Mortgage Lenders and Brokers in Osceola, Wisconsin
Brian McKay
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iEditorial Disclosure
Editorial DisclosureLender lists come from federal HMDA loan data. Average rates come from our daily monitoring network. Editorial content is independent of any advertiser relationships.
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✓Fact Checked
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Loan Rates Last Updated and Verified: October 7, 2026
Osceola, Wisconsin mortgage lenders include Hiawatha National BankHiawatha National Bank409 S Cascade St, Osceola, WI 54020A-5.0 ★Texas Ratio: 15.06%, Royal Credit UnionRoyal Credit Union500 Chieftain St, Osceola, WI 54020A+5.0 ★Texas Ratio: 0.41%, Westconsin Credit UnionWestconsin Credit Union1395 Bluestem Blvd, Altoona, WI 54720A+5.0 ★Texas Ratio: 3.22%, First National Community BankFirst National Community Bank111 State Road 35 N, Dresser, WI 54009A+5.0 ★Texas Ratio: 1.08%, Associated Bank NAAssociated Bank NA724 5th Ave, Antigo, WI 54409A+5.0 ★Texas Ratio: 3.45%, Bank Five NineBank Five Nine18815 W Capitol Dr, Brookfield, WI 53045A5.0 ★Texas Ratio: 8.25%, Merchants Bank, National AssociationMerchants Bank, National Association2728 Mall Dr, Eau Claire, WI 54701A+5.0 ★Texas Ratio: 3.28%, US Bank, N.A.US Bank, N.A.2445 W Northland Ave, Appleton, WI 54914A+5.0 ★Texas Ratio: 2.85%, First State Bank and TrustFirst State Bank and Trust441 Stageline Rd, Hudson, WI 54016A+5.0 ★Texas Ratio: 0.25%, and PNC Bank N.A.PNC Bank N.A.12805 W Bluemound Rd, Brookfield, WI 53005A+5.0 ★Texas Ratio: 4.24%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in Osceola, Wisconsin in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Osceola are listed first, then lenders elsewhere in Wisconsin, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Mortgage Lenders and Brokers in Osceola, Wisconsin
Market share is the lender's share of all home loans closed in Osceola, Wisconsin. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
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1 office in Osceola 409 S Cascade St, Osceola, WI 54020 A-5.0 ★Texas Ratio: 15.06% |
Conventional | 17 | 11.4% | 100% | $276,176 | View |
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500 Chieftain St, Osceola, WI 54020 A+5.0 ★Texas Ratio: 0.41% |
Conventional, HELOC | 13 +27 HELOCs |
8.7% | 92.9% | $272,692 | View |
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1395 Bluestem Blvd, Altoona, WI 54720 A+5.0 ★Texas Ratio: 3.22% |
Conventional | 5 | 3.4% | 83.3% | $231,000 | View |
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111 State Road 35 N, Dresser, WI 54009 A+5.0 ★Texas Ratio: 1.08% |
Conventional | 5 | 3.4% | 100% | $267,000 | View |
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724 5th Ave, Antigo, WI 54409 A+5.0 ★Texas Ratio: 3.45% |
Conventional | 3 | 2% | 75% | $265,000 | View |
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18815 W Capitol Dr, Brookfield, WI 53045 A5.0 ★Texas Ratio: 8.25% |
Conventional | 3 | 2% | 100% | $348,333 | View |
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2728 Mall Dr, Eau Claire, WI 54701 A+5.0 ★Texas Ratio: 3.28% |
Conventional | 2 | 1.3% | 100% | $350,000 | View |
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2445 W Northland Ave, Appleton, WI 54914 A+5.0 ★Texas Ratio: 2.85% |
Conventional, HELOC | 1 +2 HELOCs |
0.7% | 100% | $255,000 | View |
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441 Stageline Rd, Hudson, WI 54016 A+5.0 ★Texas Ratio: 0.25% |
Conventional | 1 | 0.7% | 100% | $345,000 | View |
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★ 1.7 stars, 3 reviews 12805 W Bluemound Rd, Brookfield, WI 53005 A+5.0 ★Texas Ratio: 4.24% |
Conventional | 1 | 0.7% | 100% | $345,000 | View |
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491 N Main St, Dousman, WI 53118 A+5.0 ★Texas Ratio: 2.14% |
USDA | 1 | 0.7% | 100% | $285,000 | View |
Compeer Financial
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Conventional, Jumbo | 5 | 3.4% | 100% | $439,000 | |
Fairway Independent Mort Corp
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Conventional, VA | 3 | 2% | 100% | $235,000 | |
Rocket Mortgage
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Conventional, FHA, VA | 15 | 10.1% | 75% | $279,000 | |
CrossCountry Mortgage, LLC
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Conventional, FHA, HELOC | 8 +1 HELOCs |
5.4% | 100% | $333,750 | |
United Wholesale Mortgage
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Conventional, FHA | 8 | 5.4% | 88.9% | $293,750 | |
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A+5.0 ★Texas Ratio: 3.66% |
Conventional, FHA, VA | 8 | 5.4% | 100% | $248,750 | View |
Newrez LLC
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Conventional | 3 | 2% | 75% | $228,333 | |
loanDepot.com LLC
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Conventional, VA | 3 | 2% | 100% | $141,666 | |
Mortgage Research Center
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VA | 3 | 2% | 100% | $251,666 | |
Guaranteed Rate, Inc.
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Conventional, VA | 2 | 1.3% | 100% | $495,000 | |
Freedom Mortgage Corporation
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FHA, VA | 2 | 1.3% | 66.7% | $320,000 | |
Movement Mortgage, LLC
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Conventional | 2 | 1.3% | 100% | $265,000 | |
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A5.0 ★Texas Ratio: 13.85% |
Conventional, VA | 2 | 1.3% | 100% | $460,000 | View |
Resicentral LLC
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Conventional | 2 | 1.3% | 100% | $315,000 | |
Prosperity Home Mortgage, LLC
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Conventional, VA | 2 | 1.3% | 66.7% | $340,000 | |
Midwestone Bank
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Conventional, HELOC | 1 +12 HELOCs |
0.7% | 100% | $245,000 | |
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A+5.0 ★Texas Ratio: 4.56% |
Conventional, HELOC | 1 +1 HELOCs |
0.7% | 100% | $725,000 | |
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A+5.0 ★Texas Ratio: 4.11% |
Conventional | 1 | 0.7% | 100% | $165,000 | View |
Bremer Bank NA
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Conventional | 1 | 0.7% | 100% | $115,000 | |
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A5.0 ★Texas Ratio: 11.06% |
Conventional | 1 | 0.7% | 100% | $295,000 | View |
Gold Star Mortgage Financial Group, Corporation
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FHA | 1 | 0.7% | 100% | $435,000 | |
SWBC Mortgage Corporation
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Conventional | 1 | 0.7% | 100% | $375,000 | |
Everett Financial, Inc.
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Conventional | 1 | 0.7% | 100% | $255,000 | |
Lakeview Loan Servicing, LLC
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Conventional | 1 | 0.7% | 50% | $455,000 | |
Diamond Residential Mtg Corp
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Conventional | 1 | 0.7% | 100% | $225,000 | |
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A+5.0 ★Texas Ratio: 0.67% |
Conventional | 1 | 0.7% | 100% | $405,000 | View |
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A+5.0 ★Texas Ratio: 0.92% |
Conventional | 1 | 0.7% | 100% | $285,000 | View |
Bay Equity LLC
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Conventional | 1 | 0.7% | 100% | $215,000 | |
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B-3.5 ★Texas Ratio: 6.80% |
VA | 1 | 0.7% | 100% | $195,000 | View |
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A+5.0 ★Texas Ratio: 0.36% |
Conventional | 1 | 0.7% | 100% | $405,000 | View |
Minnco Credit Union
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Conventional | 1 | 0.7% | 100% | $405,000 | |
Iowa Bankers Mortgage Corporation
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USDA | 1 | 0.7% | 100% | $255,000 | |
Ideal Credit Union
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Conventional | 1 | 0.7% | 100% | $45,000 | |
Mutual of Omaha Mortgage
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FHA | 1 | 0.7% | 100% | $525,000 | |
Summit Mortgage Corporation
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Conventional | 1 | 0.7% | 100% | $305,000 | |
Navy Federal Credit Union
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VA | 1 | 0.7% | 100% | $385,000 | |
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B+4.8 ★Texas Ratio: 16.98% |
FHA | 1 | 0.7% | 100% | $215,000 | View |
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A+5.0 ★Texas Ratio: 0.51% |
FHA | 1 | 0.7% | 100% | $235,000 | View |
Paramount Residential Mortgage
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Conventional | 1 | 0.7% | 100% | $235,000 | |
Carrington Mortgage Services LLC
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FHA | 1 | 0.7% | 50% | $355,000 | |
Mason-McDuffie Mortgage Corporation
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Conventional | 1 | 0.7% | 100% | $405,000 | |
Plaza Home Mortgage, Inc
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Conventional | 1 | 0.7% | 100% | $195,000 | |
Ark-La-Tex Financial Services LLC
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Conventional | 1 | 0.7% | 100% | $275,000 | |
Village Capital & Investment
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FHA | 1 | 0.7% | 50% | $295,000 | |
Affinity Plus Federal Credit Union
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HELOC | 0 +1 HELOCs |
0% | 0% | ||
Lendage, LLC dba Achieve Loans
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HELOC | 0 +1 HELOCs |
0% | n/a |
Osceola Mortgage Rate Trends
Daily average mortgage rates for Wisconsin compared with the national average, updated every evening.
Mortgage Lenders and Mortgage Brokers Near Me in Osceola, Wisconsin
Looking for mortgage lenders near me or mortgage brokers near me in Osceola? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Osceola in 2025, with lenders based there listed first.
Types of Mortgage Lenders in Osceola, WI
Use these to narrow the list above. Each category shows how many Osceola, WI lenders fit and what that kind of lender is usually best for.
Who Lends in Osceola, WI
Independent mortgage companies closed 49.7 percent of home loans in Osceola, Wisconsin in 2025, banks 35.6 percent and credit unions 14.8 percent. Compeer Financial was the largest mortgage company, Hiawatha National Bank the largest bank and Royal Credit Union the largest credit union. Among lenders headquartered in Wisconsin, Hiawatha National Bank led with 17 loans.
How to Read This List
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
Title or escrow companies usually handle closings in Wisconsin. Real estate transfer fee of $3 per $1,000 of value (0.3 percent), paid by the seller (Wis. Stat. 77.22); no mortgage tax.
More Wisconsin Mortgage Lender Pages
Frequently Asked Questions About Mortgage Lenders in Osceola, WI
By home loans closed in 2025, Hiawatha National Bank was the largest mortgage lender in Osceola, Wisconsin with 17 loans, about 11.4 percent of the market. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
11 lenders closed FHA loans in Osceola, Wisconsin in 2025, led by Rocket Mortgage with 5. 11 lenders closed VA loans, led by Mortgage Research Center, and 2 closed USDA rural loans. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 20 banks and 7 credit unions closed home loans in Osceola, Wisconsin in 2025, alongside 30 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in Osceola, Wisconsin during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Methodology and Sources
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Osceola, Wisconsin for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Osceola. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.
