Mortgage Lenders and Brokers in Taylor, Texas
Brian McKay
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iEditorial Disclosure
Editorial DisclosureLender lists come from federal HMDA loan data. Average rates come from our daily monitoring network. Editorial content is independent of any advertiser relationships.
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✓Fact Checked
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Loan Rates Last Updated and Verified: October 7, 2026
Taylor, Texas mortgage lenders include City National Bank of TaylorCity National Bank of Taylor116 W 3rd St, Taylor, TX 76574A+5.0 ★Texas Ratio: 2.00%, Frontier Bank of TexasFrontier Bank of Texas813 N Main St, Taylor, TX 76574A+5.0 ★Texas Ratio: 2.06%, PNC Bank N.A.PNC Bank N.A.1701 N Main St, Taylor, TX 76574A+5.0 ★Texas Ratio: 4.24%, Velocio Mortgage, L.L.C.Velocio Mortgage, L.L.C.705 E 12th St, Austin, TX 78701 1909A+5.0 ★Texas Ratio: 1.87%, University Federal Credit UnionUniversity Federal Credit Union701 College Dr, Abilene, TX 79601A+5.0 ★Texas Ratio: 3.82%, A+ Federal Credit UnionA+ Federal Credit Union1402 W Stassney LN, Austin, TX 78745 2948A5.0 ★Texas Ratio: 11.13%, Randolph-Brooks Federal Credit UnionRandolph-Brooks Federal Credit Union404 E Stacy Rd, Allen, TX 75002A+5.0 ★Texas Ratio: 5.89%, Austin Telco FCUAustin Telco FCU3705 N Main St, Taylor, TX 76574A+5.0 ★Texas Ratio: 1.81%, TexasBankTexasBank501 E Hall St, Bangs, TX 76823A+5.0 ★Texas Ratio: 5.55%, and H-E-B Federal Credit UnionH-E-B Federal Credit Union4630 N Loop 1604 W Ste 101, San Antonio, TX 78249A+5.0 ★Texas Ratio: 0.70%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in Taylor, Texas in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Taylor are listed first, then lenders elsewhere in Texas, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Mortgage Lenders and Brokers in Taylor, Texas
Market share is the lender's share of all home loans closed in Taylor, Texas. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
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116 W 3rd St, Taylor, TX 76574 A+5.0 ★Texas Ratio: 2.00% |
Conventional | 23 | 6.8% | 100% | $132,391 | View |
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1 office in Taylor 813 N Main St, Taylor, TX 76574 A+5.0 ★Texas Ratio: 2.06% |
Conventional | 2 | 0.6% | 100% | $170,000 | View |
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★ 1.7 stars, 3 reviews 1 office in Taylor 1701 N Main St, Taylor, TX 76574 A+5.0 ★Texas Ratio: 4.24% |
HELOC | 0 +3 HELOCs |
0% | n/a | View | |
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705 E 12th St, Austin, TX 78701 1909 A+5.0 ★Texas Ratio: 1.87% |
Conventional, FHA, VA, USDA | 66 | 19.4% | 86.8% | $330,303 | View |
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701 College Dr, Abilene, TX 79601 A+5.0 ★Texas Ratio: 3.82% |
Conventional, FHA | 13 | 3.8% | 86.7% | $224,230 | View |
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1402 W Stassney LN, Austin, TX 78745 2948 A5.0 ★Texas Ratio: 11.13% |
Conventional, FHA, HELOC | 7 +1 HELOCs |
2.1% | 72.7% | $135,000 | View |
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404 E Stacy Rd, Allen, TX 75002 A+5.0 ★Texas Ratio: 5.89% |
Conventional, HELOC | 5 +1 HELOCs |
1.5% | 60% | $247,000 | View |
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3705 N Main St, Taylor, TX 76574 A+5.0 ★Texas Ratio: 1.81% |
Conventional | 5 | 1.5% | 63.6% | $61,000 | View |
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501 E Hall St, Bangs, TX 76823 A+5.0 ★Texas Ratio: 5.55% |
Conventional | 2 | 0.6% | 100% | $270,000 | View |
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4630 N Loop 1604 W Ste 101, San Antonio, TX 78249 A+5.0 ★Texas Ratio: 0.70% |
Conventional | 2 | 0.6% | 100% | $55,000 | View |
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106 Carlos G Parker Blvd Nw, Taylor, TX 76574 A+5.0 ★Texas Ratio: 2.14% |
Conventional | 2 | 0.6% | 100% | $315,000 | View |
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★ 5 stars, 1 review 15301 North Dallas Prkwy #100, Addison, TX 75001 A+5.0 ★Texas Ratio: 2.51% |
Conventional | 2 | 0.6% | 100% | $85,000 | View |
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3250 Rebecca Ln, Abilene, TX 79606 A+5.0 ★Texas Ratio: 3.68% |
Conventional | 1 | 0.3% | 100% | $155,000 | View |
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621 W Saint Johns Ave, Austin, TX 78752 2315 A+5.0 ★Texas Ratio: 0.67% |
Conventional | 1 | 0.3% | 100% | $175,000 | View |
Everett Financial, Inc.
1212 Royal Pkwy Ste 103, Euless, TX 76040 6713 |
FHA | 1 | 0.3% | 100% | $285,000 | |
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2800 Esperanza Xing Bldg 2, Austin, TX 78758 3772 A+5.0 ★Texas Ratio: 4.72% |
Conventional | 1 | 0.3% | 100% | $65,000 | View |
Greater Texas FCU
1425 N CENTER ST, ARLINGTON, TX 76011 |
Conventional | 1 | 0.3% | 100% | $105,000 | |
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2212 Southgate St, Arlington, TX 76013 A+5.0 ★Texas Ratio: 2.73% |
Conventional | 1 | 0.3% | 100% | $515,000 | View |
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493 Highway 71 W, Bastrop, TX 78602 A5.0 ★Texas Ratio: 9.09% |
Conventional | 1 | 0.3% | 100% | $595,000 | View |
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739 E Tyler St, Athens, TX 75751 A+5.0 ★Texas Ratio: 5.54% |
Conventional | 1 | 0.3% | 100% | $315,000 | View |
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1001 Congress Ave, Austin, TX 78701 A5.0 ★Texas Ratio: 7.25% |
Conventional | 1 | 0.3% | 100% | $275,000 | View |
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835 W 6th St, Austin, TX 78703 A+5.0 ★Texas Ratio: 1.00% |
Conventional | 1 | 0.3% | 100% | $315,000 | View |
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2515 Mckinney Ave, Dallas, TX 75201 A-5.0 ★Texas Ratio: 14.93% |
Conventional | 1 | 0.3% | 100% | $205,000 | View |
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2617 Antilley Rd, Abilene, TX 79606 A+5.0 ★Texas Ratio: 3.74% |
Conventional | 1 | 0.3% | 100% | $285,000 | View |
Brightland Mortgage Services, Ltd.
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Conventional, FHA, VA | 18 | 5.3% | 100% | $319,444 | |
Click n' Close, Inc.
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Conventional, FHA | 8 | 2.4% | 100% | $153,750 | |
Network Funding, L.P.
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Conventional, FHA | 3 | 0.9% | 100% | $188,333 | |
Aaxy LLC
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Conventional | 2 | 0.6% | 100% | $220,000 | |
Primelending
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Conventional | 1 | 0.3% | 100% | $235,000 | |
Directions Equity, LLC
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Conventional | 1 | 0.3% | 100% | $325,000 | |
Sfmc, LP
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Conventional | 1 | 0.3% | 100% | $205,000 | |
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A+5.0 ★Texas Ratio: 0.00% |
Conventional | 1 | 0.3% | 100% | $245,000 | View |
Loanpeople, LLC
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VA | 1 | 0.3% | 100% | $365,000 | |
Nationstar Mortgage
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Conventional | 1 | 0.3% | 25% | $245,000 | |
Ark-La-Tex Financial Services LLC
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FHA | 1 | 0.3% | 100% | $315,000 | |
Home Financing Unlimited, Inc.
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Conventional | 1 | 0.3% | 100% | $275,000 | |
United Wholesale Mortgage
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Conventional, FHA, VA | 25 | 7.4% | 96.3% | $305,800 | |
Jet HomeLoans, LP
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Conventional, FHA, VA | 23 | 6.8% | 96% | $296,739 | |
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B+4.7 ★Texas Ratio: 18.17% |
Conventional, FHA | 14 | 4.1% | 54.8% | $182,142 | View |
Fairway Independent Mort Corp
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Conventional, FHA | 8 | 2.4% | 88.9% | $225,000 | |
loanDepot.com LLC
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Conventional | 7 | 2.1% | 80% | $207,857 | |
Newrez LLC
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Conventional, FHA, VA | 5 | 1.5% | 71.4% | $269,000 | |
Cmg Mortgage Inc
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VA, USDA | 5 | 1.5% | 85.7% | $217,000 | |
Cadence Bank
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Conventional, HELOC | 4 +1 HELOCs |
1.2% | 80% | $197,500 | |
Pennymac Loan Services LLC
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Conventional | 4 | 1.2% | 66.7% | $150,000 | |
Paramount Residential Mortgage
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Conventional, USDA | 4 | 1.2% | 100% | $275,000 | |
CrossCountry Mortgage, LLC
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Conventional, FHA, VA | 3 | 0.9% | 100% | $315,000 | |
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A5.0 ★Texas Ratio: 13.21% |
FHA | 3 | 0.9% | 100% | $308,333 | View |
Mortgage Research Center
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VA | 3 | 0.9% | 60% | $425,000 | |
New American Funding, LLC.
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Conventional, FHA | 3 | 0.9% | 75% | $161,666 | |
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A5.0 ★Texas Ratio: 8.14% |
Conventional, VA | 3 | 0.9% | 100% | $511,666 | |
21St Mortgage
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Conventional | 3 | 0.9% | 100% | $88,333 | |
American Portfolio Mortgage Corporation
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Conventional, FHA | 2 | 0.6% | 100% | $310,000 | |
Freedom Mortgage Corporation
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FHA | 2 | 0.6% | 100% | $275,000 | |
Stg Mortgage Inc
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Conventional, FHA | 2 | 0.6% | 100% | $240,000 | |
Churchill Mortgage Corporation
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Conventional | 2 | 0.6% | 100% | $325,000 | |
Mortgage Solutions of Colorado
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VA | 2 | 0.6% | 100% | $440,000 | |
Lower, LLC
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Conventional, FHA | 2 | 0.6% | 100% | $225,000 | |
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A+5.0 ★Texas Ratio: 4.11% |
Conventional | 1 | 0.3% | 100% | $315,000 | View |
Premier Mortgage Resources, LLC
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Conventional | 1 | 0.3% | 100% | $185,000 | |
Guaranteed Rate Affinity, LLC
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Conventional | 1 | 0.3% | 100% | $265,000 | |
American Financial Resources LLC
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FHA | 1 | 0.3% | 100% | $265,000 | |
Royal United Mortgage LLC
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Conventional | 1 | 0.3% | 50% | $245,000 | |
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A5.0 ★Texas Ratio: 6.15% |
Conventional | 1 | 0.3% | 100% | $145,000 | View |
Assemblies of God Credit Union
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Conventional | 1 | 0.3% | 100% | $235,000 | |
Affordable Mortgage Advisors
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Conventional | 1 | 0.3% | 100% | $215,000 | |
Lakeview Loan Servicing, LLC
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FHA | 1 | 0.3% | 50% | $335,000 | |
Kind Lending, LLC
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FHA | 1 | 0.3% | 33.3% | $295,000 | |
AmeriHome Mortgage Company, LLC
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FHA | 1 | 0.3% | 100% | $315,000 | |
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A+5.0 ★Texas Ratio: 4.11% |
FHA | 1 | 0.3% | 100% | $235,000 | View |
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A5.0 ★Texas Ratio: 9.93% |
Conventional | 1 | 0.3% | 50% | $135,000 | View |
Synergy One Lending, Inc.
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FHA | 1 | 0.3% | 100% | $175,000 | |
American Financial Network, Inc.
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FHA | 1 | 0.3% | 100% | $295,000 | |
Mortgage Financial Services
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FHA | 1 | 0.3% | 100% | $355,000 | |
Oceanside Mortgage Company
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FHA | 1 | 0.3% | 100% | $315,000 | |
ClearPath Lending
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VA | 1 | 0.3% | 100% | $365,000 | |
Securitynational Mortgage Company
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Conventional | 1 | 0.3% | 100% | $145,000 | |
Bay Equity LLC
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Conventional | 1 | 0.3% | 100% | $245,000 | |
Real Genius LLC
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Conventional | 1 | 0.3% | 100% | $225,000 | |
Nfm, Inc
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Conventional | 1 | 0.3% | 100% | $305,000 | |
Cardinal Financial Company, Li
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FHA | 1 | 0.3% | 100% | $315,000 | |
Credence Funding Corporation
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VA | 1 | 0.3% | 100% | $305,000 | |
T2 Financial LLC
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Conventional | 1 | 0.3% | 100% | $175,000 | |
V.I.P. Mortgage, Inc.
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Conventional | 1 | 0.3% | 100% | $135,000 | |
Geo-Corp, Inc.
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FHA | 1 | 0.3% | 100% | $315,000 | |
Zillow Home Loans, LLC
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FHA | 1 | 0.3% | 100% | $215,000 | |
The Loan Store, Inc
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Conventional | 1 | 0.3% | 100% | $185,000 | |
Carrington Mortgage Services LLC
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Conventional | 1 | 0.3% | 100% | $175,000 | |
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A+5.0 ★Texas Ratio: 2.82% |
Conventional | 1 | 0.3% | 100% | $155,000 | View |
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A+5.0 ★Texas Ratio: 4.14% |
HELOC | 0 +2 HELOCs |
0% | n/a | View | |
Figure Lending LLC
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
HomeBridge Financial Services, Inc
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
Spring Eq, LLC
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HELOC | 0 +1 HELOCs |
0% | 0% |
Taylor Mortgage Rate Trends
Daily average mortgage rates for Texas compared with the national average, updated every evening.
Mortgage Lenders and Mortgage Brokers Near Me in Taylor, Texas
Looking for mortgage lenders near me or mortgage brokers near me in Taylor? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Taylor in 2025, with lenders based there listed first.
Types of Mortgage Lenders in Taylor, TX
Use these to narrow the list above. Each category shows how many Taylor, TX lenders fit and what that kind of lender is usually best for.
Who Lends in Taylor, TX
Independent mortgage companies closed 73.8 percent of home loans in Taylor, Texas in 2025, banks 14.4 percent and credit unions 11.8 percent. Velocio Mortgage, L.L.C. was the largest mortgage company, City National Bank of Taylor the largest bank and University Federal Credit Union the largest credit union. Among lenders headquartered in Texas, City National Bank of Taylor led with 23 loans.
How to Read This List
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
Title or escrow companies usually handle closings in Texas. None; Texas has no real estate transfer tax or mortgage tax, only flat county recording fees.
More Texas Mortgage Lender Pages
Frequently Asked Questions About Mortgage Lenders in Taylor, TX
By home loans closed in 2025, City National Bank of Taylor was the largest mortgage lender in Taylor, Texas with 23 loans, about 6.8 percent of the market. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Among lenders with meaningful volume in Taylor, Texas, Velocio Mortgage, L.L.C. approved the highest share of completed applications in 2025 at 86.8 percent, against a 84.8 percent average for all lenders. Approval share reflects the applicants a lender attracts as much as its underwriting, so compare it alongside loan programs and median loan size. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
32 lenders closed FHA loans in Taylor, Texas in 2025, led by Velocio Mortgage, L.L.C. with 37. 13 lenders closed VA loans, led by Velocio Mortgage, L.L.C., and 3 closed USDA rural loans. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 20 banks and 11 credit unions closed home loans in Taylor, Texas in 2025, alongside 62 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in Taylor, Texas during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Methodology and Sources
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Taylor, Texas for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Taylor. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.
