Mortgage Lenders and Brokers in Sandy Level, Virginia
Brian McKay
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iEditorial Disclosure
Editorial DisclosureLender lists come from federal HMDA loan data. Average rates come from our daily monitoring network. Editorial content is independent of any advertiser relationships.
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✓Fact Checked
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Loan Rates Last Updated and Verified: October 7, 2026
Sandy Level, Virginia mortgage lenders include The Fidelity BankThe Fidelity Bank3300 Virginia Ave, Collinsville, VA 24078A+5.0 ★Texas Ratio: 3.02%, Atlantic Union BankAtlantic Union Bank115 N Washington St, Alexandria, VA 22314A+5.0 ★Texas Ratio: 2.51%, Skyline National BankSkyline National Bank1206 South Main Street, Blacksburg, VA 24060A+5.0 ★Texas Ratio: 3.31%, Virginia National BankVirginia National Bank28904 North James Madison Highway, Arvonia, VA 23004A+5.0 ★Texas Ratio: 1.11%, Wells Fargo Bank NAWells Fargo Bank NA332 Cummings St, Abingdon, VA 24210A+5.0 ★Texas Ratio: 5.36%, First National Bank of PAFirst National Bank of PA704 King Street, Alexandria, VA 22314A+5.0 ★Texas Ratio: 1.62%, TD BankTD Bank6566 Little River Tpke, Alexandria, VA 22312A+5.0 ★Texas Ratio: 3.71%, Carter Bank and TrustCarter Bank and Trust2770 Riverside Dr, Bassett, VA 24055A5.0 ★Texas Ratio: 7.55%, Valleystar Credit UnionValleystar Credit Union41 Wheeler Ave, Collinsville, VA 24078 2417A5.0 ★Texas Ratio: 10.13%, and Navy Federal Credit UnionNavy Federal Credit Union7678D Richmond Hwy, Alexandria, VA 22306A5.0 ★Texas Ratio: 8.14%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in Sandy Level, Virginia in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Sandy Level are listed first, then lenders elsewhere in Virginia, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Mortgage Lenders and Brokers in Sandy Level, Virginia
Market share is the lender's share of all home loans closed in Sandy Level, Virginia. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
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3300 Virginia Ave, Collinsville, VA 24078 A+5.0 ★Texas Ratio: 3.02% |
Conventional, VA | 2 | 6.5% | 100% | $280,000 | View |
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115 N Washington St, Alexandria, VA 22314 A+5.0 ★Texas Ratio: 2.51% |
Conventional, HELOC | 1 +3 HELOCs |
3.2% | 100% | $15,000 | View |
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1206 South Main Street, Blacksburg, VA 24060 A+5.0 ★Texas Ratio: 3.31% |
Conventional | 1 | 3.2% | 100% | $95,000 | View |
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28904 North James Madison Highway, Arvonia, VA 23004 A+5.0 ★Texas Ratio: 1.11% |
Conventional | 1 | 3.2% | 100% | $535,000 | View |
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332 Cummings St, Abingdon, VA 24210 A+5.0 ★Texas Ratio: 5.36% |
Conventional | 1 | 3.2% | 100% | $55,000 | View |
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704 King Street, Alexandria, VA 22314 A+5.0 ★Texas Ratio: 1.62% |
Conventional | 1 | 3.2% | 100% | $215,000 | View |
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6566 Little River Tpke, Alexandria, VA 22312 A+5.0 ★Texas Ratio: 3.71% |
Conventional | 1 | 3.2% | 100% | $245,000 | View |
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2770 Riverside Dr, Bassett, VA 24055 A5.0 ★Texas Ratio: 7.55% |
HELOC | 0 +3 HELOCs |
0% | n/a | View | |
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41 Wheeler Ave, Collinsville, VA 24078 2417 A5.0 ★Texas Ratio: 10.13% |
HELOC | 0 +3 HELOCs |
0% | n/a | View | |
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7678D Richmond Hwy, Alexandria, VA 22306 A5.0 ★Texas Ratio: 8.14% |
HELOC | 0 +2 HELOCs |
0% | n/a | ||
ALCOVA Mortgage, LLC
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FHA | 3 | 9.7% | 100% | $185,000 | |
Atlantic Bay Mortgage Group
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FHA | 1 | 3.2% | 100% | $255,000 | |
Vanderbilt Mortgage and Finance, Inc
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Conventional | 3 | 9.7% | 36.4% | $181,666 | |
United Wholesale Mortgage
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FHA | 2 | 6.5% | 100% | $130,000 | |
Newrez LLC
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Conventional | 2 | 6.5% | 66.7% | $620,000 | |
Truliant Federal Credit Union
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Conventional | 2 | 6.5% | 100% | $85,000 | |
American Financial Resources LLC
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FHA | 1 | 3.2% | 50% | $245,000 | |
Royal United Mortgage LLC
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Conventional | 1 | 3.2% | 100% | $105,000 | |
Rocket Mortgage
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Conventional | 1 | 3.2% | 50% | $105,000 | |
loanDepot.com LLC
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Conventional | 1 | 3.2% | 100% | $75,000 | |
Amerisave Mortgage Company
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FHA | 1 | 3.2% | 50% | $75,000 | |
Guild Mortgage Company
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Conventional | 1 | 3.2% | 100% | $165,000 | |
Planet Home Lending, LLC
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FHA | 1 | 3.2% | 100% | $205,000 | |
Nationstar Mortgage
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Conventional | 1 | 3.2% | 100% | $75,000 | |
Mortgage Research Center
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VA | 1 | 3.2% | 50% | $395,000 | |
New American Funding, LLC.
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Conventional | 1 | 3.2% | 100% | $515,000 | |
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B4.5 ★Texas Ratio: 20.96% |
HELOC | 0 +1 HELOCs |
0% | n/a | View |
Sandy Level Mortgage Rate Trends
Daily average mortgage rates for Virginia compared with the national average, updated every evening.
Mortgage Lenders and Mortgage Brokers Near Me in Sandy Level, Virginia
Looking for mortgage lenders near me or mortgage brokers near me in Sandy Level? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Sandy Level in 2025, with lenders based there listed first.
Types of Mortgage Lenders in Sandy Level, VA
Use these to narrow the list above. Each category shows how many Sandy Level, VA lenders fit and what that kind of lender is usually best for.
Who Lends in Sandy Level, VA
Independent mortgage companies closed 67.7 percent of home loans in Sandy Level, Virginia in 2025, banks 25.8 percent and credit unions 6.5 percent. ALCOVA Mortgage, LLC was the largest mortgage company, The Fidelity Bank the largest bank and Valleystar Credit Union the largest credit union. Among lenders headquartered in Virginia, Atlantic Union Bank led with 1 loans.
How to Read This List
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
Attorneys customarily handle closings in Virginia. State recordation tax of $0.25 per $100 on deeds and on deeds of trust (buyer/borrower), a state grantor tax of $0.50 per $500 (seller), localities may add one third of the state tax, and Northern Virginia and Hampton Roads add a regional grantor tax of $0.10 per $100 (Va. Code 58.1-801 through 58.1-803).
More Virginia Mortgage Lender Pages
Frequently Asked Questions About Mortgage Lenders in Sandy Level, VA
By home loans closed in 2025, The Fidelity Bank was the largest mortgage lender in Sandy Level, Virginia with 2 loans, about 6.5 percent of the market. The largest lender headquartered in Virginia was Atlantic Union Bank with 1 loans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
6 lenders closed FHA loans in Sandy Level, Virginia in 2025, led by ALCOVA Mortgage, LLC with 3. 2 lenders closed VA loans, led by The Fidelity Bank. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 9 banks and 3 credit unions closed home loans in Sandy Level, Virginia in 2025, alongside 15 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in Sandy Level, Virginia during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Methodology and Sources
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Sandy Level, Virginia for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Sandy Level. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.
