Mortgage Lenders and Brokers in Merrimac, Wisconsin
Brian McKay
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iEditorial Disclosure
Editorial DisclosureLender lists come from federal HMDA loan data. Average rates come from our daily monitoring network. Editorial content is independent of any advertiser relationships.
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✓Fact Checked
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Loan Rates Last Updated and Verified: October 7, 2026
Merrimac, Wisconsin mortgage lenders include Summit Credit UnionSummit Credit Union871 Commerce Ave, Baraboo, WI 53913A+5.0 ★Texas Ratio: 4.84%, Johnson BankJohnson Bank222 W College Ave, Appleton, WI 54911A+5.0 ★Texas Ratio: 1.47%, Westby Co-Op Credit UnionWestby Co-Op Credit Union1333 South Blvd, Baraboo, WI 53913, One Community BankOne Community Bank501 N Main St, Adams, WI 53910A+5.0 ★Texas Ratio: 3.99%, Huntington National BankHuntington National Bank12850 W Bluemound Rd, Elm Grove, WI 53122A+5.0 ★Texas Ratio: 3.66%, Bank of Sun PrairieBank of Sun Prairie419 W Cottage Grove Rd, Cottage Grove, WI 53527A+5.0 ★Texas Ratio: 0.50%, Dmb Community BankDmb Community Bank321 N Main St, Deforest, WI 53532A+5.0 ★Texas Ratio: 0.00%, Citizens State BankCitizens State Bank601 S Main St, Elmwood, WI 54740A+5.0 ★Texas Ratio: 3.68%, Heartland Credit UnionHeartland Credit Union120 Vinburn Rd, DeForest, WI 53532 1487, and National Exchange Bank and TrustNational Exchange Bank and Trust901 Wisconsin St, Adell, WI 53001A+5.0 ★Texas Ratio: 1.09%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in Merrimac, Wisconsin in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Merrimac are listed first, then lenders elsewhere in Wisconsin, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Mortgage Lenders and Brokers in Merrimac, Wisconsin
Market share is the lender's share of all home loans closed in Merrimac, Wisconsin. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
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871 Commerce Ave, Baraboo, WI 53913 A+5.0 ★Texas Ratio: 4.84% |
Conventional, Jumbo, HELOC | 9 +19 HELOCs |
17% | 90.9% | $327,222 | View |
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222 W College Ave, Appleton, WI 54911 A+5.0 ★Texas Ratio: 1.47% |
Conventional, Jumbo | 3 | 5.7% | 100% | $645,000 | View |
Westby Co-Op Credit Union
1333 South Blvd, Baraboo, WI 53913 |
Conventional | 2 | 3.8% | 100% | $35,000 | |
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501 N Main St, Adams, WI 53910 A+5.0 ★Texas Ratio: 3.99% |
Conventional, HELOC | 1 +1 HELOCs |
1.9% | 100% | $155,000 | View |
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12850 W Bluemound Rd, Elm Grove, WI 53122 A+5.0 ★Texas Ratio: 3.66% |
Conventional | 1 | 1.9% | 100% | $565,000 | View |
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419 W Cottage Grove Rd, Cottage Grove, WI 53527 A+5.0 ★Texas Ratio: 0.50% |
Conventional | 1 | 1.9% | 100% | $345,000 | View |
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321 N Main St, Deforest, WI 53532 A+5.0 ★Texas Ratio: 0.00% |
Conventional | 1 | 1.9% | 100% | $275,000 | View |
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601 S Main St, Elmwood, WI 54740 A+5.0 ★Texas Ratio: 3.68% |
Conventional | 1 | 1.9% | 100% | $135,000 | View |
Heartland Credit Union
120 Vinburn Rd, DeForest, WI 53532 1487 |
Conventional | 1 | 1.9% | 100% | $265,000 | |
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901 Wisconsin St, Adell, WI 53001 A+5.0 ★Texas Ratio: 1.09% |
Conventional | 1 | 1.9% | 100% | $495,000 | View |
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4201 W Wisconsin Ave, Appleton, WI 54913 A+5.0 ★Texas Ratio: 3.47% |
Conventional | 1 | 1.9% | 100% | $275,000 | View |
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219 Fairfax St, Altoona, WI 54720 A5.0 ★Texas Ratio: 12.61% |
Conventional | 1 | 1.9% | 100% | $245,000 | View |
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102 W Main St, Cambridge, WI 53523 A+5.0 ★Texas Ratio: 0.55% |
Conventional | 1 | 1.9% | 100% | $565,000 | View |
Great Midwest Bank SSB
505 W Brown Deer Rd, Bayside, WI 53217 |
Conventional | 1 | 1.9% | 100% | $35,000 | |
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121 N Main St, Adams, WI 53910 A+5.0 ★Texas Ratio: 3.54% |
HELOC | 0 +5 HELOCs |
0% | n/a | View | |
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1502 N Highway Blvd, Chetek, WI 54728 A-5.0 ★Texas Ratio: 15.51% |
HELOC | 0 +4 HELOCs |
0% | n/a | View | |
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27 W Main St, Belleville, WI 53508 A+5.0 ★Texas Ratio: 2.83% |
HELOC | 0 +2 HELOCs |
0% | n/a | View | |
Uw Credit Union
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Conventional, HELOC | 3 +2 HELOCs |
5.7% | 100% | $348,333 | |
Thompson Kane & Company, Inc
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Conventional | 1 | 1.9% | 100% | $535,000 | |
Rocket Mortgage
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Conventional, FHA | 4 | 7.5% | 100% | $115,000 | |
United Wholesale Mortgage
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FHA, VA, Jumbo | 3 | 5.7% | 100% | $711,666 | |
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A+5.0 ★Texas Ratio: 2.20% |
Conventional | 2 | 3.8% | 66.7% | $245,000 | View |
Alliant Credit Union
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Conventional | 1 | 1.9% | 100% | $655,000 | |
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A+5.0 ★Texas Ratio: 4.32% |
Conventional, Jumbo | 1 | 1.9% | 100% | $1,325,000 | View |
Royal United Mortgage LLC
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Conventional | 1 | 1.9% | 100% | $155,000 | |
CrossCountry Mortgage, LLC
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VA | 1 | 1.9% | 100% | $455,000 | |
Triad Financial Services, Inc.
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Conventional | 1 | 1.9% | 100% | $35,000 | |
Pennymac Loan Services LLC
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Conventional | 1 | 1.9% | 100% | $45,000 | |
loanDepot.com LLC
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Conventional | 1 | 1.9% | 100% | $205,000 | |
Guild Mortgage Company
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USDA | 1 | 1.9% | 100% | $145,000 | |
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A+5.0 ★Texas Ratio: 3.66% |
VA | 1 | 1.9% | 100% | $285,000 | View |
Das Acquisition Company, LLC
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Conventional | 1 | 1.9% | 100% | $245,000 | |
American Pacific Mortgage Corporation
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VA | 1 | 1.9% | 100% | $805,000 | |
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A+5.0 ★Texas Ratio: 3.87% |
Conventional | 1 | 1.9% | 100% | $755,000 | |
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A+5.0 ★Texas Ratio: 3.82% |
Conventional, Jumbo | 1 | 1.9% | 100% | $935,000 | View |
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A-5.0 ★Texas Ratio: 14.93% |
Conventional, Jumbo | 1 | 1.9% | 100% | $995,000 | View |
Navy Federal Credit Union
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Conventional | 1 | 1.9% | 100% | $205,000 | |
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A+5.0 ★Texas Ratio: 4.56% |
HELOC | 0 +1 HELOCs |
0% | n/a | ||
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A-4.8 ★Texas Ratio: 12.33% |
HELOC | 0 +1 HELOCs |
0% | n/a | View |
Merrimac Mortgage Rate Trends
Daily average mortgage rates for Wisconsin compared with the national average, updated every evening.
Mortgage Lenders and Mortgage Brokers Near Me in Merrimac, Wisconsin
Looking for mortgage lenders near me or mortgage brokers near me in Merrimac? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Merrimac in 2025, with lenders based there listed first.
Types of Mortgage Lenders in Merrimac, WI
Use these to narrow the list above. Each category shows how many Merrimac, WI lenders fit and what that kind of lender is usually best for.
Who Lends in Merrimac, WI
Independent mortgage companies closed 30.2 percent of home loans in Merrimac, Wisconsin in 2025, banks 35.8 percent and credit unions 34 percent. Thompson Kane & Company, Inc was the largest mortgage company, Johnson Bank the largest bank and Summit Credit Union the largest credit union. Among lenders headquartered in Wisconsin, Summit Credit Union led with 9 loans.
How to Read This List
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
Title or escrow companies usually handle closings in Wisconsin. Real estate transfer fee of $3 per $1,000 of value (0.3 percent), paid by the seller (Wis. Stat. 77.22); no mortgage tax.
More Wisconsin Mortgage Lender Pages
Frequently Asked Questions About Mortgage Lenders in Merrimac, WI
By home loans closed in 2025, Summit Credit Union was the largest mortgage lender in Merrimac, Wisconsin with 9 loans, about 17 percent of the market. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
2 lenders closed FHA loans in Merrimac, Wisconsin in 2025, led by Rocket Mortgage with 1. 4 lenders closed VA loans, led by United Wholesale Mortgage, and 1 closed USDA rural loans. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 19 banks and 9 credit unions closed home loans in Merrimac, Wisconsin in 2025, alongside 11 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in Merrimac, Wisconsin during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Methodology and Sources
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Merrimac, Wisconsin for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Merrimac. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.
