Sunset, Texas mortgage lenders include American National Bank & TrustAmerican National Bank & Trust108 W Main, Archer City, TX 76351A5.0 ★Texas Ratio: 7.83%, First Financial BankFirst Financial Bank2617 Antilley Rd, Abilene, TX 79606A+5.0 ★Texas Ratio: 3.74%, Legend Bank, N.A.Legend Bank, N.A.110 Franklin Street, Alvord, TX 76225A+5.0 ★Texas Ratio: 0.92%, First United BankFirst United Bank317 Main St, Abernathy, TX 79311A+5.0 ★Texas Ratio: 3.01%, Cornerstone Capital Bank, SsbCornerstone Capital Bank, Ssb710 Highway 71 W, Bastrop, TX 78602A+5.0 ★Texas Ratio: 3.21%, Texas Mortgage Lending, LLCTexas Mortgage Lending, LLC900 W Bethany Dr Ste 500, Allen, TX 75013 3834A+5.0 ★Texas Ratio: 3.34%, DatcuDatcu8131 Gateway Dr, Argyle, TX 76226A+5.0 ★Texas Ratio: 0.64%, Grandview BankGrandview Bank100 Percifield Trl, Alvarado, TX 76009A+5.0 ★Texas Ratio: 0.94%, Texas Regional BankTexas Regional Bank1001 Congress Ave, Austin, TX 78701A5.0 ★Texas Ratio: 7.25%, and Clear Fork Bank N.A.Clear Fork Bank N.A.5657 Buffalo Gap Rd, Abilene, TX 79606A+5.0 ★Texas Ratio: 3.56%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in Sunset, Texas in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Sunset are listed first, then lenders elsewhere in Texas, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Market share is the lender's share of all home loans closed in Sunset, Texas. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
|---|---|---|---|---|---|---|
|
108 W Main, Archer City, TX 76351 A5.0 ★Texas Ratio: 7.83% |
Conventional | 5 | 6% | 83.3% | $259,000 | View |
|
2617 Antilley Rd, Abilene, TX 79606 A+5.0 ★Texas Ratio: 3.74% |
Conventional, HELOC | 2 +1 HELOCs |
2.4% | 100% | $45,000 | View |
|
110 Franklin Street, Alvord, TX 76225 A+5.0 ★Texas Ratio: 0.92% |
Conventional | 1 | 1.2% | 50% | $245,000 | View |
|
317 Main St, Abernathy, TX 79311 A+5.0 ★Texas Ratio: 3.01% |
Conventional | 1 | 1.2% | 100% | $565,000 | View |
|
710 Highway 71 W, Bastrop, TX 78602 A+5.0 ★Texas Ratio: 3.21% |
Conventional | 1 | 1.2% | 100% | $295,000 | View |
|
900 W Bethany Dr Ste 500, Allen, TX 75013 3834 A+5.0 ★Texas Ratio: 3.34% |
Conventional | 1 | 1.2% | 100% | $505,000 | View |
|
8131 Gateway Dr, Argyle, TX 76226 A+5.0 ★Texas Ratio: 0.64% |
Conventional | 1 | 1.2% | 100% | $95,000 | View |
|
100 Percifield Trl, Alvarado, TX 76009 A+5.0 ★Texas Ratio: 0.94% |
Conventional | 1 | 1.2% | 100% | $565,000 | View |
|
1001 Congress Ave, Austin, TX 78701 A5.0 ★Texas Ratio: 7.25% |
VA | 1 | 1.2% | 50% | $605,000 | View |
|
5657 Buffalo Gap Rd, Abilene, TX 79606 A+5.0 ★Texas Ratio: 3.56% |
Conventional | 1 | 1.2% | 100% | $325,000 | View |
|
★ 5 stars, 1 review 15301 North Dallas Prkwy #100, Addison, TX 75001 A+5.0 ★Texas Ratio: 2.51% |
Conventional | 1 | 1.2% | 100% | $75,000 | View |
Highlands Residential Mortgage, Ltd.
|
FHA | 1 | 1.2% | 100% | $335,000 | |
Certified Funding, L.P.
|
Conventional | 1 | 1.2% | 100% | $105,000 | |
Liberty Federal Credit Union
|
Conventional | 8 | 9.6% | 100% | $168,750 | |
|
A+5.0 ★Texas Ratio: 2.58% |
Conventional, FHA | 8 | 9.6% | 100% | $267,500 | View |
United Wholesale Mortgage
|
Conventional, FHA, VA | 7 | 8.4% | 100% | $335,000 | |
Fairway Independent Mort Corp
|
Conventional, FHA | 4 | 4.8% | 100% | $302,500 | |
21St Mortgage
|
Conventional | 4 | 4.8% | 44.4% | $150,000 | |
Pennymac Loan Services LLC
|
Conventional, VA | 3 | 3.6% | 100% | $265,000 | |
Mortgage Financial Services
|
Conventional, FHA | 3 | 3.6% | 100% | $195,000 | |
American Pacific Mortgage Corporation
|
Conventional, VA | 3 | 3.6% | 60% | $345,000 | |
CrossCountry Mortgage, LLC
|
Conventional, VA | 2 | 2.4% | 100% | $445,000 | |
loanDepot.com LLC
|
Conventional | 2 | 2.4% | 100% | $445,000 | |
Union Home Mortgage Corp.
|
Conventional, VA | 2 | 2.4% | 100% | $145,000 | |
Planet Home Lending, LLC
|
Conventional, FHA | 2 | 2.4% | 100% | $310,000 | |
Lakeview Loan Servicing, LLC
|
FHA | 1 | 1.2% | 50% | $515,000 | |
Freedom Mortgage Corporation
|
Conventional | 1 | 1.2% | 100% | $135,000 | |
Newrez LLC
|
Conventional | 1 | 1.2% | 100% | $75,000 | |
Go Mortgage, LLC
|
VA | 1 | 1.2% | 100% | $465,000 | |
Equity Prime Mortgage LLC
|
FHA | 1 | 1.2% | 100% | $305,000 | |
|
A+5.0 ★Texas Ratio: 5.06% |
Conventional | 1 | 1.2% | 37.5% | $215,000 | View |
Cmg Mortgage Inc
|
FHA | 1 | 1.2% | 100% | $285,000 | |
Churchill Mortgage Corporation
|
FHA | 1 | 1.2% | 100% | $235,000 | |
Mortgage Research Center
|
VA | 1 | 1.2% | 100% | $295,000 | |
Zillow Home Loans, LLC
|
Conventional | 1 | 1.2% | 100% | $155,000 | |
The Loan Store, Inc
|
Conventional | 1 | 1.2% | 100% | $675,000 | |
|
A-5.0 ★Texas Ratio: 14.97% |
Conventional | 1 | 1.2% | 100% | $475,000 | View |
Prism Bank
|
Conventional | 1 | 1.2% | 100% | $325,000 | |
|
A5.0 ★Texas Ratio: 8.14% |
VA | 1 | 1.2% | 50% | $385,000 | |
Paramount Residential Mortgage
|
Conventional | 1 | 1.2% | 100% | $225,000 | |
Geneva Financial LLC
|
FHA | 1 | 1.2% | 100% | $325,000 | |
Plaza Home Mortgage, Inc
|
Conventional | 1 | 1.2% | 100% | $245,000 | |
Pentagon Federal Credit Union
|
HELOC | 0 +1 HELOCs |
0% | n/a | ||
Lendage, LLC dba Achieve Loans
|
HELOC | 0 +1 HELOCs |
0% | n/a |
Daily average mortgage rates for Texas compared with the national average, updated every evening.
Looking for mortgage lenders near me or mortgage brokers near me in Sunset? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Sunset in 2025, with lenders based there listed first.
Use these to narrow the list above. Each category shows how many Sunset, TX lenders fit and what that kind of lender is usually best for.
Independent mortgage companies closed 67.5 percent of home loans in Sunset, Texas in 2025, banks 19.3 percent and credit unions 13.3 percent. Highlands Residential Mortgage, Ltd. was the largest mortgage company, American National Bank & Trust the largest bank and Texas Mortgage Lending, LLC the largest credit union. Among lenders headquartered in Texas, American National Bank & Trust led with 5 loans.
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
Title or escrow companies usually handle closings in Texas. None; Texas has no real estate transfer tax or mortgage tax, only flat county recording fees.
By home loans closed in 2025, American National Bank & Trust was the largest mortgage lender in Sunset, Texas with 5 loans, about 6 percent of the market. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
11 lenders closed FHA loans in Sunset, Texas in 2025, led by Guild Mortgage Company with 5. 9 lenders closed VA loans, led by Texas Regional Bank. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 11 banks and 5 credit unions closed home loans in Sunset, Texas in 2025, alongside 28 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in Sunset, Texas during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Sunset, Texas for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Sunset. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.