Mortgage Lenders and Brokers in Clear Lake, Wisconsin
Brian McKay
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iEditorial Disclosure
Editorial DisclosureLender lists come from federal HMDA loan data. Average rates come from our daily monitoring network. Editorial content is independent of any advertiser relationships.
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✓Fact Checked
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Loan Rates Last Updated and Verified: October 7, 2026
Clear Lake, Wisconsin mortgage lenders include Pillar BankPillar Bank327 3rd Ave, Clear Lake, WI 54005A5.0 ★Texas Ratio: 6.90%, Westconsin Credit UnionWestconsin Credit Union1395 Bluestem Blvd, Altoona, WI 54720A+5.0 ★Texas Ratio: 3.22%, Royal Credit UnionRoyal Credit Union185 S Main St, Adams, WI 53910A+5.0 ★Texas Ratio: 0.41%, US Bank, N.A.US Bank, N.A.2445 W Northland Ave, Appleton, WI 54914A+5.0 ★Texas Ratio: 2.85%, Dairy State BankDairy State Bank124 N Main Street, Birchwood, WI 54817A+5.0 ★Texas Ratio: 0.30%, Citizens State BankCitizens State Bank1028 N Hillcrest Pkwy, Altoona, WI 54720A5.0 ★Texas Ratio: 7.56%, Hiawatha National BankHiawatha National Bank220 E Oak St, Glenwood City, WI 54013A-5.0 ★Texas Ratio: 15.06%, Merchants Bank, National AssociationMerchants Bank, National Association2728 Mall Dr, Eau Claire, WI 54701A+5.0 ★Texas Ratio: 3.28%, First National Community BankFirst National Community Bank111 State Road 35 N, Dresser, WI 54009A+5.0 ★Texas Ratio: 1.08%, and Summit Credit UnionSummit Credit Union871 Commerce Ave, Baraboo, WI 53913A+5.0 ★Texas Ratio: 4.84%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in Clear Lake, Wisconsin in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Clear Lake are listed first, then lenders elsewhere in Wisconsin, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Mortgage Lenders and Brokers in Clear Lake, Wisconsin
Market share is the lender's share of all home loans closed in Clear Lake, Wisconsin. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
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1 office in Clear Lake 327 3rd Ave, Clear Lake, WI 54005 A5.0 ★Texas Ratio: 6.90% |
Conventional | 2 | 2% | 50% | $40,000 | View |
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1395 Bluestem Blvd, Altoona, WI 54720 A+5.0 ★Texas Ratio: 3.22% |
Conventional, HELOC | 9 +8 HELOCs |
9% | 75% | $148,333 | View |
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185 S Main St, Adams, WI 53910 A+5.0 ★Texas Ratio: 0.41% |
Conventional, HELOC | 6 +5 HELOCs |
6% | 85.7% | $170,000 | View |
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2445 W Northland Ave, Appleton, WI 54914 A+5.0 ★Texas Ratio: 2.85% |
Conventional | 3 | 3% | 75% | $215,000 | View |
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124 N Main Street, Birchwood, WI 54817 A+5.0 ★Texas Ratio: 0.30% |
Conventional | 2 | 2% | 66.7% | $35,000 | View |
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1028 N Hillcrest Pkwy, Altoona, WI 54720 A5.0 ★Texas Ratio: 7.56% |
Conventional | 2 | 2% | 50% | $340,000 | View |
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220 E Oak St, Glenwood City, WI 54013 A-5.0 ★Texas Ratio: 15.06% |
Conventional | 2 | 2% | 100% | $130,000 | View |
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2728 Mall Dr, Eau Claire, WI 54701 A+5.0 ★Texas Ratio: 3.28% |
Conventional | 1 | 1% | 100% | $155,000 | View |
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111 State Road 35 N, Dresser, WI 54009 A+5.0 ★Texas Ratio: 1.08% |
Conventional | 1 | 1% | 100% | $225,000 | View |
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871 Commerce Ave, Baraboo, WI 53913 A+5.0 ★Texas Ratio: 4.84% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
Compeer Financial
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Conventional | 5 | 5% | 83.3% | $297,000 | |
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A+5.0 ★Texas Ratio: 2.07% |
VA | 2 | 2% | 100% | $390,000 | View |
Fairway Independent Mort Corp
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Conventional, FHA | 2 | 2% | 100% | $135,000 | |
Uw Credit Union
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
loanDepot.com LLC
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Conventional, FHA | 13 | 13% | 81.2% | $210,384 | |
CrossCountry Mortgage, LLC
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Conventional, FHA, USDA | 6 | 6% | 100% | $201,666 | |
Rocket Mortgage
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Conventional, FHA | 5 | 5% | 71.4% | $157,000 | |
Pennymac Loan Services LLC
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Conventional, FHA | 4 | 4% | 100% | $285,000 | |
Triad Financial Services, Inc.
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Conventional | 3 | 3% | 75% | $108,333 | |
United Wholesale Mortgage
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FHA | 2 | 2% | 100% | $250,000 | |
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A+5.0 ★Texas Ratio: 0.09% |
Conventional, FHA | 2 | 2% | 100% | $240,000 | View |
Movement Mortgage, LLC
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Conventional, FHA | 2 | 2% | 100% | $115,000 | |
Mortgage Research Center
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FHA, VA | 2 | 2% | 100% | $205,000 | |
Mutual of Omaha Mortgage
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Conventional, VA | 2 | 2% | 100% | $270,000 | |
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A5.0 ★Texas Ratio: 8.84% |
Conventional | 1 | 1% | 100% | $255,000 | View |
Bremer Bank NA
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Conventional | 1 | 1% | 100% | $495,000 | |
Guaranteed Rate, Inc.
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Conventional | 1 | 1% | 100% | $365,000 | |
Primelending
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VA | 1 | 1% | 100% | $725,000 | |
Everett Financial, Inc.
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Conventional | 1 | 1% | 100% | $215,000 | |
Lakeview Loan Servicing, LLC
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VA | 1 | 1% | 50% | $215,000 | |
Freedom Mortgage Corporation
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FHA | 1 | 1% | 100% | $225,000 | |
AdvantageFirst Lending Inc
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FHA | 1 | 1% | 100% | $265,000 | |
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A+5.0 ★Texas Ratio: 3.66% |
VA | 1 | 1% | 100% | $355,000 | View |
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A+5.0 ★Texas Ratio: 2.02% |
Conventional | 1 | 1% | 100% | $175,000 | View |
FirstTrust Home Loans
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Conventional | 1 | 1% | 100% | $185,000 | |
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A+5.0 ★Texas Ratio: 4.56% |
Conventional | 1 | 1% | 100% | $135,000 | |
Novation Credit Union
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Conventional | 1 | 1% | 100% | $85,000 | |
Direct Mortgage Loans, LLC
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Conventional | 1 | 1% | 100% | $65,000 | |
American Pacific Mortgage Corporation
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FHA | 1 | 1% | 100% | $385,000 | |
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A+5.0 ★Texas Ratio: 2.20% |
Conventional | 1 | 1% | 100% | $115,000 | View |
Nationstar Mortgage
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Conventional | 1 | 1% | 50% | $235,000 | |
Mission Loans, LLC
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Conventional | 1 | 1% | 100% | $105,000 | |
Zillow Home Loans, LLC
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FHA | 1 | 1% | 100% | $185,000 | |
Prosperity Home Mortgage, LLC
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VA | 1 | 1% | 100% | $315,000 | |
21St Mortgage
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Conventional | 1 | 1% | 100% | $85,000 | |
American Neighborhood Mortgage Acceptance Company
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VA | 1 | 1% | 100% | $145,000 | |
Figure Lending LLC
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HELOC | 0 +2 HELOCs |
0% | n/a | ||
HomeBridge Financial Services, Inc
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
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B4.5 ★Texas Ratio: 20.96% |
HELOC | 0 +1 HELOCs |
0% | n/a | View |
Clear Lake Mortgage Rate Trends
Daily average mortgage rates for Wisconsin compared with the national average, updated every evening.
Mortgage Lenders and Mortgage Brokers Near Me in Clear Lake, Wisconsin
Looking for mortgage lenders near me or mortgage brokers near me in Clear Lake? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Clear Lake in 2025, with lenders based there listed first.
Types of Mortgage Lenders in Clear Lake, WI
Use these to narrow the list above. Each category shows how many Clear Lake, WI lenders fit and what that kind of lender is usually best for.
Who Lends in Clear Lake, WI
Independent mortgage companies closed 63 percent of home loans in Clear Lake, Wisconsin in 2025, banks 20 percent and credit unions 17 percent. Compeer Financial was the largest mortgage company, Pillar Bank the largest bank and Westconsin Credit Union the largest credit union. Among lenders headquartered in Wisconsin, Pillar Bank led with 2 loans.
How to Read This List
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
Title or escrow companies usually handle closings in Wisconsin. Real estate transfer fee of $3 per $1,000 of value (0.3 percent), paid by the seller (Wis. Stat. 77.22); no mortgage tax.
More Wisconsin Mortgage Lender Pages
Frequently Asked Questions About Mortgage Lenders in Clear Lake, WI
By home loans closed in 2025, Pillar Bank was the largest mortgage lender in Clear Lake, Wisconsin with 2 loans, about 2 percent of the market. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
13 lenders closed FHA loans in Clear Lake, Wisconsin in 2025, led by loanDepot.com LLC with 6. 8 lenders closed VA loans, led by Waterstone Mortgage Corporation, and 1 closed USDA rural loans. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 14 banks and 6 credit unions closed home loans in Clear Lake, Wisconsin in 2025, alongside 29 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in Clear Lake, Wisconsin during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Methodology and Sources
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Clear Lake, Wisconsin for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Clear Lake. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.
