Mortgage Lenders and Brokers in Thorndale, Texas
Brian McKay
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iEditorial Disclosure
Editorial DisclosureLender lists come from federal HMDA loan data. Average rates come from our daily monitoring network. Editorial content is independent of any advertiser relationships.
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✓Fact Checked
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Loan Rates Last Updated and Verified: October 7, 2026
Thorndale, Texas mortgage lenders include Frontier Bank of TexasFrontier Bank of Texas5600 Burnet Rd, Austin, TX 78756A+5.0 ★Texas Ratio: 2.06%, First United Bank and Trust CoFirst United Bank and Trust Co10526 W Parmer Ln, Austin, TX 78717A5.0 ★Texas Ratio: 10.43%, University Federal Credit UnionUniversity Federal Credit Union701 College Dr, Abilene, TX 79601A+5.0 ★Texas Ratio: 3.82%, A+ Federal Credit UnionA+ Federal Credit Union1402 W Stassney LN, Austin, TX 78745 2948A5.0 ★Texas Ratio: 11.13%, Aspire Home LoansAspire Home Loans900 Pershing Ave, Lufkin, TX 75904A+5.0 ★Texas Ratio: 0.15%, Round Top State BankRound Top State Bank1442 E Austin St, Giddings, TX 78942A+5.0 ★Texas Ratio: 2.14%, Citizens National BankCitizens National Bank500 N Travis Ave, Cameron, TX 76520, SouthStar Bank SSBSouthStar Bank SSB10901 W Highway 290, Austin, TX 78736A5.0 ★Texas Ratio: 7.03%, Truist BankTruist Bank3939 Belt Line Rd, Addison, TX 75001A+5.0 ★Texas Ratio: 2.87%, and Bokf NABokf NA792 S Watters Rd, Allen, TX 75013A+5.0 ★Texas Ratio: 1.05%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in Thorndale, Texas in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Thorndale are listed first, then lenders elsewhere in Texas, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Mortgage Lenders and Brokers in Thorndale, Texas
Market share is the lender's share of all home loans closed in Thorndale, Texas. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
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5600 Burnet Rd, Austin, TX 78756 A+5.0 ★Texas Ratio: 2.06% |
Conventional | 3 | 4.3% | 100% | $251,666 | View |
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10526 W Parmer Ln, Austin, TX 78717 A5.0 ★Texas Ratio: 10.43% |
Conventional, FHA | 2 | 2.9% | 100% | $480,000 | View |
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701 College Dr, Abilene, TX 79601 A+5.0 ★Texas Ratio: 3.82% |
Conventional, FHA | 2 | 2.9% | 100% | $345,000 | View |
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1402 W Stassney LN, Austin, TX 78745 2948 A5.0 ★Texas Ratio: 11.13% |
Conventional, HELOC | 1 +1 HELOCs |
1.4% | 100% | $45,000 | View |
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900 Pershing Ave, Lufkin, TX 75904 A+5.0 ★Texas Ratio: 0.15% |
Conventional | 1 | 1.4% | 100% | $205,000 | View |
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1442 E Austin St, Giddings, TX 78942 A+5.0 ★Texas Ratio: 2.14% |
Conventional | 1 | 1.4% | 100% | $415,000 | View |
Citizens National Bank
500 N Travis Ave, Cameron, TX 76520 |
Conventional | 1 | 1.4% | 100% | $675,000 | |
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★ 5 stars, 1 review 10901 W Highway 290, Austin, TX 78736 A5.0 ★Texas Ratio: 7.03% |
Conventional | 1 | 1.4% | 100% | $205,000 | View |
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★ 1 stars, 1 review 3939 Belt Line Rd, Addison, TX 75001 A+5.0 ★Texas Ratio: 2.87% |
Conventional | 1 | 1.4% | 100% | $375,000 | View |
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792 S Watters Rd, Allen, TX 75013 A+5.0 ★Texas Ratio: 1.05% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
DHI Mortgage Company, LTD.
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Conventional, FHA, VA | 17 | 24.3% | 89.5% | $350,882 | |
Network Funding, L.P.
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Conventional | 1 | 1.4% | 100% | $295,000 | |
Encompass Lending Group, L.P.
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Conventional | 1 | 1.4% | 100% | $285,000 | |
Nationstar Mortgage
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Conventional | 1 | 1.4% | 100% | $235,000 | |
Home Financing Unlimited, Inc.
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Conventional | 1 | 1.4% | 100% | $605,000 | |
Lower, LLC
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Conventional, FHA | 5 | 7.1% | 100% | $259,000 | |
New American Funding, LLC.
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Conventional, FHA | 4 | 5.7% | 100% | $115,000 | |
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B+4.7 ★Texas Ratio: 18.17% |
Conventional, VA | 3 | 4.3% | 100% | $275,000 | View |
21St Mortgage
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Conventional | 3 | 4.3% | 37.5% | $115,000 | |
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A+5.0 ★Texas Ratio: 5.06% |
Conventional | 2 | 2.9% | 50% | $140,000 | View |
Pennymac Loan Services LLC
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Conventional | 2 | 2.9% | 100% | $165,000 | |
Cmg Mortgage Inc
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Conventional | 2 | 2.9% | 100% | $235,000 | |
Cadence Bank
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Conventional | 1 | 1.4% | 100% | $225,000 | |
Kind Lending, LLC
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Conventional | 1 | 1.4% | 100% | $345,000 | |
loanDepot.com LLC
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Conventional | 1 | 1.4% | 100% | $375,000 | |
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A+5.0 ★Texas Ratio: 2.58% |
Conventional | 1 | 1.4% | 100% | $335,000 | View |
Mortgage Financial Services
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Conventional | 1 | 1.4% | 100% | $645,000 | |
Flexpoint, Inc.
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Conventional | 1 | 1.4% | 100% | $345,000 | |
American Financing Corporation
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Conventional | 1 | 1.4% | 100% | $605,000 | |
Securitynational Mortgage Company
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FHA | 1 | 1.4% | 100% | $355,000 | |
Cardinal Financial Company, Li
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FHA | 1 | 1.4% | 100% | $285,000 | |
Provident Funding Associates
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Conventional | 1 | 1.4% | 100% | $295,000 | |
Waterstone Mortgage Corporation
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Conventional | 1 | 1.4% | 100% | $625,000 | |
American Pacific Mortgage Corporation
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Conventional | 1 | 1.4% | 100% | $785,000 | |
Geo-Corp, Inc.
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FHA | 1 | 1.4% | 100% | $275,000 | |
Southwest Stage Funding LLC
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Conventional | 1 | 1.4% | 100% | $95,000 | |
Plaza Home Mortgage, Inc
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Conventional | 1 | 1.4% | 100% | $605,000 |
Thorndale Mortgage Rate Trends
Daily average mortgage rates for Texas compared with the national average, updated every evening.
Mortgage Lenders and Mortgage Brokers Near Me in Thorndale, Texas
Looking for mortgage lenders near me or mortgage brokers near me in Thorndale? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Thorndale in 2025, with lenders based there listed first.
Types of Mortgage Lenders in Thorndale, TX
Use these to narrow the list above. Each category shows how many Thorndale, TX lenders fit and what that kind of lender is usually best for.
Who Lends in Thorndale, TX
Independent mortgage companies closed 80 percent of home loans in Thorndale, Texas in 2025, banks 15.7 percent and credit unions 4.3 percent. Aspire Home Loans was the largest mortgage company, Frontier Bank of Texas the largest bank and University Federal Credit Union the largest credit union. Among lenders headquartered in Texas, Frontier Bank of Texas led with 3 loans.
How to Read This List
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
Title or escrow companies usually handle closings in Texas. None; Texas has no real estate transfer tax or mortgage tax, only flat county recording fees.
More Texas Mortgage Lender Pages
Frequently Asked Questions About Mortgage Lenders in Thorndale, TX
By home loans closed in 2025, Frontier Bank of Texas was the largest mortgage lender in Thorndale, Texas with 3 loans, about 4.3 percent of the market. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
8 lenders closed FHA loans in Thorndale, Texas in 2025, led by DHI Mortgage Company, LTD. with 10. 2 lenders closed VA loans, led by DHI Mortgage Company, LTD.. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 9 banks and 2 credit unions closed home loans in Thorndale, Texas in 2025, alongside 26 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in Thorndale, Texas during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Methodology and Sources
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Thorndale, Texas for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Thorndale. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.
