Mortgage Lenders and Brokers in Oconto, Wisconsin
Brian McKay
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iEditorial Disclosure
Editorial DisclosureLender lists come from federal HMDA loan data. Average rates come from our daily monitoring network. Editorial content is independent of any advertiser relationships.
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✓Fact Checked
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Loan Rates Last Updated and Verified: October 7, 2026
Oconto, Wisconsin mortgage lenders include Associated Bank NAAssociated Bank NA1035 Main St, Oconto, WI 54153A+5.0 ★Texas Ratio: 3.45%, Stephenson National Bank & TrustStephenson National Bank & Trust101 Bralick Way, Oconto, WI 54153A5.0 ★Texas Ratio: 10.38%, N.E.W. Credit UnionN.E.W. Credit Union405 Pecor St, Oconto, WI 54153 1859A+5.0 ★Texas Ratio: 2.12%, Pcm Credit UnionPcm Credit Union601 Willard Dr, Green Bay, WI 54304A+5.0 ★Texas Ratio: 4.06%, Capital Credit UnionCapital Credit Union926 W College Ave, Appleton, WI 54914 5261A+5.0 ★Texas Ratio: 5.78%, Community First Credit UnionCommunity First Credit Union2626 S Oneida St, Appleton, WI 54915 2101A+5.0 ★Texas Ratio: 0.82%, Fox Communities Credit UnionFox Communities Credit Union3401 E Calumet St, Appleton, WI 54915 4757A+5.0 ★Texas Ratio: 2.15%, Johnson BankJohnson Bank222 W College Ave, Appleton, WI 54911A+5.0 ★Texas Ratio: 1.47%, Bank First N.A.Bank First N.A.4201 W Wisconsin Ave, Appleton, WI 54913A+5.0 ★Texas Ratio: 3.47%, and Peshtigo National BankPeshtigo National Bank517 Memory Lane, Antigo, WI 54409A+5.0 ★Texas Ratio: 0.00%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in Oconto, Wisconsin in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Oconto are listed first, then lenders elsewhere in Wisconsin, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Mortgage Lenders and Brokers in Oconto, Wisconsin
Market share is the lender's share of all home loans closed in Oconto, Wisconsin. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
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1 office in Oconto 1035 Main St, Oconto, WI 54153 A+5.0 ★Texas Ratio: 3.45% |
Conventional, VA, HELOC | 8 +5 HELOCs |
4.7% | 100% | $212,500 | View |
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1 office in Oconto 101 Bralick Way, Oconto, WI 54153 A5.0 ★Texas Ratio: 10.38% |
Conventional | 7 | 4.1% | 100% | $146,428 | View |
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405 Pecor St, Oconto, WI 54153 1859 A+5.0 ★Texas Ratio: 2.12% |
Conventional, HELOC | 20 +1 HELOCs |
11.7% | 100% | $103,000 | View |
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601 Willard Dr, Green Bay, WI 54304 A+5.0 ★Texas Ratio: 4.06% |
Conventional | 16 | 9.4% | 100% | $119,375 | View |
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926 W College Ave, Appleton, WI 54914 5261 A+5.0 ★Texas Ratio: 5.78% |
Conventional, HELOC | 11 +1 HELOCs |
6.4% | 93.3% | $85,000 | View |
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2626 S Oneida St, Appleton, WI 54915 2101 A+5.0 ★Texas Ratio: 0.82% |
Conventional | 5 | 2.9% | 100% | $165,000 | View |
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3401 E Calumet St, Appleton, WI 54915 4757 A+5.0 ★Texas Ratio: 2.15% |
Conventional, HELOC | 4 +2 HELOCs |
2.3% | 100% | $170,000 | View |
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222 W College Ave, Appleton, WI 54911 A+5.0 ★Texas Ratio: 1.47% |
Conventional, HELOC | 3 +4 HELOCs |
1.8% | 100% | $565,000 | View |
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4201 W Wisconsin Ave, Appleton, WI 54913 A+5.0 ★Texas Ratio: 3.47% |
Conventional, HELOC | 3 +3 HELOCs |
1.8% | 100% | $81,666 | View |
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517 Memory Lane, Antigo, WI 54409 A+5.0 ★Texas Ratio: 0.00% |
Conventional | 3 | 1.8% | 100% | $71,666 | View |
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Antigo Middle School, Antigo, WI 54409 A5.0 ★Texas Ratio: 10.08% |
Conventional, HELOC | 2 +6 HELOCs |
1.2% | 100% | $215,000 | View |
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100 E 1st St, Gillett, WI 54124 D3.3 ★Texas Ratio: 35.11% |
Conventional | 2 | 1.2% | 100% | $40,000 | View |
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★ 5 stars, 1 review 510 2nd St, Algoma, WI 54201 A+5.0 ★Texas Ratio: 1.63% |
Conventional | 2 | 1.2% | 100% | $150,000 | View |
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205 Clark St, Algoma, WI 54201 A+5.0 ★Texas Ratio: 2.28% |
Conventional | 2 | 1.2% | 100% | $145,000 | View |
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171 S Pioneer Rd, Fond Du Lac, WI 54935 A+5.0 ★Texas Ratio: 3.34% |
Conventional | 2 | 1.2% | 100% | $160,000 | View |
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1435 Oneida St, Appleton, WI 54915 A+5.0 ★Texas Ratio: 2.73% |
Conventional | 1 | 0.6% | 100% | $255,000 | View |
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108 Railroad Ave, Bear Creek, WI 54922 A5.0 ★Texas Ratio: 8.53% |
Conventional | 1 | 0.6% | 100% | $135,000 | View |
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302 Bay St, Chippewa Falls, WI 54729 A5.0 ★Texas Ratio: 13.08% |
Conventional | 1 | 0.6% | 25% | $35,000 | View |
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12655 W Capitol Dr, Brookfield, WI 53005 A5.0 ★Texas Ratio: 7.72% |
Conventional | 1 | 0.6% | 100% | $155,000 | View |
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871 Commerce Ave, Baraboo, WI 53913 A+5.0 ★Texas Ratio: 4.84% |
HELOC | 0 +2 HELOCs |
0% | 0% | View | |
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121 N Main St, Adams, WI 53910 A+5.0 ★Texas Ratio: 3.54% |
HELOC | 0 +2 HELOCs |
0% | n/a | View | |
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1100 W Northland Ave, Appleton, WI 54914 A+5.0 ★Texas Ratio: 0.50% |
HELOC | 0 +1 HELOCs |
0% | 0% | View | |
United Wholesale Mortgage
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Conventional, FHA | 10 | 5.8% | 100% | $227,000 | |
Guild Mortgage Company
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Conventional, FHA | 8 | 4.7% | 100% | $137,500 | |
First Colony Mortgage Corporat
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Conventional, FHA, VA | 8 | 4.7% | 100% | $206,250 | |
Rocket Mortgage
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Conventional, FHA, VA | 7 | 4.1% | 87.5% | $197,857 | |
Guaranteed Rate, Inc.
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Conventional, FHA | 4 | 2.3% | 100% | $167,500 | |
Pennymac Loan Services LLC
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Conventional, FHA | 4 | 2.3% | 80% | $82,500 | |
Freedom Mortgage Corporation
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FHA, VA | 3 | 1.8% | 75% | $175,000 | |
Nations Lending Corporation
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Conventional, FHA, VA | 3 | 1.8% | 100% | $318,333 | |
Movement Mortgage, LLC
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VA | 2 | 1.2% | 100% | $385,000 | |
American Pacific Mortgage Corporation
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Conventional | 2 | 1.2% | 100% | $95,000 | |
Nationstar Mortgage
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Conventional, FHA | 2 | 1.2% | 100% | $145,000 | |
Mld Mortgage, Inc.Dba the Money Store
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Conventional | 2 | 1.2% | 100% | $225,000 | |
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A+5.0 ★Texas Ratio: 0.51% |
Conventional | 2 | 1.2% | 100% | $125,000 | View |
Spring Eq, LLC
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Conventional, HELOC | 1 +2 HELOCs |
0.6% | 50% | $55,000 | |
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A+5.0 ★Texas Ratio: 4.11% |
Conventional | 1 | 0.6% | 100% | $175,000 | View |
Primary Residential Mortgage, INC.
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VA | 1 | 0.6% | 100% | $385,000 | |
Lakeview Loan Servicing, LLC
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Conventional | 1 | 0.6% | 33.3% | $35,000 | |
Equity Prime Mortgage LLC
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VA | 1 | 0.6% | 100% | $185,000 | |
CrossCountry Mortgage, LLC
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FHA | 1 | 0.6% | 100% | $135,000 | |
Amerisave Mortgage Company
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Conventional | 1 | 0.6% | 25% | $85,000 | |
loanDepot.com LLC
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Conventional | 1 | 0.6% | 100% | $55,000 | |
GreenStone Farm Credit Services
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Conventional | 1 | 0.6% | 100% | $95,000 | |
GreenStone Farm Credit Services
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Conventional | 1 | 0.6% | 100% | $335,000 | |
Union Home Mortgage Corp.
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Conventional | 1 | 0.6% | 100% | $205,000 | |
Point Mortgage Corp
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VA | 1 | 0.6% | 100% | $275,000 | |
Cardinal Financial Company, Li
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FHA | 1 | 0.6% | 100% | $265,000 | |
Planet Home Lending, LLC
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FHA | 1 | 0.6% | 100% | $85,000 | |
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A+5.0 ★Texas Ratio: 2.20% |
Conventional | 1 | 0.6% | 100% | $205,000 | View |
Mortgage Research Center
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VA | 1 | 0.6% | 100% | $185,000 | |
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A+5.0 ★Texas Ratio: 1.59% |
Conventional | 1 | 0.6% | 50% | $105,000 | View |
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A-5.0 ★Texas Ratio: 14.93% |
Conventional | 1 | 0.6% | 100% | $115,000 | View |
Paramount Residential Mortgage
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FHA | 1 | 0.6% | 100% | $245,000 | |
Loan Simple, Inc.
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FHA | 1 | 0.6% | 100% | $255,000 | |
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B4.5 ★Texas Ratio: 20.96% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
Lendage, LLC dba Achieve Loans
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HELOC | 0 +1 HELOCs |
0% | n/a |
Oconto Mortgage Rate Trends
Daily average mortgage rates for Wisconsin compared with the national average, updated every evening.
Mortgage Lenders and Mortgage Brokers Near Me in Oconto, Wisconsin
Looking for mortgage lenders near me or mortgage brokers near me in Oconto? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Oconto in 2025, with lenders based there listed first.
Types of Mortgage Lenders in Oconto, WI
Use these to narrow the list above. Each category shows how many Oconto, WI lenders fit and what that kind of lender is usually best for.
Who Lends in Oconto, WI
Independent mortgage companies closed 42.7 percent of home loans in Oconto, Wisconsin in 2025, banks 22.2 percent and credit unions 35.1 percent. United Wholesale Mortgage was the largest mortgage company, Associated Bank NA the largest bank and N.E.W. Credit Union the largest credit union. Among lenders headquartered in Wisconsin, Associated Bank NA led with 8 loans.
How to Read This List
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
Title or escrow companies usually handle closings in Wisconsin. Real estate transfer fee of $3 per $1,000 of value (0.3 percent), paid by the seller (Wis. Stat. 77.22); no mortgage tax.
More Wisconsin Mortgage Lender Pages
Frequently Asked Questions About Mortgage Lenders in Oconto, WI
By home loans closed in 2025, Associated Bank NA was the largest mortgage lender in Oconto, Wisconsin with 8 loans, about 4.7 percent of the market. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
14 lenders closed FHA loans in Oconto, Wisconsin in 2025, led by First Colony Mortgage Corporat with 4. 10 lenders closed VA loans, led by Freedom Mortgage Corporation. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 17 banks and 9 credit unions closed home loans in Oconto, Wisconsin in 2025, alongside 31 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in Oconto, Wisconsin during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Methodology and Sources
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Oconto, Wisconsin for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Oconto. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.
