Mortgage Lenders and Brokers in Altoona, Wisconsin
Brian McKay
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iEditorial Disclosure
Editorial DisclosureLender lists come from federal HMDA loan data. Average rates come from our daily monitoring network. Editorial content is independent of any advertiser relationships.
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✓Fact Checked
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Loan Rates Last Updated and Verified: October 7, 2026
Altoona, Wisconsin mortgage lenders include Citizens Community Federal N.A.Citizens Community Federal N.A.219 Fairfax St, Altoona, WI 54720A5.0 ★Texas Ratio: 12.61%, The Northwestern BankThe Northwestern Bank1430 Rivers Edge Trl, Altoona, WI 54720A+5.0 ★Texas Ratio: 0.21%, Citizens State BankCitizens State Bank1028 N Hillcrest Pkwy, Altoona, WI 54720A5.0 ★Texas Ratio: 7.56%, Royal Credit UnionRoyal Credit Union1159 Blazing Star Blvd, Altoona, WI 54720A+5.0 ★Texas Ratio: 0.41%, Nicolet National BankNicolet National Bank205 Clark St, Algoma, WI 54201A+5.0 ★Texas Ratio: 2.28%, Security Financial BankSecurity Financial Bank141 W Main St, Alma Center, WI 54611A5.0 ★Texas Ratio: 11.46%, Westconsin Credit UnionWestconsin Credit Union1395 Bluestem Blvd, Altoona, WI 54720A+5.0 ★Texas Ratio: 3.22%, Marine Credit UnionMarine Credit Union302 Bay St, Chippewa Falls, WI 54729A5.0 ★Texas Ratio: 13.08%, Associated Bank NAAssociated Bank NA724 5th Ave, Antigo, WI 54409A+5.0 ★Texas Ratio: 3.45%, and US Bank, N.A.US Bank, N.A.2445 W Northland Ave, Appleton, WI 54914A+5.0 ★Texas Ratio: 2.85%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in Altoona, Wisconsin in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Altoona are listed first, then lenders elsewhere in Wisconsin, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Mortgage Lenders and Brokers in Altoona, Wisconsin
Market share is the lender's share of all home loans closed in Altoona, Wisconsin. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
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219 Fairfax St, Altoona, WI 54720 A5.0 ★Texas Ratio: 12.61% |
Conventional | 6 | 4.8% | 100% | $208,333 | View |
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1 office in Altoona 1430 Rivers Edge Trl, Altoona, WI 54720 A+5.0 ★Texas Ratio: 0.21% |
Conventional | 2 | 1.6% | 100% | $155,000 | View |
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1 office in Altoona 1028 N Hillcrest Pkwy, Altoona, WI 54720 A5.0 ★Texas Ratio: 7.56% |
Conventional | 1 | 0.8% | 100% | $195,000 | View |
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1159 Blazing Star Blvd, Altoona, WI 54720 A+5.0 ★Texas Ratio: 0.41% |
Conventional, FHA, VA, HELOC | 23 +41 HELOCs |
18.3% | 96% | $245,434 | View |
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205 Clark St, Algoma, WI 54201 A+5.0 ★Texas Ratio: 2.28% |
Conventional, HELOC | 5 +7 HELOCs |
4% | 100% | $287,000 | View |
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141 W Main St, Alma Center, WI 54611 A5.0 ★Texas Ratio: 11.46% |
Conventional | 5 | 4% | 100% | $197,000 | View |
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1395 Bluestem Blvd, Altoona, WI 54720 A+5.0 ★Texas Ratio: 3.22% |
Conventional, HELOC | 4 +7 HELOCs |
3.2% | 80% | $95,000 | View |
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302 Bay St, Chippewa Falls, WI 54729 A5.0 ★Texas Ratio: 13.08% |
Conventional, HELOC | 4 +1 HELOCs |
3.2% | 50% | $130,000 | View |
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724 5th Ave, Antigo, WI 54409 A+5.0 ★Texas Ratio: 3.45% |
Conventional, HELOC | 3 +11 HELOCs |
2.4% | 60% | $201,666 | View |
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2445 W Northland Ave, Appleton, WI 54914 A+5.0 ★Texas Ratio: 2.85% |
Conventional, HELOC | 2 +4 HELOCs |
1.6% | 100% | $230,000 | View |
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700 5th Ave, Antigo, WI 54409 A+5.0 ★Texas Ratio: 3.68% |
Conventional | 1 | 0.8% | 100% | $55,000 | View |
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124 N Main Street, Birchwood, WI 54817 A+5.0 ★Texas Ratio: 0.30% |
Conventional | 1 | 0.8% | 100% | $195,000 | View |
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12850 W Bluemound Rd, Elm Grove, WI 53122 A+5.0 ★Texas Ratio: 3.66% |
Conventional, Jumbo | 1 | 0.8% | 100% | $825,000 | View |
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1401 E Becker Road, 54449, WI 00000 A5.0 ★Texas Ratio: 9.92% |
Conventional | 1 | 0.8% | 100% | $45,000 | View |
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100 E Main St, Black River Falls, WI 54615 A+5.0 ★Texas Ratio: 5.54% |
Conventional | 1 | 0.8% | 100% | $65,000 | View |
Superior Choice Credit Union
319 Ellis Ave, Ashland, WI 54806 1666 |
Conventional | 1 | 0.8% | 100% | $195,000 | |
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18815 W Capitol Dr, Brookfield, WI 53045 A5.0 ★Texas Ratio: 8.25% |
Conventional | 1 | 0.8% | 100% | $205,000 | View |
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4251 Southtowne Dr, Eau Claire, WI 54701 A+5.0 ★Texas Ratio: 5.91% |
Conventional | 1 | 0.8% | 100% | $255,000 | View |
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27 W Main St, Belleville, WI 53508 A+5.0 ★Texas Ratio: 2.83% |
Conventional | 1 | 0.8% | 100% | $245,000 | View |
Fairway Independent Mort Corp
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Conventional | 3 | 2.4% | 100% | $265,000 | |
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A+5.0 ★Texas Ratio: 4.14% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
Uw Credit Union
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
Rocket Mortgage
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Conventional, FHA | 13 | 10.3% | 92.9% | $153,461 | |
Triad Financial Services, Inc.
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Conventional | 6 | 4.8% | 56.2% | $85,000 | |
CrossCountry Mortgage, LLC
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Conventional | 5 | 4% | 100% | $281,000 | |
United Wholesale Mortgage
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Conventional, FHA, VA | 4 | 3.2% | 80% | $262,500 | |
Mortgage Research Center
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VA | 3 | 2.4% | 75% | $245,000 | |
Guaranteed Rate, Inc.
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Conventional | 2 | 1.6% | 100% | $210,000 | |
Greenstate Credit Union
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Conventional | 2 | 1.6% | 63.6% | $70,000 | |
Freedom Mortgage Corporation
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Conventional, FHA | 2 | 1.6% | 100% | $220,000 | |
Pennymac Loan Services LLC
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Conventional, FHA | 2 | 1.6% | 100% | $390,000 | |
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A+5.0 ★Texas Ratio: 3.66% |
Conventional | 2 | 1.6% | 100% | $575,000 | View |
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A+5.0 ★Texas Ratio: 0.09% |
Conventional | 1 | 0.8% | 100% | $85,000 | View |
Envoy Mortgage, Ltd
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VA | 1 | 0.8% | 100% | $255,000 | |
PHH Mortgage Corporation
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VA | 1 | 0.8% | 100% | $235,000 | |
Amerisave Mortgage Company
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Conventional | 1 | 0.8% | 100% | $105,000 | |
AdvantageFirst Lending Inc
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FHA | 1 | 0.8% | 100% | $235,000 | |
Affinity Plus Federal Credit Union
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Conventional | 1 | 0.8% | 100% | $185,000 | |
Credit Human Federal Credit Un
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Conventional | 1 | 0.8% | 41.2% | $65,000 | |
Union Home Mortgage Corp.
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Conventional | 1 | 0.8% | 100% | $455,000 | |
SIRVA Mortgage, Inc.
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Conventional | 1 | 0.8% | 100% | $185,000 | |
First Colony Mortgage Corporat
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FHA | 1 | 0.8% | 100% | $205,000 | |
Nationstar Mortgage
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Conventional | 1 | 0.8% | 100% | $45,000 | |
Better Mortgage Corporation
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Conventional | 1 | 0.8% | 50% | $195,000 | |
Endeavor Capital, LLC
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Conventional | 1 | 0.8% | 100% | $125,000 | |
Prosperity Home Mortgage, LLC
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FHA | 1 | 0.8% | 100% | $215,000 | |
New American Funding, LLC.
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Conventional | 1 | 0.8% | 100% | $255,000 | |
Navy Federal Credit Union
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VA | 1 | 0.8% | 100% | $215,000 | |
Tradition Mortgage, LLC
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Conventional | 1 | 0.8% | 100% | $265,000 | |
Village Capital & Investment
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VA | 1 | 0.8% | 100% | $285,000 | |
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A+5.0 ★Texas Ratio: 4.56% |
HELOC | 0 +1 HELOCs |
0% | n/a |
Altoona Mortgage Rate Trends
Daily average mortgage rates for Wisconsin compared with the national average, updated every evening.
Mortgage Lenders and Mortgage Brokers Near Me in Altoona, Wisconsin
Looking for mortgage lenders near me or mortgage brokers near me in Altoona? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Altoona in 2025, with lenders based there listed first.
Types of Mortgage Lenders in Altoona, WI
Use these to narrow the list above. Each category shows how many Altoona, WI lenders fit and what that kind of lender is usually best for.
Who Lends in Altoona, WI
Independent mortgage companies closed 43.7 percent of home loans in Altoona, Wisconsin in 2025, banks 25.4 percent and credit unions 31 percent. Fairway Independent Mort Corp was the largest mortgage company, Citizens Community Federal N.A. the largest bank and Royal Credit Union the largest credit union. Among lenders headquartered in Wisconsin, Citizens Community Federal N.A. led with 6 loans.
How to Read This List
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
Title or escrow companies usually handle closings in Wisconsin. Real estate transfer fee of $3 per $1,000 of value (0.3 percent), paid by the seller (Wis. Stat. 77.22); no mortgage tax.
More Wisconsin Mortgage Lender Pages
Frequently Asked Questions About Mortgage Lenders in Altoona, WI
By home loans closed in 2025, Citizens Community Federal N.A. was the largest mortgage lender in Altoona, Wisconsin with 6 loans, about 4.8 percent of the market. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
8 lenders closed FHA loans in Altoona, Wisconsin in 2025, led by Rocket Mortgage with 2. 7 lenders closed VA loans, led by Mortgage Research Center. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 15 banks and 12 credit unions closed home loans in Altoona, Wisconsin in 2025, alongside 24 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in Altoona, Wisconsin during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Methodology and Sources
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Altoona, Wisconsin for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Altoona. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.
