Mortgage Lenders and Brokers in Vinton, Texas
Brian McKay
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iEditorial Disclosure
Editorial DisclosureLender lists come from federal HMDA loan data. Average rates come from our daily monitoring network. Editorial content is independent of any advertiser relationships.
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✓Fact Checked
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Loan Rates Last Updated and Verified: October 7, 2026
Vinton, Texas mortgage lenders include Cadence Lending Group, Inc.Cadence Lending Group, Inc.134 N Marcus St, Alto, TX 75925, JPMorgan Chase Bank, NAJPMorgan Chase Bank, NA3250 Rebecca Ln, Abilene, TX 79606A+5.0 ★Texas Ratio: 3.68%, First National Bank TexasFirst National Bank Texas2701 E Main St, Alice, TX 78332A4.7 ★Texas Ratio: 3.20%, evolve Federal Credit Unionevolve Federal Credit Union8820 Gazelle Dr, El Paso, TX 79925A+5.0 ★Texas Ratio: 0.25%, GecuGecu5645 Woodrow Bean, El Paso, TX 79924A+5.0 ★Texas Ratio: 5.55%, PNC Bank N.A.PNC Bank N.A.1049 N 3rd St Ste 100, Abilene, TX 79601A+5.0 ★Texas Ratio: 4.24%, Patriot Mortgage CompanyPatriot Mortgage CompanyEl Paso, TXA5.0 ★Texas Ratio: 9.21%, Rocky Mountain Mortgage CompanyRocky Mountain Mortgage CompanyEl Paso, TX, Jnc Mortgage Company, IncJnc Mortgage Company, IncEl Paso, TX, and Loanpeople, LLCLoanpeople, LLCAustin, TX. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in Vinton, Texas in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Vinton are listed first, then lenders elsewhere in Texas, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Mortgage Lenders and Brokers in Vinton, Texas
Market share is the lender's share of all home loans closed in Vinton, Texas. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
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Cadence Lending Group, Inc.
134 N Marcus St, Alto, TX 75925 |
Conventional, FHA, VA | 16 | 11.1% | 100% | $262,500 | |
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3250 Rebecca Ln, Abilene, TX 79606 A+5.0 ★Texas Ratio: 3.68% |
Conventional | 2 | 1.4% | 100% | $250,000 | View |
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2701 E Main St, Alice, TX 78332 A4.7 ★Texas Ratio: 3.20% |
FHA | 2 | 1.4% | 100% | $260,000 | View |
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8820 Gazelle Dr, El Paso, TX 79925 A+5.0 ★Texas Ratio: 0.25% |
Conventional | 1 | 0.7% | 100% | $195,000 | View |
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5645 Woodrow Bean, El Paso, TX 79924 A+5.0 ★Texas Ratio: 5.55% |
Conventional | 1 | 0.7% | 100% | $145,000 | View |
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★ 1.7 stars, 3 reviews 1049 N 3rd St Ste 100, Abilene, TX 79601 A+5.0 ★Texas Ratio: 4.24% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
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A5.0 ★Texas Ratio: 9.21% |
Conventional, FHA, VA, USDA | 39 | 27.1% | 100% | $265,000 | View |
Rocky Mountain Mortgage Company
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Conventional, FHA, VA | 21 | 14.6% | 95.5% | $288,809 | |
Jnc Mortgage Company, Inc
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FHA | 2 | 1.4% | 100% | $255,000 | |
Loanpeople, LLC
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FHA, VA | 2 | 1.4% | 100% | $325,000 | |
Directions Equity, LLC
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VA | 1 | 0.7% | 100% | $265,000 | |
Firstlight Federal Credit Unio
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Conventional | 1 | 0.7% | 50% | $265,000 | |
Nationstar Mortgage
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Conventional | 1 | 0.7% | 100% | $225,000 | |
United Wholesale Mortgage
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Conventional, FHA, VA | 7 | 4.9% | 77.8% | $222,142 | |
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B+4.7 ★Texas Ratio: 18.17% |
Conventional, FHA | 4 | 2.8% | 100% | $285,000 | View |
CrossCountry Mortgage, LLC
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Conventional, VA | 4 | 2.8% | 100% | $255,000 | |
Planet Home Lending, LLC
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FHA, VA | 4 | 2.8% | 100% | $270,000 | |
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A+5.0 ★Texas Ratio: 3.68% |
FHA | 4 | 2.8% | 100% | $275,000 | View |
American Portfolio Mortgage Corporation
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FHA | 3 | 2.1% | 100% | $275,000 | |
American Pacific Mortgage Corporation
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FHA, VA | 3 | 2.1% | 100% | $278,333 | |
Freedom Mortgage Corporation
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VA | 2 | 1.4% | 100% | $340,000 | |
Movement Mortgage, LLC
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Conventional | 2 | 1.4% | 100% | $130,000 | |
21St Mortgage
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Conventional | 2 | 1.4% | 66.7% | $120,000 | |
Lakeview Loan Servicing, LLC
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FHA | 1 | 0.7% | 50% | $175,000 | |
Newrez LLC
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FHA | 1 | 0.7% | 50% | $305,000 | |
Sage Home Loans Corporation
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Conventional | 1 | 0.7% | 100% | $375,000 | |
Equity Prime Mortgage LLC
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VA | 1 | 0.7% | 100% | $285,000 | |
Loanunited.Com, LLC
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VA | 1 | 0.7% | 100% | $285,000 | |
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A+5.0 ★Texas Ratio: 2.58% |
FHA | 1 | 0.7% | 100% | $265,000 | View |
American Financial Network, Inc.
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Conventional | 1 | 0.7% | 100% | $255,000 | |
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A+5.0 ★Texas Ratio: 3.34% |
Conventional | 1 | 0.7% | 100% | $165,000 | View |
Waterstone Mortgage Corporation
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FHA | 1 | 0.7% | 100% | $265,000 | |
Mortgage Research Center
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VA | 1 | 0.7% | 66.7% | $335,000 | |
Tjc Mortgage Inc
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VA | 1 | 0.7% | 100% | $385,000 | |
Pentagon Federal Credit Union
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VA | 1 | 0.7% | 100% | $245,000 | |
New American Funding, LLC.
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FHA | 1 | 0.7% | 100% | $285,000 | |
Lower, LLC
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FHA | 1 | 0.7% | 100% | $265,000 | |
Fairway Independent Mort Corp
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FHA | 1 | 0.7% | 100% | $225,000 | |
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A5.0 ★Texas Ratio: 8.14% |
VA | 1 | 0.7% | 50% | $275,000 | |
Paramount Residential Mortgage
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FHA | 1 | 0.7% | 100% | $245,000 | |
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A5.0 ★Texas Ratio: 9.09% |
FHA | 1 | 0.7% | 100% | $265,000 | View |
The Mortgage Link, Inc.
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FHA | 1 | 0.7% | 100% | $275,000 | |
American Neighborhood Mortgage Acceptance Company
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Conventional | 1 | 0.7% | 100% | $245,000 | |
HomeBridge Financial Services, Inc
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HELOC | 0 +1 HELOCs |
0% | n/a |
Vinton Mortgage Rate Trends
Daily average mortgage rates for Texas compared with the national average, updated every evening.
Mortgage Lenders and Mortgage Brokers Near Me in Vinton, Texas
Looking for mortgage lenders near me or mortgage brokers near me in Vinton? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Vinton in 2025, with lenders based there listed first.
Types of Mortgage Lenders in Vinton, TX
Use these to narrow the list above. Each category shows how many Vinton, TX lenders fit and what that kind of lender is usually best for.
Who Lends in Vinton, TX
Independent mortgage companies closed 92.4 percent of home loans in Vinton, Texas in 2025, banks 4.2 percent and credit unions 3.5 percent. Cadence Lending Group, Inc. was the largest mortgage company, JPMorgan Chase Bank, NA the largest bank and evolve Federal Credit Union the largest credit union. Among lenders headquartered in Texas, Cadence Lending Group, Inc. led with 16 loans.
How to Read This List
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
Title or escrow companies usually handle closings in Texas. None; Texas has no real estate transfer tax or mortgage tax, only flat county recording fees.
More Texas Mortgage Lender Pages
Frequently Asked Questions About Mortgage Lenders in Vinton, TX
By home loans closed in 2025, Cadence Lending Group, Inc. was the largest mortgage lender in Vinton, Texas with 16 loans, about 11.1 percent of the market. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
22 lenders closed FHA loans in Vinton, Texas in 2025, led by Patriot Mortgage Company with 27. 16 lenders closed VA loans, led by Patriot Mortgage Company, and 1 closed USDA rural loans. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 5 banks and 5 credit unions closed home loans in Vinton, Texas in 2025, alongside 34 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in Vinton, Texas during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Methodology and Sources
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Vinton, Texas for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Vinton. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.
