Lone Rock, Wisconsin mortgage lenders include Royal BankRoyal Bank252 S Oak St, Lone Rock, WI 53556A+5.0 ★Texas Ratio: 0.41%, Westby Co-Op Credit UnionWestby Co-Op Credit Union1333 South Blvd, Baraboo, WI 53913, The Peoples Community BankThe Peoples Community Bank614 Us Highway 14, Arena, WI 53503A+5.0 ★Texas Ratio: 0.74%, Summit Credit UnionSummit Credit Union871 Commerce Ave, Baraboo, WI 53913A+5.0 ★Texas Ratio: 4.84%, Altra Federal Credit UnionAltra Federal Credit Union1404 S MAIN ST, HOLMEN, WI 54636 8928A+5.0 ★Texas Ratio: 1.27%, BMO Harris Bank NABMO Harris Bank NA121 N Main St, Adams, WI 53910A+5.0 ★Texas Ratio: 3.54%, US Bank, N.A.US Bank, N.A.2445 W Northland Ave, Appleton, WI 54914A+5.0 ★Texas Ratio: 2.85%, Huntington National BankHuntington National Bank12850 W Bluemound Rd, Elm Grove, WI 53122A+5.0 ★Texas Ratio: 3.66%, Flagstar Bank NAFlagstar Bank NA100 E 1st St, Gillett, WI 54124D3.3 ★Texas Ratio: 35.11%, and Woodford State BankWoodford State Bank101 Spruce Street, Argyle, WI 53504A-4.3 ★Texas Ratio: 4.34%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in Lone Rock, Wisconsin in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Lone Rock are listed first, then lenders elsewhere in Wisconsin, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Market share is the lender's share of all home loans closed in Lone Rock, Wisconsin. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
|---|---|---|---|---|---|---|
|
1 office in Lone Rock 252 S Oak St, Lone Rock, WI 53556 A+5.0 ★Texas Ratio: 0.41% |
Conventional | 2 | 3.7% | 100% | $135,000 | View |
Westby Co-Op Credit Union
1333 South Blvd, Baraboo, WI 53913 |
Conventional, USDA | 10 | 18.5% | 90.9% | $86,000 | |
|
614 Us Highway 14, Arena, WI 53503 A+5.0 ★Texas Ratio: 0.74% |
Conventional | 10 | 18.5% | 90.9% | $175,000 | View |
|
871 Commerce Ave, Baraboo, WI 53913 A+5.0 ★Texas Ratio: 4.84% |
Conventional, HELOC | 2 +5 HELOCs |
3.7% | 100% | $245,000 | View |
|
1404 S MAIN ST, HOLMEN, WI 54636 8928 A+5.0 ★Texas Ratio: 1.27% |
Conventional, HELOC | 1 +2 HELOCs |
1.9% | 100% | $35,000 | View |
|
121 N Main St, Adams, WI 53910 A+5.0 ★Texas Ratio: 3.54% |
Conventional, HELOC | 1 +1 HELOCs |
1.9% | 100% | $85,000 | View |
|
2445 W Northland Ave, Appleton, WI 54914 A+5.0 ★Texas Ratio: 2.85% |
Conventional | 1 | 1.9% | 100% | $135,000 | View |
|
12850 W Bluemound Rd, Elm Grove, WI 53122 A+5.0 ★Texas Ratio: 3.66% |
Conventional | 1 | 1.9% | 100% | $125,000 | View |
|
100 E 1st St, Gillett, WI 54124 D3.3 ★Texas Ratio: 35.11% |
VA | 1 | 1.9% | 100% | $515,000 | View |
|
101 Spruce Street, Argyle, WI 53504 A-4.3 ★Texas Ratio: 4.34% |
Conventional | 1 | 1.9% | 100% | $215,000 | View |
|
106 E Main St, Beaver Dam, WI 53916 1837 A+5.0 ★Texas Ratio: 3.05% |
Conventional | 1 | 1.9% | 100% | $365,000 | View |
|
3321 N Ballard Rd, Appleton, WI 54911 A+5.0 ★Texas Ratio: 5.36% |
VA | 1 | 1.9% | 50% | $75,000 | View |
|
7700 Mineral Point Rd, Madison, WI 53717 A5.0 ★Texas Ratio: 7.37% |
Conventional | 1 | 1.9% | 100% | $185,000 | View |
|
100 E Midway Rd, Appleton, WI 54915 A5.0 ★Texas Ratio: 6.71% |
Conventional | 1 | 1.9% | 100% | $105,000 | View |
Heartland Credit Union
120 Vinburn Rd, DeForest, WI 53532 1487 |
HELOC | 0 +2 HELOCs |
0% | n/a | ||
Compeer Financial
|
Conventional | 5 | 9.3% | 100% | $383,000 | |
Uw Credit Union
|
Conventional, HELOC | 1 +3 HELOCs |
1.9% | 100% | $205,000 | |
Fairway Independent Mort Corp
|
Conventional | 1 | 1.9% | 100% | $155,000 | |
Das Acquisition Company, LLC
|
Conventional, FHA | 4 | 7.4% | 100% | $215,000 | |
Spring Eq, LLC
|
Conventional, HELOC | 1 +1 HELOCs |
1.9% | 50% | $45,000 | |
United Wholesale Mortgage
|
VA | 1 | 1.9% | 50% | $245,000 | |
Rocket Mortgage
|
FHA | 1 | 1.9% | 100% | $205,000 | |
|
A+5.0 ★Texas Ratio: 1.10% |
Conventional | 1 | 1.9% | 100% | $165,000 | View |
|
A+5.0 ★Texas Ratio: 1.60% |
Conventional | 1 | 1.9% | 100% | $435,000 | View |
|
A+5.0 ★Texas Ratio: 2.20% |
Conventional | 1 | 1.9% | 100% | $275,000 | View |
Mortgage Research Center
|
VA | 1 | 1.9% | 100% | $275,000 | |
|
A+5.0 ★Texas Ratio: 4.12% |
Conventional | 1 | 1.9% | 100% | $375,000 | View |
Ark-La-Tex Financial Services LLC
|
Conventional | 1 | 1.9% | 100% | $205,000 | |
CrossCountry Mortgage, LLC
|
HELOC | 0 +1 HELOCs |
0% | n/a | ||
Figure Lending LLC
|
HELOC | 0 +1 HELOCs |
0% | n/a | ||
Midwestone Bank
|
HELOC | 0 +1 HELOCs |
0% | n/a | ||
|
A+5.0 ★Texas Ratio: 3.87% |
HELOC | 0 +1 HELOCs |
0% | n/a |
Daily average mortgage rates for Wisconsin compared with the national average, updated every evening.
Looking for mortgage lenders near me or mortgage brokers near me in Lone Rock? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Lone Rock in 2025, with lenders based there listed first.
Use these to narrow the list above. Each category shows how many Lone Rock, WI lenders fit and what that kind of lender is usually best for.
Independent mortgage companies closed 27.8 percent of home loans in Lone Rock, Wisconsin in 2025, banks 44.4 percent and credit unions 27.8 percent. Compeer Financial was the largest mortgage company, Royal Bank the largest bank and Westby Co-Op Credit Union the largest credit union. Among lenders headquartered in Wisconsin, Royal Bank led with 2 loans.
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
Title or escrow companies usually handle closings in Wisconsin. Real estate transfer fee of $3 per $1,000 of value (0.3 percent), paid by the seller (Wis. Stat. 77.22); no mortgage tax.
By home loans closed in 2025, Royal Bank was the largest mortgage lender in Lone Rock, Wisconsin with 2 loans, about 3.7 percent of the market. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
2 lenders closed FHA loans in Lone Rock, Wisconsin in 2025, led by Das Acquisition Company, LLC with 3. 4 lenders closed VA loans, led by Flagstar Bank NA, and 1 closed USDA rural loans. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 15 banks and 7 credit unions closed home loans in Lone Rock, Wisconsin in 2025, alongside 10 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in Lone Rock, Wisconsin during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Lone Rock, Wisconsin for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Lone Rock. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.