Mortgage Lenders and Brokers in Franklin, West Virginia
Brian McKay
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iEditorial Disclosure
Editorial DisclosureLender lists come from federal HMDA loan data. Average rates come from our daily monitoring network. Editorial content is independent of any advertiser relationships.
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✓Fact Checked
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Loan Rates Last Updated and Verified: October 7, 2026
Franklin, West Virginia mortgage lenders include Pendleton Community BankPendleton Community Bank128 N Main St, Franklin, WV 26807A5.0 ★Texas Ratio: 9.24%, Burke & Herbert Bk & Tr CoBurke & Herbert Bk & Tr Co564 N Main St, Franklin, WV 26807A5.0 ★Texas Ratio: 7.39%, The Grant County BankThe Grant County Bank901 William Ave, Davis, WV 26260A5.0 ★Texas Ratio: 7.08%, JPMorgan Chase Bank, NAJPMorgan Chase Bank, NA6327 Route 60 East, Barboursville, WV 25504A+5.0 ★Texas Ratio: 3.68%, Rocket Mortgage, loanDepot.com LLC, ALCOVA Mortgage, LLC, CrossCountry Mortgage, LLC, Pennymac Loan Services LLC, and Meridian BankMeridian BankC3.9 ★Texas Ratio: 27.97%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in Franklin, West Virginia in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Franklin are listed first, then lenders elsewhere in West Virginia, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Mortgage Lenders and Brokers in Franklin, West Virginia
Market share is the lender's share of all home loans closed in Franklin, West Virginia. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
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128 N Main St, Franklin, WV 26807 A5.0 ★Texas Ratio: 9.24% |
Conventional | 12 | 22.6% | 92.3% | $174,166 | View |
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1 office in Franklin 564 N Main St, Franklin, WV 26807 A5.0 ★Texas Ratio: 7.39% |
Conventional | 3 | 5.7% | 100% | $111,666 | View |
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901 William Ave, Davis, WV 26260 A5.0 ★Texas Ratio: 7.08% |
Conventional | 3 | 5.7% | 75% | $181,666 | View |
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6327 Route 60 East, Barboursville, WV 25504 A+5.0 ★Texas Ratio: 3.68% |
Conventional | 1 | 1.9% | 100% | $245,000 | View |
Rocket Mortgage
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Conventional, FHA | 6 | 11.3% | 60% | $131,666 | |
loanDepot.com LLC
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Conventional, FHA | 6 | 11.3% | 100% | $136,666 | |
ALCOVA Mortgage, LLC
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Conventional, FHA, VA | 4 | 7.5% | 100% | $155,000 | |
CrossCountry Mortgage, LLC
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Conventional, VA | 2 | 3.8% | 66.7% | $505,000 | |
Pennymac Loan Services LLC
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FHA | 2 | 3.8% | 100% | $195,000 | |
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C3.9 ★Texas Ratio: 27.97% |
Conventional | 1 | 1.9% | 100% | $95,000 | View |
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A-4.9 ★Texas Ratio: 16.48% |
VA | 1 | 1.9% | 100% | $345,000 | View |
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A+5.0 ★Texas Ratio: 2.49% |
VA | 1 | 1.9% | 100% | $255,000 | View |
Newrez LLC
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Conventional | 1 | 1.9% | 50% | $295,000 | |
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A+5.0 ★Texas Ratio: 4.11% |
FHA | 1 | 1.9% | 100% | $185,000 | View |
Amerisave Mortgage Company
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Conventional | 1 | 1.9% | 100% | $25,000 | |
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B-3.5 ★Texas Ratio: 6.80% |
VA | 1 | 1.9% | 100% | $245,000 | View |
Vellum Mortgage, Inc.
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VA | 1 | 1.9% | 100% | $265,000 | |
Nationstar Mortgage
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Conventional | 1 | 1.9% | 100% | $105,000 | |
Mortgage Research Center
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VA | 1 | 1.9% | 50% | $185,000 | |
New American Funding, LLC.
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FHA | 1 | 1.9% | 100% | $155,000 | |
United Wholesale Mortgage
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Conventional | 1 | 1.9% | 100% | $235,000 | |
Navy Federal Credit Union
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Conventional | 1 | 1.9% | 100% | $145,000 | |
American Neighborhood Mortgage Acceptance Company
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VA | 1 | 1.9% | 100% | $205,000 |
Franklin Mortgage Rate Trends
Daily average mortgage rates for West Virginia compared with the national average, updated every evening.
Mortgage Lenders and Mortgage Brokers Near Me in Franklin, West Virginia
Looking for mortgage lenders near me or mortgage brokers near me in Franklin? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Franklin in 2025, with lenders based there listed first.
Types of Mortgage Lenders in Franklin, WV
Use these to narrow the list above. Each category shows how many Franklin, WV lenders fit and what that kind of lender is usually best for.
Who Lends in Franklin, WV
Independent mortgage companies closed 54.7 percent of home loans in Franklin, West Virginia in 2025, banks 43.4 percent and credit unions 1.9 percent. Rocket Mortgage was the largest mortgage company, Pendleton Community Bank the largest bank and Navy Federal Credit Union the largest credit union. Among lenders headquartered in West Virginia, Pendleton Community Bank led with 12 loans.
How to Read This List
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
Attorneys customarily handle closings in West Virginia. State excise tax of $1.10 per $500 plus a county tax of at least $0.55 per $500 that counties may raise to $1.65 per $500, so total transfer tax runs $1.65 to $2.75 per $500 (0.33 to 0.55 percent), paid by the seller (W. Va. Code 11-22-2); no mortgage tax.
More West Virginia Mortgage Lender Pages
Frequently Asked Questions About Mortgage Lenders in Franklin, WV
By home loans closed in 2025, Pendleton Community Bank was the largest mortgage lender in Franklin, West Virginia with 12 loans, about 22.6 percent of the market. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
6 lenders closed FHA loans in Franklin, West Virginia in 2025, led by Rocket Mortgage with 2. 8 lenders closed VA loans, led by ALCOVA Mortgage, LLC. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 8 banks and 1 credit unions closed home loans in Franklin, West Virginia in 2025, alongside 14 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in Franklin, West Virginia during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Methodology and Sources
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Franklin, West Virginia for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Franklin. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.
