Alburgh, Vermont mortgage lenders include EastRise Federal Credit UnionEastRise Federal Credit Union194 North St, Bennington, VT 05201 3055A+5.0 ★Texas Ratio: 3.84%, Vermont Federal Credit UnionVermont Federal Credit Union315 N Main St, Barre, VT 05641A+5.0 ★Texas Ratio: 3.32%, Union BankUnion Bank1028 Us Route 302, Berlin, VT 05641A-4.8 ★Texas Ratio: 14.30%, Peoples Trust Company of St. AlbansPeoples Trust Company of St. Albans140 Main St, Enosburg Falls, VT 05450A+5.0 ★Texas Ratio: 2.08%, NorthCountry Federal Credit UnionNorthCountry Federal Credit Union37 S Main St, Alburgh, VT 05440A5.0 ★Texas Ratio: 8.36%, Community Bank, N.A.Community Bank, N.A.361 N Main St, Barre, VT 05641A+5.0 ★Texas Ratio: 3.83%, M&T BankM&T Bank292 N Main St, Barre, VT 05641A+5.0 ★Texas Ratio: 4.11%, Nbt Bank NANbt Bank NA150 Bank St, Burlington, VT 05401A+5.0 ★Texas Ratio: 3.43%, Green Mountain Credit UnionGreen Mountain Credit Union1311 US Route 302, Barre, VT 05641 7300C+4.2 ★Texas Ratio: 24.49%, and Northfield Savings BankNorthfield Savings Bank137 S Main St, Barre, VT 05641A+5.0 ★Texas Ratio: 3.85%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in Alburgh, Vermont in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Alburgh are listed first, then lenders elsewhere in Vermont, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Market share is the lender's share of all home loans closed in Alburgh, Vermont. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
|---|---|---|---|---|---|---|
|
194 North St, Bennington, VT 05201 3055 A+5.0 ★Texas Ratio: 3.84% |
Conventional, Jumbo, HELOC | 15 +9 HELOCs |
22.1% | 88.2% | $259,000 | View |
|
315 N Main St, Barre, VT 05641 A+5.0 ★Texas Ratio: 3.32% |
Conventional, HELOC | 5 +3 HELOCs |
7.4% | 100% | $251,000 | View |
|
1028 Us Route 302, Berlin, VT 05641 A-4.8 ★Texas Ratio: 14.30% |
Conventional | 5 | 7.4% | 100% | $361,000 | View |
|
140 Main St, Enosburg Falls, VT 05450 A+5.0 ★Texas Ratio: 2.08% |
Conventional | 5 | 7.4% | 50% | $411,000 | View |
|
37 S Main St, Alburgh, VT 05440 A5.0 ★Texas Ratio: 8.36% |
Conventional, Jumbo, HELOC | 4 +21 HELOCs |
5.9% | 80% | $550,000 | View |
|
361 N Main St, Barre, VT 05641 A+5.0 ★Texas Ratio: 3.83% |
Conventional, HELOC | 2 +2 HELOCs |
2.9% | 66.7% | $280,000 | View |
|
292 N Main St, Barre, VT 05641 A+5.0 ★Texas Ratio: 4.11% |
Conventional, HELOC | 1 +2 HELOCs |
1.5% | 100% | $175,000 | View |
|
150 Bank St, Burlington, VT 05401 A+5.0 ★Texas Ratio: 3.43% |
Conventional, Jumbo | 1 | 1.5% | 100% | $885,000 | View |
|
1311 US Route 302, Barre, VT 05641 7300 C+4.2 ★Texas Ratio: 24.49% |
Conventional | 1 | 1.5% | 100% | $25,000 | View |
|
137 S Main St, Barre, VT 05641 A+5.0 ★Texas Ratio: 3.85% |
Conventional | 1 | 1.5% | 100% | $275,000 | View |
|
310 Main St, Bennington, VT 05201 A+5.0 ★Texas Ratio: 5.44% |
HELOC | 0 +3 HELOCs |
0% | n/a | View | |
|
36 N Main St, Barre, VT 05641 A+5.0 ★Texas Ratio: 3.71% |
HELOC | 0 +2 HELOCs |
0% | n/a | View | |
Rocket Mortgage
|
Conventional | 5 | 7.4% | 71.4% | $223,000 | |
EMM Loans LLC
|
Conventional, FHA | 3 | 4.4% | 100% | $358,333 | |
Newrez LLC
|
FHA, VA | 3 | 4.4% | 100% | $285,000 | |
Cmg Mortgage Inc
|
Conventional, FHA | 2 | 2.9% | 100% | $275,000 | |
Movement Mortgage, LLC
|
Conventional, HELOC | 1 +1 HELOCs |
1.5% | 50% | $585,000 | |
Navy Federal Credit Union
|
Conventional, HELOC | 1 +1 HELOCs |
1.5% | 100% | $635,000 | |
|
A5.0 ★Texas Ratio: 7.85% |
Conventional | 1 | 1.5% | 100% | $185,000 | View |
Premia Mortgage, LLC
|
Conventional | 1 | 1.5% | 100% | $675,000 | |
United Wholesale Mortgage
|
FHA | 1 | 1.5% | 100% | $555,000 | |
|
A+5.0 ★Texas Ratio: 2.93% |
Conventional | 1 | 1.5% | 100% | $135,000 | View |
Freedom Mortgage Corporation
|
FHA | 1 | 1.5% | 33.3% | $215,000 | |
Nbkc Bank
|
Conventional | 1 | 1.5% | 100% | $505,000 | |
loanDepot.com LLC
|
FHA | 1 | 1.5% | 100% | $235,000 | |
Guild Mortgage Company
|
FHA | 1 | 1.5% | 100% | $155,000 | |
HomeBridge Financial Services, Inc
|
FHA | 1 | 1.5% | 100% | $405,000 | |
|
B-3.5 ★Texas Ratio: 6.80% |
Conventional | 1 | 1.5% | 100% | $575,000 | View |
Nationstar Mortgage
|
Conventional | 1 | 1.5% | 100% | $235,000 | |
Mortgage Research Center
|
VA | 1 | 1.5% | 100% | $105,000 | |
New American Funding, LLC.
|
FHA | 1 | 1.5% | 100% | $125,000 | |
|
A4.8 ★Texas Ratio: 2.45% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
Spring Eq, LLC
|
HELOC | 0 +1 HELOCs |
0% | n/a |
Daily average mortgage rates for Vermont compared with the national average, updated every evening.
Looking for mortgage lenders near me or mortgage brokers near me in Alburgh? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Alburgh in 2025, with lenders based there listed first.
Use these to narrow the list above. Each category shows how many Alburgh, VT lenders fit and what that kind of lender is usually best for.
Independent mortgage companies closed 33.8 percent of home loans in Alburgh, Vermont in 2025, banks 27.9 percent and credit unions 38.2 percent. Rocket Mortgage was the largest mortgage company, Union Bank the largest bank and EastRise Federal Credit Union the largest credit union. Among lenders headquartered in Vermont, EastRise Federal Credit Union led with 15 loans.
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
Attorneys customarily handle closings in Vermont. Property transfer tax paid by the buyer: 1.25 percent generally, with a principal residence taxed at 0.5 percent on the first $200,000 and 1.25 percent above that; most transfers also carry a 0.22 percent clean water surcharge, and non-primary residences (second homes) pay 3.4 percent plus the surcharge.
By home loans closed in 2025, EastRise Federal Credit Union was the largest mortgage lender in Alburgh, Vermont with 15 loans, about 22.1 percent of the market. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
9 lenders closed FHA loans in Alburgh, Vermont in 2025, led by EMM Loans LLC with 1. 2 lenders closed VA loans, led by Newrez LLC. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 13 banks and 5 credit unions closed home loans in Alburgh, Vermont in 2025, alongside 15 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in Alburgh, Vermont during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Alburgh, Vermont for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Alburgh. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.