Mortgage Lenders and Brokers in Cadott, Wisconsin
Brian McKay
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iEditorial Disclosure
Editorial DisclosureLender lists come from federal HMDA loan data. Average rates come from our daily monitoring network. Editorial content is independent of any advertiser relationships.
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✓Fact Checked
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Loan Rates Last Updated and Verified: October 7, 2026
Cadott, Wisconsin mortgage lenders include Citizens State BankCitizens State Bank304 N Main St, Cadott, WI 54727, Westconsin Credit UnionWestconsin Credit Union1395 Bluestem Blvd, Altoona, WI 54720A+5.0 ★Texas Ratio: 3.22%, Royal Credit UnionRoyal Credit Union185 S Main St, Adams, WI 53910A+5.0 ★Texas Ratio: 0.41%, Forward BankForward Bank225 Alfred St, Athens, WI 54411A+5.0 ★Texas Ratio: 2.26%, Marine Credit UnionMarine Credit Union302 Bay St, Chippewa Falls, WI 54729A5.0 ★Texas Ratio: 13.08%, US Bank, N.A.US Bank, N.A.2445 W Northland Ave, Appleton, WI 54914A+5.0 ★Texas Ratio: 2.85%, Old National BankOld National Bank102 Keller Ave S, Amery, WI 54001A+5.0 ★Texas Ratio: 4.98%, WNB FinancialWNB Financial1160 Blazing Star Blvd, Altoona, WI 54720A+5.0 ★Texas Ratio: 0.47%, Associated Bank NAAssociated Bank NA724 5th Ave, Antigo, WI 54409A+5.0 ★Texas Ratio: 3.45%, and Pillar BankPillar Bank1080 Cornwall Avenue, Amery, WI 54001A5.0 ★Texas Ratio: 6.90%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in Cadott, Wisconsin in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Cadott are listed first, then lenders elsewhere in Wisconsin, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Mortgage Lenders and Brokers in Cadott, Wisconsin
Market share is the lender's share of all home loans closed in Cadott, Wisconsin. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
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Citizens State Bank
304 N Main St, Cadott, WI 54727 |
Conventional | 15 | 16.5% | 94.4% | $192,333 | |
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1395 Bluestem Blvd, Altoona, WI 54720 A+5.0 ★Texas Ratio: 3.22% |
Conventional, HELOC | 10 +1 HELOCs |
11% | 73.3% | $120,000 | View |
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185 S Main St, Adams, WI 53910 A+5.0 ★Texas Ratio: 0.41% |
Conventional, HELOC | 9 +20 HELOCs |
9.9% | 100% | $378,333 | View |
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225 Alfred St, Athens, WI 54411 A+5.0 ★Texas Ratio: 2.26% |
Conventional | 5 | 5.5% | 100% | $339,000 | View |
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302 Bay St, Chippewa Falls, WI 54729 A5.0 ★Texas Ratio: 13.08% |
Conventional | 3 | 3.3% | 57.1% | $85,000 | View |
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2445 W Northland Ave, Appleton, WI 54914 A+5.0 ★Texas Ratio: 2.85% |
Conventional, HELOC | 2 +2 HELOCs |
2.2% | 66.7% | $250,000 | View |
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102 Keller Ave S, Amery, WI 54001 A+5.0 ★Texas Ratio: 4.98% |
Conventional, FHA | 2 | 2.2% | 100% | $265,000 | View |
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1160 Blazing Star Blvd, Altoona, WI 54720 A+5.0 ★Texas Ratio: 0.47% |
Conventional | 2 | 2.2% | 100% | $545,000 | View |
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724 5th Ave, Antigo, WI 54409 A+5.0 ★Texas Ratio: 3.45% |
VA, HELOC | 1 +2 HELOCs |
1.1% | 100% | $615,000 | View |
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1080 Cornwall Avenue, Amery, WI 54001 A5.0 ★Texas Ratio: 6.90% |
Conventional | 1 | 1.1% | 100% | $15,000 | View |
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100 E Main St, Black River Falls, WI 54615 A+5.0 ★Texas Ratio: 5.54% |
Conventional | 1 | 1.1% | 100% | $75,000 | View |
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141 W Main St, Alma Center, WI 54611 A5.0 ★Texas Ratio: 11.46% |
Conventional | 1 | 1.1% | 100% | $65,000 | View |
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401 E Spruce St, Abbotsford, WI 54405 A5.0 ★Texas Ratio: 11.72% |
Conventional | 1 | 1.1% | 100% | $165,000 | View |
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1923 17th Ave, Bloomer, WI 54724 A5.0 ★Texas Ratio: 9.12% |
Conventional | 1 | 1.1% | 100% | $415,000 | View |
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205 Clark St, Algoma, WI 54201 A+5.0 ★Texas Ratio: 2.28% |
Conventional | 1 | 1.1% | 100% | $535,000 | View |
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1430 Rivers Edge Trl, Altoona, WI 54720 A+5.0 ★Texas Ratio: 0.21% |
Conventional | 1 | 1.1% | 50% | $105,000 | View |
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871 Commerce Ave, Baraboo, WI 53913 A+5.0 ★Texas Ratio: 4.84% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
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121 N Main St, Adams, WI 53910 A+5.0 ★Texas Ratio: 3.54% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
Compeer Financial
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Conventional | 1 | 1.1% | 100% | $235,000 | |
Fairway Independent Mort Corp
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Conventional | 1 | 1.1% | 100% | $425,000 | |
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A+5.0 ★Texas Ratio: 0.09% |
Conventional | 5 | 5.5% | 100% | $221,000 | View |
Rocket Mortgage
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Conventional | 4 | 4.4% | 80% | $275,000 | |
Union Home Mortgage Corp.
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Conventional, FHA | 3 | 3.3% | 100% | $125,000 | |
Prosperity Home Mortgage, LLC
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FHA, VA | 3 | 3.3% | 100% | $291,666 | |
United Wholesale Mortgage
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FHA | 2 | 2.2% | 100% | $295,000 | |
Mayo Employees Federal Credit Union
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Conventional | 2 | 2.2% | 100% | $100,000 | |
Mortgage Research Center
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VA | 2 | 2.2% | 66.7% | $330,000 | |
Navy Federal Credit Union
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Conventional, HELOC | 1 +1 HELOCs |
1.1% | 100% | $85,000 | |
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A+5.0 ★Texas Ratio: 4.11% |
Conventional | 1 | 1.1% | 100% | $225,000 | View |
Freedom Mortgage Corporation
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VA | 1 | 1.1% | 100% | $425,000 | |
Envoy Mortgage, Ltd
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FHA | 1 | 1.1% | 100% | $215,000 | |
Equity Prime Mortgage LLC
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VA | 1 | 1.1% | 100% | $285,000 | |
loanDepot.com LLC
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Conventional | 1 | 1.1% | 50% | $65,000 | |
AgCountry Farm Credit Services, FLCA
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Conventional | 1 | 1.1% | 100% | $205,000 | |
First Colony Mortgage Corporat
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FHA | 1 | 1.1% | 100% | $375,000 | |
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A+5.0 ★Texas Ratio: 2.20% |
VA | 1 | 1.1% | 100% | $195,000 | View |
New American Funding, LLC.
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Conventional | 1 | 1.1% | 50% | $115,000 | |
Lower, LLC
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FHA | 1 | 1.1% | 100% | $395,000 | |
Florida Capital Bank, N.A
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Conventional | 1 | 1.1% | 100% | $435,000 |
Cadott Mortgage Rate Trends
Daily average mortgage rates for Wisconsin compared with the national average, updated every evening.
Mortgage Lenders and Mortgage Brokers Near Me in Cadott, Wisconsin
Looking for mortgage lenders near me or mortgage brokers near me in Cadott? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Cadott in 2025, with lenders based there listed first.
Types of Mortgage Lenders in Cadott, WI
Use these to narrow the list above. Each category shows how many Cadott, WI lenders fit and what that kind of lender is usually best for.
Who Lends in Cadott, WI
Independent mortgage companies closed 33 percent of home loans in Cadott, Wisconsin in 2025, banks 38.5 percent and credit unions 28.6 percent. Compeer Financial was the largest mortgage company, Citizens State Bank the largest bank and Westconsin Credit Union the largest credit union. Among lenders headquartered in Wisconsin, Citizens State Bank led with 15 loans.
How to Read This List
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
Title or escrow companies usually handle closings in Wisconsin. Real estate transfer fee of $3 per $1,000 of value (0.3 percent), paid by the seller (Wis. Stat. 77.22); no mortgage tax.
More Wisconsin Mortgage Lender Pages
Frequently Asked Questions About Mortgage Lenders in Cadott, WI
By home loans closed in 2025, Citizens State Bank was the largest mortgage lender in Cadott, Wisconsin with 15 loans, about 16.5 percent of the market. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
7 lenders closed FHA loans in Cadott, Wisconsin in 2025, led by United Wholesale Mortgage with 2. 6 lenders closed VA loans, led by Prosperity Home Mortgage, LLC. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 15 banks and 7 credit unions closed home loans in Cadott, Wisconsin in 2025, alongside 17 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in Cadott, Wisconsin during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Methodology and Sources
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Cadott, Wisconsin for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Cadott. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.
