Chapmanville, West Virginia mortgage lenders include Logan Bank and TrustLogan Bank and Trust46 Tracy Vickers Ave, Chapmanville, WV 25508A+5.0 ★Texas Ratio: 2.60%, Community Trust Bank, Inc.Community Trust Bank, Inc.315 Midway Rd, Alum Creek, WV 25003A+5.0 ★Texas Ratio: 3.53%, City National Bank of WVCity National Bank of WV601 Alta Drive, Alderson, WV 24910A+5.0 ★Texas Ratio: 1.47%, loanDepot.com LLC, Rocket Mortgage, Gateway First BankGateway First BankB+4.8 ★Texas Ratio: 17.16%, Nationstar Mortgage, Vanderbilt Mortgage and Finance, Inc, United Wholesale Mortgage, and Movement Mortgage, LLC. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in Chapmanville, West Virginia in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Chapmanville are listed first, then lenders elsewhere in West Virginia, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Market share is the lender's share of all home loans closed in Chapmanville, West Virginia. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
|---|---|---|---|---|---|---|
|
1 office in Chapmanville 46 Tracy Vickers Ave, Chapmanville, WV 25508 A+5.0 ★Texas Ratio: 2.60% |
Conventional | 15 | 41.7% | 100% | $135,000 | View |
|
315 Midway Rd, Alum Creek, WV 25003 A+5.0 ★Texas Ratio: 3.53% |
Conventional | 2 | 5.6% | 100% | $130,000 | View |
|
601 Alta Drive, Alderson, WV 24910 A+5.0 ★Texas Ratio: 1.47% |
Conventional | 1 | 2.8% | 100% | $45,000 | View |
loanDepot.com LLC
|
Conventional, FHA | 4 | 11.1% | 80% | $157,500 | |
Rocket Mortgage
|
Conventional, FHA | 3 | 8.3% | 42.9% | $128,333 | |
|
B+4.8 ★Texas Ratio: 17.16% |
Conventional, FHA | 2 | 5.6% | 100% | $60,000 | View |
Nationstar Mortgage
|
Conventional, VA | 2 | 5.6% | 100% | $260,000 | |
Vanderbilt Mortgage and Finance, Inc
|
Conventional | 2 | 5.6% | 60% | $140,000 | |
United Wholesale Mortgage
|
Conventional | 1 | 2.8% | 100% | $145,000 | |
Movement Mortgage, LLC
|
FHA | 1 | 2.8% | 100% | $75,000 | |
myCUmortgage
|
FHA | 1 | 2.8% | 100% | $185,000 | |
Victorian Finance, LLC
|
FHA | 1 | 2.8% | 100% | $205,000 | |
New American Funding, LLC.
|
FHA | 1 | 2.8% | 100% | $165,000 | |
Union Savings Bank
|
HELOC | 0 +1 HELOCs |
0% | n/a |
Daily average mortgage rates for West Virginia compared with the national average, updated every evening.
Looking for mortgage lenders near me or mortgage brokers near me in Chapmanville? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Chapmanville in 2025, with lenders based there listed first.
Use these to narrow the list above. Each category shows how many Chapmanville, WV lenders fit and what that kind of lender is usually best for.
Independent mortgage companies closed 41.7 percent of home loans in Chapmanville, West Virginia in 2025, banks 55.6 percent and credit unions 2.8 percent. loanDepot.com LLC was the largest mortgage company, Logan Bank and Trust the largest bank and myCUmortgage the largest credit union. Among lenders headquartered in West Virginia, Logan Bank and Trust led with 15 loans.
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
Attorneys customarily handle closings in West Virginia. State excise tax of $1.10 per $500 plus a county tax of at least $0.55 per $500 that counties may raise to $1.65 per $500, so total transfer tax runs $1.65 to $2.75 per $500 (0.33 to 0.55 percent), paid by the seller (W. Va. Code 11-22-2); no mortgage tax.
By home loans closed in 2025, Logan Bank and Trust was the largest mortgage lender in Chapmanville, West Virginia with 15 loans, about 41.7 percent of the market. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
7 lenders closed FHA loans in Chapmanville, West Virginia in 2025, led by loanDepot.com LLC with 2. 1 lenders closed VA loans, led by Nationstar Mortgage. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 5 banks and 1 credit unions closed home loans in Chapmanville, West Virginia in 2025, alongside 8 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in Chapmanville, West Virginia during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Chapmanville, West Virginia for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Chapmanville. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.