 1.1% | 100% | $745,000 | |
Diamond Residential Mtg Corp
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FHA | 1 | 1.1% | 100% | $355,000 | |
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A+5.0 ★Texas Ratio: 2.02% |
Conventional | 1 | 1.1% | 100% | $315,000 | View |
Credit Human Federal Credit Un
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Conventional | 1 | 1.1% | 40% | $65,000 | |
Prosperity Home Mortgage, LLC
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Conventional | 1 | 1.1% | 100% | $245,000 | |
Navy Federal Credit Union
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VA | 1 | 1.1% | 100% | $395,000 | |
| Conventional | 1 | 1.1% | 100% | $245,000 | View | |
21St Mortgage
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Conventional | 1 | 1.1% | 16.7% | $145,000 | |
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A+5.0 ★Texas Ratio: 0.51% |
Conventional | 1 | 1.1% | 100% | $135,000 | View |
Paramount Residential Mortgage
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FHA | 1 | 1.1% | 100% | $335,000 | |
Spring Eq, LLC
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Conventional | 1 | 1.1% | 100% | $95,000 | |
Cake Mortgage Corp.
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Conventional | 1 | 1.1% | 100% | $335,000 |
Waterford Mortgage Rate Trends
Daily average mortgage rates for Wisconsin compared with the national average, updated every evening.
Mortgage Lenders and Mortgage Brokers Near Me in Waterford, Wisconsin
Looking for mortgage lenders near me or mortgage brokers near me in Waterford? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Waterford in 2025, with lenders based there listed first.
Types of Mortgage Lenders in Waterford, WI
Use these to narrow the list above. Each category shows how many Waterford, WI lenders fit and what that kind of lender is usually best for.
Who Lends in Waterford, WI
Independent mortgage companies closed 44.6 percent of home loans in Waterford, Wisconsin in 2025, banks 37 percent and credit unions 18.5 percent. Wisconsin Mortgage Corporation was the largest mortgage company, Associated Bank NA the largest bank and Educators Credit Union the largest credit union. Among lenders headquartered in Wisconsin, Associated Bank NA led with 5 loans.
How to Read This List
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
Title or escrow companies usually handle closings in Wisconsin. Real estate transfer fee of $3 per $1,000 of value (0.3 percent), paid by the seller (Wis. Stat. 77.22); no mortgage tax.
More Wisconsin Mortgage Lender Pages
Frequently Asked Questions About Mortgage Lenders in Waterford, WI
By home loans closed in 2025, Associated Bank NA was the largest mortgage lender in Waterford, Wisconsin with 5 loans, about 5.4 percent of the market. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
9 lenders closed FHA loans in Waterford, Wisconsin in 2025, led by Fairway Independent Mort Corp with 2. 4 lenders closed VA loans, led by United Wholesale Mortgage. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 17 banks and 6 credit unions closed home loans in Waterford, Wisconsin in 2025, alongside 23 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in Waterford, Wisconsin during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Methodology and Sources
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Waterford, Wisconsin for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Waterford. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.
