Mortgage Lenders and Brokers in Whitney, Texas
Brian McKay
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iEditorial Disclosure
Editorial DisclosureLender lists come from federal HMDA loan data. Average rates come from our daily monitoring network. Editorial content is independent of any advertiser relationships.
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✓Fact Checked
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Loan Rates Last Updated and Verified: October 7, 2026
Whitney, Texas mortgage lenders include Everett Financial, Inc.Everett Financial, Inc.1212 Royal Pkwy Ste 103, Euless, TX 76040 6713, First BankFirst Bank900 Bailey Ranch Rd, Aledo, TX 76008A5.0 ★Texas Ratio: 6.67%, First Security State BankFirst Security State Bank1201 N Brazos St, Whitney, TX 76692, Randolph-Brooks Federal Credit UnionRandolph-Brooks Federal Credit Union404 E Stacy Rd, Allen, TX 75002A+5.0 ★Texas Ratio: 5.89%, Grandview BankGrandview Bank100 Percifield Trl, Alvarado, TX 76009A+5.0 ★Texas Ratio: 0.94%, Extraco Banks, NAExtraco Banks, NA2000 N Main St, Belton, TX 76513A+5.0 ★Texas Ratio: 0.26%, Fort Worth Community Credit UnionFort Worth Community Credit Union2327 W Pleasant Ridge Rd, Arlington, TX 76015 4520, Frost BankFrost Bank15301 North Dallas Prkwy #100, Addison, TX 75001A+5.0 ★Texas Ratio: 2.51%, JPMorgan Chase Bank, NAJPMorgan Chase Bank, NA3250 Rebecca Ln, Abilene, TX 79606A+5.0 ★Texas Ratio: 3.68%, and Security Bank of TexasSecurity Bank of Texas3600 N Capital Of Texas Highway, Austin, TX 78746A5.0 ★Texas Ratio: 12.78%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in Whitney, Texas in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Whitney are listed first, then lenders elsewhere in Texas, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Mortgage Lenders and Brokers in Whitney, Texas
Market share is the lender's share of all home loans closed in Whitney, Texas. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
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Everett Financial, Inc.
1212 Royal Pkwy Ste 103, Euless, TX 76040 6713 |
Conventional, FHA | 3 | 1.9% | 100% | $321,666 | |
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900 Bailey Ranch Rd, Aledo, TX 76008 A5.0 ★Texas Ratio: 6.67% |
Conventional, FHA, VA | 3 | 1.9% | 75% | $258,333 | View |
First Security State Bank
1201 N Brazos St, Whitney, TX 76692 |
Conventional | 3 | 1.9% | 75% | $51,666 | |
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404 E Stacy Rd, Allen, TX 75002 A+5.0 ★Texas Ratio: 5.89% |
Conventional | 3 | 1.9% | 100% | $235,000 | View |
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100 Percifield Trl, Alvarado, TX 76009 A+5.0 ★Texas Ratio: 0.94% |
Conventional | 2 | 1.3% | 100% | $60,000 | View |
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2000 N Main St, Belton, TX 76513 A+5.0 ★Texas Ratio: 0.26% |
Conventional | 2 | 1.3% | 66.7% | $115,000 | View |
Fort Worth Community Credit Union
2327 W Pleasant Ridge Rd, Arlington, TX 76015 4520 |
Conventional, HELOC | 1 +1 HELOCs |
0.6% | 100% | $155,000 | |
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★ 5 stars, 1 review 15301 North Dallas Prkwy #100, Addison, TX 75001 A+5.0 ★Texas Ratio: 2.51% |
Conventional, HELOC | 1 +1 HELOCs |
0.6% | 100% | $15,000 | View |
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3250 Rebecca Ln, Abilene, TX 79606 A+5.0 ★Texas Ratio: 3.68% |
Conventional | 1 | 0.6% | 100% | $165,000 | View |
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3600 N Capital Of Texas Highway, Austin, TX 78746 A5.0 ★Texas Ratio: 12.78% |
Conventional | 1 | 0.6% | 100% | $305,000 | View |
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1645 Greens Prairie Rd W, College Station, TX 77845 A+5.0 ★Texas Ratio: 0.97% |
Conventional | 1 | 0.6% | 100% | $105,000 | View |
Citizens State Bank
224 N Main St, Anton, TX 79313 |
Conventional | 1 | 0.6% | 33.3% | $205,000 | |
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230 N Frontage Rd, Lorena, TX 76655 A+5.0 ★Texas Ratio: 0.63% |
Conventional | 1 | 0.6% | 100% | $85,000 | View |
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1521 N Cooper St Ste 100, Arlington, TX 76011 A5.0 ★Texas Ratio: 9.89% |
Conventional | 1 | 0.6% | 100% | $305,000 | View |
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100 S 4th St, Waco, TX 76701 A+5.0 ★Texas Ratio: 0.07% |
Conventional | 1 | 0.6% | 100% | $605,000 | View |
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792 S Watters Rd, Allen, TX 75013 A+5.0 ★Texas Ratio: 1.05% |
Conventional | 1 | 0.6% | 100% | $135,000 | View |
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1602 Austin Ave, Brownwood, TX 76801 3653 A5.0 ★Texas Ratio: 6.12% |
Conventional | 1 | 0.6% | 100% | $105,000 | View |
First National Bank of Bosque County
Highway 6 And Riverside Drive, Clifton, TX 76634 |
Conventional | 1 | 0.6% | 100% | $365,000 | |
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3701 Belt Line Rd, Addison, TX 75001 A+5.0 ★Texas Ratio: 5.36% |
Conventional | 1 | 0.6% | 50% | $465,000 | View |
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1651 Sw Wilshire Blvd, Burleson, TX 76028 A5.0 ★Texas Ratio: 12.03% |
Conventional | 1 | 0.6% | 100% | $215,000 | View |
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835 W 6th St, Austin, TX 78703 A+5.0 ★Texas Ratio: 1.00% |
Conventional | 1 | 0.6% | 100% | $195,000 | View |
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1402 W Stassney LN, Austin, TX 78745 2948 A5.0 ★Texas Ratio: 11.13% |
Conventional | 1 | 0.6% | 100% | $65,000 | View |
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900 W Bethany Dr Ste 500, Allen, TX 75013 3834 A+5.0 ★Texas Ratio: 3.34% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
SWBC Mortgage Corporation
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Conventional, FHA, VA | 5 | 3.2% | 100% | $225,000 | |
Highlands Residential Mortgage, Ltd.
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FHA, VA | 3 | 1.9% | 100% | $251,666 | |
Primelending
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Conventional, VA | 2 | 1.3% | 100% | $280,000 | |
Countryplace Mortgage, Ltd.
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Conventional | 1 | 0.6% | 50% | $115,000 | |
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A+5.0 ★Texas Ratio: 0.00% |
Conventional | 1 | 0.6% | 100% | $265,000 | View |
Nationstar Mortgage
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Conventional | 1 | 0.6% | 100% | $265,000 | |
Trinity Oaks Mortgage
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Conventional | 1 | 0.6% | 100% | $175,000 | |
Right Start Mortgage, Inc
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FHA | 1 | 0.6% | 100% | $165,000 | |
The First National Bank of Gra
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Conventional | 1 | 0.6% | 100% | $145,000 | |
United Wholesale Mortgage
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Conventional, FHA, VA | 18 | 11.7% | 95% | $328,333 | |
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B+4.7 ★Texas Ratio: 18.17% |
Conventional, FHA | 14 | 9.1% | 70% | $175,714 | View |
21St Mortgage
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Conventional | 10 | 6.5% | 55% | $159,000 | |
CrossCountry Mortgage, LLC
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Conventional, FHA | 5 | 3.2% | 100% | $255,000 | |
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A+5.0 ★Texas Ratio: 2.58% |
Conventional, FHA, VA | 5 | 3.2% | 100% | $175,000 | View |
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B+4.8 ★Texas Ratio: 17.16% |
Conventional, VA | 4 | 2.6% | 100% | $375,000 | View |
Vanderbilt Mortgage and Finance, Inc
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Conventional | 4 | 2.6% | 45.5% | $182,500 | |
Movement Mortgage, LLC
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Conventional, FHA | 3 | 1.9% | 100% | $165,000 | |
Churchill Mortgage Corporation
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Conventional, FHA | 3 | 1.9% | 100% | $201,666 | |
American Pacific Mortgage Corporation
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Conventional, FHA | 3 | 1.9% | 75% | $208,333 | |
Mortgage Research Center
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VA | 3 | 1.9% | 75% | $231,666 | |
Zillow Home Loans, LLC
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Conventional, FHA, VA | 3 | 1.9% | 100% | $235,000 | |
Cadence Bank
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Conventional | 2 | 1.3% | 50% | $200,000 | |
Newrez LLC
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FHA, VA | 2 | 1.3% | 50% | $305,000 | |
Nbkc Bank
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Conventional | 2 | 1.3% | 100% | $185,000 | |
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A5.0 ★Texas Ratio: 13.85% |
Conventional, FHA | 2 | 1.3% | 100% | $260,000 | View |
Cmg Mortgage Inc
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FHA, USDA | 2 | 1.3% | 100% | $65,000 | |
New American Funding, LLC.
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Conventional, VA | 2 | 1.3% | 66.7% | $105,000 | |
Fairway Independent Mort Corp
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Conventional, FHA | 2 | 1.3% | 66.7% | $250,000 | |
Arc Home LLC
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Conventional | 1 | 0.6% | 50% | $215,000 | |
Residential Wholesale Mortgage
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FHA | 1 | 0.6% | 100% | $205,000 | |
Royal United Mortgage LLC
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Conventional | 1 | 0.6% | 100% | $65,000 | |
Goodleap, LLC
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FHA | 1 | 0.6% | 100% | $215,000 | |
Kind Lending, LLC
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Conventional | 1 | 0.6% | 100% | $185,000 | |
loanDepot.com LLC
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Conventional | 1 | 0.6% | 50% | $105,000 | |
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A5.0 ★Texas Ratio: 9.93% |
Conventional | 1 | 0.6% | 50% | $95,000 | View |
Nqm Funding, LLC
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Conventional | 1 | 0.6% | 100% | $145,000 | |
Securitynational Mortgage Company
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Conventional | 1 | 0.6% | 100% | $115,000 | |
Cardinal Financial Company, Li
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FHA | 1 | 0.6% | 100% | $145,000 | |
T2 Financial LLC
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Conventional | 1 | 0.6% | 100% | $165,000 | |
Towne Mortgage Company
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VA | 1 | 0.6% | 100% | $395,000 | |
The Loan Store, Inc
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Conventional | 1 | 0.6% | 100% | $385,000 | |
Southwest Stage Funding LLC
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Conventional | 1 | 0.6% | 100% | $135,000 | |
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A5.0 ★Texas Ratio: 8.14% |
Conventional | 1 | 0.6% | 50% | $405,000 | |
Paramount Residential Mortgage
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Conventional | 1 | 0.6% | 100% | $425,000 | |
Loan Simple, Inc.
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Conventional | 1 | 0.6% | 100% | $275,000 | |
Figure Lending LLC
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HELOC | 0 +1 HELOCs |
0% | n/a |
Whitney Mortgage Rate Trends
Daily average mortgage rates for Texas compared with the national average, updated every evening.
Mortgage Lenders and Mortgage Brokers Near Me in Whitney, Texas
Looking for mortgage lenders near me or mortgage brokers near me in Whitney? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Whitney in 2025, with lenders based there listed first.
Types of Mortgage Lenders in Whitney, TX
Use these to narrow the list above. Each category shows how many Whitney, TX lenders fit and what that kind of lender is usually best for.
Who Lends in Whitney, TX
Independent mortgage companies closed 72.1 percent of home loans in Whitney, Texas in 2025, banks 22.7 percent and credit unions 5.2 percent. Everett Financial, Inc. was the largest mortgage company, First Bank the largest bank and Randolph-Brooks Federal Credit Union the largest credit union. Among lenders headquartered in Texas, Everett Financial, Inc. led with 3 loans.
How to Read This List
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
Title or escrow companies usually handle closings in Texas. None; Texas has no real estate transfer tax or mortgage tax, only flat county recording fees.
More Texas Mortgage Lender Pages
Frequently Asked Questions About Mortgage Lenders in Whitney, TX
By home loans closed in 2025, Everett Financial, Inc. was the largest mortgage lender in Whitney, Texas with 3 loans, about 1.9 percent of the market. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
20 lenders closed FHA loans in Whitney, Texas in 2025, led by United Wholesale Mortgage with 7. 12 lenders closed VA loans, led by United Wholesale Mortgage, and 1 closed USDA rural loans. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 22 banks and 7 credit unions closed home loans in Whitney, Texas in 2025, alongside 40 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in Whitney, Texas during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Methodology and Sources
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Whitney, Texas for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Whitney. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.
