Union Valley, Texas mortgage lenders include American National Bank of TexaAmerican National Bank of Texa720 S Greenville Ave, Allen, TX 75002B+4.0 ★Texas Ratio: 2.41%, Everett Financial, Inc.Everett Financial, Inc.1212 Royal Pkwy Ste 103, Euless, TX 76040 6713, First United Bank and Trust CoFirst United Bank and Trust Co10526 W Parmer Ln, Austin, TX 78717A5.0 ★Texas Ratio: 10.43%, Frost BankFrost Bank15301 North Dallas Prkwy #100, Addison, TX 75001A+5.0 ★Texas Ratio: 2.51%, HomeBank TexasHomeBank Texas3637 N Buckner Blvd, Dallas, TX 75228A+5.0 ★Texas Ratio: 4.76%, JPMorgan Chase Bank, NAJPMorgan Chase Bank, NA3250 Rebecca Ln, Abilene, TX 79606A+5.0 ★Texas Ratio: 3.68%, TexasBankTexasBank501 E Hall St, Bangs, TX 76823A+5.0 ★Texas Ratio: 5.55%, Texas Mortgage Lending, LLCTexas Mortgage Lending, LLC900 W Bethany Dr Ste 500, Allen, TX 75013 3834A+5.0 ★Texas Ratio: 3.34%, Lone Star Credit UnionLone Star Credit Union1515 Fannin St Ste D, Columbus, TX 78934A+5.0 ★Texas Ratio: 2.03%, and Texans Credit UnionTexans Credit Union406 W McDermott Dr, Allen, TX 75013 2708A+5.0 ★Texas Ratio: 4.22%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in Union Valley, Texas in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Union Valley are listed first, then lenders elsewhere in Texas, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Market share is the lender's share of all home loans closed in Union Valley, Texas. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
|---|---|---|---|---|---|---|
|
720 S Greenville Ave, Allen, TX 75002 B+4.0 ★Texas Ratio: 2.41% |
Conventional, Jumbo | 10 | 4% | 84.6% | $481,000 | View |
Everett Financial, Inc.
1212 Royal Pkwy Ste 103, Euless, TX 76040 6713 |
Conventional, FHA | 4 | 1.6% | 100% | $347,500 | |
|
10526 W Parmer Ln, Austin, TX 78717 A5.0 ★Texas Ratio: 10.43% |
Conventional, VA, Jumbo | 4 | 1.6% | 100% | $1,022,500 | View |
|
★ 5 stars, 1 review 15301 North Dallas Prkwy #100, Addison, TX 75001 A+5.0 ★Texas Ratio: 2.51% |
Conventional | 4 | 1.6% | 71.4% | $155,000 | View |
|
3637 N Buckner Blvd, Dallas, TX 75228 A+5.0 ★Texas Ratio: 4.76% |
Conventional, Jumbo | 3 | 1.2% | 100% | $695,000 | View |
|
3250 Rebecca Ln, Abilene, TX 79606 A+5.0 ★Texas Ratio: 3.68% |
Conventional, Jumbo | 2 | 0.8% | 100% | $1,715,000 | View |
|
501 E Hall St, Bangs, TX 76823 A+5.0 ★Texas Ratio: 5.55% |
Conventional | 2 | 0.8% | 100% | $235,000 | View |
|
900 W Bethany Dr Ste 500, Allen, TX 75013 3834 A+5.0 ★Texas Ratio: 3.34% |
Conventional | 2 | 0.8% | 100% | $310,000 | View |
|
1515 Fannin St Ste D, Columbus, TX 78934 A+5.0 ★Texas Ratio: 2.03% |
Conventional | 2 | 0.8% | 100% | $120,000 | View |
|
406 W McDermott Dr, Allen, TX 75013 2708 A+5.0 ★Texas Ratio: 4.22% |
Conventional, HELOC | 1 +1 HELOCs |
0.4% | 25% | $115,000 | View |
|
101 W Main St, Atlanta, TX 75551 A+5.0 ★Texas Ratio: 1.12% |
Conventional | 1 | 0.4% | 100% | $305,000 | View |
|
1337 W Mcdermott Dr, Allen, TX 75013 A+5.0 ★Texas Ratio: 4.37% |
Conventional | 1 | 0.4% | 33.3% | $65,000 | View |
|
10750 Mcdermott Fwy, San Antonio, TX 78288 B-3.5 ★Texas Ratio: 6.80% |
VA | 1 | 0.4% | 100% | $405,000 | View |
|
1617 Pleasonton Rd Ste G 109, El Paso, TX 79906 A+5.0 ★Texas Ratio: 4.81% |
VA | 1 | 0.4% | 100% | $345,000 | View |
|
★ 5 stars, 1 review 3301 Fall Creek Hwy, Acton, TX 76049 A+5.0 ★Texas Ratio: 2.27% |
Conventional | 1 | 0.4% | 100% | $275,000 | View |
|
2109 N Center St, Bonham, TX 75418 A+5.0 ★Texas Ratio: 2.19% |
Conventional | 1 | 0.4% | 100% | $165,000 | View |
|
2515 Mckinney Ave, Dallas, TX 75201 A-5.0 ★Texas Ratio: 14.93% |
Conventional | 1 | 0.4% | 100% | $485,000 | View |
|
623 W 38th St, Austin, TX 78705 A5.0 ★Texas Ratio: 10.77% |
Conventional | 1 | 0.4% | 100% | $135,000 | View |
|
1 Village Dr, Abilene, TX 79606 A+5.0 ★Texas Ratio: 3.14% |
Conventional | 1 | 0.4% | 50% | $275,000 | View |
|
105 Loop 59, Atlanta, TX 75551 A+5.0 ★Texas Ratio: 4.75% |
Conventional | 1 | 0.4% | 100% | $275,000 | View |
|
2617 Antilley Rd, Abilene, TX 79606 A+5.0 ★Texas Ratio: 3.74% |
Conventional | 1 | 0.4% | 100% | $55,000 | View |
|
9404 Hillside Rd, Amarillo, TX 79119 A+5.0 ★Texas Ratio: 4.84% |
Conventional | 1 | 0.4% | 100% | $255,000 | View |
|
900 W Bethany Dr Ste 500, Allen, TX 75013 3834 A+5.0 ★Texas Ratio: 3.34% |
HELOC | 0 +4 HELOCs |
0% | n/a | View | |
|
2200 S 27th St, Abilene, TX 79605 A+5.0 ★Texas Ratio: 4.14% |
HELOC | 0 +3 HELOCs |
0% | n/a | View | |
|
★ 1.7 stars, 3 reviews 1049 N 3rd St Ste 100, Abilene, TX 79601 A+5.0 ★Texas Ratio: 4.24% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
Republic State Mortgage Company
|
Conventional, FHA, VA | 13 | 5.2% | 100% | $328,846 | |
Highlands Residential Mortgage, Ltd.
|
Conventional, FHA, VA | 13 | 5.2% | 100% | $429,615 | |
Primelending
|
Conventional, FHA, VA | 5 | 2% | 100% | $517,000 | |
Integrity Mortgage Corporation of Texas
|
Conventional, FHA | 4 | 1.6% | 100% | $410,000 | |
Ark-La-Tex Financial Services LLC
|
Conventional | 3 | 1.2% | 100% | $481,666 | |
Sfmc, LP
|
Conventional, VA | 2 | 0.8% | 66.7% | $410,000 | |
Click n' Close, Inc.
|
Conventional, FHA | 2 | 0.8% | 100% | $215,000 | |
Southwest Funding LP
|
FHA | 2 | 0.8% | 100% | $245,000 | |
Willow Bend Mortgage Company, LLC
|
FHA | 1 | 0.4% | 100% | $555,000 | |
Network Funding, L.P.
|
Conventional | 1 | 0.4% | 50% | $365,000 | |
Encompass Lending Group, L.P.
|
Conventional | 1 | 0.4% | 100% | $685,000 | |
Nationstar Mortgage
|
Conventional | 1 | 0.4% | 50% | $215,000 | |
Certified Funding, L.P.
|
Conventional | 1 | 0.4% | 100% | $215,000 | |
|
A+5.0 ★Texas Ratio: 0.51% |
Conventional | 1 | 0.4% | 100% | $205,000 | View |
United Wholesale Mortgage
|
Conventional, FHA, VA, Jumbo | 27 | 10.8% | 90% | $447,592 | |
|
B+4.7 ★Texas Ratio: 18.17% |
Conventional, FHA, VA | 23 | 9.2% | 78.8% | $350,652 | View |
American Portfolio Mortgage Corporation
|
Conventional, FHA, VA | 10 | 4% | 100% | $339,000 | |
21St Mortgage
|
Conventional | 8 | 3.2% | 38.1% | $180,000 | |
CrossCountry Mortgage, LLC
|
Conventional, FHA | 7 | 2.8% | 87.5% | $410,714 | |
Freedom Mortgage Corporation
|
FHA, VA | 5 | 2% | 83.3% | $467,000 | |
M/I Financial. LLC
|
Conventional, FHA | 5 | 2% | 100% | $287,000 | |
Cmg Mortgage Inc
|
Conventional, FHA, VA | 4 | 1.6% | 100% | $440,000 | |
Paramount Residential Mortgage
|
Conventional, FHA | 4 | 1.6% | 100% | $410,000 | |
|
A5.0 ★Texas Ratio: 9.93% |
Conventional | 3 | 1.2% | 50% | $115,000 | View |
Mortgage Research Center
|
VA | 3 | 1.2% | 66.7% | $598,333 | |
Summit Funding.Inc
|
Conventional, FHA | 3 | 1.2% | 100% | $258,333 | |
CSL Financial, LLC
|
Conventional | 3 | 1.2% | 100% | $121,666 | |
Fairway Independent Mort Corp
|
Conventional, VA | 3 | 1.2% | 100% | $568,333 | |
Village Capital & Investment
|
FHA, VA | 3 | 1.2% | 100% | $388,333 | |
Newrez LLC
|
Conventional | 2 | 0.8% | 50% | $370,000 | |
Kind Lending, LLC
|
Conventional, VA | 2 | 0.8% | 50% | $315,000 | |
AmeriHome Mortgage Company, LLC
|
FHA | 2 | 0.8% | 100% | $375,000 | |
Planet Home Lending, LLC
|
FHA, VA | 2 | 0.8% | 100% | $365,000 | |
Towne Mortgage Company
|
Conventional, VA | 2 | 0.8% | 100% | $560,000 | |
Farm Credit Mid-America, Aca
|
Conventional | 2 | 0.8% | 100% | $330,000 | |
loanDepot.com LLC
|
Conventional, HELOC | 1 +1 HELOCs |
0.4% | 100% | $165,000 | |
ML Mortgage Corp.
|
Conventional | 1 | 0.4% | 100% | $175,000 | |
Lakeview Loan Servicing, LLC
|
FHA | 1 | 0.4% | 28.6% | $335,000 | |
|
A+5.0 ★Texas Ratio: 4.31% |
Conventional | 1 | 0.4% | 100% | $365,000 | View |
Nbkc Bank
|
Conventional | 1 | 0.4% | 100% | $285,000 | |
|
A+5.0 ★Texas Ratio: 5.06% |
Conventional | 1 | 0.4% | 76.9% | $85,000 | View |
|
B+4.8 ★Texas Ratio: 17.16% |
FHA | 1 | 0.4% | 100% | $255,000 | View |
Resicentral LLC
|
Conventional | 1 | 0.4% | 100% | $185,000 | |
Pennymac Loan Services LLC
|
FHA | 1 | 0.4% | 33.3% | $475,000 | |
Deephaven Mortgage LLC
|
Conventional | 1 | 0.4% | 100% | $545,000 | |
|
A+5.0 ★Texas Ratio: 2.58% |
Conventional | 1 | 0.4% | 100% | $305,000 | View |
|
A5.0 ★Texas Ratio: 6.69% |
Conventional | 1 | 0.4% | 100% | $395,000 | View |
United Built Homes, LLC
|
Conventional | 1 | 0.4% | 100% | $575,000 | |
Royal Pacific Funding
|
Conventional | 1 | 0.4% | 100% | $425,000 | |
Cardinal Financial Company, Li
|
Conventional | 1 | 0.4% | 100% | $155,000 | |
New Day Financial, LLC.
|
VA | 1 | 0.4% | 100% | $375,000 | |
Churchill Mortgage Corporation
|
Conventional | 1 | 0.4% | 100% | $155,000 | |
American Pacific Mortgage Corporation
|
FHA | 1 | 0.4% | 50% | $295,000 | |
Logan Finance Corporation
|
Conventional | 1 | 0.4% | 100% | $635,000 | |
Zillow Home Loans, LLC
|
VA | 1 | 0.4% | 100% | $625,000 | |
New American Funding, LLC.
|
Conventional | 1 | 0.4% | 100% | $805,000 | |
|
B-4.3 ★Texas Ratio: 23.12% |
Conventional | 1 | 0.4% | 50% | $255,000 | View |
ClearEdge Lending LLC
|
Conventional | 1 | 0.4% | 100% | $585,000 | |
Lower, LLC
|
Conventional | 1 | 0.4% | 100% | $805,000 | |
|
A-5.0 ★Texas Ratio: 14.97% |
FHA | 1 | 0.4% | 100% | $565,000 | View |
Southwest Stage Funding LLC
|
Conventional | 1 | 0.4% | 100% | $95,000 | |
|
A5.0 ★Texas Ratio: 8.14% |
VA | 1 | 0.4% | 33.3% | $425,000 | |
Nexera Holding LLC
|
Conventional | 1 | 0.4% | 100% | $115,000 | |
|
A5.0 ★Texas Ratio: 9.09% |
FHA | 1 | 0.4% | 100% | $525,000 | View |
Spring Eq, LLC
|
Conventional | 1 | 0.4% | 25% | $85,000 | |
Champions Funding, LLC
|
Conventional | 1 | 0.4% | 100% | $435,000 |
Daily average mortgage rates for Texas compared with the national average, updated every evening.
Looking for mortgage lenders near me or mortgage brokers near me in Union Valley? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Union Valley in 2025, with lenders based there listed first.
Use these to narrow the list above. Each category shows how many Union Valley, TX lenders fit and what that kind of lender is usually best for.
Independent mortgage companies closed 78 percent of home loans in Union Valley, Texas in 2025, banks 19.2 percent and credit unions 2.8 percent. Everett Financial, Inc. was the largest mortgage company, American National Bank of Texa the largest bank and Texas Mortgage Lending, LLC the largest credit union. Among lenders headquartered in Texas, American National Bank of Texa led with 10 loans.
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
Title or escrow companies usually handle closings in Texas. None; Texas has no real estate transfer tax or mortgage tax, only flat county recording fees.
By home loans closed in 2025, American National Bank of Texa was the largest mortgage lender in Union Valley, Texas with 10 loans, about 4 percent of the market. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
26 lenders closed FHA loans in Union Valley, Texas in 2025, led by Republic State Mortgage Company with 8. 21 lenders closed VA loans, led by Rocket Mortgage. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 27 banks and 6 credit unions closed home loans in Union Valley, Texas in 2025, alongside 58 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in Union Valley, Texas during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Union Valley, Texas for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Union Valley. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.