Mortgage Lenders and Brokers in Mount Sterling, Wisconsin
Brian McKay
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iEditorial Disclosure
Editorial DisclosureLender lists come from federal HMDA loan data. Average rates come from our daily monitoring network. Editorial content is independent of any advertiser relationships.
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✓Fact Checked
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Loan Rates Last Updated and Verified: October 7, 2026
Mount Sterling, Wisconsin mortgage lenders include Peoples State BankPeoples State Bank115 S Bagley Ave, Bagley, WI 53801A+5.0 ★Texas Ratio: 1.34%, Westby Co-Op Credit UnionWestby Co-Op Credit Union1333 South Blvd, Baraboo, WI 53913, Altra Federal Credit UnionAltra Federal Credit Union1404 S MAIN ST, HOLMEN, WI 54636 8928A+5.0 ★Texas Ratio: 1.27%, Marine Credit UnionMarine Credit Union302 Bay St, Chippewa Falls, WI 54729A5.0 ★Texas Ratio: 13.08%, US Bank, N.A.US Bank, N.A.2445 W Northland Ave, Appleton, WI 54914A+5.0 ★Texas Ratio: 2.85%, JPMorgan Chase Bank, NAJPMorgan Chase Bank, NA700 5th Ave, Antigo, WI 54409A+5.0 ★Texas Ratio: 3.68%, Old National BankOld National Bank102 Keller Ave S, Amery, WI 54001A+5.0 ★Texas Ratio: 4.98%, Merchants Bank, National AssociationMerchants Bank, National Association2728 Mall Dr, Eau Claire, WI 54701A+5.0 ★Texas Ratio: 3.28%, Citizens First BankCitizens First Bank1757 Temte Street, Holmen, WI 54636A+5.0 ★Texas Ratio: 3.37%, and Heartland Credit UnionHeartland Credit Union120 Vinburn Rd, DeForest, WI 53532 1487. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in Mount Sterling, Wisconsin in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Mount Sterling are listed first, then lenders elsewhere in Wisconsin, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Mortgage Lenders and Brokers in Mount Sterling, Wisconsin
Market share is the lender's share of all home loans closed in Mount Sterling, Wisconsin. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
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115 S Bagley Ave, Bagley, WI 53801 A+5.0 ★Texas Ratio: 1.34% |
Conventional | 4 | 8.3% | 100% | $117,500 | View |
Westby Co-Op Credit Union
1333 South Blvd, Baraboo, WI 53913 |
Conventional | 3 | 6.2% | 100% | $88,333 | |
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1404 S MAIN ST, HOLMEN, WI 54636 8928 A+5.0 ★Texas Ratio: 1.27% |
Conventional, HELOC | 2 +5 HELOCs |
4.2% | 66.7% | $105,000 | View |
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302 Bay St, Chippewa Falls, WI 54729 A5.0 ★Texas Ratio: 13.08% |
Conventional, HELOC | 2 +1 HELOCs |
4.2% | 66.7% | $110,000 | View |
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2445 W Northland Ave, Appleton, WI 54914 A+5.0 ★Texas Ratio: 2.85% |
Conventional | 1 | 2.1% | 100% | $55,000 | View |
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700 5th Ave, Antigo, WI 54409 A+5.0 ★Texas Ratio: 3.68% |
Conventional | 1 | 2.1% | 100% | $405,000 | View |
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102 Keller Ave S, Amery, WI 54001 A+5.0 ★Texas Ratio: 4.98% |
Conventional | 1 | 2.1% | 100% | $125,000 | View |
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2728 Mall Dr, Eau Claire, WI 54701 A+5.0 ★Texas Ratio: 3.28% |
Conventional | 1 | 2.1% | 100% | $415,000 | View |
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1757 Temte Street, Holmen, WI 54636 A+5.0 ★Texas Ratio: 3.37% |
Conventional | 1 | 2.1% | 100% | $225,000 | View |
Heartland Credit Union
120 Vinburn Rd, DeForest, WI 53532 1487 |
Conventional | 1 | 2.1% | 100% | $165,000 | |
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7707 N Brookline Dr, Madison, WI 53719 A+5.0 ★Texas Ratio: 0.12% |
Conventional | 1 | 2.1% | 100% | $235,000 | View |
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871 Commerce Ave, Baraboo, WI 53913 A+5.0 ★Texas Ratio: 4.84% |
Conventional | 1 | 2.1% | 50% | $175,000 | View |
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1606 Commercial St, Bangor, WI 54614 A+5.0 ★Texas Ratio: 1.10% |
Conventional | 1 | 2.1% | 100% | $175,000 | View |
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17100 W Bluemound Rd, Brookfield, WI 53005 A+5.0 ★Texas Ratio: 4.17% |
Conventional | 1 | 2.1% | 100% | $135,000 | View |
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6126 W Layton Ave, Greenfield, WI 53220 4608 A5.0 ★Texas Ratio: 6.09% |
Conventional | 1 | 2.1% | 100% | $25,000 | View |
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W186N9559 Bancroft Dr, Menomonee Falls, WI 53051 8009 A+5.0 ★Texas Ratio: 2.06% |
Conventional | 1 | 2.1% | 100% | $145,000 | View |
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1502 N Highway Blvd, Chetek, WI 54728 A-5.0 ★Texas Ratio: 15.51% |
HELOC | 0 +1 HELOCs |
0% | 0% | View | |
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724 5th Ave, Antigo, WI 54409 A+5.0 ★Texas Ratio: 3.45% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
Compeer Financial
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Conventional | 3 | 6.2% | 100% | $98,333 | |
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A+5.0 ★Texas Ratio: 3.50% |
Conventional | 3 | 6.2% | 75% | $218,333 | View |
Rocket Mortgage
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Conventional, VA | 2 | 4.2% | 100% | $250,000 | |
Mortgage Research Center
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VA | 2 | 4.2% | 100% | $245,000 | |
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A+5.0 ★Texas Ratio: 0.51% |
Conventional | 2 | 4.2% | 100% | $285,000 | View |
Consumer Real Estate Finance Co DBA Society Mortgage
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VA | 1 | 2.1% | 100% | $375,000 | |
United Wholesale Mortgage
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FHA | 1 | 2.1% | 100% | $205,000 | |
Envoy Mortgage, Ltd
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Conventional | 1 | 2.1% | 100% | $415,000 | |
CrossCountry Mortgage, LLC
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FHA | 1 | 2.1% | 100% | $175,000 | |
Kind Lending, LLC
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Conventional | 1 | 2.1% | 100% | $265,000 | |
loanDepot.com LLC
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Conventional | 1 | 2.1% | 50% | $85,000 | |
AmeriHome Mortgage Company, LLC
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FHA | 1 | 2.1% | 100% | $185,000 | |
Union Home Mortgage Corp.
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Conventional | 1 | 2.1% | 100% | $245,000 | |
DuTrac Community Credit Union
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Conventional | 1 | 2.1% | 100% | $285,000 | |
Mortgage Center LC
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Conventional | 1 | 2.1% | 100% | $285,000 | |
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A+5.0 ★Texas Ratio: 3.87% |
Conventional | 1 | 2.1% | 100% | $115,000 | |
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A5.0 ★Texas Ratio: 6.17% |
Conventional | 1 | 2.1% | 100% | $75,000 | View |
Tomo Mortgage LLC
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Conventional | 1 | 2.1% | 100% | $565,000 |
Mount Sterling Mortgage Rate Trends
Daily average mortgage rates for Wisconsin compared with the national average, updated every evening.
Mortgage Lenders and Mortgage Brokers Near Me in Mount Sterling, Wisconsin
Looking for mortgage lenders near me or mortgage brokers near me in Mount Sterling? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Mount Sterling in 2025, with lenders based there listed first.
Types of Mortgage Lenders in Mount Sterling, WI
Use these to narrow the list above. Each category shows how many Mount Sterling, WI lenders fit and what that kind of lender is usually best for.
Who Lends in Mount Sterling, WI
Independent mortgage companies closed 33.3 percent of home loans in Mount Sterling, Wisconsin in 2025, banks 37.5 percent and credit unions 29.2 percent. Compeer Financial was the largest mortgage company, Peoples State Bank the largest bank and Westby Co-Op Credit Union the largest credit union. Among lenders headquartered in Wisconsin, Peoples State Bank led with 4 loans.
How to Read This List
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
Title or escrow companies usually handle closings in Wisconsin. Real estate transfer fee of $3 per $1,000 of value (0.3 percent), paid by the seller (Wis. Stat. 77.22); no mortgage tax.
More Wisconsin Mortgage Lender Pages
Frequently Asked Questions About Mortgage Lenders in Mount Sterling, WI
By home loans closed in 2025, Peoples State Bank was the largest mortgage lender in Mount Sterling, Wisconsin with 4 loans, about 8.3 percent of the market. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
3 lenders closed FHA loans in Mount Sterling, Wisconsin in 2025, led by United Wholesale Mortgage with 1. 3 lenders closed VA loans, led by Mortgage Research Center. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 13 banks and 11 credit unions closed home loans in Mount Sterling, Wisconsin in 2025, alongside 12 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in Mount Sterling, Wisconsin during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Methodology and Sources
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Mount Sterling, Wisconsin for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Mount Sterling. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.
